Sentences with phrase «insurance brokers make»

As a life insurance broker I made a decision to specialize in life insurance.
But Griffin MacLean Insurance Brokers makes it seem easy.

Not exact matches

If you work with insurance brokers or agents on these items, meet with them to make sure you fully understand the situation and your options.
Zenefits offers human resources software for free to businesses and makes money acting as a health insurance broker, working as the middleman between businesses and insurance providers.
Methodology Discovery Data compiled the rankings based on discretionary and nondiscretionary assets under management listed on SEC Form ADV. To capture independent fee - only planning firms, every effort is made to exclude firms with broker - dealer and insurance company affiliations and those with substantial outside ownership stakes held by private equity firms and some outside investors.
However, despite continued pushback from the broker - dealer and insurance industries on the controversial rulemaking — and delays — Saxon told ThinkAdvisor that he doesn't believe that Phyllis Borzi, assistant secretary of labor for DOL's Employee Benefits Security Administration, the main architect of the fiduciary rule, «is ever going to give up» on making sure the fiduciary redraft sees the light of day.
The company can give software away for free because it makes bundles of money facilitating the sale of insurance between health - care providers and employers as well as earning a commission or broker fee.
Brokers traditionally make in - person visits to business owners to explain insurance options.
Opponents of the Fiduciary Rule — including the COC — claim the rule will make investment advice too costly for many 401 (k) plans by driving brokers and insurance agents unwilling to give impartial advice from the market.
Practitioners in several fields of non-legal work, such as «residential real estate brokering services,» «insurance brokering services,» and medicine would not need to disclose their clients, though federal privacy requirements limit how much the state can require to be made public.
If you need to update your home's security, make sure you let your broker know so that they may update your policy accordingly or provide you with a suitable home contents insurance quote if you don't already have that specific item covered.
They are not backed by the broker / dealer from which an annuity is purchased, by the insurance agency where an annuity is purchased, or any affiliates to those entities, and none makes any representations or guarantees regarding the claims - paying ability and financial strength of the issuing insurance company.
The CRL asserts that the recent foreclosure crisis was caused not by low income borrowers, but instead by the greed driven actions and decision making by certain mortgage lenders and brokers; it notes that proposals for raising the minimum credit score requirement and charging higher mortgage insurance premiums up front and annually will obstruct the path to buying a home for some.
(B) «Credit repair services organization» does not include: (i) Any person authorized to make loans or extensions of credit under the laws of this state or the United States who is subject to regulation and supervision by this state or the United States; (ii) Any bank or savings and loan institution whose deposits or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or the Savings Association Insurance Fund of the Federal Deposit Insurance Corporation; (iii) Any nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986; (iv) Any person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (v) Any person licensed to practice law in this state if the person renders services within the course and scope of his or her practice as an attorney; (vi) Any broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission if the broker - dealer is acting within the course and scope of those regulatory agencies; or (vii) Any consumer reporting agency as defined in the federal Fair Credit Reporting Act (15 U.S.C. 1681 insurance by the Federal Deposit Insurance Corporation or the Savings Association Insurance Fund of the Federal Deposit Insurance Corporation; (iii) Any nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986; (iv) Any person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (v) Any person licensed to practice law in this state if the person renders services within the course and scope of his or her practice as an attorney; (vi) Any broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission if the broker - dealer is acting within the course and scope of those regulatory agencies; or (vii) Any consumer reporting agency as defined in the federal Fair Credit Reporting Act (15 U.S.C. 1681 Insurance Corporation or the Savings Association Insurance Fund of the Federal Deposit Insurance Corporation; (iii) Any nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986; (iv) Any person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (v) Any person licensed to practice law in this state if the person renders services within the course and scope of his or her practice as an attorney; (vi) Any broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission if the broker - dealer is acting within the course and scope of those regulatory agencies; or (vii) Any consumer reporting agency as defined in the federal Fair Credit Reporting Act (15 U.S.C. 1681 Insurance Fund of the Federal Deposit Insurance Corporation; (iii) Any nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986; (iv) Any person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (v) Any person licensed to practice law in this state if the person renders services within the course and scope of his or her practice as an attorney; (vi) Any broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission if the broker - dealer is acting within the course and scope of those regulatory agencies; or (vii) Any consumer reporting agency as defined in the federal Fair Credit Reporting Act (15 U.S.C. 1681 Insurance Corporation; (iii) Any nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986; (iv) Any person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (v) Any person licensed to practice law in this state if the person renders services within the course and scope of his or her practice as an attorney; (vi) Any broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission if the broker - dealer is acting within the course and scope of those regulatory agencies; or (vii) Any consumer reporting agency as defined in the federal Fair Credit Reporting Act (15 U.S.C. 1681 - 1681t).
