Sentences with phrase «insurance business holds»

«Berkshire has access to two low - cost, non-perilous sources of leverage that allow us to safely own far more assets than our equity capital alone would permit: deferred taxes and «float,» the funds of others that our insurance business holds because it receives premiums before needing to pay out losses.

«Berkshire has access to two low - cost, non-perilous sources of leverage that allow us to safely own far more assets than our equity capital alone would permit: deferred taxes and «float,» the funds of others that our insurance business holds because it receives premiums before needing to pay out losses»

Not exact matches

With his company's diversified holdings in insurance, transportation, paper, media, and financial services, Desmarais was one of the most notable members of his province's business elite, often referred to as Quebec Inc..

The holding company's subsidiaries specialize in property and casualty insurance, particularly niche products for businesses in the U.S.

In the face of a changing and potentially punitive regulatory framework, you must realize that insurance businesses of AIG's caliber are more valuable to shareholders if held directly than they are as part of a SIFI conglomerate.

You are an authorized representative of a bank, broker - dealer, insurance company, registered investment adviser or other professional client (together, «Financial Institutions») engaged in business activities outside the United States of America (a «Non-U.S. Adviser») and the Financial Institution has authorized you to access and use the Holdings Information.

He told Squawk Box that his holding company (which would probably operate under a different name) would be «worth twice as much as it is now» if he had just bought a good insurance company instead of putting so much money into a dying textile business.

These lines of business are primarily held under Humana's wholly - owned subsidiary Kanawha Insurance Company Inc..

Kemper Corporation, a diversified insurance holding company, provides property and casualty, and life and health insurance to individuals and businesses in the United States.

The same thing holds true for Sentry in providing insurance solutions for small businesses.

You can use life insurance funding if you are one of the parties specified in a buy - sell agreement to purchase all or part of the business interest held by another buy - sell participant at the other person's death.

-------------------------------------- Sidney Chamber of Commerce will hold the next Business After Hours program today, with NBT Mang Insurance.

Graphic Business / Stanbic Bank held a business breakfast meeting on proposals for deposit inBusiness / Stanbic Bank held a business breakfast meeting on proposals for deposit inbusiness breakfast meeting on proposals for deposit insurance.

For example, last year I designed a gamification platform for an insurance call center where the business challenge was customer retention, the goal was one - call resolution, and the desired behavior changes were to have call center agents stop putting customers on hold, stop transferring calls, and strategically question and actively listen to customers.

Calling themselves the «Connecticut Council for Education Reform «top executives from New Alliance Bank, The Hartford Insurance Company, UBS Private Wealth Office, Yale New Haven Hospital System, Webster Bank, The Community Foundation of Greater New Haven, Nestle Waters North America, First Niagara Financial Group, Yale University, the Travelers Companies, Inc., The Connecticut Business & Industry Association, United Illuminating Holdings Corporation and GE Asset Management are pushing to take center stage in this year's education reform debate.

Auto & General Insurance was presented with the «First Time Sponsor Award» at the 17th Annual Business Day BASA Awards, which was held in Johannesburg last night.

Alleghany Corp DEL, through Alleghany Insurance Holdings LLC and its subsidiaries, RSUI, CATA, Darwin and PCC, is engaged in the property and casualty and surety insurance Insurance Holdings LLC and its subsidiaries, RSUI, CATA, Darwin and PCC, is engaged in the property and casualty and surety insurance insurance business.

In situations involving multiple business partners, the strategy used is often referred to as business succession planning or family business succession planning, for closely held family businesses, rather then key person insurance.

Business umbrella insurance provides additional coverage to all the underlying policies (hence the name umbrella) that you hold for extra protection.

Old Republic International Corp. operates as a holding company, which engages in the business of insurance underwriting and related services.

