Sentences with phrase «insurance at a certain rate»

For example, if you buy 20 years of term insurance at a certain rate, that rate is what you can expect to pay each year for the entire 20 year term of your policy.

Not exact matches

With whole life insurance, the policy's cash value is guaranteed to grow at a certain rate each year and you can:

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

At certain points during the period of coverage, you can convert your term policy to a permanent life insurance policy (such as a whole life insurance policy or universal life insurance policy) and premiums are determined by your original health rating.

When you get quotes from at least three different insurance companies, you can be certain that you will be getting a reasonable rate.

With whole life insurance, the policy's cash value is guaranteed to grow at a certain rate each year and you can:

This will give you a clue that there are certain risk factors they usually consider before arriving at the car insurance rate that will apply to you.

At the same time, the insurance industry invests with certain overall strategies in mind, such as matching assets to liabilities in terms of maturity and interest rate risk, including managing duration; liquidity requirements; and overall risk appetite / volatility tolerance.

The cash value of variable life insurance policies can grow at a much faster rate and in certain cases can be used to pay premiums.

Indeed, you might be surprised at how certain seemingly «ticky - tack» mistakes can add up and jack up your Concord, NC insurance rates.

When you take the time to compare landlord insurance policies and quotes for your Tennessee rental property, you can be certain that you are getting a comprehensive policy at a reasonable rate.

With so many things like being approved for a loan, getting a job, and even car insurance rates being determined by your credit, wouldn't you want to know for certain what is on there, instead of sitting at the dealership saying to yourself «no whammies, no whammies» as the salesperson walks off to run your credit application?

I purchased my pet's policy when he was 6 months old and assumed I'd locked in a certain rate based on signing up at an early age, rather than waiting until he was 2 (sort of like a life insurance policy).

Inflation Protection Inflation protection options determine at what rate certain benefits under a Long - Term Care Insurance policy are increased each year.

Securing life insurance with testicular cancer is very doable and at very affordable rates under the certain conditions.

Now this is not a unique feature only offered by Colonial Penn, many different insurance companies offer policies with premiums that increase over time, and in some cases these types of policies are great for certain types of clients, BUT... before anyone buys such a policy, they should take a look at what the rates will look like 10, 15 or even 20 years down the road.

This means if an insured person is diagnosed with a fatal disease just as the term runs out, he or she will be able to renew the policy at a competitive rate despite the fact the insurance company is certain to have to pay a death benefit at some point.

Non-standard auto insurance is insurance for those drivers whose underwriting experience makes it difficult or impossible to obtain insurance at standard or preferred rates, but who are acceptable risks to certain companies at a higher premium.

RoundTrip International insurance is administered by Seven Corners and underwritten either by Certain Underwriters at Lloyd's, London, rated A «Excellent» by A.M. Best or Tramont based on your home country.

It is a good idea to request quotes from at least three different insurance providers in order to be certain that you are getting your policy at a reasonable rate.

Life insurance premium rates are governed by the following factors: • Mortality Rate: is an insurer «s anticipation of deaths amongst a particular group of insured lives at certain ages.

The only way to be certain that you are getting a great policy at a competitive rate is by reviewing a variety of Massachusetts landlord insurance quotes.

When you get quotes from at least three different insurance companies, you can be certain that you will be getting a reasonable rate.

Illustrations: Life insurance policies, specifically permanent polices, will have pages of illustrations showing how the policy will perform at certain interest rates.

Each month, the cash value is credited at a certain rate of interest, after which the policy is charged for the cost of insurance.

Certain discounts offered by Longmont automobile insurance companies are based on conditions you can not change instantly but must work at diligently, such as those based on credit rating or driving record.

Nationwide's Wisconsin renters insurance can cover you in the event of theft, certain natural disasters, water backup damage and more, all at rates that fit your budget.

The cash value of variable life insurance policies can grow at a much faster rate and in certain cases can be used to pay premiums.

Insurance company can offer customers a certain number of renewable years, where renewal will be automated at a set premium rate, although that rate will increase by the year.

This means that the same applicant for coverage may apply for term life insurance at one life insurance company and obtain a certain premium rate, and he or she could apply for the same amount and type of coverage at a different insurance carrier and obtain a drastically different premium rate.

The reason the premium payments are higher is because whole life insurance is guaranteed to build cash value at a certain rate, as long as all premium payments are made in a timely manner.

The cash value is guaranteed to accrue at a certain rate in a whole life insurance policy as long as the illustrated premium payments are made, but not necessarily with a universal life or variable universal life contract.

Term life insurance can normally be converted to whole life at a certain point, and is sometimes renewable (for higher rates).

With whole life insurance, the policy's cash value is guaranteed to grow at a certain rate each year and you can:

If you have a car insurance policy with an accident forgiveness endorsement and you get into a car accident, you will be protected to a certain extent from rate increases on your coverage stemming from the accident; in short, you will be «forgiven» for an accident for which you were found to be at - fault.

For example, various violations like speeding or at - fault accidents are only legally allowed to be factored into your insurance rates for certain specified time periods.

That is because certain things, such as life insurance rates and family health history, are looked at more liberally by some carriers as opposed to others.

By requesting at least three different ATV insurance quotes, you can be certain that you will be getting competitive rate quotes.

Term insurance rates will be higher if your medical exam results indicate you have — or are at higher risk of having — certain health issues.

Of course, they may also be running a special at that time and you can acquire Edgewood renters insurance at a discounted rate for a certain amount of months.

Most insurance experts will tell you that the best way to be certain you are purchasing your car insurance policy at a competitive rate is to obtain a minimum of three insurance quotes.

Also, according to the new norms, variable insurance plans will guarantee a certain minimum rate of return at the beginning of the policy, though these are linked to an index.

Unless your worst affliction in life was a sneezing fit 5 years ago, you may have discovered that life insurance often comes at a higher rate due to certain health issues.

The only way to be certain that you are getting your PWC insurance policy at a great rate is by comparison shopping before making a purchase.

As per the new norms, variable insurance plans will guarantee a certain minimum rate of return at the beginning of the policy, though they are linked to an index.

• Home mortgage interest paid at settlement that is found on the mortgage interest statement provided by the lender • Certain real estate taxes paid at closing • Real estate taxes — listed on your real estate tax bill — the lender paid from escrow to the taxing authority • Sales taxes paid at closing • Points — also known as loan origination fees, maximum loan charges, loan discounts or discount points — which are a one - time closing cost that provide you a discounted rate on your mortgage and can be deducted only over the life of the mortgage • Mortgage insurance premiums, except for mortgage insurance provided by the Department of Veterans Affairs or Rural Housing Service