Sentences with phrase «insurance claim in the future»

At that time, FICO conducted numerous studies with insurers across the country to determine whether there's a statistical correlation between a person's credit score and the likelihood that he or she will file an auto insurance claim in the future.
An insurance score is based on the likelihood the consumer will be involved in an insurance claim in the future.
Being aware of these dangers and understanding the warning signs can help you avoid a major renters insurance claim in the future.
Don't do any mistake as this can cancel your insurance claim in future.
This is because your address helps determine the chance of filing an insurance claim in the future.

Not exact matches

Lloyds said the deal, which is expected to close in the first half of 2017, includes around # 800 million of acquired equity and assumes # 240 million for future claims for mis - sold loan insurance (PPI).
To the fullest extent permitted by applicable law, you agree to indemnify, defend and hold harmless Daily Harvest, and our respective past, present and future employees, officers, directors, contractors, consultants, equityholders, suppliers, vendors, service providers, parent companies, subsidiaries, affiliates, agents, representatives, predecessors, successors and assigns (individually and collectively, the «Daily Harvest Parties»), from and against all actual or alleged Daily Harvest Party or third party claims, damages, awards, judgments, losses, liabilities, obligations, penalties, interest, fees, expenses (including, without limitation, attorneys» fees and expenses) and costs (including, without limitation, court costs, costs of settlement and costs of pursuing indemnification and insurance), of every kind and nature whatsoever, whether known or unknown, foreseen or unforeseen, matured or unmatured, or suspected or unsuspected, in law or equity, whether in tort, contract or otherwise (collectively, «Claims»), including, but not limited to, damages to property or personal injury, that are caused by, arise out of or are related to (a) your use or misuse of the Sites, Content or Products, (b) any User Content you create, post, share or store on or through the Sites or our pages or feeds on third party social media platforms, (c) any Feedback you provide, (d) your violation of these Terms, (e) your violation of the rights of another, and (f) any third party's use or misuse of the Sites or Products provided tclaims, damages, awards, judgments, losses, liabilities, obligations, penalties, interest, fees, expenses (including, without limitation, attorneys» fees and expenses) and costs (including, without limitation, court costs, costs of settlement and costs of pursuing indemnification and insurance), of every kind and nature whatsoever, whether known or unknown, foreseen or unforeseen, matured or unmatured, or suspected or unsuspected, in law or equity, whether in tort, contract or otherwise (collectively, «Claims»), including, but not limited to, damages to property or personal injury, that are caused by, arise out of or are related to (a) your use or misuse of the Sites, Content or Products, (b) any User Content you create, post, share or store on or through the Sites or our pages or feeds on third party social media platforms, (c) any Feedback you provide, (d) your violation of these Terms, (e) your violation of the rights of another, and (f) any third party's use or misuse of the Sites or Products provided tClaims»), including, but not limited to, damages to property or personal injury, that are caused by, arise out of or are related to (a) your use or misuse of the Sites, Content or Products, (b) any User Content you create, post, share or store on or through the Sites or our pages or feeds on third party social media platforms, (c) any Feedback you provide, (d) your violation of these Terms, (e) your violation of the rights of another, and (f) any third party's use or misuse of the Sites or Products provided to you.
That statement by Mr. Porteous is just a politically and socially correct way for saying that insurance companies are being forced into junk bonds because they are currently underfunded in relation to their expected future insurance claim payouts — i.e. insurance companies have a negative net worth.
In future, MPs should only be able to claim for rent or hotel costs, while the expenses scheme should only cover council tax, utility bills, telephone line rental and calls, security, contents insurance, and removals at the beginning and end of a tenancy.
Ellen Melchionni, president of the New York Insurance Association, which represents property and casualty insurers, argued that insurance companies need to maintain an surplus to pay future claims — and that allowing an insurer to operate in the red is «incredibly riskInsurance Association, which represents property and casualty insurers, argued that insurance companies need to maintain an surplus to pay future claims — and that allowing an insurer to operate in the red is «incredibly riskinsurance companies need to maintain an surplus to pay future claims — and that allowing an insurer to operate in the red is «incredibly risky.»
