Sentences with phrase «insurance contract so»

However, it's beneficial to carefully read the clauses stated on the auto insurance contract so that you know if you're completely protected or not.

It is very important to get the exact specifics of the life insurance policy purchased when signing a life insurance contract so that you don't end up with surprises, or have a claim denied.

Remember that the hospital can not opt out of the health insurance contract so their attempts at placing a lien for a bill that would be paid by health insurance is a breach of the health insurance contract.

Not exact matches

So if the estate tax disappears, then demand for specially structured life insurance contracts could weaken as well.

The probe of Adam Skelos» affairs has so far centered on a $ 20,000 payment from a title insurance company that the younger Skelos never worked for, and a Nassau County storm - water treatment contract awarded to a firm Adam represented that was not the lowest bidder, Kramer reported.

The health exchanges do not have to be up and running until January 2014, so there's still time to enact them, but Horner says it will take several months to post contracts with insurance companies and set them up properly.

As mentioned above, some districts have not yet been able to use their new powers because of unexpired collective bargaining contracts or insurance policies, so there are more savings to be had.

Oh ok I didn't know about tablets and insurance but my point is still valid it's cheaper that way to just add 14 bucks and use hotspot / tether, cause your using data anyway so you might as well use the data your already paying for instead of opening another contract and you use it when you need it.

Because of the accounting rules, insurance contracts could be valued at book, not market, and so Guaranteed Investment Contracts [GICs] were sold to 401 (k) and other contracts could be valued at book, not market, and so Guaranteed Investment Contracts [GICs] were sold to 401 (k) and other Contracts [GICs] were sold to 401 (k) and other DC plans.

At the end of the day, the insurance can company and contract's and underlying guarantees are what is important, so make sure you know what you are buying.

According to data provided by CMA DataVision, the credit specialists, the 10 - year credit default swap spread — a form of insurance contract against issuer default — has risen steadily — from 1.6 basis points (0.016 %) in July 2007, to 16 basis points in March 2008, to 30 basis points in September, to over 40 basis points on October 27 — see the chart below for the spread history so far this year.

So, if a policy qualifies as an insurance contract, the pre-ordained tax advantages sanctioned by the I.R.S. code apply which include the following common benefits:

So, if your company is the beneficiary, which is kind of the point of key person insurance, then the premiums are not deductible (similar to a personal life insurance contract) because the death benefit is not subject to taxation.

So, even if in his will, your father stated that he wanted you and your siblings to receive life insurance death benefits, but the actual life insurance contract names your aunt as the sole beneficiary, the life insurance contact supersedes what he says in the will.

Disability insurance is much more complicated than Life or Critical Illness, so I recommend reading through your contract very carefully.

You've contracted with the insurance company for coverage, so of course you're an insured.

If a policy with no cash surrender value is sold (for example a term life insurance contract), the policy premiums would have largely covered just the cost of insurance, so that the proceeds received from the sale of the policy would all be capital gains.

So what should you do if you want to cash out of your existing insurance policy or annuity contract and trade into one that better suits your financial needs, without having to pay income taxes on what you've accumulated?

The right policy depends on where you are in the transaction and how everything is arranged, so you'll want to have a copy of the contract handy and reach out to an insurance expert for renters at Effective Coverage.

There are, of course, as many ways to structure a real estate transaction as there are pieces of real estate, so you'll want the specifics of your deal available when you call an insurance expert at Effective Coverage to determine how to insure a home on a land contract or contract for deed.

But here's the good news: Despite the seeming complexity, there are major similarities between certain types of life insurance contracts: term insurance typically works the same from company to company, and so do different types of permanent or cash value policies.

This contract exists so that in periods of extreme selling pressure, Goldman can execute the kind of trade that Brosens had to set up with individual insurance companies.

They could argue that swaps are a different class of business than insurance, and try to make the case that if an insolvency occured, those with with swap contracts would face a much lower recovery than those with insurance contracts, so let's make it formal and do a split.

O: The Next Machine - Driven Meltdown: ``... experts found a culprit: so - called portfolio insurance, a quantitative tool designed to use futures contracts to protect against market losses.

In most states, minors do not have the right to contract, and so can not own stocks, bonds, mutual funds, annuities and life insurance policies.

Guaranty associations exist on a state level to back up the contract guarantees in annuity policies in the case that an insurance company is unable to do so.

So over time, paying an initial load just once is going to make you more money than getting more and more sucked away every year in escalating 12b - 1 and insurance contract fees.

