Sentences with phrase «insurance contract business»

The situation is exacerbated by the heavy trading volume of the instruments, the secrecy surrounding the trades, and — most importantly — the lack of regulation in this insurance contract business.

Not exact matches

Dig Deeper: The Case for Self - Insurance Health Care Reform and Small Business: If You Have 50 Employees Starting now, companies that are growing or which are already hovering around 50 employees should make sure they can document exactly how they count employees versus contract workers, temps, and full - time equivalents.

Conrad's research also shaped the crucial decision to give away the Zenefits software gratis, with no contracts or hidden fees — a model he co-opted from insurance brokers who sell their business customers not only insurance but also payroll systems and other administrative solutions, sharing a percentage of the resulting profits.

Others are shifting from employees to contract labor because businesses are not responsible for providing health insurance to contractors, only to employees.

Those problems along with long - term care contracts, which resulted in a $ 6 billion charge on its insurance businesses last year, drew criticism from billionaire U.S. investor Warren Buffett in an interview on CNBC on Monday.

Things like invoices, contracts, tax returns, budgets and insurance policies are essential to businesses, though.

Insurance, real estate, and manufacturing industries are big fax users as are other businesses that deal with contracts and paper forms, he says.

Particularly, several insurance carriers with affiliated broker - dealer networks have indicated that they will attempt to comply with the best interest contract exemption, rather than exiting certain lines of business.

You have certain types of income (such as business or farm self - employment income; unreported tips; dividends on insurance policies that exceed the total of all net premiums you paid for the contract; or income received as a partner, a shareholder in an S corporation, or a beneficiary of an estate or trust)

ACC Accounting & Auditing, AFR Africa, AGE Economics of Ageing, AGR Agricultural Economics, ARA Arab World, BAN Banking, BEC Business Economics, CBA Central Banking, CBE Cognitive & Behavioural Economics, CDM Collective Decision - Making, CFN Corporate Finance, CIS Confederation of Independent States, CMP Computational Economics, CNA China, COM Industrial Competition, CSE Economics of Strategic Management, CTA Contract Theory & Applications, CUL Cultural Economics, CWA Central & Western Asia, DCM Discrete Choice Models, DEM Demographic Economics, DEV Development, DGE Dynamic General Equilibrium, ECM Econometrics, EDU Education, EEC European Economics, EFF Efficiency & Productivity, ENE Energy Economics, ENT Entrepreneurship, ENV Environmental Economics, ETS Econometric Time Series, EUR Microeconomics European Issues, EVO Evolutionary Economics, EXP Experimental Economics, FDG Financial Development & Growth, FIN Finance, FMK Financial Markets, FOR Forecasting, GEO Economic Geography, GRO Economic Growth, GTH Game Theory, HAP Economics of Happiness, HEA Health Economics, HIS Business, Economic & Financial History, HME Heterodox Microeconomics, HPE History & Philosophy of Economics, HRM Human Capital & Human Resource Management, IAS Insurance Economics, ICT Information & Communication Technologies, IFN International Finance, IND Industrial Organization, INO Innovation, INT International Trade, IPR Intellectual Property Rights, IUE Informal & Underground Economics, KNM Knowledge Management & Knowledge Economy, LAB Labour Economics, LAM Central & South America, LAW Law & Economics, LMA Labor Markets - Supply, Demand & Wages, LTV Unemployment, Inequality & Poverty, MAC Macroeconomics, MFD Microfinance, MIC Microeconomics, MIG Economics of Human Migration, MKT Marketing, MON Monetary Economics, MST Market Microstructure, NET Network Economics, NEU Neuroeconomics, OPM Open Macroeconomics, ORE Operations Research, PBE Public Economics, PKE Post Keynesian Economics, POL Positive Political Economics, PPM Project, Program & Portfolio Management, PUB Public Finance, REG Regulation, RES Resource Economics, RMG Risk Management, SBM Small Business Management, SEA South East Asia, SOC Social Norms & Social Capital, SOG Sociology of Economics, SPO Sports & Economics, TID Technology & Industrial Dynamics, TRA Transition Economics, TRE Transport Economics, TUR Tourism Economics, UPT Utility Models & Prospect Theory, URE Urban & Real Estate Economics.

