Sentences with phrase «insurance brokers do»

By shopping online through a website such as this one, you may be able to save even more, because insurance brokers do not represent a single insurer and will actually try to match your needs with the lowest cost policies.

Life insurance brokers do not provide this service.

Here we take a closer look at what exactly car insurance brokers do — and the pros and cons of using car insurance brokers when buying motor cover, compared to finding a policy yourself.

Instead of spending hours to call dozens of companies, let one of our independent insurance brokers do all of that work for you.

Instead of wasting hours and hours calling different companies to get quotes, let one of our independent insurance brokers do all of the work for you.

Instead of spending hours and hours on the phone calling different agents, let one of our independent insurance brokers do all of the hard work for you.

Instead of wasting hours and hours on the phone, let one of our independent insurance brokers do all of the hard work for you.

Instead of wasting hours and hours calling different companies, let one of our independent insurance brokers do all of the hard work for you.

Insurance Brokers do not charge clients for their assistance.

Instead of wasting your time calling different agents, let one of our independent insurance brokers do all of that hard work for you.

There are thousands and thousands of companies on the market, which means you could spend days calling all of those companies yourself, or you can let one of our independent insurance brokers do all of that hard work for you.

Instead of wasting your time calling all of those companies, let one of our independent insurance brokers do all of the work for you.

If you are a little confused about what health insurance brokers do, you're not alone.

Instead of wasting your valuable time calling all of those companies yourself, let one of our independent insurance brokers do all of that hard work for you.

Instead of wasting hours and hours, like one of our independent insurance brokers do all of the hard work for you.

Instead of wasting hours and hours calling agents to get the best rates, let one of our independent insurance brokers do all of the work for you.

Instead, let one of our independent insurance brokers do all of the work for you.

Many Manitobans, for instance, have cottages in the Lake of the Woods area, which is about a two - hour drive from Winnipeg, and Standard Insurance Brokers don't write habitational policies in Manitoba.

Between picking out tile and choosing paint colours, speaking with your home insurance broker doesn't usually come up when planning renovations to your home.

This is essentially what an insurance broker does for you when you purchase insurance for your car, home or anything else from them.

If you are not responsible, you must also inform the other carrier you are filing the claim, or have your insurance broker do it.

Whereas an insurance broker does not work for one particular insurer and is by far more independent than an insurance agent.

This is what an insurance broker does to ensure you get the best rate for your driving history and vehicle.

Not exact matches

To build the Zenefits site, he talked to a lot of insurance brokers and others, trying to find out why the paperwork was done the way it was.

Many states, including Utah, do not allow insurance brokers to offer rebates to consumers to encourage insurance purchases; according to the Utah Insurance Department, free software counts as insurance brokers to offer rebates to consumers to encourage insurance purchases; according to the Utah Insurance Department, free software counts as insurance purchases; according to the Utah Insurance Department, free software counts as Insurance Department, free software counts as a rebate.

«If you just take two or three bids, insurance brokers won't thoroughly scan the market for you — they will just bring you quotes from the carriers they do the most business with.

Mortgage broker Sears argues that the decent thing to do with the surplus would be to refund that money to homeowners who have presumably paid too much for their mortgage insurance.

Most states, including Utah, do not allow insurance brokers to offer rebates to customers to get them to buy insurance plans.

In a recent post, we reported that Zenefits, a software company and online brokerage firm that claims to have automated much of what brokers do, seems to have alarmed enough insurance agents that last month, the insurance commissioner in Utah banned Zenefits from serving as a broker in the state.

The premise behind an immediate annuity is simple: You invest a lump sum of money with an insurance company (although you would actually do so through an adviser, a broker or insurance agent) and in return you receive a guaranteed monthly payment for life regardless of how the financial markets perform.

This discussion also does not consider any specific facts or circumstances that may be relevant to holders subject to special rules under the U.S. federal income tax laws, including, without limitation, certain former citizens or long - term residents of the United States, partnerships or other pass - through entities, real estate investment trusts, regulated investment companies, «controlled foreign corporations,» «passive foreign investment companies,» corporations that accumulate earnings to avoid U.S. federal income tax, banks, financial institutions, investment funds, insurance companies, brokers, dealers or traders in securities, commodities or currencies, tax - exempt organizations, tax - qualified retirement plans, persons subject to the alternative minimum tax, persons that own, or have owned, actually or constructively, more than 5 % of our common stock and persons holding our common stock as part of a hedging or conversion transaction or straddle, or a constructive sale, or other risk reduction strategy.

Generally, investment advisers are paid «level fees» that don't change based on their advice, while brokers and insurance agents are paid commissions that can vary based on the funds they recommend.

However, despite continued pushback from the broker - dealer and insurance industries on the controversial rulemaking — and delays — Saxon told ThinkAdvisor that he doesn't believe that Phyllis Borzi, assistant secretary of labor for DOL's Employee Benefits Security Administration, the main architect of the fiduciary rule, «is ever going to give up» on making sure the fiduciary redraft sees the light of day.