(1) The following shall be exempt from the Credit Services Organization Act: (a) A person authorized to make loans or extensions of credit under the laws of this state or the United States who is subject to regulation and supervision by this state or the United States or a lender approved by the United States Secretary of Housing and Urban Development for participation in a mortgage insurance program under the National Housing Act, 12 U.S.C. 1701 et seq.; (b) A bank or savings and loan association whose deposit or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or a subsidiary of such a bank or savings and loan association; (c) A credit union doing business in this state; (d) A nonprofit organization exempt from taxation under section 501 (c)(3) of the Internal Revenue Code; (e) A person licensed as a real estate broker or salesperson under the Nebraska Real Estate License Act acting within the course and scope of that license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 6insurance program under the National Housing Act, 12 U.S.C. 1701 et seq.; (b) A bank or savings and loan association whose deposit or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or a subsidiary of such a bank or savings and loan association; (c) A credit union doing business in this state; (d) A nonprofit organization exempt from taxation under section 501 (c)(3) of the Internal Revenue Code; (e) A person licensed as a real estate broker or salesperson under the Nebraska Real Estate License Act acting within the course and scope of that license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 6insurance by the Federal Deposit Insurance Corporation or a subsidiary of such a bank or savings and loan association; (c) A credit union doing business in this state; (d) A nonprofit organization exempt from taxation under section 501 (c)(3) of the Internal Revenue Code; (e) A person licensed as a real estate broker or salesperson under the Nebraska Real Estate License Act acting within the course and scope of that license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 6Insurance Corporation or a subsidiary of such a bank or savings and loan association; (c) A credit union doing business in this state; (d) A nonprofit organization exempt from taxation under section 501 (c)(3) of the Internal Revenue Code; (e) A person licensed as a real estate broker or salesperson under the Nebraska Real Estate License Act acting within the course and scope of that license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 69 - 1217.

NEW YORK, Nov 7 (Reuters)- Moody's Investors Service on Friday cut its ratings on MBIA Inc's (MBI.N) insurance arm and also sent ratings on the holding company's debt into junk territory, citing diminished business prospects and a weaker financial profile.

If the value of your business has recently changed (the purchase of a new building, inventory or equipment), be sure your life insurance limits are set high enough to cover business debts that your family could be held responsible for when you die.

Buffett tells Becky that his holding company (presumably with a different name) would be «worth twice as much as it is now» — another $ 200 billion — if he had bought a good insurance company instead of dumping so much money into the dying textile business.

This set of posts is unique in going through how the insurance entities of Berkshire Hathaway allow Buffett to hold as much as he does of his stocks / businesses through his insurance companies.

Portions of MBIA Corp.'s investment portfolio, as well as the investments held in relation to our asset management businesses, are insured by other monoline financial guarantee insurance companies.

Fraud (think Enron), bad business plans from a megalomanic (think Reliance Insurance, ACH, Southmark, etc.), a sudden shift in relative prices (think Energy Future Holdings), etc..

Founded in 1991, Eli Global is a privately held consortium of more than 50 independent businesses that serve the needs of its clients in industries such as insurance, financial services, health care services, revenue cycle management, information technology, marketing and sales, publishing, distribution, market research, and business information.

This strategy uses a life insurance policy to fund the buyout of a closely held business.

Here's the shortest bottom line on all forms of annuities and all forms of whole life insurance: If you work in the life insurance business, either as an agent or an employee of a life company, or hold life insurance company stock; then annuities and whole life insurance are the greatest invention since the wheel (because they pay by far the most in immediate commissions of any financial product available today, making them by far the most profitable part of the life insurance company business model).

Maintaining the continuity of a closely held business is a major focus of estate planning with life insurance for high net worth households.

If you work in the life insurance business, either as an agent or an employee of a life company, or hold life insurance company stock; then annuities and whole life insurance are the greatest inventions since the wheel.

If you work in the life insurance business, either as an agent or an employee of a life company, or hold life insurance company stock; then annuities and whole life insurance are the greatest invention since the wheel.

