Sentences with phrase «insurance companies use»

Auto insurance companies use a variety of data to determine your premium.

There are approximately a total of 12 health class ratings that life insurance companies use.

Auto insurance companies use a driver's age...

NR: Insurance companies use your home address when determining your policy rate (and where you live does significantly affect how much you'll pay).

Since insurance companies use driving record information to help determine how much your premiums will cost, you should try to remove points and avoid insurance rate increases.

Or do travel insurance companies use the fear of a lost dream vacation to convince you to buy coverage you don't really need?

So the insurance companies use that money to pay the death benefits of the people who don't.

Many insurance companies use commissioned agents, but at GoAuto you buy direct and that saves you money.

The final scoop is that life insurance companies use the extra premiums they charge to invest which leads to great returns for them, so they can in exchange give you back your premiums and not go bankrupt with higher risk.

Insurance companies use different formulas to set your rates, so the price for the same policy can vary significantly even if you don't have a life - changing event.

Credit History for great rates: Insurance companies use credit scores as a parameter to decide the cost of insurance.

Lastly, you must consider that car insurance companies use information about you and your car to help determine your insurance rates.

However, insurance companies use actuaries to find mathematical proof to justify charging different groups different rates for insurance.

Insurance companies use used - car sales records, depreciation calculators and other sources of data to determine the vehicle's value.

Insurance companies use the VIN of your vehicle to adjust rates, which gives them the make, model, and engine size and type that is in your vehicle.

Insurance companies use many rating factors to calculate a trucker's insurance cost, and each can have a big influence on their premium.

However, since auto insurance companies use your zip - code as a determining factor for your quote and you live in an area where guns are blazing or convenient stores are being robbed daily, you might want to move to a safer location.

Of course, another factor insurance companies use to set premiums is your driving record.

Sometimes, insurance companies use actual cash value to determine the amount to be paid to a policyholder after loss or damage to the insured property.

«Most insurance companies use an underwriting manual that doesn't penalize divers who stay above 100 feet.

Life insurance companies use factor and rate tables.

1) Many Oklahoma insurance companies use an insurance score to determine how much of a risk you may present.

Although car insurance companies use their own criteria to determine fair market value for vehicles, you can get a ballpark estimate from NADA Guides.

Like with everything else, insurance companies use statistics to determine risk.

Don't stand idly by if you want to remove credit scores from the criteria car insurance companies use to determine your rates.

Insurance companies use many different types of data, including the car you drive, your driving history, age, location, credit rating, and more to determine your insurance rate.

Wyoming auto insurance companies use your record as their main reference point when trying to discern information about your driving habits.

Insurance companies use your driving history to help determine rates.

Insurance companies use narrow networks to trim enrollee costs in an effort to compete for consumers with less expensive premiums.

Not all insurance companies use credit scoring, so you do have a competitive choice.

How life insurance companies use Actuarial Science to categorize risk.

Insurance companies use family history to evaluate your risk.

According to Earnix, 45 percent of large insurance companies use price optimization.

Co-pays and coinsurance are two methods health insurance companies use to share the cost of healthcare.

Life insurance companies use life expectancy as the basis for determining rates.

Auto insurance companies use financial history along with other factors (such as years of driving experience) to properly classify an insured according to his / her potential risk.

Marriage comes with a lot of important financial decisions, and one of the areas to consider with your spouse is your car insurance — many car insurance companies use marriage as a rating factor when determining your premium.

According to a recent survey by Conning & Co., a Hartford, Connecticut - based insurance research firm, 92 percent of all insurance companies use credit information when underwriting new policies.

Insurance companies use several factors besides just your car to decide what kind of client you are going to be and how likely it is that you will have a claim.

Insurance companies use this report to determine your rates.

A practical way of determining just how much coverage you need is to use the same criteria insurance companies use when setting car insurance rates:

To give you an idea how different insurance companies use consumer credit information, the web site www.helpinsure.com created by the Texas Department of Insurance may be helpful.

Insurance companies use exclusion riders to limit the kinds of claims that your disability would cover.

Life insurance companies use banding and price breaks to implement the same pricing scheme.

There are some states where car insurance companies use credit scores to determine premiums.

First, it's important to know why insurance companies use different classifications, and it has to do with risk.

Auto insurance companies use all of this information to come up with an «insurance risk score» for you.

Life insurance companies use the underwriting process to determine your risk after you apply for a policy.

Life insurance companies use your premiums to invest in stocks and other investments vehicles.

And remember, it's important to maintain a good credit history because many insurance companies use credit in determining how much they will charge you for insurance.