Sentences with phrase «insurance as a separate policy»

While you may hear of critical illness insurance as a separate policy, it is also available on most life insurance policies.
If you want the added protection, Washington National even allows you to buy Critical Illness insurance as a separate policy.
If you ever want to cancel your accidental life insurance, it is much easier to do with your guaranteed life insurance and accidental life insurance as separate policies.
You can get earthquake insurance as a separate policy or have it added as an endorsement to your renters policy, depending on where you live.
While you may hear of critical illness insurance as a separate policy, it is also available on most life insurance policies.
While New York trailer insurance coverage is similar to what you'll find with a regular auto policy in terms of the coverages (liability for personal injury or property damage, comprehensive and collision, etc.), the cost of this insurance as a separate policy or a rider on your current auto policy can be quite affordable.

Not exact matches

Any other vehicle, such as your car, boat or an ATV, requires its own separate insurance policy.
As with flooding, if you live in an area at risk of this kind of damage, you should buy a separate earthquake insurance policy.
If you've got separate flood insurance or wind insurance policies, adjusters for those companies will come calling as well.
Water - caused by plumbing failure, appliance failure, fire sprinklers or other accidental discharges of water (You can purchase flood insurance as a separate rider to your renters insurance policy.)
This type of insurance product can be purchased as a separate policy or as an endorsement.
Earthquake insurance is available as a separate standalone policy, or as an endorsement to your homeowner's insurance policy.
Though these can only be purchased as separate policies, guaranteed universal life insurance has little to no cash value, so it's considerably less expensive for permanent coverage than whole life insurance.
Just as you shouldn't assume that a vacation home you own is covered by your homeowners insurance policy on your primary residence, it's important to know that a recreational vehicle usually requires coverage separate from your traditional automobile insurance.
This is generally not offered as part of a typical homeowners insurance policy and must be purchased as an endorsement, or rider, or as a separate earthquake policy.
For those who are interested in using the policy for infinite banking, the work around would be to use the cash value as collateral with a separate financial institution, such as a local bank, instead of borrowing form the life insurance company.
If you live in an area prone to earthquakes — such as Alaska, California and Nevada — you can purchase earthquake insurance from a surplus lines carrier as an endorsement or a separate policy.
It does not protect the contents within the home (think of them as everything you could pick up and remove), and you would need to get a separate contents insurance policy to cover your belongings.
As an added bonus, where claims made against home insurance or an additional floater impact your premium and future insurability, jewelry protection insurance is its own separate policy and insulates your home insurance from any claims.
If a homeowner's short - term renting activity can be defined as commercial, they should strongly consider purchasing an endorsement (if their homeowners insurance company offers one) or a separate policy to cover themselves and their home while lessees stay there.
It can be added to an existing homeowners insurance policy as an endorsement or purchased as a separate policy.
Wind insurance can either be purchased as an endorsement to your home insurance policy, as a separate policy from a private insurer or through a government program.
Flood insurance is a separate type of policy, and no renters or homeowners policy anywhere in America will cover a flood, as flood is defined in the policy.
Flood policies are completely separate from a home insurance policy, as they are under FEMA regulations.
Until he's finished with school, his needs should be considered as well; either in a separate trust with a separate life insurance policy, or perhaps using funds from your pension or savings.
Many insurance experts recommend separating your life insurance and investment needs, meaning never using your life insurance policy as an investment vehicle.
Any other vehicle, such as your car, boat or an ATV, requires its own separate insurance policy.
30 % of the part of an insurance policy premium (for a policy that is not a * whole of life policy or an * endowment policy) that is specified in the policy as being for a distinct part of the policy, if that part would have been a whole of life policy had it been a separate policy
Currently, most insurance companies — including Aviva Canada, Intact Financial and TD Insurance — cover laneway homes under the same policy as the main property and don't offer a separate insurance policy for the stinsurance companies — including Aviva Canada, Intact Financial and TD Insurance — cover laneway homes under the same policy as the main property and don't offer a separate insurance policy for the stInsurance — cover laneway homes under the same policy as the main property and don't offer a separate insurance policy for the stinsurance policy for the structures.
Trailer insurance, whether included as part of your car, truck, boat, or ATV policy or purchased as a separate rider, will offer a few different types of coverage options.
Justice Brown noted that if separating parties wished to exclude life insurance proceeds from the reach of the SLRA, they could make the life insurance policy jointly owned (the SLRA does not capture jointly - owned policies of insurance as set out in the Ogilvie Estate case).
With slip and fall cases, there are often multiple companies responsible for an accident — such as the owner of a property, the property management company, and the company hired to do winter maintenance — who all have separate insurance policies to compensate you for your injuries.
The deceased in the appeal court case separated from his wife in 2012 and took out a court - ordered life insurance policy that named his ex-wife as beneficiary in order to secure his future child and spousal support obligations.
On appeal, the First Circuit certified three questions to the Massachusetts Supreme Judicial Court: (1) whether an insurer owes a duty under an insurance policy or the Massachusetts «in for one, in for all» rule to prosecute an insured's counterclaim; (2) whether an insurer owes a duty to fund the prosecution of an insured's counterclaim as part of «Defense Costs;» and (3) when such a duty might give rise to a conflict of interest, so that the insured is entitled to separate counsel at the insurer's expense.
You are welcome to have a joint or separate renters insurance policy as you wish.
However, it depends on your individual business needs and risks, if this package will be enough or requires adding separate policies, such as Professional Liability Insurance, Employee's Health Insurance, Commercial Auto Insurance etc..
Be sure to talk with your agent about flood insurance, as this is a separate policy.
In addition, you may have certain high value items, such as jewelry, collectibles or fine art that may require a separate fire insurance policy, as their value can exceed coverage limits.
Terminal illness life insurance is not up for purchase as a separate insurance policy.
You do not need to purchase separate Indiana tornado insurance, as it is typically included in a standard homeowners or renters insurance policy that covers your home and your possessions.
You can purchase it from the same place you got your loan, or as a separate policy from insurance brokers or over the Internet.
Variable Life Insurance is a special type of a Permanent Life Insurance policy in which both the death benefit and the cash value depend on the investment performance of the underlying assets, usually one or two investment accounts known as «separate accounts» (or «sub-accounts») within the insurance company's pInsurance is a special type of a Permanent Life Insurance policy in which both the death benefit and the cash value depend on the investment performance of the underlying assets, usually one or two investment accounts known as «separate accounts» (or «sub-accounts») within the insurance company's pInsurance policy in which both the death benefit and the cash value depend on the investment performance of the underlying assets, usually one or two investment accounts known as «separate accounts» (or «sub-accounts») within the insurance company's pinsurance company's portfolio.
You might find it's in both of your best interests to live as one, but keep your car insurance policies completely separate.
Available as both riders in life insurance policies or separate formats, these provide additional finances if the person has to be kept at home for treatment or there is a loss in income.
Flood insurance is provided through the federal government and must be purchased as a separate policy.
Many auto insurance companies will have separate policies for those individuals who live 10, 20 or more miles away from their workplace as this compounds accident risk significantly.
If you child's age is from 5 years to 23 years, then you would also have a choice to buy a separate health insurance policy for your child or continue with the family floater policy; as suitable.
Disability insurance falls into a similar camp as life insurance — your divorce decree often stipulates an ex stay on as a beneficiary or requires you take out a separate disability insurance policy.
You can take this policy along with your existing health insurance policy as well as separate.
As with flooding, if you live in an area at risk of this kind of damage, you should buy a separate earthquake insurance policy.
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