Sentences with phrase «insurance application which»

There are 3 steps when applying for a life insurance application which does not require a medical exam and they include:

Not exact matches

Entities that may still have access to your Equifax credit file include: companies like Equifax Global Consumer Solutions which provide you with access to your credit report or credit score, or monitor your credit file; federal, state, and local government agencies; companies reviewing your application for employment; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; for fraud detection purposes; and companies that wish to make pre-approved offers of credit or insurance to you.

For example, one trade credit policy form requires the policyholder to warrant, among other things, that (a) as of the execution of this Insurance Policy, it has no knowledge of any circumstance which could give rise to or increase the likelihood of a Loss; and (b) all of the information that it has provided and will provide to the Underwriter including, but not limited to, the information provided in the Application for Insurance, is and will be true and that no material information has been or will be withheld.

After being able to acquire these different details such as particular applications, financial statements and other pertinent documents, you can go ahead and begin the processing with an insurance provider which often may be working together with your organization, making it easier to gain information and access.

The application produces results for four different accumulator strategies, Lay Sequential, Lay with Lock In, Lay at Start and No Lay, each of which will generate profits from Acca Insurance offers.

The defendants are accused of twice submitting false applications for unemployment insurance benefits by claiming to have worked for two different companies at which they were never employed.

Instead of using humans — who, admittedly, expect salaries, paid leave, and health insurance — to evaluate applications and decide which candidates possess or can quickly learn needed skills, companies entrust these tasks to computer algorithms, which are cheaper in the short term but lack any ability to judge what resumes and applications indicate about applicants» abilities.

Auto & General Insurance Company Limited (hereinafter referred to as Auto & General) has developed a mobile application («the App») for you («the User») which will, amongst others, assist Auto & General in providing the Service / s to the User / s as more fully described herein and to enable Auto & General to render, amongst others, effective emergency assist services to Auto & General Policyholders and / or Regular Drivers.

If issued to a licensed rebuilder, who possesses or acquires a vehicle that is designated as, or for which evidence or information of a «flood vehicle» has been provided, the vehicle is considered a salvage vehicle and designated on an Application for Salvage Certificate in an insurance company or licensee's name.

Once you make these determinations and review quotes, you will need to complete an application which you or your agent will submit to the life insurance company.

A mortgage in which a mortgagee does not charge the mortgagor any fees for the applications, appraisals, underwriting, processing, private mortgage insurance and other third - party closing costs typically associated with mortgages.

This is the time during which the insurance company must use the premiums to recover the costs associated with underwriting the application.

The pre-approval process isn't as involved as a formal loan application to get a mortgage, which requires extensive documentation like income tax returns, driver's license, pay stubs, insurance forms, home owners association documents, mortgage statements, divorce records, Social Security record and bank statements.

Application: Forms required by the insurance company which the proposed insured completes when requesting coverage from an insurer.

Most lenders who use this mortgage insurance product make their requests through a provision known as «direct endorsement,» which authorizes them to consider applications without submitting paperwork to HUD.

One of the best ways to expedite this process is to find an experienced and knowledgeable life insurance agent who understands the nature of application factors, classifications, rating tables, and which companies are most likely to agree to insure someone with your particular profile.

The national trade group of the life insurance industry, which is actively involved in overseeing applications and setting industry standards.

As part of the life insurance application process, after a thorough physical examination and a determination of which factors are impacting a person's health, they are placed into a formal classification most of the time, ranging from Preferred Select to Standard Smoker.

But if the insured resident had not disclosed the fireplace, any claim could have been categorically denied because he thought he could determine which renters insurance application questions matter, and which ones he didn't «really» have to answer honestly.

But if you think you can hide that and determine for yourself which renters insurance application questions matter, you're wrong.

Do you know which renters insurance application questions are important, and which ones can be ignored?

This mortgage must be insured and borrowers must pay an application fee and insurance premium (which may be added to the mortgage) to the insurer.

Unlike with a regular life insurance application, which involves a medical exam to assess your risk, insurers ask you detailed questions and use third - party data such as prior medical records, your driving record, etc to assess your risk level.