These elements of a house have a finite lifespan, and for an older home that hasn't been obviously renovated or upgraded, an insurance company will want to determine the risk that a claim might be filed in the near future.
A clean record can earn you free claims, loyalty discounts and lower deductibles on all types of insurance in the future.
The claim did not cost the insurance company a significant amount, and your home is not necessarily predisposed to risk of future hail storms, as it may be to floods if you lived in a flood zone.
You get a defense, you avoid future claims, you avoid tolling or pausing the statute of limitations in many situations, and that's what you have renters insurance for.
In future, if IRDA provides claim settlement details separately for Term insurance plans then this can be used as the main yardstick while opting best online term insurance plan.
The insurer may refuse your claim if you don't give them this information, and this could affect any life insurance you apply for in the future.
No matter which roommate files a claim, it will appear on the policyholder's Comprehensive Loss Underwriting Exchange (CLUE) report, which insurers in the future will use to price their insurance policies.
Your renters insurance company has the resources, the experience, and the money to pay the claim and make sure that you don't accept liability for something you shouldn't, as well as to protect you in the future.
To summarize, if you don't report a claim when it happens there may be no coverage in the future when you need it, especially if you no longer have insurance.
According to Lamont Boyd, insurance underwriting expert at FICO, your credit - based insurance score is derived from a combination of factors in your credit reports and is used to help insurers better determine the likelihood you will file a future claim.
If you don't give the insurer this information they may refuse your claim and this could affect any life insurance you apply for in the future.
Having Monte Verde renters insurance saves you money and stress, as well as protecting your future in the event of a claim — regardless of the validity of a claim, your policy still defends you against it.
Her experience with the electronic medical record and what role it may play in the future of pet insurance, particularly when submitting a claim or medical records needed by the pet insurance company to verify coverage - resulting in a much quicker reimbursement to... Read more →
The insurance company claimed that the injury was a pre-existing one and that the surgery would have had to be performed at some point in the future regardless of the crash.
ICBC settlements are unique in that ICBC is a government created insurance company that can use your prior claims history to accept or deny future claims.
Prior acts coverage allows you to get a new insurance policy that will cover you for any prior acts that you committed which result in future claims.
Insurance providers are starting to take this into account when they are assessing claims and we may in future see insurers declining claims if they believe the customer was negligent.»
What is the future for alternative dispute resolution (ADR) in insurance claims?
Interestingly, you should be aware that, pursuant to section 30 (5) of the Health Insurance Act, OHIP is not entitled to advance a subrogated claim for costs incurred or future costs related to injuries sustained in motor vehicle collisions.
Insurance claims can however, lead to complex coverage disputes and professional negligence claims and Lawyer Monthly speaks with Insurance Litigation Partner, Nicola Maher of Edwin Coe LLP, who discusses the recent and future changes and developing trends in insurInsurance claims can however, lead to complex coverage disputes and professional negligence claims and Lawyer Monthly speaks with Insurance Litigation Partner, Nicola Maher of Edwin Coe LLP, who discusses the recent and future changes and developing trends in insurInsurance Litigation Partner, Nicola Maher of Edwin Coe LLP, who discusses the recent and future changes and developing trends in insuranceinsurance law.
In «Targeting Policyholder Counsel in Asbestos Bankruptcy Cases,» Marc Mayerson delivers the inside scoop on how «asbestos liabilities have caused a number of companies to seek the protection of the bankruptcy laws to manage the present and future stream of tort claims and to facilitate insurance recovery.&raquIn «Targeting Policyholder Counsel in Asbestos Bankruptcy Cases,» Marc Mayerson delivers the inside scoop on how «asbestos liabilities have caused a number of companies to seek the protection of the bankruptcy laws to manage the present and future stream of tort claims and to facilitate insurance recovery.&raquin Asbestos Bankruptcy Cases,» Marc Mayerson delivers the inside scoop on how «asbestos liabilities have caused a number of companies to seek the protection of the bankruptcy laws to manage the present and future stream of tort claims and to facilitate insurance recovery.»
