Key man insurance and buy - sell agreements are two other common uses of life
insurance as an asset class.
Using life
insurance as an asset class offers you two benefits.
Using life
insurance as an asset class offers you two benefits.
The lack of familiarity with life
insurance as an asset class often prevents people from applying a similar, objective analysis to insurance products.
Not exact matches
As a result, risky asset classes such as equities and commodities will be assigned much higher reserve requirements than bonds, which is why some insurance industry players are already dumping equities to hold a greater proportion of bond
As a result, risky
asset classes such
as equities and commodities will be assigned much higher reserve requirements than bonds, which is why some insurance industry players are already dumping equities to hold a greater proportion of bond
as equities and commodities will be assigned much higher reserve requirements than bonds, which is why some
insurance industry players are already dumping equities to hold a greater proportion of bonds.
The company's products and services addresses multiple markets,
asset classes and geographies and are sold to a diverse client base, including
asset owners, such
as pension funds, endowments, foundations, central banks, family offices and
insurance companies; institutional and retail
asset managers, such
as managers of pension
assets, mutual funds, exchange traded funds, real estate, hedge funds and private wealth; financial intermediaries, such
as banks, broker - dealers, exchanges, custodians and investment consultants; and corporate clients.
Whereas a fixed annuity relies upon the
insurance company's general account to support the contract, a variable contract involves investments in any number of sub-accounts (potentially dozens) consisting of various
classes of
assets such
as stocks, bonds and money market accounts.
Asset allocation is an investment strategy that is used to choose among various asset classes such as stocks, bonds, commodities, foreign currencies, real estate, annuities and life insurance, and high value collectibles including precious me
Asset allocation is an investment strategy that is used to choose among various
asset classes such as stocks, bonds, commodities, foreign currencies, real estate, annuities and life insurance, and high value collectibles including precious me
asset classes such
as stocks, bonds, commodities, foreign currencies, real estate, annuities and life
insurance, and high value collectibles including precious metals.
For those looking for some diversity in their investment options with guarantees, taking advantage of a life
insurance policy
as an
asset class can be an attractive option.
Whereas a fixed annuity relies upon the
insurance company's general account to support the contract, a variable contract involves investments in any number of sub-accounts (potentially dozens) consisting of various
classes of
assets such
as stocks, bonds and money market accounts.
While more advisors acknowledge the value of life
insurance as a distinct
asset class within a portfolio, they need to put more emphasis on the product's importance, while continuing to educate consumers about its value.