Sentences with phrase «insurance benefits when»

Third - party cover: Third - party insurance is an insurance which provides insurance benefits when a person is affected by an accident caused by you.

Commonly known as long term travel insurance, this is an affordable policy designed to provide important travel insurance benefits when you are travelling abroad for long periods; between 3 and 12 months.

Since I'll have exhausted my Employment Insurance benefits when my mat leave is over, I will not be able to claim any further EI if I can not find work.

You will lose the term insurance benefit when you shift companies as this benefit is not portable.

Not exact matches

T - Mobile started offering spousal benefits and insurance coverage for gay couples even when it wasn't legally required to, and it enforces a nondiscrimination policy that protects LGBTQ employees.

T - Mobile offered spousal benefits and insurance coverage for gay couples even when it wasn't legally required to, and is a major sponsor at several Pride events.

The 1,603 - page bill, negotiated by Republican and Democratic appropriators and leaders, drew Democrats» ire when they discovered it would roll back the Dodd - Frank law due to go into effect next year by killing planned restrictions on derivatives trading by large banks, allowing them to continue trading swaps and futures in units that benefit from federal deposit insurance and Federal Reserve loans.

Please note that when you borrow money from a life insurance policy, it doesn't show up as income and has no impact on financial aid or the tax rate on Social Security benefits.

Quite by chance, a supplier told Xu about IBEW and when he learned that unionized electricians were earning almost three times as much as he was — with benefits, a generous pension plan and an Employment Insurance top - up when they were between jobs, he was anxious to join.

DISABILITY, LIFE, AND LONG TERM CARE INSURANCE BENEFITS We provide employees and their loved ones with financial resources when they need them most:

It's important to know all the details of your business when you apply, including any benefits offered to employees, business insurance details and number of customers.

Whole life insurance policies are usually structured to mature when you turn 100 years old, at which point the cash value should equal the death benefit.

John's focus is on implementing quality, affordable, and customized health insurance strategies to benefit your individual needs when you decide to live overseas.

When you join us in June for the International Living Fast Track Panama Conference, you'll hear from all our Panama experts... attorneys, insurance professionals, construction and real estate experts... who can help you better understand the many benefits and options Panama offers.

However, your Social Security spousal benefits are limited to 50 % or less of your spouse's primary insurance amount, depending on your age when you claim them.

For those in this bracket of the work force, it is essential to realize just how much opportunity, benefits and advantages there are when it comes to having nonprofit insurance at hand, especially as a great means to a stable and secure future while at work and even through the years of retirement.

The transfer for value rule essentially says that, when you pass away, the third party would have to pay taxes on the life insurance death benefit.

When minor children are involved, the non-custodial parent is usually required to maintain life insurance for the benefit of the custodial parent and / or children.

When you purchase term life insurance, you agree to pay recurring premiums in return for the commitment by the insurance company to pay a death benefit if the insured happens to die during the term that the insurance policy is in effect.

Millennials also appear sensitive to benefits that might matter most to them: the demo's quality perception spiked when the government required health insurance providers to cover birth control and preventive services for transgender people.

Gays already get benefits (insurance, etc) from domestic partnership and it irks me that they can when someone can not add a parent to their insurance plan.

Among them are the rights to: bullet joint parenting; bullet joint adoption; bullet joint foster care, custody, and visitation (including non-biological parents); bullet status as next - of - kin for hospital visits and medical decisions where one partner is too ill to be competent; bullet joint insurance policies for home, auto and health; bullet dissolution and divorce protections such as community property and child support; bullet immigration and residency for partners from other countries; bullet inheritance automatically in the absence of a will; bullet joint leases with automatic renewal rights in the event one partner dies or leaves the house or apartment; bullet inheritance of jointly - owned real and personal property through the right of survivorship (which avoids the time and expense and taxes in probate); bullet benefits such as annuities, pension plans, Social Security, and Medicare; bullet spousal exemptions to property tax increases upon the death of one partner who is a co-owner of the home; bullet veterans» discounts on medical care, education, and home loans; joint filing of tax returns; bullet joint filing of customs claims when traveling; bullet wrongful death benefits for a surviving partner and children; bullet bereavement or sick leave to care for a partner or child; bullet decision - making power with respect to whether a deceased partner will be cremated or not and where to bury him or her; bullet crime victims» recovery benefits; bullet loss of consortium tort benefits; bullet domestic violence protection orders; bullet judicial protections and evidentiary immunity; bullet and more...

Elementary principles of good employee relationships such as clear - cut job definitions, adequate pay and vacations, hospitalization insurance, retirement benefits, and appreciation when deserved, constitute the needed treatment.

And WHY does the hospital get the benefit, when they are essentially being paid twice for one procedure, once by the patient (out of pocket or insurance), and once by the company who wants the foreskin.

