Sentences with phrase «insurance companies on financial»

They exist to rate insurance companies on financial strength, among other factors.

A.M. Best, an independent company that rates insurance companies on their financial health, gives Banner Life Insurance Company an A + rating.

In May 2017, A.M. Best, the impartial reporting firm that rates insurance companies on financial stability, management skill, and integrity awarded Gerber Life an «A» (Excellent) rating.

Further, in June 2012, A.M. Best — the impartial reporting firm that rates insurance companies on financial stability, management and integrity has awarded Gerber Life an «A» (Excellent) rating.

We have an «A» (Excellent) rating, most recently in June 2012, from A.M. Best, an impartial reporting firm that rates insurance companies on financial stability, management skill and integrity.

They boast a financial strength rating of A -(Excellent) from A.M. Best, Company, Inc., a widely recognized rating agency that rates insurance companies on their financial strength and ability to meet their obligation to their insureds.

They exist to rate insurance companies on financial strength, among other factors.

Not exact matches

Health care fraud is one of the most devastating financial crimes, siphoning billions of dollars from insurance companies and patients who spend a staggering 2.5 trillion dollars each year on health care.

The Healthcare Reform Law, including The Patient Protection and Affordable Care Act and The Healthcare and Education Reconciliation Act of 2010, could have a material adverse effect on Humana's results of operations, including restricting revenue, enrollment and premium growth in certain products and market segments, restricting the company's ability to expand into new markets, increasing the company's medical and operating costs by, among other things, requiring a minimum benefit ratio on insured products, lowering the company's Medicare payment rates and increasing the company's expenses associated with a non-deductible health insurance industry fee and other assessments; the company's financial position, including the company's ability to maintain the value of its goodwill; and the company's cash flows.

There have been worries that such practices mask the amount of risk that banks and other financial entities, such as insurance companies, are taking on.

Two companies that guaranteed payments on Detroit bonds, Syncora Guarantee Inc and Financial Guaranty Insurance Co, received options to develop parcels of land.

Since insurance companies would still be on the hook for covering those out - of - pocket costs even if their government payments stopped coming in, there's a strong chance they'd exit the marketplaces altogether in order to avoid the financial hit.

Important factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Forfinancial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on ForFinancial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.

LeapFrog's first fund of $ 135 million made equity investments of between $ 5 million and $ 15 million in eight companies in Africa and Asia offering insurance and other financial products to individuals living on less than $ 10 per day.

«Here you can work condensed work weeks; we have many [employees] that do part time; we have an internship program that focuses on moms reentering the workforce,» said Chrissy Toskos, vice president of campus recruiting at Prudential Financial, the 140 - year - old insurance company that uses nontraditional work schedules as one way to compete for millennial talent.

«How much you spend depends on the demographics of your company,» says Chris Gory, the president of Insurance Portfolio Financial Services Inc., a Toronto - based independent insurance brokerage specializing in employee benefits Insurance Portfolio Financial Services Inc., a Toronto - based independent insurance brokerage specializing in employee benefits insurance brokerage specializing in employee benefits coverage.

Midland National is accredited by the Better Business Bureau, and has earned an A + (Superior) rating from A.M. Best, a large third - party independent reporting and rating company that rates an insurance company on the basis of the company's financial strength, operating performance and ability to meet its ongoing obligations to policyholders.

Big broker - dealers will seek to serve small balances in individual retirement accounts on a flat - fee and fiduciary basis using developing technology, the report predicts, while insurance companies will have to lower variable annuity expenses and commissions to be in line with other financial products.

«New Yorkers must be confident that the insurance agents, brokers and companies that they rely on are recommending the right products for them, and that the consumer's best interests are paramount,» said Maria T. Vullo, superintendent of the NYS Department of Financial Services.

Two companies that guaranteed payments on Detroit bonds and were the last major holdout creditors in the case, Syncora Guarantee Inc [SYCRFS.UL] and Financial Guaranty Insurance Co [FGIC.UL], received options to develop parcels of land.

As one of North America's leading diversified financial services companies, RBC provides personal and commercial banking, wealth management services, insurance, corporate and investment banking and transaction processing services on a global basis, serving close to 15 million clients through offices in Canada, the U.S. and 51 other countries.

We are one of North America's leading diversified financial services companies, and provide personal and commercial banking, wealth management, insurance, investor services and capital markets products and services on a global basis.

CFA and Americans for Financial Reform released a report on Wednesday, written by Hauptman and Barbara Roper, CFA's director of investor protection, which scrutinizes how brokerage firms and insurance companies market their services on their website and «contrasts the practices they use to attract customers with those they use when resisting regulation as fiduciary advisors.»

If you want to take control of your own financial success, and receive training without having to spend money on marketing, insurance, inventory, or equipment, then consider The Commercial Capital Training Group your low - cost alternative to what franchise companies are offering.

The Financial Services equity research team maintains coverage on nearly 220 companies spanning the four key sectors of banking, capital markets, insurance, and specialty finance.

