Sentences with phrase «insurance benefits if»

Things You Should Know About Life Insurance Benefits If You Committed Suicide Losing a loved one can be devastating, but it is even harder when they took there own life.

Mental disorders may also make you eligible for disability insurance benefits if one interferes with your ability to work.

Your policy will cover you for the trip delay insurance benefits if your trip is delayed for more than a stipulated number of hours because of events described in your policy, such as common carrier delays, traffic accidents, weather conditions, lost or stolen money or travel documents, natural disaster, and terror strike.

It is essential to be aware of the date when you would start to receive Redundancy Insurance benefits if you had to make a claim.

(Note: You may still receive travel insurance benefits if another covered reason applies to your travel experience.)

Generally, you will qualify for long - term disability insurance benefits if you are not able to do all, or substantially all, of the elements of your current job.

The employer may find itself legally responsible for paying the employee short - term or long - term disability benefits or the employee's estate life insurance benefits if the employer discontinues these benefits during the notice period.

Some card issuers and card brands pay out life insurance benefits if you are killed or severely injured in transit while traveling.

This rider offers an accidental death benefit that is equal to the policy's face amount — and pays out in addition to the whole life insurance benefit if the insured dies as the result of a covered accident.

Term plans are the basic form of insurance plans which provide insurance benefit if the policyholder dies prematurely.

The accelerated death benefit may allow the insured to receive a portion of their life insurance benefit if they are faced with a life - threatening illness.

Not exact matches

If, as an self - employed individual or start - up founder, you constitute a state - recognized business, you could benefit from the SHOP Exchanges, and qualify by 2014 to enter into the buying pool for state run insurance programs.

The combination of CVS Health, the seventh - biggest company in the U.S. by revenue, with Aetna (No. 43 on the Fortune 500) would, if it were to go through, create a corporate behemoth with $ 240 billion in annual revenue across a wide swath of the healthcare continuum, from retail pharmacy and benefit management to insurance.

No less significant, Zenefits offers its software absolutely free to business customers, generating revenue by claiming commissions from its benefits provider partners — e.g., health insurance carriers — if the customer chooses to manage its benefits program through the Zenefits platform.

And if one person has domestic partner benefits for medical or dental through the other person's employer, that person will need to enroll in COBRA to continue coverage or buy another insurance policy.

But if you already offer health insurance, as do more than 90 percent of large companies, things may look worse than they really are, according to a new study conducted by ADP, a large benefit and payroll processing firm based in Roseland, New Jersey.

On the other hand, 71 percent favor the law's Medicaid expansion, 66 percent of young adults favor the prohibition on denying people coverage because of a person's medical history, 65 percent favor requiring insurance plans to cover the full cost of birth control, 63 percent favor requiring most employers to pay a fine if they don't offer insurance and 53 percent favor paying for benefit increases with higher payroll taxes for higher earners.

Along with expected benefits like health and life insurance, employees enjoy three free meals every day during their shift and no - interest student loans for employees, their spouses and children — which the company forgives if the student does well in school.

As the name implies, term life insurance will provide a death benefit if an individual dies within the policy's term, up to 20 years typically.

But if you owned a partnership policy with a maximum benefit of $ 500,000, for example, you will be allowed to keep $ 500,000 of your assets after your long - term - care insurance runs out and still be eligible for Medicaid.

If structured correctly, Simmonds explained, the life insurance policy can benefit both you and the recipient of your gift.

For instance, if your spouse died, you'll want to locate a will, if there is one, and obtain a death certificate so that you can begin the process of claiming any life - insurance death benefits and other possible benefits.

If fewer than 100 people are covered by a pension plan, benefits plan (including medical, dental, life - insurance, scholarship, and disability), or fringe benefit, file Form 5500 C / R annually, listing details on membership, assets, and so on.

Do ask yourself: If today I gave you a check in the amount of the death benefit of the life insurance policy you're considering, would you quit your job and work free for me until you die?

Since a funeral costs around $ 10,000 on average, guaranteed issue insurance should provide a large enough death benefit if you just want to take care of final expenses.

AIG is our favorite insurer for guaranteed acceptance life insurance because their prices are competitive and they let you accelerate death benefits if you become ill.

