Sentences with phrase «insurance company asset»

West Coast Life Insurance Company Asset Protection

And, given the nature of the liabilities, insurance company asset managers tend to follow a buy - and - hold philosophy, particularly with respect to the life companies.

At present, insurance company assets yield more than market rates, which gives a subsidy to customers, but the day will come, like the late 70s — early 80s, where it was very much the reverse.

Insurance company assets refer to «all the available properties of every kind or possession of an insurance company that might be sued to pay its debts.»

Not exact matches

Statutory capital and surplus represents the excess of an insurance company's admitted assets over its liabilities, including loss reserves, as determined in accordance with statutory accounting practices.

For instance, large - scale development costs per asset have gone up while pressures from insurance companies and benefits managers to lower prices have also increased.

«The banks have no interest in financing small business unless they are 100 % secured on company assets, personal insurance and guarantees,» said a Bank of Montreal client based in Saint - Laurent, Quebec.

On top of that, insurance companies invest nearly $ 7 trillion in assets.

Its primary asset is a controlling stake in Power Financial, which in turn owns the Great - West life insurance companies and IGM Financial.

The financial services holding company operates almost 2,000 financial centers in the U.S., offering banking services, asset management, securities brokerage and mortgage and insurance services.

She joined the company in 1997 and has held a number of executive positions including CFO of Prudential Annuities, VP of Finance (Individual Life Insurance), and Managing Director & Asset Treasurer, Capital Markets and Corporate Finance.

Quite a few asset managers, quite a few insurance companies and banks are setting up, or stepping up their presence there,» Gramegna said.

Based in Winston - Salem, N.C., the company operates 2,139 financial centers in 15 states and Washington, D.C., and offers a full range of consumer and commercial banking, securities brokerage, asset management, mortgage and insurance products and services.

The introductory clause is amended to reflect the June 9, 2017 applicability date of that section, as follows: «On or after June 9, 2017, if the insurance agent or broker, pension consultant, insurance company or investment company Principal Underwriter is a fiduciary within the meaning of ERISA section 3 (21)(A)(ii) or Code section 4975 (e)(3)(B) with respect to the assets involved in the transaction, the following conditions must be satisfied, with respect to the transaction to the extent they are applicable to the fiduciary's actions -LSB-.]»

Methodology Discovery Data compiled the rankings based on discretionary and nondiscretionary assets under management listed on SEC Form ADV. To capture independent fee - only planning firms, every effort is made to exclude firms with broker - dealer and insurance company affiliations and those with substantial outside ownership stakes held by private equity firms and some outside investors.

His most valuable asset is a 57 percent stake in America Movil, the biggest mobile - phone operator in Latin America, followed by his stakes in holding company Grupo Carso and banking and insurance firm Grupo Financiero Inbursa.

Centered on innovation, the tangible LOFT spaces provide a platform for employees across the company to collaborate and devise new technological solutions for Manulife's various wealth and asset management, and insurance business lines.

The government spending that Mr. Bernanke has endorsed is pure bailouts to the banks, insurance companies, real estate packagers and other Wall Street institutions so that they can support asset prices and thereby save the economy's financial balance sheet, not its employment and living standards.

This may include renters and other property insurance, as well as coverage for your equipment and other company assets.

Our customers include banks, hedge funds, asset managers, central banks, regulators, auditors, fund administrators and insurance companies.

The company grew to more than 30,000 employees with 35 million clients and diversified into life insurance, banking, asset management, leasing and brokerage services.

Assets likely to be held by private investors include: cash in bank deposits, securities (such as shares issued by private companies, and government or corporate bonds), property, insurance policies, foreign currencies, cars, art and antiques.

«It reflects the direction of travel for Standard Life,» given the company's move in recent years to build up its asset management arm and move away from insurance, said Liontrust fund manager Jamie Clark, which holds shares in the firm.

Insurance companies said they planned to move or create 173 jobs overseas, up from 98 in the previous Reuters survey, and the asset management sector plans to move 304 roles.

Once purchased, this insurance protects the directors» personal assets in a larger suit against the company.