RBC Royal Bank is one of North America's leading diversified financial services companies, and provides personal and commercial banking, wealth management services, insurance, corporate and investment banking and transaction processing services on a global basis.

Chesapeake's financial partner on its Aberdeen project is USAA Real Estate Co., a unit of the insurance company USAA, Lighthizer said.

Before you settle on an annuity, check the life insurance company's financial rating to ensure that they'll be around for the long - haul.

No one wants a large problem to pop up in their lives, but being protected can shift a lot of the financial burden to an insurance company instead of everything falling on you.

The Eligibility Rule dictated that all non-reporting OTC companies already trading on the OTC market would have to report their financial information to the SEC, banking, or insurance regulators in order to meet eligibility requirements.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The insurance companies have promised to make timely interest and principal payments on any bonds covered by insurance if Puerto Rico defaults, said Rob Williams, director of income planning at the Schwab Center for Financial Research.

On March 26, a group of New York — based lawyers headed by Edward D. Fagan, who spearheaded successful suits on behalf of Holocaust survivors against European firms that collaborated with the Nazis in using concentration camp inmates as laborers, filed suit in U.S. District Court in Brooklyn against FleetBoston Financial, the insurance giant Aetna, and railroad conglomerate CSX Corporation, on the grounds that these corporations are the successors of companies that profited from slavery before the Civil WaOn March 26, a group of New York — based lawyers headed by Edward D. Fagan, who spearheaded successful suits on behalf of Holocaust survivors against European firms that collaborated with the Nazis in using concentration camp inmates as laborers, filed suit in U.S. District Court in Brooklyn against FleetBoston Financial, the insurance giant Aetna, and railroad conglomerate CSX Corporation, on the grounds that these corporations are the successors of companies that profited from slavery before the Civil Waon behalf of Holocaust survivors against European firms that collaborated with the Nazis in using concentration camp inmates as laborers, filed suit in U.S. District Court in Brooklyn against FleetBoston Financial, the insurance giant Aetna, and railroad conglomerate CSX Corporation, on the grounds that these corporations are the successors of companies that profited from slavery before the Civil Waon the grounds that these corporations are the successors of companies that profited from slavery before the Civil War.

On the other hand, the health insurance companies and society - at - large profit from the financial savings of exclusive and long - term breastfeeding.

The action announced by Governor Cuomo on Saturday — timed to coincide with women's marches around the country and the anniversary of Roe v. Wade — takes the form of regulatory changes by the Department of Financial Services, which oversees insurance companies.

The Department of Financial Services on Monday issued guidance to insurance companies seeking to bar discrimination against pregnant and postpartum women.

As an alternative the government is considering measures which will effectively give financial services companies an indirect role in policing the hidden economy, by making access to business services such as insurance and bank accounts conditional on proving that you are registered for tax.

My company is small enough that offering health insurance isn't really a financial gain for anyone, so I went on the exchange.

Dating to the Depression era when insurance companies were on shaky financial ground, this fund gets contributions from employers when they settle claims.

Cuomo also announced a directive to the New York State Department of Financial Services which took action to stop insurance companies from putting «arbitrary limits» on the number of naloxone doses covered by a plan.

In addition, the state Department of Financial Services will post on its website a report card on insurance companies, grading companies on the number of claims handled and closed, average home inspection times and the number of consumer complaints, among other factors.

(The New York Liquidation Bureau is a quasi-state agency that liquidates failed insurance companies, acting on behalf of the NYS Superintendent of Financial Services.

Financial services companies — banks, investment houses, hedge funds, insurance companies, and so on — have long recruited financial analysts from the ranks of physical scientists and mathemFinancial services companies — banks, investment houses, hedge funds, insurance companies, and so on — have long recruited financial analysts from the ranks of physical scientists and mathemfinancial analysts from the ranks of physical scientists and mathematicians.

Bodily Injury Liability coverage provides for proportionate responsibility and the insurance company without checking for insurance, you way more than you are married males, less arecan follow with just one other driver and have a low financial rating companies such as these may include speeding tickets, then you can simply log on the specific policy.

Professional guidance on company registration, opening a bank account, notifying the payroll provider, sourcing financial systems, insurance, accountants and auditors and budget set - up.

But since most individuals aren't up to the task of analyzing the finances and claims - paying ability of insurance companies, a more practical way to home in on strong insurers is to look for those that get high financial strength ratings — say, A + or better — from firms like A.M. Best and Standard & Poor's.

To evaluate the best homeowners insurance companies, we compared the largest home insurance companies based on rates, reviews, ratings and their financial strength.

The company actually writing the policy and its current financial capacity to take on new policies definitely affects the average cost of renters insurance.

«When we came from Australia, we brought over as much information on our financial standing as we could and it was a huge help,» says Toni Byrnes, a 44 - year - old project manager in Victoria, B.C. «We brought letters from our insurance companies saying how many years we'd been insured and how many claims we had.

If a bank, insurance company, or any financial institution relies on secondary market liquidity in order to protect its solvency, it has a flawed strategy.