It does not discuss all aspects of U.S. federal income taxation that may be relevant to particular holders in light of their particular circumstances or to holders subject to special rules under the Code (including, but not limited to, insurance companies, tax - exempt organizations, financial institutions, broker - dealers, partners in partnerships (or entities or arrangements treated as partnerships for U.S. federal income tax purposes) that hold HP Co. common stock, pass - through entities (or investors therein), traders in securities who elect to apply a mark - to - market method of accounting, stockholders who hold HP Co. common stock as part of a «hedge,» «straddle,» «conversion,» «synthetic security,» «integrated investment» or «constructive sale transaction,» individuals who receive HP Co. or Hewlett Packard Enterprise common stock upon the exercise of employee stock options or otherwise as compensation, holders who are liable for the alternative minimum tax or any holders who actually or constructively own 5 % or more of HP Co. common stock).

Brokers and insurance agents don't.

Just like you do when you first get a mortgage, closing costs will include things like title insurance, real property deed recording fees, appraisals, background checks, and application fees with your bank or mortgage broker.

However, interest rates don't account for other loan charges, such as loan discount points, mortgage insurance premiums, broker fees, or closing costs.

Third, do you really want to tell your insurance broker and insurance company how much gold you have at home and where it is located?

It can only be assumed that other all - star games that are surviving are doing so because someone like Coach Schneider is putting in the necessary work «'' everything from selling ads, coordinating coaches and rosters and working with insurance brokers «'' that such an event demands.

«Insurance companies don't insure against criminal acts,» said King, a former insurancInsurance companies don't insure against criminal acts,» said King, a former insuranceinsurance broker.

You don't have a lawyer if you have an insurance broker comparison web site and fill my trunk andoffers these following options: anti-lock brakes, and leave your car.

If you need to update your home's security, make sure you let your broker know so that they may update your policy accordingly or provide you with a suitable home contents insurance quote if you don't already have that specific item covered.

I would also like to add that if you do not now have an insurance policy or perhaps you do not remain in any group insurance, you might well take advantage of seeking assistance from a health broker.

Similarity, the issuing insurance company and the underwriter do not back the financial strength of the broker / dealer or its affiliates.

«If you pay bills in cash or rely on a line of credit or loan, like a small business owner often does, then you'll have a terrible credit score even if you always pay your bills on time,» explains Michael Brattman, vice-president of personal insurance at Erb Insuranceinsurance at Erb InsuranceInsurance Brokers.

Another, potentially cheaper option is to talk to an independent insurance broker — a professional that doesn't work for any one particular company but represents your interests by shopping your requirements at a variety of insurance companies.

For instance, a poll conducted in December 2010 for the Insurance Brokers Association of Ontario on the use of credit scores by property insurers found 75 % of consumers didn't even know the practice existed.

(B) «Credit repair services organization» does not include: (i) Any person authorized to make loans or extensions of credit under the laws of this state or the United States who is subject to regulation and supervision by this state or the United States; (ii) Any bank or savings and loan institution whose deposits or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or the Savings Association Insurance Fund of the Federal Deposit Insurance Corporation; (iii) Any nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986; (iv) Any person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (v) Any person licensed to practice law in this state if the person renders services within the course and scope of his or her practice as an attorney; (vi) Any broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission if the broker - dealer is acting within the course and scope of those regulatory agencies; or (vii) Any consumer reporting agency as defined in the federal Fair Credit Reporting Act (15 U.S.C. 1681 insurance by the Federal Deposit Insurance Corporation or the Savings Association Insurance Fund of the Federal Deposit Insurance Corporation; (iii) Any nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986; (iv) Any person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (v) Any person licensed to practice law in this state if the person renders services within the course and scope of his or her practice as an attorney; (vi) Any broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission if the broker - dealer is acting within the course and scope of those regulatory agencies; or (vii) Any consumer reporting agency as defined in the federal Fair Credit Reporting Act (15 U.S.C. 1681 Insurance Corporation or the Savings Association Insurance Fund of the Federal Deposit Insurance Corporation; (iii) Any nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986; (iv) Any person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (v) Any person licensed to practice law in this state if the person renders services within the course and scope of his or her practice as an attorney; (vi) Any broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission if the broker - dealer is acting within the course and scope of those regulatory agencies; or (vii) Any consumer reporting agency as defined in the federal Fair Credit Reporting Act (15 U.S.C. 1681 Insurance Fund of the Federal Deposit Insurance Corporation; (iii) Any nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986; (iv) Any person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (v) Any person licensed to practice law in this state if the person renders services within the course and scope of his or her practice as an attorney; (vi) Any broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission if the broker - dealer is acting within the course and scope of those regulatory agencies; or (vii) Any consumer reporting agency as defined in the federal Fair Credit Reporting Act (15 U.S.C. 1681 Insurance Corporation; (iii) Any nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986; (iv) Any person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (v) Any person licensed to practice law in this state if the person renders services within the course and scope of his or her practice as an attorney; (vi) Any broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission if the broker - dealer is acting within the course and scope of those regulatory agencies; or (vii) Any consumer reporting agency as defined in the federal Fair Credit Reporting Act (15 U.S.C. 1681 - 1681t).

We do that by partnering with the best insurance brokers in Alberta.

@MaxB: Well, I've done that many times (my insurance broker messed up, and it didn't show I was covered many months after I signed up, but they eventually fixed it), and the doctors have always run it again when I asked.