Sentences with phrase «insurance bears the cost»

CDW insurance bears the cost of the excess charged to the vehicle hirer or another insurance policy if a hired vehicle is damaged or stolen.

Workmen compensation insurance bears the cost incurred due to treatment on behalf of the employer.

Not exact matches

That ratio, it bears noting, only compares rent to mortgage costs; it doesn't include the various expenses entailed in home ownership — taxes, maintenance, insurance — that can more than double the monthly outlay.

While not all of the costs are necessarily borne by taxpayers — i.e., your employer might pay a share of your health insurance premiums — many out - of - pocket expenses count toward the deduction (more on that below).

«Consumers increasingly bearing the cost of those prescriptions — that's an insurance design issue,» he said.

These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.

Just realize that most of these loans require additional insurance, and the cost of this insurance is borne by the borrower.

Update: I changed the section on Mother Jones to make clear that the $ 2.5 million cost of the lawsuit was born by Mother Jones's insurance company as well as Mother Jones itself.

It is why a company with a population with a lot of women of child bearing years has higher insurance costs than one that is primarily made up of men.

On one hand I think it's good that insurance companies are finally realizing the cost they having to bear as a result of a c - section rate that is inexcusably high and perhaps this will encourage more women to become better informed about c - sections before they go to the hospital.

Also something along the lines I «I don't have malpractice insurance, therefore any future medical costs due to transfer or childbirth injury or brain damage will be born by yourself even in the event that I am shown to be an incompetent medical provider».

medical malpractice insurance) the costs and risks of litigating are often too great for an individual woman to bear.

Given that breast pumps are covered by insurance in the U.S. these days (my son was born in 2011, pre-Obamacare), that total cost will come down even more for many exclusive pumpers.

The societal costs borne of poor nutrition are absolutely staggering and they come right out of my pocket — why do I pay increasing insurance premiums (not to mention medicare and medicaid) if I'm healthy and don't burden the insurance system?

However, the costs of breastfeeding are mostly borne by the mothers and those for breastfeeding training mostly by the individual health care workers or hospital, while the health insurance companies and society - at - large are profiting from the financial savings from exclusive and long - term breastfeeding.

«And the next step that we're hoping to really tackle is helping pass legislation that will finally hold insurance companies accountable for covering the costs of all medical bills associated with long - term, tick - borne illness disease,» says Gipson.

These involve costs that consumers pay as well — in their health insurance bills, in the Medicare and Medicaid costs that are breaking our budget, in lost productivity, and in the suffering that they and their children bear.

That does not include the costs born by other health insurance providers, not to mention the out - of - pocket costs and high levels of anxiety imposed on women who are recalled for further tests.

The average cost of renters insurance is, of course, partially driven by what the market will bear.

It's a good idea to review your need for life insurance whenever a major life event occurs, and also bear in mind that generally the younger you buy it, the less it will cost you.

We confronted that dad was covered under three different insurance and it was the nursing home's duty to bear the cost of my dad's treatment, as he's been living there since April 2006.

After the birth of their first born, they can add the child term insurance rider to their existing policy to cover burial costs.

So unless you are a super financial wizard with awesome interest bearing accounts, or have huge impounds for taxes and insurance, it is very unlikely most of us would ever re-coop the cost of the initial escrow waiver fee.

It's probably no surprise that one's age has the largest bearing on the cost of a term life insurance policy.

Gender can also have a bearing on your term life insurance costs.

So just like you don't rely solely on your income but instead put some money into stocks and interest - bearing accounts for when you have to pay a home down payment or for expenses in retirement, life insurance companies invest the same way (on a much larger scale, obviously) to make sure their costs are covered.

Additional insurance costs will be borne by all insured Florida homeowners, including the estimated 500,000 Canadians who own Florida properties.

(Bear in mind, though, there can be various advantages to making a higher down payment — among them, to avoid the cost of private mortgage insurance: See Private Mortgage Insurance: Avoid It for These 6 insurance: See Private Mortgage Insurance: Avoid It for These 6 Insurance: Avoid It for These 6 Reasons).