ACC Accounting & Auditing, AFR Africa, AGE Economics of Ageing, AGR Agricultural Economics, ARA Arab World, BAN Banking, BEC Business Economics, CBA Central Banking, CBE Cognitive & Behavioural Economics, CDM Collective Decision - Making, CFN Corporate Finance, CIS Confederation of Independent States, CMP Computational Economics, CNA China, COM Industrial Competition, CSE Economics of Strategic Management, CTA Contract Theory & Applications, CUL Cultural Economics, CWA Central & Western Asia, DCM Discrete Choice Models, DEM Demographic Economics, DEV Development, DGE Dynamic General Equilibrium, ECM Econometrics, EDU Education, EEC European Economics, EFF Efficiency & Productivity, ENE Energy Economics, ENT Entrepreneurship, ENV Environmental Economics, ETS Econometric Time Series, EUR Microeconomic European Issues, EVO Evolutionary Economics, EXP Experimental Economics, FDG Financial Development & Growth, FIN Finance, FMK Financial Markets, FOR Forecasting, GEO Economic Geography, GRO Economic Growth, GTH Game Theory, HAP Economics of Happiness, HEA Health Economics, HIS Business, Economic & Financial History, HME Heterodox Microeconomics, HPE History & Philosophy of Economics, HRM Human Capital & Human Resource Management, IAS Insurance Economics, ICT Information & Communication Technologies, IFN International Finance, IND Industrial Organization, INO Innovation, INT International Trade, IPR Intellectual Property Rights, IUE Informal & Underground Economics, KNM Knowledge Management & Knowledge Economy, LAB Labour Economics, LAM Central & South America, LAW Law & Economics, LMA Labor Markets - Supply, Demand & Wages, LTV Unemployment, Inequality & Poverty, MAC Macroeconomics, MFD Microfinance, MIC Microeconomics, MIG Economics of Human Migration, MKT Marketing, MON Monetary Economics, MST Market Microstructure, NET Network Economics, NEU Neuroeconomics, OPM Open Macroeconomics, PBE Public Economics, PKE Post Keynesian Economics, POL Positive Political Economics, PPM Project, Program & Portfolio Management, PUB Public Finance, REG Regulation, RES Resource Economics, RMG Risk Management, SBM Small Business Management, SEA South East Asia, SOC Social Norms & Social Capital, SOG Sociology of Economics, SPO Sports & Economics, TID Technology & Industrial Dynamics, TRA Transition Economics, TRE Transport Economics, TUR Tourism Economics, UPT Utility Models & Prospect Theory, URE Urban & Real Estate Economics.

On the corporate side our Baltimore litigation lawyers are experienced at administrative law matters, arbitration and mediation, business litigation, civil appeals, contract disputes, cyber-law, environmental law, federal investigations, insurance law, real estate, tax prosecutions and IRS matters.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Competition issues in Qld (Competitive neutrality, electricity, supermarket dominance, insurance, tender process, hospital licencing laws»), improving environment for small business (unfair contract provisions, MMP and creeping acquisitions), improving small business competitiveness.

Fix NY also includes initiatives on key business advocacy issues including: economic development, education and workforce development, energy and environment, health insurance, government contracts, infrastructure, taxation and technology, tourism and travel, and workers» compensation and unemployment.

The Erie County Legislature enacted Local Law No. 5 requiring a minority and women - owned business utilization commitment by persons or firms contracting with the County of Erie for supplies, materials, equipment, and insurance.

Her concentration was in education and employment law, and she litigated matters involving civil rights, business franchise and other contract disputes, products liability, and insurance coverage.