Most mutual fund companies, stock brokers, insurance sales people, and other finance professionals who work on commission push high - cost funds because they make more money on them.
They are not backed by the broker / dealer from which this annuity is purchased, by the insurance agency from which this annuity is purchased, or any affiliates of those entities, and none makes any representations or guarantees regarding the claims - paying ability and financial strength of the issuing insurance company.
In the case of the FHA, however, those insurance payments are made to the agency instead of a commercial insurance broker.
(1) The following shall be exempt from the Credit Services Organization Act: (a) A person authorized to make loans or extensions of credit under the laws of this state or the United States who is subject to regulation and supervision by this state or the United States or a lender approved by the United States Secretary of Housing and Urban Development for participation in a mortgage insurance program under the National Housing Act, 12 U.S.C. 1701 et seq.; (b) A bank or savings and loan association whose deposit or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or a subsidiary of such a bank or savings and loan association; (c) A credit union doing business in this state; (d) A nonprofit organization exempt from taxation under section 501 (c)(3) of the Internal Revenue Code; (e) A person licensed as a real estate broker or salesperson under the Nebraska Real Estate License Act acting within the course and scope of that license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 6insurance program under the National Housing Act, 12 U.S.C. 1701 et seq.; (b) A bank or savings and loan association whose deposit or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or a subsidiary of such a bank or savings and loan association; (c) A credit union doing business in this state; (d) A nonprofit organization exempt from taxation under section 501 (c)(3) of the Internal Revenue Code; (e) A person licensed as a real estate broker or salesperson under the Nebraska Real Estate License Act acting within the course and scope of that license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 6insurance by the Federal Deposit Insurance Corporation or a subsidiary of such a bank or savings and loan association; (c) A credit union doing business in this state; (d) A nonprofit organization exempt from taxation under section 501 (c)(3) of the Internal Revenue Code; (e) A person licensed as a real estate broker or salesperson under the Nebraska Real Estate License Act acting within the course and scope of that license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 6Insurance Corporation or a subsidiary of such a bank or savings and loan association; (c) A credit union doing business in this state; (d) A nonprofit organization exempt from taxation under section 501 (c)(3) of the Internal Revenue Code; (e) A person licensed as a real estate broker or salesperson under the Nebraska Real Estate License Act acting within the course and scope of that license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 69 - 1217.
Not taking out this insurance, even if you have the option, simply doesn't make sense, say real estate brokers, insurance agents and attorneys.
This may make it necessary for you to go through insurance broker.
