Sentences with phrase «insurance at certain ages»

The policyholder can purchase additional permanent insurance at certain ages, or after various life events like getting married or having a baby without medical examination.

Policy Purchase Option Guarantees the option to purchase additional insurance at certain ages and special life events, without having to provide evidence of insurability.

Not exact matches

We ended up driving around for two hours, being given directions to one hospital and getting lost, stopping at a pharmacy that couldn't help us, going to a clinic that wouldn't accept children under the age of six, visiting hospital that only accepted patients with a certain type of insurance, until finally being taken in at an ER.

If you're financing your car through Peugeot, it offers a popular programme called «Just Add Fuel» — a single monthly payment that covers all motoring costs such as routine servicing (but not wear parts), VED tax, breakdown cover and even comprehensive insurance (provided you're over a certain age, have had a licence for at two years and already have two years» no claims discount).

If you're financing your car through Peugeot, it offers a popular programme called «Just Add Fuel», which is a single monthly payment that covers all motoring costs such as routine servicing (but not wear parts, like brakes and tyres), road tax, breakdown cover and even comprehensive insurance (provided you're over a certain age, have held a licence for at least two years and already have two years» no claims discount).

footnote ** IRA distributions received before you're age 59 1/2 may not be subject to the 10 % federal penalty tax if the distribution is due to your disability or death; is distributed by a reservist who was ordered or called to active duty after September 11, 2001, for more than 179 days; or is for a first - time home purchase (lifetime maximum: $ 10,000), postsecondary education expenses, substantially equal periodic payments taken under IRS guidelines, certain unreimbursed medical expenses, an IRS levy on the IRA, or health insurance premiums (after you've received at least 12 consecutive weeks of unemployment compensation).

This optional rider allows your kid to opt for more life insurance at specific ages and after certain life events, such as marriage and having a child of their own.

Guaranteed Purchase Option Rider — This is a great option for parents or grandparents considering whole life insurance for children because it guarantees the addition of more coverage at certain ages and life events with no evidence of insurability.

Lifetime Protection Unlike term insurance that ends at a certain age, whole life protection is in force for your entire life.

This means another health exam, and of course your age will be a factor in determining the cost of a new insurance policy — even though term life insurance is cheaper than permanent life insurance, you'll naturally pay more for a term policy today than you would have 5, 10, or 20 years ago, and if you're above a certain age you may have trouble getting a term life policy at all.

However, their term policies also have the option to be converted to a universal life insurance policy at certain points, typically when you hit a life milestone (like having a child or getting married) or reach a certain age.

I purchased my pet's policy when he was 6 months old and assumed I'd locked in a certain rate based on signing up at an early age, rather than waiting until he was 2 (sort of like a life insurance policy).

There are indeed insurance companies that will try to sell you life insurance that expires at a certain age.

The GIO rider allows the insured to buy more life insurance without evidence of insurability at certain ages, or alternatively, on special occasions, such as marriage or the birth or adoption of a child.

Obligates the insurance company to continue coverage as long as the premiums are paid and is usually capped at a certain age.

Many traditional life insurance policies expire after a certain number of years, or at a specific age.

(Term life insurance policies are only in force for a certain, set period of time such as 10, 15, 20, 25, or 30 years and then they will automatically expire, leaving the insured to have to re-qualify for coverage if they want to remain insured at their then - current age and health condition).

This is permanent life insurance you can keep for your entire lifetime, provided premiums are paid when due, unlike term insurance coverage that may end at a certain age.

Life insurance premium rates are governed by the following factors: • Mortality Rate: is an insurer «s anticipation of deaths amongst a particular group of insured lives at certain ages.

Generally speaking, beyond a certain age (most insurance companies set this age at 35), you are deemed to have slower reflexes, thus increasing your risk of accidents.

Just keep in mind that there are certain conditions that are ineligible based on the company's guidelines, you could face a waiting period, you'll be subject to a health exam, your plan choices may be limited, and you'll be looking at paying higher than normal premiums (which is a good reason to buy as much life insurance as you can at an early age, and before you find yourself facing health issues).

This means another health exam, and of course your age will be a factor in determining the cost of a new insurance policy — even though term life insurance is cheaper than permanent life insurance, you'll naturally pay more for a term policy today than you would have 5, 10, or 20 years ago, and if you're above a certain age you may have trouble getting a term life policy at all.

Term life insurance policies only cover the policyholder for a certain, preset number of years, after which they expire and the policyholder will have to buy a new policy, often at increased premiums due to advanced age.

Depending on the type of term insurance purchased, the premiums will either stay level for a certain period of time, or they will increase at specific ages along the way and eventually end.

Does life insurance expire at a certain age?

Instead, insurance companies look at more certain factors such as your medical history, age, gender, location, smoking status, occupation, and hobbies to determine your risk class.

Now it doesn't take a genius to understand that a permanent life insurance policy will surely cost more per month than a policy that expires at a certain age like 80 or 90.

The underwriters at certain life insurance companies do not even care about an irregular heartbeat after age 55.

The risk of disability at old age is actually higher than death at certain ages; to achieve adequate protection, most companies should secure both key man life and disability insurance for their key employees and / or executives.

However, their term policies also have the option to be converted to a universal life insurance policy at certain points, typically when you hit a life milestone (like having a child or getting married) or reach a certain age.

Guaranteed Insurability Rider DEFINITION: an optional rider attached to permanent life insurance policies that allows the owner to elect to purchase additional life insurance death benefit coverage periodically at certain attained ages, or alternatively, upon certain special occasions such as marriage and the birth of a child.

This insurance rider may also expire at a certain age.

Hey, Neal, I have always favored term over WL or UL products until I began researching the Final Expense market and because «term» means exactly that, «term» it can only be written up to certain ages, will end at the end of the «term» of years, with the only option for the client being to convert it to permanent (WL) insurance at whatever their age cutoff is or term expires.

But Insurance is probably the last thing on one's mind at this age.There is a misconception among youngsters that life insurance is something that one needs when he or she gets old or crosses a certain age and incoInsurance is probably the last thing on one's mind at this age.There is a misconception among youngsters that life insurance is something that one needs when he or she gets old or crosses a certain age and incoinsurance is something that one needs when he or she gets old or crosses a certain age and income level.

The premium is level throughout the whole term and at the end of the term, you have the option to renew the coverage annually up to a certain age (varies by insurance company).

This optional rider allows your kid to opt for more life insurance at specific ages and after certain life events, such as marriage and having a child of their own.

You also need to look at certain personal factors to get your best life insurance quote... namely your age, your health and your occupation.

A limited pay whole life policy is a permanent insurance policy guaranteed to be fully paid - up at a certain date, or when you reach a certain age, with no more premiums due.

If you do not have a troubled medical record, are within a certain age and not involved in a hazardous occupation, you won't have trouble getting life insurance quotes at a discount price or free of cost.

So, while maturity benefit is paid out at a certain age, say 80, even if the insured person lives to say 90 years, insurance cover will remain active till he is alive, and when he dies, his nominee gets the death benefit.