Sentences with phrase «insurance benefit in»

He has the choice of how he would like his family to receive the life insurance benefit in case something were to happen to him during the policy term.

With this benefit, if the insured becomes terminally ill while he or she is covered with this life insurance plan, they will be able to obtain a portion of their life insurance benefit in one lump sum.

It is extremely important to include a critical illness insurance benefit in your term plan to ensure you're never caught in a situation where you aren't able to finance a serious health condition.

Every traveler is looking for the best deal and no one likes to feel they've paid more than they should have, but when it comes to insurance it's hard to judge what an insurance benefit in hand is worth until you need it.

By providing your business with an insurance benefit in the event of your death, life insurance can help to sustain the enterprise and ensure continuity.

These plans provide the facility of saving and wealth creation while at the same time providing life insurance benefit in case of unfortunate death.

In her decision, dated July 29, 2008, Westchester State Supreme Court Judge Joan Lefkowitz agreed with the union, ruling, «plaintiffs» health insurance benefits in the prior collective bargaining agreements survived those agreements and may not be diminished without their consent.»

As of 2013 there was an estimated one billion dollars worth of unclaimed life insurance benefits in America.

For an individual who first becomes eligible for old - age insurance benefits or disability insurance benefits in 2013, or who dies in 2013 before becoming eligible for benefits, his / her PIA will be the sum of: (a) 90 percent of the first $ 791 of his / her average indexed monthly earnings, plus (b) 32 percent of his / her average indexed monthly earnings over $ 791 and through $ 4,768, plus (c) 15 percent of his / her average indexed monthly earnings over $ 4,768.

Make sure that at least one life insurance provides health insurance benefits in addition to the death benefits.

Whether your spouse can inherit your assets or receive life insurance benefits in the event of your death

Workers» compensation benefits are similar to insurance benefits in that the employee receives payment for injuries sustained in the workplace regardless of fault.

On June 1, 2016, major cutbacks will be made to car insurance benefits in Ontario.

If you are receiving several kinds of employment insurance benefits in one claim, the duration of the benefit period depends on the order in which you are receiving the benefits.

According to the American Council of Life Insurers, life insurance companies paid out $ 68 Billion dollars in life insurance benefits in 2014.

This policy has exclusions, limitations, and a reduction of life insurance benefits in the first two policy years.

In an interview with Money Wise, he says there's no need to roll the discount out in stages, as the government has already enjoyed a flush of cash from cutting insurance benefits in 2010.

You can use the life insurance benefits in any way you consider fit for your situation: pay off mortgage, pay off debt, invest, set up an annuity with lifetime monthly payments.

Not exact matches

Consider: CVS is also one of the largest pharmacy benefit managers in the country through its Caremark arm, so insurance coverage, filling prescriptions, and treating chronic health conditions like diabetes could all be housed under one company.

Furthermore, the CBO expects the Senate's health bill to substantially raise Americans» out - of - pocket medical costs by slashing Obamacare's mandated benefits and rolling back assistance to poorer and sicker people, as well as discouraging some low - income Americans from buying insurance in the first place (the BCRA would nix Obamacare's requirement that people carry coverage or pay a fine).

That's because key benefits such as health insurance and retirement plans fall under government scrutiny, and it is very easy to make mistakes in setting up a benefits plan.

The combination of CVS Health, the seventh - biggest company in the U.S. by revenue, with Aetna (No. 43 on the Fortune 500) would, if it were to go through, create a corporate behemoth with $ 240 billion in annual revenue across a wide swath of the healthcare continuum, from retail pharmacy and benefit management to insurance.

In Personal Insurance, net written premiums grew 8 %, benefiting from renewal premium change of 10 % in agency auto and continued momentum in our leading homeowners business where we grew policies in force by 5 In Personal Insurance, net written premiums grew 8 %, benefiting from renewal premium change of 10 % in agency auto and continued momentum in our leading homeowners business where we grew policies in force by 5 in agency auto and continued momentum in our leading homeowners business where we grew policies in force by 5 in our leading homeowners business where we grew policies in force by 5 in force by 5 %.

That said, the number of companies offering pet insurance as a benefit did jump — from 6 % in 2012 to 9 % in 2016, according to SHRM.

In fact, Xima has all the basic benefits like vision, dental, long term disability, and basic life insurance, but we also have the quirky benefits like pet insurance and roadside assistance.

In this section, provide employees with a general overview of the benefits you offer in terms of health care, dental, vision, life insurance, etc., but don't discuss specific policies with specific companieIn this section, provide employees with a general overview of the benefits you offer in terms of health care, dental, vision, life insurance, etc., but don't discuss specific policies with specific companiein terms of health care, dental, vision, life insurance, etc., but don't discuss specific policies with specific companies.

The 1,603 - page bill, negotiated by Republican and Democratic appropriators and leaders, drew Democrats» ire when they discovered it would roll back the Dodd - Frank law due to go into effect next year by killing planned restrictions on derivatives trading by large banks, allowing them to continue trading swaps and futures in units that benefit from federal deposit insurance and Federal Reserve loans.