In human health, in many cases the patient is not bearing the brunt of the cost because they have some sort of third - party payer insurance, whether that be private insurance or government - provided insurance like Medicaid and Medicare.

Ettel did not have insurance, so is bearing the cost herself and allowing me to use Prynne's story as a cautionary tale — we should all assess risk ahead of time.

The absence of such contributes to many social ills, whether failing to understand how health risks should be borne by a broad support to help curtail individual risk, the purpose of insurance, performance of social systems, or how reducing individual costs by allowing coastal construction in flood zones is based upon a lottery mindset.

Until the free market is made to bear the true cost of fossil fuels, including all of the «externalities» (e.g. degradation of the commons including the immediate environment, climate change, medical costs that we all bear through insurance premiums) there will be no economic incentive to revamp transportation energy distribution.

But look at the evidence of those closest to bearing the real costs: private US insurers — those who place real bets indemnifying against property loss — unlike the supposedly more serious scientists — are unmoved by ACW: «The American Insurance Association, which represents 400 property and casualty insurers, says the debate about global warming has not been resolved.

Insurance places bets on probabilities, not uncertainties or Chaos to minimize risk to each individual by sharing the cost of risk throughout the system so a set of worthwhile ventures may be pursued by all even where the cost of misfortune in that system would be too much for any one to bear alone.

That cost is borne by taxpayers, council tax payers, insurance premium payers and by those defendants who have the misfortune to be neither insured nor a large and well resourced organisation.».

This ruling appears to be out of step with appellate authority which holds the costs borne by an insured to secure his or her right to a defence under an insurance policy should be paid on a full indemnity basis.

«It's clear that the number of claims — whether they're up or down — has no bearing on the cost of car insurance, and that the industry is set on increasing premiums no matter what.

This is because the law takes into account you need to pay your lawyer 1/3 of the settlement, and therefore, the insurance company should also bear the costs of legal fees and expenses incurred to obtain the settlement.

This body of research argues for the recognition of everyday legal needs and responding investment in affordable, community - based legal outreach, pointing to the very considerable social costs of non-resolution that are borne by social and health services, income supports, disability plans, and employment insurance, other social services (more information and supporting publications can be found on the Forum website).

It is important to keep in mind that most often the party that will actually bear the cost of a verdict is the culpable party's insurance company.

For others there is too much risk to bear from the cost of a dispute, especially when the total running cost and the disclosure demands of a case can never be determined at the outset, and the adverse costs of losing a claim to a financial institution can be high (and the insurance to cover them).

Attorneys from Findlay Personal Injury Lawyers can help you bear the cost of your long - term disability by filing suit against the responsible parties and making sure you receive an equitable settlement from your insurance.

In taking out the minimum statutory car insurance, we accept the risk of bearing our own costs in the event of a claim while ensuring that the interests of any third party are catered for.

The property is to be insured by the mortgagor / chargor and the cost of that insurance is to be borne by the mortgagor / chargor.

And though some insurance companies try to promote plans that require no life insurance exams, bear in mind that most of these claims would only cover limited expenses such as funeral costs and a cash benefit of around $ 50,000.

While Arizona doesn't require drivers to hold collision insurance, and comprehensive coverage, please bear in mind that medical payments and additional damages — including your own costs if you're ruled to be at fault — may not be covered by this minimal levels.

Insurance products are essentially transferring the cost of a particular event to a third party, by not having insurance for a risk event you are in effect self - insuring and bearing the cost of the event Insurance products are essentially transferring the cost of a particular event to a third party, by not having insurance for a risk event you are in effect self - insuring and bearing the cost of the event insurance for a risk event you are in effect self - insuring and bearing the cost of the event yourself.

The mortality rate is nothing but the cost an insurance company has to bear in a case of an eventuality to a customer.

Moreover, after an insurance lapse, in case of an accident, one has to bear the entire cost from his / her own pocket.

The insurance company bears the premium cost.