Sentences with phrase «insurance by a certain amount»

Not exact matches

Running a small businesses comes with a certain amount of risk, but you can protect against this by purchasing insurance protection.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Investors could have «bought insurance» or hedged a certain amount of exposure in their portfolio by going long on short ETFs like DOG or SDS, although that is almost like option (a).

Frequently, we're approached by someone whose landlord required them to carry a certain amount of renters insurance liability coverage.

The fact that you paid certain amount for your car insurance the previous year does not mean that you will continue to pay the same amount year by year.

Suicide Clause: A life insurance policy provision that states if the insured dies by suicide within a certain period of time from the date of issue (usually two years) the amount payable would be limited to the total premiums paid minus any policy loans or outstanding premiums.

Universal life insurance provides more flexibility by allowing you to deposit above and beyond the minimum amount required for the cost of insurance up to a certain amount, allocating the excess into an investment account.

As such, they're insured up to a certain amount by the Federal Deposit Insurance Corporation (FDIC) and considered completely safe if held until maturity.

I'm no expert, but this is what i've heard... The bank is protected by mortgage insurance (paid by the homeowner) and that protection could mean that they are better off having the loan fall through (by rejecting the short sale) since the insurance protects them up to a certain amount.

Interstate trucks are required by federal law to carry a certain amount of minimum insurance coverage.

They do not correspond to a certain dollar amount and are usually decided by lawyers, insurance adjusters or juries.

When you are injured in a motor vehicle collision caused by another driver, that driver purchased insurance to protect himself up to a certain amount of monetary coverage.

Suicide Clause: A life insurance policy provision that states if the insured dies by suicide within a certain period of time from the date of issue (usually two years) the amount payable would be limited to the total premiums paid minus any policy loans or outstanding premiums.

If the unplanned events covered by the insurance policy occur, the insurance company will pay the person with the insurance policy a certain amount of money as set out in the rules of the plan.

This data is transmitted by the device to the insurance company and after a certain amount of data is collected, you're given a discount on your car insurance premium.

(By the way, insurance companies are required to offer a «free - look» period, where a customer can purchase the policy and return it for a full refund with a certain amount of time, usually 10 days.

• If you want to mortgage a home, you're required by the lender to have a certain amount of home insurance.

There is a certain minimum amount of vehicle insurance that is required by law to be carried by each driver.

New Medical Exam: Most companies won't require this if you apply for reinstatement within a certain amount of time, typically within six months of the end of the grace period, but this varies by insurance company.

Backdated liability insurance is not an insurance product frequently offered by insurers, since the insurer can not be certain how much the loss will amount to.

Many insurance providers in Washington will reward drivers who voluntarily complete a traffic school course by reducing their insurance premium for a certain amount of time!

Your landlord is required by law to have a certain amount of insurance on the building.

Frequently, we're approached by someone whose landlord required them to carry a certain amount of renters insurance liability coverage.

In general, when you make a claim against your insurance policy above a specific amount due to an incident that is primarily your fault, an insurer will increase your premium by a certain percentage.

Face amounts can be any amount subject to certain specific limitations set forth by the insurance company.

Certain life insurance policies — such as universal life insurance — also allow policyholders to accumulate tax - deferred funds by investing the maximum allowable amount into the cash value portion of their insurance policy.

A certain amount of car insurance is not only required by state law, but also it protects you from other drivers and whatever may come your way.

«While not as much as a house, owning a condo does show a certain amount of financial responsibility and an insurance company will take that into consideration by giving some discount, maybe just not as high as a homeowners discount,» Burr says.

South Dakota, like every other state, requires that a certain amount of car insurance be possessed by a driver in order to drive legally.

You pay a nominal premium every year for a certain period of time to buy a life insurance cover, and in case of your unfortunate death during this time, your family is paid the amount promised to you by your insurer.

Life insurance companies are required by law to keep a certain amount of money in cash reserves.

While buying the insurance policy, you may feel that a certain life cover amount will suffice at the moment, however, even a nominal inflation of 5 - 6 % can whittle down the real usable value of the cover by almost 50 % over a ten - year period.

By buying / attaching term insurance riders to the policy, a policyholder can be certain that his nominee will get an amount over and above the basic sum assured (due to any of the rider - related incidents).

A certain amount is kept for life cover — insurance, while the rest is invested by the life insurance company.

A single premium immediate annuity is an annuity offered by insurance companies that requires one single lump sum payment in order to receive the benefit of regular payments for a certain amount of time.

In case of uncertainties such as death, critical illness or disabilities, the life insurance company agrees to pay certain amount to the insured's nominee in return of timely premiums paid by the insured.

A certain amount of the premiums paid for the insurance coverage is invested on the policyholder's behalf by the insurance company.

These critical illness insurance policies directly pay health providers for the treatment costs of critical and life - threatening illnesses covered by the policyholder's insurance policy, including the fee of specialists and procedures at a select group of high - ranking hospitals up to a certain amount per episode of treatment as set out in the policy.

You will therefore want to be certain that your policy includes a sufficient amount of structure and contents coverage, and that your Norwell homeowners insurance policy is backed by a reputable and responsive insurer.

A certain amount of commission is paid to the agent or broker by the insurance company which is added to your premium amount and that's why the price increases.

Some life insurance quote providers offer life insurance rate tables that indicate a rate for a certain amount of coverage, for a set term, by gender, but those rates are usually the best rates offered by a specific insurance company, to very healthy people who would be considered preferred rate classification.

If you drive, you're required by the state to have a certain amount of insurance.

This means that cost below a certain amount will not be paid by the insurance.

The billing manager might also have the responsibility of talking with patients about balances — amounts not paid by the insurance companies — so you must know what kind of payment plans you can accept and when you can waive certain fees.