Benefits include contract reviews; publishing industry updates and advice; legal advice and forms; marketing and social media advice; website building and hosting; access to members - only workshops, seminars and events; a print and digital subscription to the Authors Guild Bulletin, our quarterly publication of publishing and legislative news; discounted media liability insurance; listing in our member profiles; exclusive discounts on services and goods designed to help you with your writing business, as well as discounts on hotels, car rentals, and more.

The reason is that the insurance - agreed payment of 21.56 $ does not cover their cost (but the insurance forces them to make that contract or basically be out of business).

Annuities are a contract between an individual (or business) AND an insurance company that is entered into for various purposes which include providin...

Annuities are a contract between an individual (or business) AND an insurance company that is entered into for various purposes which include providing a guaranteed stream of income.

Our annuities are sold through licensed insurance professionals who are contracted to write business with us.

MICC completed the sale of the assets and contracts related to its residential mortgage insurance business in 1995 to a unit of GE Capital Mortgage Corp. for $ 15.3 million and sold the remaining assets to BNS for $ 11 million.

A. Every credit services business, before it enters into a contract with a consumer, shall file and maintain with the Commissioner, in form and substance satisfactory to him, a bond with corporate surety from a company authorized to transact business in the Commonwealth, or a letter of credit from a bank insured by the Federal Deposit Insurance Corporation in an amount equal to 100 times the standard fee charged by the credit services business but in no event shall the bond or letter of credit required under this section be less than $ 5,000 or greater than $ 50,000.

A variable annuity works like a contract between an individual or business and an insurance company, under the terms of the contract insurance company will make periodic payments to the annuity investor, beginning either immediately or at some future date.

«Credit Services Organization» does not include any of the following: (i) a person authorized to make loans or extensions of credit under the laws of this State or the United States who is subject to regulation and supervision by this State or the United States, or a lender approved by the United States Secretary of Housing and Urban Development for participation in a mortgage insurance program under the National Housing Act (12 U.S.C. Section 1701 et seq.); (ii) a bank or savings and loan association whose deposits or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or the Federal Savings and Loan Insurance Corporation, or a subsidiary of such a bank or savings and loan association; (iii) a credit union doing business in this State; (iv) a nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986, [FN1] provided that such organization does not charge or receive any money or other valuable consideration prior to or upon the execution of a contract or other agreement between the buyer and the nonprofit organization; (v) a person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (vi) a person licensed to practice law in this State acting within the course and scope of the person's practice as an attorney; (vii) a broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (viii) a consumer reporting agency; and (ix) a residential mortgage loan broker or banker who is duly licensed under the Illinois Residential Mortgage License Actinsurance program under the National Housing Act (12 U.S.C. Section 1701 et seq.); (ii) a bank or savings and loan association whose deposits or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or the Federal Savings and Loan Insurance Corporation, or a subsidiary of such a bank or savings and loan association; (iii) a credit union doing business in this State; (iv) a nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986, [FN1] provided that such organization does not charge or receive any money or other valuable consideration prior to or upon the execution of a contract or other agreement between the buyer and the nonprofit organization; (v) a person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (vi) a person licensed to practice law in this State acting within the course and scope of the person's practice as an attorney; (vii) a broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (viii) a consumer reporting agency; and (ix) a residential mortgage loan broker or banker who is duly licensed under the Illinois Residential Mortgage License Actinsurance by the Federal Deposit Insurance Corporation or the Federal Savings and Loan Insurance Corporation, or a subsidiary of such a bank or savings and loan association; (iii) a credit union doing business in this State; (iv) a nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986, [FN1] provided that such organization does not charge or receive any money or other valuable consideration prior to or upon the execution of a contract or other agreement between the buyer and the nonprofit organization; (v) a person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (vi) a person licensed to practice law in this State acting within the course and scope of the person's practice as an attorney; (vii) a broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (viii) a consumer reporting agency; and (ix) a residential mortgage loan broker or banker who is duly licensed under the Illinois Residential Mortgage License ActInsurance Corporation or the Federal Savings and Loan Insurance Corporation, or a subsidiary of such a bank or savings and loan association; (iii) a credit union doing business in this State; (iv) a nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986, [FN1] provided that such organization does not charge or receive any money or other valuable consideration prior to or upon the execution of a contract or other agreement between the buyer and the nonprofit organization; (v) a person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (vi) a person licensed to practice law in this State acting within the course and scope of the person's practice as an attorney; (vii) a broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (viii) a consumer reporting agency; and (ix) a residential mortgage loan broker or banker who is duly licensed under the Illinois Residential Mortgage License ActInsurance Corporation, or a subsidiary of such a bank or savings and loan association; (iii) a credit union doing business in this State; (iv) a nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986, [FN1] provided that such organization does not charge or receive any money or other valuable consideration prior to or upon the execution of a contract or other agreement between the buyer and the nonprofit organization; (v) a person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (vi) a person licensed to practice law in this State acting within the course and scope of the person's practice as an attorney; (vii) a broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (viii) a consumer reporting agency; and (ix) a residential mortgage loan broker or banker who is duly licensed under the Illinois Residential Mortgage License Act of 1987.

