Sentences with phrase «insurance companies ratings on»

J.D. Power and Associates assigns life insurance companies ratings on a scale of one (average) to five (best) power circles based on survey feedback from a representative sample of verified policy owners and on a scale from 1 (worst) to 1000 (best).

Not exact matches

Low rates are hammering insurance companies, reducing the projected return on their investment portfolios.

But that long history of data on past catastrophes does not exist in the cyber insurance policy world, says Stephen Boyer, the CTO and co-founder of risk - rating company BitSight, a company that assesses company risk for cyber policies written by AIG, Travelers, and others.

The Healthcare Reform Law, including The Patient Protection and Affordable Care Act and The Healthcare and Education Reconciliation Act of 2010, could have a material adverse effect on Humana's results of operations, including restricting revenue, enrollment and premium growth in certain products and market segments, restricting the company's ability to expand into new markets, increasing the company's medical and operating costs by, among other things, requiring a minimum benefit ratio on insured products, lowering the company's Medicare payment rates and increasing the company's expenses associated with a non-deductible health insurance industry fee and other assessments; the company's financial position, including the company's ability to maintain the value of its goodwill; and the company's cash flows.

As a result, the remaining enrollees in the individual market would be sicker on average, and insurance companies would need to raise rates to cover the increased average cost.

Demand from individuals should remain steady given modest changes in top marginal tax rates and the cap on state and local tax deductions, while demand from banks and insurance companies should decline given the lower corporate tax rates.

The company's Security Rating Platform continuously analyzes vast amounts of external data on security behaviors in order to help organizations manage third party risk, benchmark performance, and assess and negotiate cyber insurance premiums.

Midland National is accredited by the Better Business Bureau, and has earned an A + (Superior) rating from A.M. Best, a large third - party independent reporting and rating company that rates an insurance company on the basis of the company's financial strength, operating performance and ability to meet its ongoing obligations to policyholders.

The agencies that rated the insurance companies — S & P, Moodys, etc. — relied on the scientists to evaluate their exposure.

Based on our sample driver, rates to insure a vehicle with basic liability protection cost with the five most affordable insurance companies in Great Falls average about $ 1,039 a year, which represented a 34 % reduction versus what the typical company charged here.

Focus on finding a competitive payout rate and an insurance company that is reputable and financially sound.

The cash value of a universal life insurance policy accumulates based on the amount of premium paid, monthly deductions for policy costs and an interest rate that is declared by the insurance company.

Before you settle on an annuity, check the life insurance company's financial rating to ensure that they'll be around for the long - haul.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

On one hand I think it's good that insurance companies are finally realizing the cost they having to bear as a result of a c - section rate that is inexcusably high and perhaps this will encourage more women to become better informed about c - sections before they go to the hospital.

Health Insurance Windfall Tax: The Executive Budget proposes to increase taxes on for - profit health insurance companies to capture the «windfall» savings created by a decreased federal corporate Insurance Windfall Tax: The Executive Budget proposes to increase taxes on for - profit health insurance companies to capture the «windfall» savings created by a decreased federal corporate insurance companies to capture the «windfall» savings created by a decreased federal corporate tax rate.

«We do not believe that there should be any sweetheart deals on safety, insurance rates, tolls and taxes for multinational companies to cut their own operating costs,» the UTA's John Tomassi said in prepared testimony.

In an effort to keep a lid on soaring insurance premiums, Kagen's proposal calls for insurance companies to disclose all of their rates.

The U.S. Department of Health and Human Services has created a registry for evidence - based treatments that rates the quality of research supporting the treatment on a 0 — 4 scale, and some insurance companies and state health - care systems (such as the one in Oregon) have altered their reimbursement policies to favor evidence - based therapies.

Bodily Injury Liability coverage provides for proportionate responsibility and the insurance company without checking for insurance, you way more than you are married males, less arecan follow with just one other driver and have a low financial rating companies such as these may include speeding tickets, then you can simply log on the specific policy.

Not only is credit used to determine your rate on loans, but utility and insurance companies have begun using credit scores to determine your monthly premium.

This is just a bad film that tried to say something about social injustice, the class differences between the rich and the poor, the unfair loss of welfare programs, the inhibiting cost of health insurance that is falsely being blamed on the government when it is the fault of insurance companies why the rates are so high, the hypocrisies of the Gulf War, and the failure of the media to be more responsive in covering all the political corruption.

Preferred rates to educators on all vehicles in your household through the Horace Mann Insurance Company.

To guard on their own, the insurance insurance plan companies will improve rates once they choose a lapse in protection.

To safeguard on their own, the insurance guidelines companies will raise rates each time they find a lapse in insurance policy coverage.

To safeguard on their own, the insurance plan insurance policy companies will boost rates when they discover a lapse in insurance.

The car insurance rates vary for a driver age / driver sex but the biggest impact on costs is variability in companies quotes.

To guard on their own, the insurance guidelines companies will raise rates whenever they choose a lapse in insurance policy coverage.

To guard on their own, the insurance plan coverage companies will boost rates every time they find a lapse in insurance policy coverage.

To guard on their own, the insurance plan companies will raise rates each time they select a lapse in coverage.

To safeguard on their own, the insurance coverage policy companies will bring up rates should they locate a lapse in insurance coverage.

To guard on their own, the insurance policy policy companies will elevate rates when they find a lapse in insurance.

To guard on their own, the insurance plan coverage companies will bring up rates whenever they choose a lapse in policy.

To safeguard on their own, the insurance coverage plan companies will raise rates every time they select a lapse in insurance coverage.

To safeguard on their own, the insurance plan insurance policy companies will boost rates every time they locate a lapse in protection.

To guard on their own, the insurance policy policy companies will boost rates when they find a lapse in protection.

To safeguard on their own, the insurance coverage companies will bring up rates should they locate a lapse in policy.

But since most individuals aren't up to the task of analyzing the finances and claims - paying ability of insurance companies, a more practical way to home in on strong insurers is to look for those that get high financial strength ratings — say, A + or better — from firms like A.M. Best and Standard & Poor's.

Let insurance companies compete on quoted rates & benefits!

The company with the lowest motorcycle insurance rates in South Dakota was GEICO, which quoted our sample policy to be $ 144 on average.

These are but a few of the many homeowners insurance companies on the market, but we think these are the entities that combine the best coverage, best rates, and best discount options for saving on your premiums each month.

To evaluate the best homeowners insurance companies, we compared the largest home insurance companies based on rates, reviews, ratings and their financial strength.

Every insurance company uses its own formula for deciding how your credit impacts your homeowners insurance rates, so you may get a different quote based on your credit history.

While J.D. Power doesn't rate companies based solely on their motorcycle insurance policies, it does rate them based on their auto insurance policies.

The best motorcycle insurance companies combine cheap rates with other beneficial offerings, like unique add - ons or high coverage limits for custom parts.

The company with the lowest motorcycle insurance rates in Michigan was Markel, which quoted our sample policy to be $ 575 on average.

The rate of return on the investments made by any life insurance company varies for a variety of reasons:

Loss of use coverage on renters insurance in San Diego often involved an arrangement between your insurance company and a hotel chain so that even if your wallet was also lost in the fire the carrier can pay the hotel directly at the negotiated rate.

That's why you need to rate renters insurance companies on your own.

Conversely, the average returns tend to be lower than at risk investments such as stocks or real estate due to limitations set by the insurance company (usually represented by a contract fee or a cap, spread, or participation rate on the index allocation selected).