Sentences with phrase «insurance company operations»

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Not exact matches

the Company is also exposed to credit risk in certain of its insurance operations and with respect to certain guarantee or indemnification arrangements that we have with third parties;

Abel, 55, will be vice chairman of the non-insurance business, while Jain, 66, will be vice chairman of the insurance operations, the company said in a statement Wednesday.

The Healthcare Reform Law, including The Patient Protection and Affordable Care Act and The Healthcare and Education Reconciliation Act of 2010, could have a material adverse effect on Humana's results of operations, including restricting revenue, enrollment and premium growth in certain products and market segments, restricting the company's ability to expand into new markets, increasing the company's medical and operating costs by, among other things, requiring a minimum benefit ratio on insured products, lowering the company's Medicare payment rates and increasing the company's expenses associated with a non-deductible health insurance industry fee and other assessments; the company's financial position, including the company's ability to maintain the value of its goodwill; and the company's cash flows.

If you're looking for a cheap financial company, consider this Toronto - based auto and home insurance operation.

The most important office law business in America such as the law business incidental to banking, insurance, trust - company operation, investment work, railroading, patents, admiralty, and large corporation matters in general is in the hands of non-Jewish firms many of which, even though they have numerous Jewish clients, have no Jewish partners.

Meanwhile, its reinsurance operation, one of the largest in the world, protects insurance companies when their losses get too large, as it did when it shouldered the asbestos - related obligations of insurers including American International Group Inc., Liberty Mutual Holding Co. and Lloyd's of London.

The resulting company could resemble UnitedHealth Group, which has a large insurance operation but also runs a leading pharmacy benefit manager, OptumRx, and related health service businesses.

Through the 1970s and into the 1980s Buffett continued to accumulate more and more insurance operations under the Berkshire umbrella, as well as investment positions in other companies like Washington Post and Coca - Cola.

FNF management has focused on cost reduction in the core business and has broadened the company's operations so that it combines title insurance, mortgage servicing and mortgage technology in a unique package.

* Change in operating cash flow is replaced with: (i) tangible book value per share growth for companies in the Banks, Diversified Financials and Insurance sectors; and (ii) growth in funds from operations for REITs, with the exception of Mortgage and Specialized REITs.

As Berkshire has gotten bigger and diversified its businesses, its insurance operations have become a smaller contributor to earnings than in the past, currently making up 26 % of total company earnings.

As with our pay - for - performance model, operating cash flow is replaced with: (i) tangible book value for companies in the Banks, Diversified Financials and Insurance sectors; and (ii) funds from operations for REITs, with the exception of Mortgage and Specialized REITs.

The purpose of this guide is to provide detailed descriptions and explanations of the business insurance policies technology companies and startups should consider putting in place to properly protect their operation.

The company also provides general liability insurance, which provides coverage for construction, manufacturing and distribution, transportation, miscellaneous, and stores and rental operations, as well as installation, service, and repair operations.

A global insurance company in the outsourcing of all of their back - office financial services and accounting operations.

When markets get expensive, investors should focus at least a portion of their portfolios on companies with stable business operations like insurance companies.

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Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Well as heard in the news that those arriving to the west are being well trained on sophisticated equipment's and combat training and then sent back to Somalia to fight as opposition to prolong suffering for the area and others sent to lead pirate operations in the area and that is all done to give an excuse for the western Navy to be present in the area as well as to cause the raise of the insurance premium against the ships passing the area raising therefore the costs of commodities as well as an opportunity for private security companies to flourish guarding the passing ships?

«He's like the insurance company tagline, We know a thing or two, because we've seen a thing or two,» says Milton Neal, director of equipment operations at Washington State.

In Getzville, N.Y., on Tuesday, Gov. Andrew M. Cuomo announced that GEICO, the auto insurance company, will expand its service center operations in western New York.

Dr Mascher indicated his company's desire to learn from Ghana in its global expansion drive and outlined plans to further expand its operations after it was granted the licence to offer Life Insurance packages.

MetLife was hit with the largest New York fine against an insurer — $ 50 million — to settle allegations that its international operations sold insurance in the state to multinational companies without proper licensing.