Now, most of the business done was by insurance contracts, and the laws on rehabilitation, conservation and liquidation indicate that similar parties are to be treated equitably within each class of claimants.

They could argue that swaps are a different class of business than insurance, and try to make the case that if an insolvency occured, those with with swap contracts would face a much lower recovery than those with insurance contracts, so let's make it formal and do a split.

An annuity, by definition, also refers to a contract, or more specifically a contractual life insurance asset that is created between an individual or business entity AND a life insurance company.

Insurance company Direct Line Group and Parabis Law have applied to set up an alternative business structure (ABS), DLG Legal Services, offering before - the - event (BTE) legal insurance for personal injury, non-injury claims, employment, debt recovery and contracInsurance company Direct Line Group and Parabis Law have applied to set up an alternative business structure (ABS), DLG Legal Services, offering before - the - event (BTE) legal insurance for personal injury, non-injury claims, employment, debt recovery and contracinsurance for personal injury, non-injury claims, employment, debt recovery and contract issues.

In addition to his insurance practice, Mr. Schluederberg worked for more than a decade as a commercial litigator handling all aspects of complex business litigation ranging from disputes concerning real estate, contracts, and intellectual property rights, to corporate and partnership dissolutions, unfair competition and employment matters.

Our team of insurance coverage attorneys has advised individuals and businesses about insurance coverage issues including insurance policy coverage opinions, declaratory judgments on policy coverage and defense of insurers against breach of contract and bad faith claims.

The Business Trial Group can assist you in bringing claims for negligent failure to procure insurance, insurance agents or brokers breach of fiduciary duty, breach of contract to procure insurance, and agents» or broker's misrepresentations.

(3) Despite subsections (1) and (2), sections 412 to 417 of the Act do not apply to contracts of automobile insurance that insure groups of at least five vehicles that are under common ownership or management and that are used for business, commercial or public purposes or to any endorsements of those contracts.

This includes mergers and acquisitions, restructuring, joint ventures, financing, network formation, managed care contracting, contract analysis, insurance regulation, managed care negotiations, Medicaid and Medicare reimbursement matters, fraud and abuse issues, confidentiality and privacy issues, and professional and business licensure matters.

