Some drivers have this notion that getting a quote means they are already required to sign
an insurance contract for their car.
These offers can be misleading for those who don't have a lot of experience reading the terms of insurance policies (see The Key Elements of
an Insurance Contract for a primer), and no matter how many you turn down, the offers typically still keep coming.
You can also cover all participants under single
insurance contract for the whole project to avoid gaps in cover.
This usually gives the policy owner the right to renew a term life
insurance contract for an additional period equal to the period for which the contract was originally written.
A variable universal life insurance contract may be attractive to those clients willing to bear a little extra risk in their life
insurance contract for the opportunity to have a higher cash value, over time, with market rate returns.
Please check
the insurance contract for specific details.
Please refer to the prospectus or
the insurance contract for details about this rider.
Please refer to the prospectus or
your insurance contract for details about this rider.
During this time, you have the right to refuse
an insurance contract for any reason, and be entitled to a full refund of any premiums paid.
During this time you can refuse
an insurance contract for any reason, and receive a full refund of any money paid.
No insurance company can lock you into a life
insurance contract for any period of time.
During this period you can return
your insurance contract for any reason without having to provide a reason, and the insurer must return any monies paid.
You can viewthe AMA
insurance contract for full details.
Deductibles have been an essential part of
the insurance contract for many years.
Have an embargo or time delay (e.g. 48 hours) after you've entered into
the insurance contract for the policy to take effect in relation to bushfires.
If any contract which is a life insurance contract under the applicable law does not meet the definition of life insurance contract under subsection (a), the excess of the amount paid by the reason of the death of the insured over the net surrender value of the contract shall be deemed to be paid under a life
insurance contract for purposes of section 101 and subtitle B.
When someone puts money into a life
insurance contract for the purpose of growing their cash value, then the goal is actually to buy as little life insurance as possible.
The insurance contract for which the claimant had paid premiums made the arrangements for the replacement car more convenient.
Structured a bespoke
insurance contract for a large commercial client pursuing a claim against various cartelists in the Competition Appeal Tribunal.
I want to buy a life insurance or life
insurance contract for the purpose of growing cash value, which is the best option?
Knowledge is power and by learning more about these innovative accounts you will know what questions to ask us when considering
these insurance contracts for your retirement portfolio.
Midwest Steel Blanking (Lombard, IL) 07/2004 — 08/2008 Director of Operations • Oversaw daily operations and management of 40 employees including 2 project managers • Served as an advisor to the President on all critical and strategic issues • Led presentations to banks, governmental agencies, potential investors, and large volume customers • Oversaw production, maintenance, quality control, and all other dealings with all outside vendors • Negotiated all insurance policies and contracts concerning account receivables and insurance related claims • Developed the ISO 9000 quality manual and OSHA safety awareness programs, training, and documentation • Trained future managers of the company in professional skills, managerial decision making, and business communications • Designed and implemented a new inventory control systems for managing raw - material and finished - goods • Ensured cost control limiting the direct expenses incurred and indirect impacts such as inefficiencies, downtime, and waste • Over a 3 year period, reduced the account receivables insurance premium from $ 55K to $ 13K / year • Renegotiated all other
insurance contracts for better coverage and reduced premiums by 20 % • Reduced «outside parts manufacturing» cost by 50 % • Maintained the cost of all supplies at the 2004 levels • Instituted production reporting and operational data analyses for decision making • Reduced down time by 60 %, overall operation's cost by 4.5 %, and scrap generation by 3 % • Developed ISO 9001 quality manuals and handled external annual audits • Introduced safety procedures and training programs
Not exact matches
Dig Deeper: The Case
for Self -
Insurance Health Care Reform and Small Business: If You Have 50 Employees Starting now, companies that are growing or which are already hovering around 50 employees should make sure they can document exactly how they count employees versus
contract workers, temps, and full - time equivalents.
Entrepreneurs can often find money and additional profits by simply putting out
for bid line items such as commercial loans, cell phone
contracts and
insurance premiums.
These
insurance contracts are reviled by many financial advisors
for all the right reasons: They cost a lot, they're hard to understand and they're hard to undo once you've signed a
contract.
Others are shifting from employees to
contract labor because businesses are not responsible
for providing health
insurance to contractors, only to employees.
Between
insurance charges (also called mortality and expense fees), underlying sub-account fees
for variable
contracts and administrative fees, overall annual costs can be more than 2 percent.
For freelancers in particular, the Trump administration's approach to
contract - based work should signal a need to be even more proactive when it comes to establishing
contracts and securing the right
insurance.
PTE 84 - 24 [29] is a previously granted exemption
for transactions involving
insurance and annuity
contracts, which was amended in April 2016 to include the Impartial Conduct Standards as conditions and to revoke relief
for annuity
contracts other than «fixed rate annuity
contracts.»