Knowing that I was not familiar with the insurance industry and the terms of the contract, Brian explained everything in a simple manner so that I could understand it.

I am contracted with many life insurance companies in Canada, so I can help you shop around for the best rates and value based on your insurance needs.

So if you combine the cost of these two needed insurance contracts to insure for these two huge risks, which are 100 % certain to happen, you're making around 20 % to 25 % less spendable income in a fixed annuity than with American Funds.

«Gareth and his team have fantastic experience of dealing with insurance for all kinds of games companies and game contracts, so their knowledge will be of great benefit to all Game Republic members.»

Use an LLC or corporation to more fully separate the work you do from your personal finances (so they can go after company assets, but not personal, at least not as easily), engage an insurance firm for Errors and Omissions insurance (I pay about $ 500 / year for this), and write the contracts so that your liability is limited.

Conflicts issues are (largely) untethered from the merits yet can be outcome determinative, so it is crucial to understand and focus on choice - of - law principles in complex insurance disputes, which can yield the application of different state laws within a single case to issues of contract formation, performance, and bad faith.

Any average person applying for this additional insurance coverage would understand a «policy of insurance» to mean an optional, private insurance contract and not a mandatory statutory scheme such as the CPP; so future CPP disability benefits do not reduce the amount payable by the insurer under the endorsement.

Your insurance contract may require you to do so within a certain amount of time.

I can review the contracts and discuss important features such as arbitration clauses, forum - selection clauses, insurance requirements, indemnity provisions, and similar language so that you have a full understanding of what's happening and can make an informed decision.

I apologize for having to be so blunt, but some hospitals are getting bad advice from their collection lawyers who do not understand that the health insurance contract is binding and there is no automobile crash exception.

We are included on the register maintained by the Financial Conduct Authority (FCA) so that we can carry on insurance mediation activities, which are broadly advising on, selling and the administration of insurance contracts.

This means the moral hazard, if it's anywhere, will be on the plaintiff side — but not if the ethical prohibitions against participating in frivolous suits (as well as rule 11 etc.) were incorporated into insurance company contracts, so that plaintiffs would not have the opportunity to moral - hazardly overuse their insurance lawyer services for frivolous litigation... in fact, the whole notion of moral hazard with lawyers seems to be implausible, since unlike doctors, one generally knows when one is being screwed and needs the legal system.

However, we are included on the register maintained by the Financial Conduct Authority so that we can carry on insurance mediation activity, which is broadly advising on, selling and the administration of insurance contracts.

It will propose to take into account a time horizon which would be longer than one year so that it does not affect the portfolio balance between assets and liabilities and does more correspond to the duration of the non-life insurance contracts.

(Among other areas: conflict of laws, tort / negligence law, contract law, insurance law, crown law / foreign government immunity, the law of infants, and so on).

Even though we are not authorised under the Financial Services and Markets Act 2000, we are included on the Register of Exempt Professional Firms maintained by the FSA so that we can carry out insurance mediation activity, which is broadly the advising on, selling and administration of insurance contracts.

The exclusion of suicide has been limited so that people and their family in these situations don't end up being penalized by losing the death benefit of their life insurance contract.

I've been contracted to sell Ohio National's products for three years now, and I'm contracted with a dozen or so other life insurance companies, so I think that makes be the ideal person to write an Ohio National Life Insurance review, as I can compare them to other carriers, and discuss the pros and cons of going with Ohio insurance companies, so I think that makes be the ideal person to write an Ohio National Life Insurance review, as I can compare them to other carriers, and discuss the pros and cons of going with Ohio Insurance review, as I can compare them to other carriers, and discuss the pros and cons of going with Ohio National.

So, virtually all car loan contracts prohibit you from purchasing PLPD car insurance coverage for as long as you're still making payments on the vehicle.

All companies have different policy requirements, so review the specific language within each insurance contract.

A contract holder of a segregated fund, such as a pool of investments tied together in an life insurance policy, pays premiums to an insurance company so that the contract holder will receive an agreed upon sum in the case of loss.

We must understand that insurance contract is a special contract where there is a duty of disclosure of material fact and one must make it a point to answer all questions of the proposal form correctly so that claims are paid as and when they arise.

For this reason though the policy holder may need to pay a higher premium for inflation protection in their insurance contract, they may consider it wise to do so because in the event of a claim they will want to ensure their standard of care is not compromised in the long - term.