Sentences with phrase «insurance companies on factors»

Rating agencies also rate insurance companies on factors like claim settlement, credibility etc..

Not exact matches

Important factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.

Cyber insurance policies and prices vary depending on a multitude of factors, including the size of the company purchasing the policy, the industry vertical it targets and the breadth and volume of data it retains.

But there are 2 factors to consider in the muni market: First, banks and insurance companies held 28 % of the municipal bonds on the market as of the second quarter of 2017.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commfactors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commfactors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commfactors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange CommFactors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

In addition, the state Department of Financial Services will post on its website a report card on insurance companies, grading companies on the number of claims handled and closed, average home inspection times and the number of consumer complaints, among other factors.

Who's to Blame To avoid price gouging, consumer advocate Newton and scientist Mills urge insurance companies to be transparent about the models they use for setting premiums — specifically how they factor in catastrophes believed to have been brought on by climate change.

When considering a list of the cheapest cars to insure, one of the biggest affordability factors is the amount of risk an insurance company is potentially taking on with a given model.

The cost of term life insurance will vary widely — based on your age, health and other personal factors, as well as from one life insurance company to another.

Your term life insurance cost will depend on a number of factors including the underwriting requirements of the insurance company you choose.

That's because home insurance policies can differ dramatically based on company, type of coverage, age of the home, the type of structure, among a number of other factors.

Also, if I made payments to a supplemental health / life / accident insurance company offered by my employer, aka, pre - and post - tax payments where does this factor in on my taxes?

The amount an insurance company charges for a life insurance policy depends on several factors:

Term life insurance policies vary considerably based on a number of factors including your health status, the length of the term you choose and the company you work with.

This why it's so important to shop around for the best rate and coverage, and to try to keep a handle on the factors insurance companies consider that you can control — such as your driving record, credit score, and the type of vehicle you choose to drive.

A choice of insurance coverage varies a lot depending on your company, business and a number of other factors.

The asset mix of an insurance company's investment portfolio varies over time based on different influences, including both macroeconomic and industry - specific factors.

Different insurance companies rely on slightly different factors in the insurance score, depending on what type of market they're targeting.

They exist to rate insurance companies on financial strength, among other factors.

It's also worth noting that insurance companies set rates based on the amount of money they expect to take in over twelve months, the amount of money they expect to pay out, how their investments are anticipated to perform, and several other factors.

According to Insurance.com, there are four basic factors insurance companies use to set your rates, and the actual vehicle is only third on that list.

If you have a record that includes tickets, accidents or points on your license, these factors indicate to the insurance company that there is a higher risk of paying a claim.

The amount you will receive every month depends on a number of factors: your age, gender, state of residence, how much money you invest in the annuity and what different insurance companies are quoting for their particular annuity products.

Weight is one of the biggest factors that goes into how insurance companies estimate your mortality risk, which means it has a huge effect on your monthly premium.

Insurance companies base their rates on many factors, not just the motorcycle type.

Life insurance companies charge premiums that may be based on many factors, including, but not limited to:

The study rated the insurance companies based on several factors including policy offerings, rates, claims, etc..

The amount of coverage for which you may be approved by your insurer's underwriters will depend on your life insurance company, your age, gender, health and medical history, among other factors.

A major factor in the pricing of renters insurance is, of course, the total amount of risk being taken on by the company.

While most car insurance companies rely on risk factors and credit scores to help determine insurability, there are a few providers that are more accepting of low credit and high risk drivers.

After all, life insurance is based on risk factors, and the older that you are the greater the risk you present to the insurance company of dying within the term of the policy.

J.D. Power and Associates gathers information about insurance companies based on factors like claims satsifaction, cost, and coverage options.

Economics requires that policy loans, along with other factors in the economic environment, can have a negative impact on the dividend rates offered by a life insurance company.

When determining the quote on a universal life policy, there are a variety of factors that are considered by the insurance company.

There are lots of companies out there that offer travel insurance and which is best can hinge on a lot of individual factors.

When i evaluate a case, it is based on a number of factors but the value is the same no matter who the insurance company is.

If you hire a lawyer based on the «Things That Matter» factors listed above, the Insurance Company will already know that you mean business.

In short, it depends on several factors such as the severity of your injury, the amount of insurance there is, and what insurance company you are dealing with, among other factors.

While some liability injury insurance companies may attempt to calculate personal injury damages based on factors such as similar case results and the reputation and experience of the injured party's attorney, there is no precise way to put a dollar figure on pain and suffering and lost opportunities in life, among other elements.

Because the nature of the damages will vary largely between dependents and rely upon factors known almost exclusively by the family members it is not surprising that ICBC and other insurance companies will want to interview and obtain statements from the family members immediately after the event of a tragic death brought on by a motor vehicle accident.

Indeed, the timeline of your claim will depend on many different factors, some of which are within the control of you and your lawyer, and others that are largely within the control of the insurance company.

We rely on such factors as the extent and permanency of your injuries, if the insurance company has accepted your claim, the cost of future medical treatment, whether you will be able to return to your pre injury job, and my experience working with hundreds of work injury cases.

The time to complete a case depends on many factors, including the type of injuries suffered, the defence insurance company, the defence lawyer, the court and the expert witnesses.

As readers will know, insurance companies often justify higher premiums based on a criterion of «risk factors», such as age, geographic location, vehicle make and model, etc..

Because MA insurance companies can not factor the above to determine your insurance quotes, they may put a heavier emphasis on the factors they can use.

The size of the surrender charge will vary from insurance company and will also depend on other factors as well which will be spelled out in the information sent by the insurance company to the policy holder.

New Jersey insurance companies, including the NJ PAIP, typically set rates based on many factors.

The premium that you pay on your policy depends on three factors, the amount of insurance required, the term of the policy and how the insurance company assesses you for risk.

Consumers should get at least a few life insurance quotes from different reputable life insurance companies because rates can vary depending on a number of factors.

All insurance companies will have negative marks on record and this should not be a big factor when determining which company to get your auto premium from.