«It's clear that having the HECM program in the mortgage insurance fund is causing extreme volatility and the forward business is being held hostage by the reverse mortgage program,» Stevens said.

Maddox has her insurance and real estate licenses and holds an Associate of Applied Science in accounting and business administration from Wallace State Community College.

Castelli had married his daughter, Ileana, in 1933, in Bucharest, where he was building a career in the insurance business that held little interest for him.

Their business interests, including the immensely successful Bankers Life and Casualty insurance company — as well as real estate holdings concentrated in Florida, New York City, and Chicago — consumed most of their time and energy.

Optimism will only get you so far; holding the right insurance policies will make sure your business can survive any potential setbacks.

Ms. Deluhery concentrates her practice on employment litigation, as well as closely held business disputes, defamation, civil rights litigation, and insurance benefits litigation.

Megan concentrates her practice in employment litigation, closely held business disputes, defamation, civil rights litigation, and insurance benefits litigation.

The motion judge held that the provision in the policy limiting coverage to claims made within one year of the loss did not override the statutory two - year limitation period set out in s. 4 of the Limitations Act, 2002, S.O. 2002, c. 24 lacked specificity to override the statutory limitation period and that in any event, the contract of insurance was not a «business agreement» as required under s. 22 (5) of the Limitations Act, 2002.

Rob provides sophisticated advice and strategy to help families and closely held businesses avoid or reduce taxes through the preparation of wills, trusts, lifetime gifts, redemptions, family partnerships, insurance trusts, prenuptial agreements, powers of attorney and agreements among business owners.

In The Brick Warehouse LP v. Chubb Insurance Company of Canada the Alberta Court of Queen's Bench held that a traditional crime coverage policy did not protect the insured against losses resulting from a business email compromise scam that deceived the insured's employee into instructing the insured's bank to transfer funds to a bank account controlled by the cyber-criminal.

He advises on mergers and acquisitions, transfers of blocks of insurance business, restructurings of insurance holding company systems and the creation of captive insurance company programs.

Mr. Geiger has represented some of the world's largest and most recognizable business enterprises, including Hoffmann - La Roche, Inc., Novartis Pharmaceuticals Corporation, Warner - Lambert Company, Pfizer Inc., Sanofi US, Genzyme Corporation, Otsuka America Pharmaceutical, Inc., Mylan Pharmaceuticals Inc., C.R. Bard, Inc., Becton Dickinson and Company, Laboratory Corporation of America Holdings, Brown & Williamson Tobacco Corporation, R.J. Reynolds Tobacco Company, Smith & Wesson Corp., Raytheon Corporation, Elf Atochem North America, Inc., BASF Corporation, Watts Water Technologies, Inc., Thomas & Betts Corporation, BIC Corporation, Lear - Siegler Diversified Holdings Corp., Amtrol Inc., General Dynamics Corporation, Reebok International Limited and John Hancock Life Insurance Company.

