Sentences with phrase «insurance as a mechanism»

While most people think of renters insurance as a mechanism for replacing lost or damaged possessions, a standard policy also includes liability coverage.

Investors with a high net worth would also do well to consider using cash value insurance as a mechanism to avoid the estate tax.

Not exact matches

Another mechanism floated by Porter, as well as National Bank CEO Louis Vachon, is a further hike to the minimum down payment required by buyers who need mortgage insurance.

On Monday, two powerful conservative leaders in the House declared the blueprint unacceptable because it relies on giving people refundable tax credits to purchase insurance — a policy mechanism that, in a very rough sense, resembles Obamacare's subsidies to buy mandated health coverage (and is therefore being slammed by conservatives as just another entitlement program).

(a) Schedule 2.7 (a) of the Disclosure Schedule contains a list setting forth each employee benefit plan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligation.

They evolved in 18th and 19th century Europe as a mechanism of liquidity insurance for banking systems that would otherwise have been highly unstable.

It may be used as a funding mechanism for your buy - sell agreement and as business interruption insurance to pay the business for interruptions caused by the death of key employees.

During last week's visit, the prime ministers made progress on this front, discussing the framework necessary to facilitate Canada - India nuclear technology and services trade, including the Indian Nuclear Insurance Pool as a mechanism for managing liability issues.

Understandably, different churches practise it differently via salary structure, or some other mechanisms such as periodic love gifts, etc. (In the early church, salary structure as we know it today probably wasn't invented, just like computer, modern musical instruments and life insurance policy.)

These mechanisms may include such methods as unemployment Insurance, retirement and disability benefits, and anti-poverty health and welfare programs.

This type of fund, managed and predominantly financed by the state, acts as an insurance mechanism for districts that can't cover the full cost of educating high - need pupils along with all others under their purview.

Most investment mechanisms, including most health insurances, are tax - free as well.

The Cantor plan may play some role in this, trying to restructure the bill as a reactive bill through an insurance mechanism, while making it sound proactive.

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But NGOs and the civil society will likely have to wait a long time for affluent countries to make firm commitments on funding, risk transfer mechanisms such as insurance, and technology to help poor countries improve their resilience to climate change.

However, the American Carbon Registry approach to buffer pool requirements is flexible as it allows for other insurance mechanisms, including the contribution of non-forest offsets as insurance.

Loss and damage was introduced as an insurance mechanism to address sea level rise in hopes to push for greater mitigation ambition.

Our report proposes several leveraging mechanisms, such as loan guarantees, subordinated equity investments, and policy insurance, which together could be the basis of this partnership.

The buy / sell arrangement lists potential funding mechanisms such as life insurance and disability income insurance.

The Insurance and Risk Management Institute notes that only two states use this mechanism, and defines a reinsurance facility as;

In its simplest variation, you also pay as long as you live, although some companies have mechanisms for allowing you to have your insurance «paid up» after 20 years or so.

Whether it is anti-theft mechanisms or features that provide navigation assistance, it will help you get discounts on auto insurance premium as they make your car safer.

Lincoln Financial also provides a life insurance option as an alternative funding mechanism for long - term care expenses.

It is a non-participating endowment insurance plan whose mechanism is complex as compared to others.

Not only does our service create an incredible of convenience, including a low - pressure environment that allows you to make informed decisions about your health insurance from the comfort of your home, it also creates a reliable mechanism for you to comparison - shop among multiple insurers and specific insurance policies in a fraction of the time as traditional shopping methods.

Such beliefs often lead to ignorance about Life Insurance as a support mechanism, and its ability to safeguard your family's financial future, even in your absence.

Now with permanent insurance no longer having cash value as its» only support mechanism, with the advent of external guarantee no lapse universal life, we have finally arrived at a place where we can sanely investigate a term / permanent combination that doesn't just enrich agents and companies.

Cash value life insurance is also commonly used as the mechanism for deferred compensation for companies with its leverage and tax - advantage.

The type of UL I recommend uses the same guarantee mechanism as term insurance, an external guarantee with company reserves.

State law and guidelines set the amount of support, as well as the enforcement mechanism for collecting past - due support payments, health insurance payments, and reimbursement of uncovered medical expenses.

As such, funding streams should be developed that do not rely solely on health insurance mechanisms.

Think of insurance as the «archer in the watchtower»... two different mechanisms that function together.