Commercial and business litigation Contracts and commercial transactions Consumer protection Corporate, shareholder, and partnership disputes Director and officer liability Covenants not to compete Insurance coverage and claims litigation Landlord - tenant Leases Collection matters Libel and slander Licensing disputes Property Damage Real estate litigation

Practice Areas: Administrative Law, Maritime Law, Transportation Law, White Collar Crime Law, Religious Institutions Law, Property Law, Professional Liability Law, Probate Law, Local Counsel, Leases and Leasing Law, Insurance Law, Family Law, Collections Law, Contracts Law, Civil Practice Law, Civil Law, Chancery and Equity Law, Appellate Practice Law, Animal Law, Alcoholic Beverage Law, Agricultural Law, Agency and Distributorships Law, Employment Litigation Law, Insurance Defense Law, Product Liability Law, Litigation, Civil Litigation Law, Commercial Litigation Law, Bankruptcy Law, Debtor and Creditor Law, Alternative Dispute Resolution Law, Business Litigation Law, Commercial Law, Construction Law, Real Estate Law, Business Law, Labor and Employment Law

Practice Areas: Natural Resources Law, Trademarks Law, Trade Secrets Law, Professional Liability Law, Patents Law, Local Counsel, Litigation, Insurance Defense Law, Insurance Law, Health Care Law, Education Law, Contracts Law, Commercial Law, Civil Law, Environmental Law, Intellectual Property Law, Business Law, Business Litigation Law, Construction Law, Real Estate Law

Mr. Porada's experience includes complex breach of contract cases and business torts, as well as monopolization claims, oil and gas controversies, and insurance coverage disputes.

To that end, he handles business entity development and formation, corporate governance, mergers and acquisitions, legal compliance, trademarks, copyrights, data retention and security, contracts, internal policies and procedures, employment, occupational licensing, litigation management, insurance defense litigation, and collections.

Practice Areas: Military Law, Probate Law, Contracts Law, Commercial Law, Civil Practice Law, Appellate Practice Law, Business Litigation Law, Business Law, Litigation, Insurance Defense Law, Civil Litigation Law

Lamar is an Eastern North Carolina injury lawyer whose practice areas include insurance bad faith, fraud or unfair business acts, catastrophic personal injury, medical malpractice, car accidents, defective products, business disputes, breach of contract actions, property disputes, collections or money disputes, and shareholder, partnership and membership disputes.

Real Estate; Real Estate Development; Real Estate Title Insurance; Business Law; Corporate Law; Commercial Law; Commercial Real Estate; Banks and Banking; Mortgage Law; Property Law; Finance; Contracts; Leases and Leasing; Wills; Trusts and Estates; Environmental Law; Probate; Agency and Distributorships; Partnership Law; Mergers and Acquisitions; Mediation; Construction Law; Copyrights; Debtor and Creditor; Eminent Domain; Franchises and Franchising; Guardianship and Conservatorship; Trademarks; Intellectual Property; Premises Liability; Equipment Finance and Leasing; Resorts and Leisure; Agricultural Law

In addition, Kevin has represented clients in business litigation and contract disputes, various general insurance defense matters such as restaurant and food adulteration, and employment, and professional negligence.

He frequently represents middle market businesses in litigation involving business torts, contract disputes, shareholder and partnership disputes, and insurance coverage matters.

He has experience in collections (writs of attachment and possession and receiverships), equipment and vehicle leasing, Fair Debt Collection Practices Act, Fair Credit Reporting Act, Fair and Accurate Credit Transactions Act, Truth in Lending Act, Unfair Competition Law, Uniform Trade Secrets Act, Commercial Code (sales, negotiable instruments and secured transactions), banking, mortgage lending and shareholder disputes, insurance, First Amendment and privacy matters, breach of contract, labor, business torts, intellectual property (trademark and copyright), eminent domain, foreclosures, and other real estate matters.

With respect to the issue of whether a contract of insurance is a «business agreement», the Court of Appeal concludes:

many would not think that an insurance contract providing benefits to flesh - and - blood employees is a «business agreement» rather than a «consumer agreement;»

The motion judge held that the provision in the policy limiting coverage to claims made within one year of the loss did not override the statutory two - year limitation period set out in s. 4 of the Limitations Act, 2002, S.O. 2002, c. 24 lacked specificity to override the statutory limitation period and that in any event, the contract of insurance was not a «business agreement» as required under s. 22 (5) of the Limitations Act, 2002.

Such an insurance contract is a «business agreement.»