Apple's and Facebook's reproductive benefits policies could also appeal to gay and lesbian couples who want to use a surrogate or a sperm donor to have a baby, or heterosexual couples who incur in vitro fertilization costs not covered by insurance.

And if one person has domestic partner benefits for medical or dental through the other person's employer, that person will need to enroll in COBRA to continue coverage or buy another insurance policy.

But if you already offer health insurance, as do more than 90 percent of large companies, things may look worse than they really are, according to a new study conducted by ADP, a large benefit and payroll processing firm based in Roseland, New Jersey.

Often, that translates to employees on the front lines stealing patient medical data or client social security numbers, which can then be sold on the black market or used to commit fraud like collecting someone else's social security benefits, opening new credit card accounts in another's name, or applying for health insurance by assuming the identity of someone else.

In addition to payroll, Namely can help with a number of employee benefits like health insurance, life and disability insurance, wellness programs, commuter benefits, and other less traditional plans as well.

The site reportedly gives its workers benefits like health insurance as they establish themselves in the network once they work 20 hours a week or more.

The first allows those claiming Employment Insurance to earn extra income on top of their benefits, and the other inflates benefits for claimants in regions with high jobless rates.

Voluntary benefits are insurance products employees can elect to add to their plans to fill gaps in health insurance to meet their needs.

In addition, its life and health subsidiary, Desjardins Financial Security and other units will allocate $ 250 million for the State Farm Canada life insurance, mutual fund, lending and living benefits operations.

Even though some of the best talent working for small businesses these days is young and doesn't always see the value in things like healthcare or life insurance, business owners will be better able overall to attract and retain good employees by offering those benefits.

In an era of small businesses and startups, however, benefits packages are considered extras, with workers sometimes forced to choose between higher pay and costly health insurance premiums or lower pay for the ability to provide great medical insurance for their families.

A little less than one in three small businesses were found to offer health insurance benefits to employees, for example, as compared to the national average of 96 percent of larger firms.

Along with expected benefits like health and life insurance, employees enjoy three free meals every day during their shift and no - interest student loans for employees, their spouses and children — which the company forgives if the student does well in school.

In the U.S., where the cost of medical insurance is a major expense for employers, large companies are also seeing the bottom - line benefits of investment in employees» health and well - beinIn the U.S., where the cost of medical insurance is a major expense for employers, large companies are also seeing the bottom - line benefits of investment in employees» health and well - beinin employees» health and well - being.

Benefits offered in addition to flexible schedule: American Fidelity Insurance offers coverage for medical, dental and vision insurance, 401 (k), referral bonuses, an on - site fitness centers and medicalInsurance offers coverage for medical, dental and vision insurance, 401 (k), referral bonuses, an on - site fitness centers and medicalinsurance, 401 (k), referral bonuses, an on - site fitness centers and medical clinics.

These rebates, struck between drug makers, pharmacy benefits managers, insurance companies, employers, and others, are largely negotiated in the background; but they don't necessarily trickle down to patients and consumers themselves.

Benefits offered in addition to flexible schedule: According to FlexJobs, St. Jude's also offers its employees health insurance, unlimited career growth opportunities, a pension plan and vacation time.

Beneficial effect of lower effective tax rate in light of pricing and benefit design assumptions associated with the 2017 temporary suspension of the non-deductible health insurance industry fee; excludes Individual Commercial segment impact

The Healthcare Reform Law, including The Patient Protection and Affordable Care Act and The Healthcare and Education Reconciliation Act of 2010, could have a material adverse effect on Humana's results of operations, including restricting revenue, enrollment and premium growth in certain products and market segments, restricting the company's ability to expand into new markets, increasing the company's medical and operating costs by, among other things, requiring a minimum benefit ratio on insured products, lowering the company's Medicare payment rates and increasing the company's expenses associated with a non-deductible health insurance industry fee and other assessments; the company's financial position, including the company's ability to maintain the value of its goodwill; and the company's cash flows.

Moreover, while many of these jobs offer health insurance and other benefits, military spouses might not actually need the benefits, because they're eligible through their husbands and wives in uniform.

He's endorsed policies like direct drug price negotiation in Medicare (usually a Democratic wish list item that's despised by drug makers) while simultaneously promising to slash other regulations on the biopharma industry; he famously promised «insurance for everybody» yet ostensibly supports benefit cuts and a rollback of the Medicaid expansion, which has covered millions of the poorest Americans.

-- Discriminating in terms, conditions, or privileges of employment, such as providing a lower salary to an employee because of sexual orientation, or denying spousal health insurance benefits to a female employee because her legal spouse is a woman, while providing spousal health insurance to a male employee whose legal spouse is a woman.

Other measures include: • remove rule limiting Child Tax Credit (CTC) to one claimant per household (to allow two or more families sharing a house to claim the CTC); • repeal $ 10,000 cap on medical expense tax credit claims made on medical costs incurred for an eligible dependent; • easier access to funds in Registered Disability Savings Plans for beneficiaries with shortened life spans; • improved Employment Insurance benefits to parents of gravely ill, murdered, or missing children; and • enhanced ability to make transfers between individual RESPs, and better access to RESP funds for post-secondary students studying outside Canada.