Companies represented at this year's Legal Week Corporate Counsel Forum Africa include: ABSA Capital / Barclays, Accenture (South Africa), ADvTECH, AECOM, AFGRI Group, Altron, Anglo American, AngloGoldAshanti, Ashburton Investments, Associated Motor Holdings, Baker & McKenzie, Baker Hughes, BankservAfrica, Barclays Africa Group, Barloworld Automotive, Barloworld Equipment, Barloworld Power, a division of Barloworld South Africa, BATSA, BMW, British American Tobacco, BT Global Services, Business Partners, Centriq Insurance, City of Johannesburg Development Planning Legal Administration, City of Johannesburg Legislature, City Property Administration, Colgate - Palmolive South Africa, CSIR, DBT Technologies, Deutsche Bank, JHB, Development Bank of Southern Africa, Eskom Holdings SOC, Financial Services Board, FirstRand Bank, Gauteng Partnership Fund, Google, GroCapital Financial Services (member of AFGRI Group), Heineken SA, HMS Bergbau Africa, Huawei Technologies Africa, Imperial Logistics, Intercape, JD FS, a division of Pepkor Trading, Kimberly - Clark of South Africa, Kumba Iron Ore, Leonie Ellis Placements, Makro Division of Massmart, Masscash, Mondelez, Munich Reinsurance Company of Africa, Mutual & Federal Insurance Company, National School of Government, Nedbank, Netcare, Nigerian Bottling Company, PepsiCo Inc. / Simba, PIC SOC, Premier FMCG, Procter & Gamble (P&G), Rand Merchant Bank, RH Managers, Rio Tinto, Road Accident Fund, SA Bankers Services Company (BankservAfrica), SABC, Sage International, Samsung Electronics South Africa, Sasol, Scaw, SEFA, Shell SA, Siemens Healthcare, South African Broadcasting Corporation, South32 SA, Spur Group, Standard Bank, Standard Chartered Bank, Steinmuller, Sun International, Takeda, Telkom Business Connexion, Tetra Pak, The Pivotal Fund Limited, The South African Breweries, The Standard Bank of South Africa, Tiger Brands, Transnet Freight Rail, Unilever, Vedanta Resources - Zinc International, Viacom International Media Networks, Virgin Active SA, WesBank, Willis Towers Watson, World Bank.

Companies represented in previous forums included: ABSA Capital / Barclays Accenture (South Africa) ADvTECH AECOM AFGRI Group Altron Anglo American AngloGoldAshanti Ashburton Investments Associated Motor Holdings Baker & McKenzie Baker Hughes BankservAfrica Barclays Africa Group Barloworld Automotive Barloworld Equipment Barloworld Power, a division of Barloworld South Africa BATSA BMW British American Tobacco BT Global Services Business Partners Centriq Insurance City of Johannesburg Development Planning Legal Administration City of Johannesburg Legislature City Property Administration Colgate - Palmolive South Africa CSIR DBT Technologies Deutsche Bank, JHB Development Bank of Southern Africa Eskom Holdings SOC Financial Services Board FirstRand Bank Gauteng Partnership Fund Google GroCapital Financial Services (member of AFGRI Group) Heineken SA HMS Bergbau Africa Huawei Technologies Africa Imperial Logistics Intercape JD FS, a division of Pepkor Trading Kimberly - Clark of South Africa Kumba Iron Ore Leonie Ellis Placements Makro Division of Massmart Masscash Mondelez Munich Reinsurance Company of Africa Mutual & Federal Insurance Company National School of Government Nedbank Netcare Nigerian Bottling Company P&G PepsiCo Inc. / Simba PIC SOC Premier FMCG Procter & Gamble (P&G) Rand Merchant Bank RH Managers Pty Rio Tinto Road Accident Fund SA Bankers Services Company (BankservAfrica) SABC Sage International Samsung Electronics South Africa Sasol Scaw SEFA Shell SA Siemens Healthcare South African Broadcasting Corporation South32 SA Spur Group Standard Bank Standard Chartered Bank Steinmuller Sun International Takeda Telkom Business Connexion Tetra Pak The Pivotal Fund Limited The South African Breweries The Standard Bank of South Africa Tiger Brands Transnet Freight Rail Unilever Vedanta Resources - Zinc International Viacom International Media Networks Virgin Active SA WesBank Willis Towers Watson World Bank

L. 106 - 102) allows financial holding companies to engage in a variety of business activities, such as insurance and securities, beyond traditional banking activities.

In addition to all types of personal injury cases (including aviation disasters), we also hold insurance companies accountable to their policyholders and help people solve their business law challenges.

Representation of a global Fortune 50 financial company in banking, insurance and asset management business with assets under management in the U.S. and abroad of approximately $ 2 to $ 3 trillion; he assists this client in revising and updating their global records retention and information security policies, and in implementing new preservation policies and litigation hold protocols