Because our Professional Liability Insurance coverage is written on a claims - made basis, if you know of any circumstances which might possibly, at some point in the future, give rise to an insurance claim against you and you want coverage under your Insurance PolInsurance coverage is written on a claims - made basis, if you know of any circumstances which might possibly, at some point in the future, give rise to an insurance claim against you and you want coverage under your Insurance Polinsurance claim against you and you want coverage under your Insurance PolInsurance Policy, then
«In addition, care needs to be taken to ensure that the cost system implemented does not give rise to a new legal insurance industry, setting up whizzy schemes to fund people's claims for them out of future compensation.
When dealing with insurance companies, it is always important to look out for common tactics that could hurt your claim in the future.
Offers to settle by the insurance company in ICBC injury claims need to clearly address accident benefits paid in the past or to be paid in the future.
In serious cases, an employee with a disability that is wrongfully dismissed could lose group insurance benefits and this could result in very significant claims for loss of future benefitIn serious cases, an employee with a disability that is wrongfully dismissed could lose group insurance benefits and this could result in very significant claims for loss of future benefitin very significant claims for loss of future benefits.
I have relied on the Law Office of Patrick Conkey for all of my legal matters for over two decades, and I will continue to rely on this law firm in the future for advice and representation in business litigation; and for personal injury claims that I have brought for accidents which were not my fault; and for insurance claims against both my insurance company, and the responsible party's insurance company in accident cases in which I was involved.
(1) Starlight Shipping Co v Allianz Marine & Ors; Brit UW Ltd & Ors v Starlight & Ors; Brit UW & Ors v Imperial Marine & Ors [2011] EWHC 3381 (Comm); [2012] 2 All E.R. (Comm) 608; [2012] 1 Lloyd's Rep. 162; [2012] 1 C.L.C. 100 — summary judgment on claims by insurers against assured for breach of a settlement agreement and of jurisdiction agreements in the settlement and in the underlying policy of insurance — constitution of a fund from which to indemnify insurers against future loss and damage resulting from continuation of the foreign proceedings where no anti suit injunction could be granted due to Turner v Grovit and Front Comor — refusal of discretionary stay in favour of Greek court under Article 28 where stay would condone breach of contract.
If the other motorist that hit you doesn't have car insurance, or a million dollars sitting free and clear in his bank account, how will you ever get the compensation you deserve for your pain and suffering, lost income, or future earning loss claim?
When you sign up for long - term disability insurance, you expect the insurance company to compensate you when you make a claim in future.
After the verdict, the defendants brought a «threshold motion» (Shaw v. Mkheyan, 2017 ONSC 851) for a declaration that Mr. Shaw's claims for general damages and future care costs were barred on the basis that his injuries did not fall within the exceptions to the statutory immunity provided for in sections 267.5 (3)(b) and 267.5 (b) of the Insurance Act, RSO 1990, c. I. 8 and the applicable regulations (the «threshold provisions»).
Cheap life insurance is not a good bargain if the insurance company won't be around in future years to pay your claims.
Even a cancelled claim goes on your record, but it doesn't usually cause a hike in your car insurance rate or affect finding affordable insurance in the future, because the claim shows no benefit was made.
Having Monte Verde renters insurance saves you money and stress, as well as protecting your future in the event of a claim — regardless of the validity of a claim, your policy still defends you against it.
It's usually harder for motorists with poor driving records to find auto insurance because coverage providers generally look at accident risk when rating potential customers to get an idea of the likelihood they will file a claim in the near future.
Car insurance companies in most states use applicants» credit histories to help predict the likelihood of future claims.
Future Generali Life Insurance's investment team has received the ISO 9001:2008 certification for its «claims» and «customer care support» functions in 2013.
(vi) You consent to and authorize any of insurance company's authorized representatives not being direct employees of the company to seek medical information required for the purpose of policy issuance or claim settlement under this policy from any hospital / medical practitioner that you or any person proposed to be insured / insured has attended or may attend in future concerning any disease or illness or injury.
Car insurers in Michigan can use your credit - based insurance score as a predictor of future claims.
In a report by McKinsey called, «Agents of the future: the evolution of property and casualty insurance distribution,» they claim that, «The internet has dramatically transformed consumer behavior and shifted their interaction with insurance providers, as well as the expectations of quality.»
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