[31] Therefore, from June 9, 2017, until January 1, 2018,
insurance agents,
insurance brokers, pension consultants and
insurance companies will be able to continue to rely on PTE 84 - 24, as previously written, [32]
for the recommendation and sale of fixed indexed, variable, and other annuity
contracts to plans and IRAs, [33] subject to Start Printed Page 16917the addition of the Impartial Conduct Standards.
The
contract must clearly disclose any conflicts of interest that do exist, and must give the client instructions as to how he or she can obtain online access to compensation arrangements entered into by the
insurance carrier (the final rule, however, provides
for a streamlined disclosure pursuant to which individualized information about specific advisors need not be listed).
Broker - dealers that have «proprietary products, affiliated mutual funds and
insurance products,» Reish says, «almost have to go under the best interest
contract exemption because they can't really do level fee;... the fees have to be level, not only
for the individual advisor but
for the BD and all related parties — including the
insurance company and mutual fund manager.»
Berkshire provided disability coverage
for infielder Alex Rodriguez when his
contract was the largest in baseball and a life -
insurance contract on boxer Mike Tyson when he was heavyweight champion.
You have certain types of income (such as business or farm self - employment income; unreported tips; dividends on
insurance policies that exceed the total of all net premiums you paid
for the
contract; or income received as a partner, a shareholder in an S corporation, or a beneficiary of an estate or trust)
Those three deals were some of the largest
insurance contracts in history, topped by the $ 7.1 billion in cash and securities Berkshire got
for the Lloyd's deal.
The same goes
for future withdrawals from life
insurance contracts that are tax - free up to your basis, or total net investment, in the account.
Increased costs to insurers from the suits won't affect rates
for hurricane
insurance this year but could impact them next year, when insurers negotiate reinsurance
contracts based in part on total losses from the September 2017 storm, the president of a large Florida - based insurer said.
New applications
for blockchain, the distributed ledger tech that underpins bitcoin, keep on to springing up across banking
insurance, cybersecurity, and legal
contracts.
ACC Accounting & Auditing, AFR Africa, AGE Economics of Ageing, AGR Agricultural Economics, ARA Arab World, BAN Banking, BEC Business Economics, CBA Central Banking, CBE Cognitive & Behavioural Economics, CDM Collective Decision - Making, CFN Corporate Finance, CIS Confederation of Independent States, CMP Computational Economics, CNA China, COM Industrial Competition, CSE Economics of Strategic Management, CTA
Contract Theory & Applications, CUL Cultural Economics, CWA Central & Western Asia, DCM Discrete Choice Models, DEM Demographic Economics, DEV Development, DGE Dynamic General Equilibrium, ECM Econometrics, EDU Education, EEC European Economics, EFF Efficiency & Productivity, ENE Energy Economics, ENT Entrepreneurship, ENV Environmental Economics, ETS Econometric Time Series, EUR Microeconomics European Issues, EVO Evolutionary Economics, EXP Experimental Economics, FDG Financial Development & Growth, FIN Finance, FMK Financial Markets,
FOR Forecasting, GEO Economic Geography, GRO Economic Growth, GTH Game Theory, HAP Economics of Happiness, HEA Health Economics, HIS Business, Economic & Financial History, HME Heterodox Microeconomics, HPE History & Philosophy of Economics, HRM Human Capital & Human Resource Management, IAS
Insurance Economics, ICT Information & Communication Technologies, IFN International Finance, IND Industrial Organization, INO Innovation, INT International Trade, IPR Intellectual Property Rights, IUE Informal & Underground Economics, KNM Knowledge Management & Knowledge Economy, LAB Labour Economics, LAM Central & South America, LAW Law & Economics, LMA Labor Markets - Supply, Demand & Wages, LTV Unemployment, Inequality & Poverty, MAC Macroeconomics, MFD Microfinance, MIC Microeconomics, MIG Economics of Human Migration, MKT Marketing, MON Monetary Economics, MST Market Microstructure, NET Network Economics, NEU Neuroeconomics, OPM Open Macroeconomics, ORE Operations Research, PBE Public Economics, PKE Post Keynesian Economics, POL Positive Political Economics, PPM Project, Program & Portfolio Management, PUB Public Finance, REG Regulation, RES Resource Economics, RMG Risk Management, SBM Small Business Management, SEA South East Asia, SOC Social Norms & Social Capital, SOG Sociology of Economics, SPO Sports & Economics, TID Technology & Industrial Dynamics, TRA Transition Economics, TRE Transport Economics, TUR Tourism Economics, UPT Utility Models & Prospect Theory, URE Urban & Real Estate Economics.