A panel of state judges Thursday ruled in favor of the state in a lawsuit launched six years ago by the New York Insurance Association over fees paid by insurance companies that were created to support operation of what was then the state Insurance DeInsurance Association over fees paid by insurance companies that were created to support operation of what was then the state Insurance Deinsurance companies that were created to support operation of what was then the state Insurance DeInsurance Department.

But sensing trouble, the company instead pushed for a bill to simply clarify insurance requirements and allow basic operations.

In addition, the company hopes to offer universities across the nation «a turn - key operation» that would both provide the insurance and «let us do the front - end» work of enrollment and data collection.

He interviews people who have HMO horror stories — people who have lost a loved one because the insurance company refused service for whatever reason, people who are forced to sell their house to pay for a necessary operation, and people who once worked for a health insurance provider and can't take the guilt anymore.

Key man life insurance helps companies to reduce the risk of business disruption by paying a death benefit if employees that are critical to business operations pass away.

As for its operating companies, they tend toward cyclical businesses (manufacturers, retailers, a railroad) as well as finance and insurance operations.

There are a few insurance companies which have delved into the business of insuring dispensaries and related business operations, but those are commercial carriers and generally address issues such as workers comp, general liability, products liability, theft from the business, business interruption, and the like.

Craig Richardson, vice-president of claims operations at TD Insurance, says the insurance company should be contacted even before a contractor staInsurance, says the insurance company should be contacted even before a contractor stainsurance company should be contacted even before a contractor starts work.

Monumental Life Insurance Company began its operation in the insurance industry backInsurance Company began its operation in the insurance industry backinsurance industry back in 1858.

In the last two years, the state of Texas has put several smaller insurance companies into receivership and wound down their operations.

Jain manages the company's insurance operation, and Abel everything else.

Their operation life insurance companies are likely healthy, but if not, the State Guaranty funds are around to protect things.

The sale of Capital Asset also included three VIEs established in connection with MBIA - insured securitizations of Capital Asset tax liens, which were consolidated within the Company's insurance operations in accordance with FIN 46 (R).

The Company's insurance operations principally comprise the activities of MBIA Corp..

The insurance operations, which represent the majority of the Company's notional derivative exposure, have insured derivatives primarily consisting of structured pools of credit default swaps that the Company intends to hold for the entire term of the contract.

The sale of Capital Asset also included three variable interest entities («VIEs») established in connection with MBIA - insured securitizations of Capital Asset tax liens, which were consolidated within the Company's insurance operations in accordance with Financial Accounting Standards Board («FASB») Interpretation No.

The sale of Capital Asset also included three VIEs established in connection with the securitization of Capital Asset tax liens, which were consolidated within the Company's insurance operations in accordance with FIN 46 (R).

The Bermuda operation provides reinsurance and insurance to worldwide property and casualty markets through brokers and directly with ceding companies from its Bermuda office and reinsurance to the United Kingdom and European markets through its UK branch and Ireland Re.

MetLife, which is short for Metropolitan Life Insurance Company, began its operation over 150 years ago as the National Union Life and Limb Insurance Company in the year 1863.

American Homestar is a regional vertically integrated manufactured housing company, with operations in manufacturing, retailing, financing and insurance.

Combined ratio, also called «the combined ratio after policyholder dividends ratio,» is a measure of profitability used by an insurance company to gauge how well it is performing in its daily operations.

Choosing a pet insurance company such as this ensures they will still be in operation when you need them.

Travel professionals and travel insurance companies are doing more to educate consumers to help them not only feel better protected while they travel, but better understand the protection they have in place,» said Bob Chambers, vice president of operations at Generali Global Assistance.

Prior to joining Generali Global Assistance, Sion was the COO, Consumer Insurance for AIG in the Americas and brings extensive experience in the areas of insurance, operations, and transformation to theInsurance for AIG in the Americas and brings extensive experience in the areas of insurance, operations, and transformation to theinsurance, operations, and transformation to the Company.

Further, the rebrand supports Generali Global Assistance's North American business growth and aligns its operations as the company continues to expand its global leadership position in the insurance industry.

My estate planning practice includes drafting documents including wills, revocable trusts, powers of attorney, health care directives, pre - and post-marital agreements, irrevocable life insurance trusts (ILITs), intentional defective grantor trusts (IDGTs), grantor retained annuity trusts (GRATs), all types of partnership agreements and documents related to the formation and operation of limited liability companies (LLCs).