Further, please note that under the Foreign Exchange Transaction Regulations (the «FETR»), certain institutional investors including banks, securities companies, insurance companies and asset - management companies are permitted to invest in foreign securities directly.

The XP Group also includes an asset management company with more than $ 35 billion for over 500,000 clients under management and an insurance broker.

The firm provides pricing data to more than 5,000 customers including many of the firms that use ICE's markets and services, such as asset managers, hedge funds, banks and insurance companies.

In addition, a number of insurance companies are working through restructurings of their business, including the monetization of non-core assets, in order to seek to improve their operational performance.

Companies involved in activities such as banking, consumer finance, investment banking and brokerage, asset management, insurance and investment, and real estate, including REITs.

A fixed annuity is a contract with an insurance company that allows you to accumulate assets for the future.

Our investors include banks, hedge funds, family offices, and insurance companies with an appetite for current income that are making substantial allocations to this asset class.

At this summit, you will meet and network with 200 + senior - level representatives from private equity firms, pension plans, endowments, foundations, family offices, insurance companies, investment banks, distressed debt firms, asset managers, owners, and developers.

Respondents to our RiskMonitor 2017 survey were drawn from a variety of «asset owning» institutions: pension funds, foundations, endowments, sovereign wealth funds, family offices, banks and insurance companies.

Our investors include banks, hedge funds, family offices and insurance companies with an appetite for current income that are making substantial allocations to this emerging asset class.

An annuity is a contract issued by an insurance company that can include an option to turn your assets into an income you can't outlive.

Portfolio managers and traders from the world's largest pension funds, asset managers and insurance companies also use bond ETFs.

Other significant buyers of U.S. Treasury debt, such as pensions and insurance companies, may continue to reallocate to fixed - income holdings to better align their assets with their liabilities.

Questions aside, Schott predicts that asset managers and insurance companies will try to pair their products together in some fashion for the market that needs packaged solutions.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Wall Street analysts had sought guidance and clues from the New York - based asset management and retirement company about the future of its life insurance business.

Most of the assets of tech companies are «hot assets» like cash and intellectual property and life insurance policies which are not closely tied to a physical location and easily moved.

The reciprocal insurer holds assets and liabilities, while the management company makes its money by selling malpractice insurance, and taking a percentage cut of the resulting premiums.

On paper, New York's second - largest medical malpractice insurance company struggled in 2015: Physicians» Reciprocal Insurers» liabilities surged to $ 138 million more than its assets, a gap that had been $ 86 million a year before.

It then uses this new money to buy assets, such as government bonds, from private sector businesses including high street banks, pension funds and insurance companies.

The firm served several of the largest financial services companies of the world including asset management, credit card, insurance and lending companies in the areas of investment optimization, target marketing and risk management.

Calling themselves the «Connecticut Council for Education Reform «top executives from New Alliance Bank, The Hartford Insurance Company, UBS Private Wealth Office, Yale New Haven Hospital System, Webster Bank, The Community Foundation of Greater New Haven, Nestle Waters North America, First Niagara Financial Group, Yale University, the Travelers Companies, Inc., The Connecticut Business & Industry Association, United Illuminating Holdings Corporation and GE Asset Management are pushing to take center stage in this year's education reform debate.

The company's products and services addresses multiple markets, asset classes and geographies and are sold to a diverse client base, including asset owners, such as pension funds, endowments, foundations, central banks, family offices and insurance companies; institutional and retail asset managers, such as managers of pension assets, mutual funds, exchange traded funds, real estate, hedge funds and private wealth; financial intermediaries, such as banks, broker - dealers, exchanges, custodians and investment consultants; and corporate clients.

If you reach a point in your retirement where a guaranteed stream of income is a more important priority than investment flexibility, you can transfer some or all of your RRIF assets to an insurance company to purchase an annuity, while still maintaining the tax sheltered nature of the assets.

FGIC and other bond insurance companies have been hobbled by their expansion into guaranteeing risky collateralized debt obligations (CDOs) and asset backed bonds, markets that have been hammered by rising mortgage losses.