«Credit Services Organization» does not include any of the following: (i) a person authorized to make loans or extensions of credit under the laws of this State or the United States who is subject to regulation and supervision by this State or the United States, or a lender approved by the United States Secretary of Housing and Urban Development for participation in a mortgage insurance program under the National Housing Act (12 U.S.C. Section 1701 et seq.); (ii) a bank or savings and loan association whose deposits or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or the Federal Savings and Loan Insurance Corporation, or a subsidiary of such a bank or savings and loan association; (iii) a credit union doing business in this State; (iv) a nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986, [FN1] provided that such organization does not charge or receive any money or other valuable consideration prior to or upon the execution of a contract or other agreement between the buyer and the nonprofit organization; (v) a person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (vi) a person licensed to practice law in this State acting within the course and scope of the person's practice as an attorney; (vii) a broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (viii) a consumer reporting agency; and (ix) a residential mortgage loan broker or banker who is duly licensed under the Illinois Residential Mortgage License Actinsurance program under the National Housing Act (12 U.S.C. Section 1701 et seq.); (ii) a bank or savings and loan association whose deposits or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or the Federal Savings and Loan Insurance Corporation, or a subsidiary of such a bank or savings and loan association; (iii) a credit union doing business in this State; (iv) a nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986, [FN1] provided that such organization does not charge or receive any money or other valuable consideration prior to or upon the execution of a contract or other agreement between the buyer and the nonprofit organization; (v) a person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (vi) a person licensed to practice law in this State acting within the course and scope of the person's practice as an attorney; (vii) a broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (viii) a consumer reporting agency; and (ix) a residential mortgage loan broker or banker who is duly licensed under the Illinois Residential Mortgage License Actinsurance by the Federal Deposit Insurance Corporation or the Federal Savings and Loan Insurance Corporation, or a subsidiary of such a bank or savings and loan association; (iii) a credit union doing business in this State; (iv) a nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986, [FN1] provided that such organization does not charge or receive any money or other valuable consideration prior to or upon the execution of a contract or other agreement between the buyer and the nonprofit organization; (v) a person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (vi) a person licensed to practice law in this State acting within the course and scope of the person's practice as an attorney; (vii) a broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (viii) a consumer reporting agency; and (ix) a residential mortgage loan broker or banker who is duly licensed under the Illinois Residential Mortgage License ActInsurance Corporation or the Federal Savings and Loan Insurance Corporation, or a subsidiary of such a bank or savings and loan association; (iii) a credit union doing business in this State; (iv) a nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986, [FN1] provided that such organization does not charge or receive any money or other valuable consideration prior to or upon the execution of a contract or other agreement between the buyer and the nonprofit organization; (v) a person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (vi) a person licensed to practice law in this State acting within the course and scope of the person's practice as an attorney; (vii) a broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (viii) a consumer reporting agency; and (ix) a residential mortgage loan broker or banker who is duly licensed under the Illinois Residential Mortgage License ActInsurance Corporation, or a subsidiary of such a bank or savings and loan association; (iii) a credit union doing business in this State; (iv) a nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986, [FN1] provided that such organization does not charge or receive any money or other valuable consideration prior to or upon the execution of a contract or other agreement between the buyer and the nonprofit organization; (v) a person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (vi) a person licensed to practice law in this State acting within the course and scope of the person's practice as an attorney; (vii) a broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (viii) a consumer reporting agency; and (ix) a residential mortgage loan broker or banker who is duly licensed under the Illinois Residential Mortgage License Act of 1987.
If you're unsure about your insurance coverage, it helps to speak with a broker to make sure you have only the coverage you need — no more, no less.
This Website is made available to you by Right Choice Insurance Brokers Limited.
«So if your $ 2,500 golf clubs are stolen, it's your first claim and you're a long - time customer, make the claim,» says Vicki Van Santen, an insurance broker with Generations Insurance ininsurance broker with Generations Insurance inInsurance in Toronto.
Make sure to shop with private companies and insurance brokers who may be able to offer a car insurance quote from different insurers.
Disability insurance is difficult to understand, and most online brokers make the process opaque.
First, work with a broker or agent to make sure you exhaust the list of life insurance companies that would potentially cover you.
Make sure your client understands the privacy implications of releasing medical records and insurance information to the life settlement broker.
Two cautions about this type of product though: Make sure the fee the broker charges does not wipe out the rate advantage they are able to get you, and ensure the CD lists you as the account's owner at a FDIC - member institution, or else your deposit may not be eligible for FDIC insurance.