If withholding at the source were extended to interest, dividends, pensions, individual retirement account distributions, and unemployment insurance benefits, the number would rise by 21.6 million.

However, if you want enough coverage to send a child to college or pay off a mortgage, guaranteed acceptance insurance won't provide a large enough death benefit.

AD&D insurance is similar to a life insurance policy in that both offer a death benefit, but your beneficiary wouldn't receive a payout if you died due to an illness.

If flexibility is important to you, you may want to consider a combination of whole life insurance with LTC benefits to provide the options you are looking for.

While this makes term life insurance significantly less expensive than permanent life insurance, it also means that you will not receive any benefit if you outlive the policy.

Consult your investment professional to find out if this whole life insurance policy, which features a death benefit, is the right product for your financial situation.

The national income accounts initially were designed by statisticians, but now they're designed by lobbyists, and the lobbyists work in Congress to say here's how we want to depict the economy as if it's actually benefiting the voters instead of specifically benefiting the FIRE sector — Finance, Insurance and Real Estate — which depicts itself as contributing to growth rather than being a parasite on growth, as I've described in Killing the Host.

«if you're paying no premium, you can be sure there are lower benefits in some way and you won't know it until you go to use your insurance,» said Matt Chancey, a certified financial planner based in Orlando.

Enacted in 2003 as part of legislation providing drug benefits under Medicare, the tax preference is only available if the individual purchases a high - deductible health insurance policy.

Some employers offer disability insurance in their benefits plans, but Crawford recommends purchasing disability insurance even if it is not specifically part of an employee benefits plan.

If you claim spousal benefits at the earliest possible age of 62, you will only receive 32.5 % of your spouse's primary insurance amount.

If you work for a company that does not offer a qualified retirement plan (or does not offer a life insurance option in an existing plan) or if you have already contributed the maximum amount to your qualified retirement plan, a cash value insurance policy can offer some of the tax benefits of a qualified retirement plaIf you work for a company that does not offer a qualified retirement plan (or does not offer a life insurance option in an existing plan) or if you have already contributed the maximum amount to your qualified retirement plan, a cash value insurance policy can offer some of the tax benefits of a qualified retirement plaif you have already contributed the maximum amount to your qualified retirement plan, a cash value insurance policy can offer some of the tax benefits of a qualified retirement plan.

In addition to all of the benefits that are given to a person with aCiTrades VIP Managed Account this level user will also get an optional corporate account feature, have interest added to the account balance, have insurance protection on the account, receive a 150 % cash back bonus if desired and have a personal debit card tied to the account for instant access to the money placed in it at any time.

In addition, some mortgage protection policies will only pay a death benefit if you die from an accident, similar to accidental death insurance.

On the other hand, if you have severe enough health problems to not qualify for term life insurance, mortgage life insurance will offer larger death benefits than many alternatives.

If you need a large amount of coverage, simplified issue life insurance isn't ideal for you because most life insurance companies cap the death benefit at $ 100,000 (some companies offer as high as $ 500,000.)

With a guaranteed issue life insurance policy, if you die because of an accident (e.g. a car crash) within the first two years, the full death benefit will be paid to your beneficiaries.

If you're worried that you won't have enough income for the lifestyle you want in retirement, you might want to discuss with a financial advisor or insurance professional about the potential benefits of using annuities as part of your overall retirement plan.

If that's you, you'll benefit from the lower monthly cost of this type of insurance as well as the savings and earnings potential.

A death benefit is a payment that the insurance company will make to your beneficiary if you die.

If you already own life insurance, you can add the charitable organization as another beneficiary and specify how you want the death benefit distributed.

Many life insurance policies come with the option of accelerating a portion of your death benefit if you become terminally or chronically ill.

One of the key differences to understand is that while you can purchase much more term life insurance than permanent insurance for your money, if you don't die during the term, your favorite charity won't receive any death benefit.

If your primary objective in obtaining life insurance is to have a death benefit in place which will help to cover your family's expenses if you passed away, our analysis shows that other products are likely a better fit given the cost of whole life insurancIf your primary objective in obtaining life insurance is to have a death benefit in place which will help to cover your family's expenses if you passed away, our analysis shows that other products are likely a better fit given the cost of whole life insurancif you passed away, our analysis shows that other products are likely a better fit given the cost of whole life insurance.