When the Group expects some or all of a provision to be reimbursed,
for example, under an
insurance contract, the reimbursement is recognized as a separate asset, but only when the reimbursement is virtually certain.
ACC Accounting & Auditing, AFR Africa, AGE Economics of Ageing, AGR Agricultural Economics, ARA Arab World, BAN Banking, BEC Business Economics, CBA Central Banking, CBE Cognitive & Behavioural Economics, CDM Collective Decision - Making, CFN Corporate Finance, CIS Confederation of Independent States, CMP Computational Economics, CNA China, COM Industrial Competition, CSE Economics of Strategic Management, CTA
Contract Theory & Applications, CUL Cultural Economics, CWA Central & Western Asia, DCM Discrete Choice Models, DEM Demographic Economics, DEV Development, DGE Dynamic General Equilibrium, ECM Econometrics, EDU Education, EEC European Economics, EFF Efficiency & Productivity, ENE Energy Economics, ENT Entrepreneurship, ENV Environmental Economics, ETS Econometric Time Series, EUR Microeconomic European Issues, EVO Evolutionary Economics, EXP Experimental Economics, FDG Financial Development & Growth, FIN Finance, FMK Financial Markets,
FOR Forecasting, GEO Economic Geography, GRO Economic Growth, GTH Game Theory, HAP Economics of Happiness, HEA Health Economics, HIS Business, Economic & Financial History, HME Heterodox Microeconomics, HPE History & Philosophy of Economics, HRM Human Capital & Human Resource Management, IAS
Insurance Economics, ICT Information & Communication Technologies, IFN International Finance, IND Industrial Organization, INO Innovation, INT International Trade, IPR Intellectual Property Rights, IUE Informal & Underground Economics, KNM Knowledge Management & Knowledge Economy, LAB Labour Economics, LAM Central & South America, LAW Law & Economics, LMA Labor Markets - Supply, Demand & Wages, LTV Unemployment, Inequality & Poverty, MAC Macroeconomics, MFD Microfinance, MIC Microeconomics, MIG Economics of Human Migration, MKT Marketing, MON Monetary Economics, MST Market Microstructure, NET Network Economics, NEU Neuroeconomics, OPM Open Macroeconomics, PBE Public Economics, PKE Post Keynesian Economics, POL Positive Political Economics, PPM Project, Program & Portfolio Management, PUB Public Finance, REG Regulation, RES Resource Economics, RMG Risk Management, SBM Small Business Management, SEA South East Asia, SOC Social Norms & Social Capital, SOG Sociology of Economics, SPO Sports & Economics, TID Technology & Industrial Dynamics, TRA Transition Economics, TRE Transport Economics, TUR Tourism Economics, UPT Utility Models & Prospect Theory, URE Urban & Real Estate Economics.
Because variable annuities are
insurance contracts that carry extra costs in return
for guaranteed income, they're usually considered the last part of a retirement savings plan.
The New York
Insurance Law defines a «misrepresentation» as a false statement «as to past or present fact, made to the [insurance company] by, or by the authority of, the applicant for insurance or the prospective insured, at or before the making of the insurance contract as an inducement to the making thereo
Insurance Law defines a «misrepresentation» as a false statement «as to past or present fact, made to the [
insurance company] by, or by the authority of, the applicant for insurance or the prospective insured, at or before the making of the insurance contract as an inducement to the making thereo
insurance company] by, or by the authority of, the applicant
for insurance or the prospective insured, at or before the making of the insurance contract as an inducement to the making thereo
insurance or the prospective insured, at or before the making of the
insurance contract as an inducement to the making thereo
insurance contract as an inducement to the making thereof.»
However, the complexity of the policy — the
contract wording, its interpretation and its practical applications — can also be a deterrent
for smaller
insurance buyers.
Steve Utkus: An income annuity is an
insurance contract that provides you with a guaranteed income
for life.
With an annuity, however, you enter into a
contract with an
insurance company to pay a certain amount
for the rest of your life, giving you the peace of mind that comes from knowing your income will never run out.
So if the estate tax disappears, then demand
for specially structured life
insurance contracts could weaken as well.
Like Life
Insurance policy, a health insurance policy is a legal contract between insurer and insured; in which insured pays premiums and in returns, insurer agrees to pay for medical expenses for a specified limit or sum
Insurance policy, a health
insurance policy is a legal contract between insurer and insured; in which insured pays premiums and in returns, insurer agrees to pay for medical expenses for a specified limit or sum
insurance policy is a legal
contract between insurer and insured; in which insured pays premiums and in returns, insurer agrees to pay
for medical expenses
for a specified limit or sum insured.
Note: An annuity can not be exchanged
for a life
insurance contract.
After entering into a
contract with an
insurance company, an investor can receive regular payments
for a fixed period of time or
for life.