«Some of the warehouses made representations that they would take care of the art, and things didn't get protected,» says Michael Fischman, a broker with Wells Fargo Insurance.
Whether they are seeking an insurance hedge for their personal costs liability, a funding package for their lawyers fees and / or disbursements, a solution to a potential or existing security for costs issue, or to sell the potential litigation and make an immediate financial return for creditors, insolvency practitioners can take comfort that by engaging TheJudge to source their litigation funding and insurance requirements, they are working with a broker whose duty is aligned to their own i.e. to secure the best possible terms available.
Also before buying the policy itself, make sure to shop around by asking insurance agents or insurance brokers to give you a Professional Indemnity Insurance Quote so you can make the necessary comparisons you need before you buy your Pinsurance agents or insurance brokers to give you a Professional Indemnity Insurance Quote so you can make the necessary comparisons you need before you buy your Pinsurance brokers to give you a Professional Indemnity Insurance Quote so you can make the necessary comparisons you need before you buy your PInsurance Quote so you can make the necessary comparisons you need before you buy your PI policy.
By submitting your personal info, you are making a consumer request for insurance available from licensed insurance brokers.
They are not backed by the broker - dealer and / or insurance agency selling the policy, or any affiliates of those entities other than the issuing company affiliates, and none makes any representations or guarantees regarding the claims - paying ability of the issuer.
Make sure to connect with a life insurance broker that specializes in high risk life insurance.
To further protect yourself and your loved ones considering a life settlement, make sure the life settlement broker, life settlement provider and any insurance agent is properly licensed in New York.
They are not backed by the broker / dealer and / or insurance agency selling the policy, nor by any of their affiliates, and none of them makes any representations or guarantees regarding the claims - paying ability of the issuing insurance company.
Brokers can make sure all your questions are answered so you can start understanding your life insurance options.
They are not obligations of, nor backed by, the broker / dealer and / or insurance agency selling the policy, nor by any of their affiliates, and none of them makes any representations or guarantees regarding the claims - paying ability of the issuing insurance company.
The super old school method of getting quotes is by making a phone call to either a car insurance broker or to a trusted auto insurance company.
Lets explore what that means and how to make the best decision when shopping for the best life insurance broker for YOU!
«A great way to start the New Year off on a firm financial footing is to discuss your current insurance needs with your agent, broker or company representative to make sure that it is up - to - date,» said
Our brokers can determine based on your riding experience and the make and model of your bike, which insurance company is best for you.
In case you can not make up your mind as to what health insurance plan fits your needs best, you can opt to apply to an independent health insurance broker.
The Tata AIG General Insurance Company makes its products available through various distribution channels such as agents and brokers and through bancassurance tie - ups.
PolicyGenius is an online broker that makes the insurance shopping experience fast and easy.
All solicitations to apply for insurance and applications for insurance are made through Policygenius Inc. (f / k / a Knowitowl Inc.)(Policygenius Insurance Services in California) via Jennifer Fitzgerald, CEO and principal broker, who holds insurance broker licenses as describinsurance and applications for insurance are made through Policygenius Inc. (f / k / a Knowitowl Inc.)(Policygenius Insurance Services in California) via Jennifer Fitzgerald, CEO and principal broker, who holds insurance broker licenses as describinsurance are made through Policygenius Inc. (f / k / a Knowitowl Inc.)(Policygenius Insurance Services in California) via Jennifer Fitzgerald, CEO and principal broker, who holds insurance broker licenses as describInsurance Services in California) via Jennifer Fitzgerald, CEO and principal broker, who holds insurance broker licenses as describinsurance broker licenses as described below.
Most home buyers wait until after the abode is purchased to make the call to their insurance brokers.
Overall, yes, health insurance brokers are salespeople who want your business and make money when they help you.
Make sure you check with your local registry agent and insurance broker to find out how long you have.
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