Simple, the Affordable Care Act (otherwise known as Obamacare) requires that most health insurance plans cover the cost of a breast pump, a benefit that didn't exist back in 2012 when I had my daughter.

These benefits include but are not limited to the power of the human touch and presence, of being surrounded by supportive people of a family's own choosing, security in birthing in a familiar and comfortable environment of home, feeling less inhibited in expressing unique responses to labor (such as making sounds, moving freely, adopting positions of comfort, being intimate with her partner, nursing a toddler, eating and drinking as needed and desired, expressing or practicing individual cultural, value and faith based rituals that enhance coping)-- all of which can lead to easier labors and births, not having to make a decision about when to go to the hospital during labor (going too early can slow progress and increase use of the cascade of risky interventions, while going too late can be intensely uncomfortable or even lead to a risky unplanned birth en route), being able to choose how and when to include children (who are making their own adjustments and are less challenged by a lengthy absence of their parents and excessive interruptions of family routines), enabling uninterrupted family boding and breastfeeding, huge cost savings for insurance companies and those without insurance, and increasing the likelihood of having a deeply empowering and profoundly positive, life changing pregnancy and birth experience.

National Insurance is effectively income tax - especially as we have no guarantee that we will see the benefit of our contributions when we retire.

Tens of thousands of people cheat the state out of an estimated $ 150 million every year through unemployment insurance fraud, including prison inmates, people who were on overseas vacations when they applied for benefits and people who had «off the books» jobs but claimed to be jobless.

He refers to my wife as my wife,» she says, adding that Mazur provided her with health insurance, something her postdoctoral contract did not originally cover, when she told him that her wife's workplace was deducting more than $ 300.00 additional per month in taxes to cover Julie's benefits.

The results indicate that when parents were granted benefits during the appeal process because they drew a more lenient judge, the probability of one of their adult children applying for disability insurance rose by 6 percentage points over the next five years, and 12 percentage points over the next decade.

The insurance premium, considered as spending, is difficult to get approval even though it has the benefit of bringing in cash flow when it is needed the most,» Brown said.

Many people buy extra insurance for cars and travel when it's already included in their credit card benefit program.

I also like to see people have a 30 - day waiting period or less — thats the amount of time from when the insurance company determines that a person is eligible to use their long - term - care benefit to when the company begins to actually pay out for the benefit.

But fat pension and health care benefits make perfect sense to union leaders — especially when the union runs the health care insurance plan, as is the case in Milwaukee.

Many teachers in local - only teachers unions join a group like AAE to receive member benefits they lose when disaffiliating, including liability insurance — and membership in AAE often costs much less than the savings teachers gain from disaffiliating.

In instances when smaller organizations or nonprofits can not compete with large or private sector organizations, many organizations offer unique benefits — such as comprehensive medical insurance plans, flexible schedules, or financial planning services — to entice employees.44 Alpert Jewish Family and Children's Service, or AJFCS, a nationally accredited social services agency in Palm Beach, Florida, uses innovative benefits to recruit and retain talent — especially workers in the later stages of their careers.

When it's time to talk about Health Insurance and Employee Benefits, do you run and hide or do you get excited about the conversation?

(novelette) Insurance Adjusters decide when a person's cost - benefit analysis has fallen too far.

Some years I make more than her, some years less — these last few years less because I've been trying to get some big and potentially lucrative projects off the ground — but even when I made more I benefitted from access to health insurance via her work.

In a nutshell, while most whole life insurance is fixated on maximizing the death benefit of a policy and just allowing cash values to grow over time, strategic self banking focuses on maximizing life insurance cash values, so the whole life insurance plan can be used strategically as a savings and personal financing vehicle for the purpose of recapturing your cost of capital incurred when having to deal with third party lenders or using your own cash.

In addition to your monthly spouse's benefit, when you turn 65 you can also obtain Medicare, the federal health insurance program for the elderly.

Whole life insurance death benefit proceeds expire when the coverage terminates.

If you have a life insurance policy, and you've been keeping up with your premiums, your insurer will pay out a death benefit when you die.

Thanks to «the slayer rule», when you're «south of heaven» and your life insurance beneficiary is the one who put you there, most states show no mercy if there's a preponderance of evidence against the person trying to claim the death benefit.

Also, you should understand that when you pay for your travel expenses with points, you are normally not eligible for credit card benefits like travel insurance or baggage protection.

With a long - term care insurance policy, you pay a premium and receive benefits when qualified expenses occur.

With permanent life insurance your beneficiaries are guaranteed to receive a death benefit when you die.

Universal life insurance pays out a tax - free lump sum to your beneficiaries when you die, called a «death benefit.»

When faced with the facts and the benefits of having coverage, most people elect to take the coverage for the very small cost of Rochester renters insurance.

Rosemont at Laredo Vista renters insurance is required because it benefits everyone in the community when everyone is covered.