How about a world - wide disaster built on fake loan applications, predatory mortgages, massive prepayment penalties, insurance policies without reserves, grossly ineffective regulation and levels of risk which could not possibly be sustained.

Following R's death, D, his widow, filed an application for the lump - sum death benefit payable on his earnings record, as well as for a widow's insurance benefit to which she was also entitled on his earnings record.

There is a two - year period of contestability between the time of your insurance application and your death, within which the insurance company can contest the payment of benefits.

A process which provides an insurance company the opportunity to review and assess customer risk prior to acceptance of the application.

The rankings in this article are based on a set of over 1.3 million automobile insurance shopper applications, in which drivers were asked which vehicle make (s) and model (s) they currently owned.

The new budget implements this recommendation by moving the automobile insurance dispute resolution system to the Licence Appeal Tribunal, which will start to receive applications from April 1, 2016.

Conflicts issues are (largely) untethered from the merits yet can be outcome determinative, so it is crucial to understand and focus on choice - of - law principles in complex insurance disputes, which can yield the application of different state laws within a single case to issues of contract formation, performance, and bad faith.

That counsel brought an application for additional coverage under two other insurance policies, which were denied under the «intentional acts» exclusion.

The plaintiffs» took the position that since the mediation had not occurred within 60 days of the application for mediation, which is a requirement of the Insurance Act; the mediation should be deemed to have failed.

The term «experience» or «experienced,» as used on the Site, Applications, and in other communications in reference to third party attorneys participating in LegalZoom's legal plans or other attorney access services means that the legal plan primary handling partner of each law firm fulfills the following: (a) possesses a minimum of five years» experience practicing law, (b) maintains errors and omissions insurance policies consistent with industry standards, (c) is in good standing with the state bar in each jurisdiction in which the attorney is licensed to practice, (d) has no pending malpractice lawsuit, as of the date of joining one of LegalZoom's legal plans, and (e) has no public record of discipline by a state bar within the last five years.

Unlike other «online» applications, which create an e-mail form or request at the insurer's end that must be reviewed personally from an underwriting point of view before the application is approved, LawyerDoneDeal.com is fully automated, providing in most cases instant approval for title insurance coverage.

The Level Term series from Savings Bank Life Insurance Company (SBLI) comes in 10, 15, 20, 25 and 30 year level periods, which is selected at the time of application.

• Once you have selected an insurance company, you will complete the application which is usually done over the phone.

Some no - exam policies require a phone or in - person interview, which may repeat many of the questions already answered on the life insurance application.

In fact, legally you have to have a licensed agent assist you with your life insurance application — might as well make sure they're independent, which means they can use any company available.

Will all life insurance companies, to qualify for non-smoker rates if you smoke cigars, you have to admit that you smoke cigars on the application as well as test negative for nicotine metabolites (which means you don't smoke cigarettes)

If you're listed as a smoker on your application, you should expect to get much higher premiums for your insurance plan, regardless of which company that you chose.

If you see a burial insurance application ask about asthma (which you probably never will because it's so rare) answer yes.

The terms of the contract are spelled out in the life insurance policy which you will receive when your application is approved.

For example, when applying for traditional life insurance, you will usually be required to fully complete an application for coverage which inquires about your age, gender, health and health history.

The use of Marijuana is just another rating factor on an application along with everything else which is taken into consideration on a conventional life insurance application for low cost term life insurance.

Many consumers call dozens of insurance companies before they find one with the right fit, and then they have to go through the application and medical exam process, which can take an additional two weeks to a month.

With a no medical exam life insurance policy, you will have to still go through the application and underwriting process but you are able to skip the medical exam which can speed up your approval process tremendously.

Application: Forms required by the insurance company which the proposed insured completes when requesting coverage from an insurer.

The application process for FollowMe Life, CoverMe Guaranteed Issue Life insurance, and CoverMe Easy Issue Life insurance is quick and easy which means accessible coverage for you, and protection for your loved ones.

Every insurance company is different, which means every insurance company is different, and all of them are going to view your application differently.

«The old model required applications to be completed by the business owner, and then scanned or faxed to the broker who, in turn, sent it to an underwriter for a quote, which then started the process in reverse,» said David Hamilton, president and CEO of Front Row Insurance, in a statement.