Sentences with phrase «insurance contract with»

So eliminate other options early on and ask for insurance quotes from the top three brands you are most likely to sign insurance contract with.

Insurance regulators base the two - year rule on the premise that someone buying an insurance contract with the intention of committing suicide probably can not manage to wait two years from a financial or mental health point of view before executing the plan.

In this case, the policyholder draws an insurance contract with a funeral home (learn The Key Elements of an Insurance Contract).

State regulators, knowing that some unscrupulous life insurance companies in the past would basically swindle people out of money by taking a payment and then delivering a life insurance contract with language that would allow them to deny many death claims, decided that serious protection for consumers was needed.

An individual who enters into a whole life insurance contract with an insurance carrier agrees to a specified death benefit amount in exchange for a fixed level premium.

Also called final expense insurance, burial life insurance is quite literally a life insurance contract with just enough death benefit to pay for burial fees.

But let's say you're age 47 today and are considering the purchase of a 20 year term life insurance contract with ING for $ 500,000.

(iii) A group health plan that provides health benefits solely through an insurance contract with a health insurance issuer or HMO, and does not create or receive protected health information other than summary health information as defined in § 164.504 (a) or information on whether an individual is participating in the group health plan, or is enrolled in or has disenrolled from a health insurance issuer or HMO offered by the plan, is not required to maintain or provide a notice under this section.

(ii) A group health plan that provides health benefits solely through an insurance contract with a health insurance issuer or HMO, and that creates or receives protected health information in addition to summary health information as defined in § 164.504 (a) or information on whether the individual is participating in the group health plan, or is enrolled in or has disenrolled from a health insurance issuer or HMO offered by the plan, must:

(i) The group health plan provides health benefits solely through an insurance contract with a health insurance issuer or an HMO; and

(A) From the group health plan, if, and to the extent that, such an individual does not receive health benefits under the group health plan through an insurance contract with a health insurance issuer or HMO; or

If a group health plan provides health benefits solely through an insurance contract with a health insurance issuer or HMO, and the group health plan creates or receives protected health information in addition to summary information (as defined in § 164.504 (a)-RRB- and information about individuals» enrollment in or disenrollment from a health insurance issuer or HMO offered by the group health plan, the group health plan must maintain a notice that meets the requirements of this section and must provide the notice upon request of any person.

Individuals enrolled in a group health plan that provides benefits only through an insurance contract with a health insurance issuer or HMO would have access to all rights provided by this regulation through the health insurance issuer or HMO, because they are covered entities in their own right.

The exception is when you are trying to obtain accident benefits under your insurance contract with ICBC — such as payment of reasonable medical expenses.

Segregated funds are actually insurance contracts with two components: an investment that produces the return and an insurance contract that covers the risk.

In accordance with the prime feature of this Life Insurance plan which is loyalty to the consumer, ROP Term Insurance will provide that you receive all your investment back, not a portion of it, like under Permanent Life Insurance contracts with the cash value feature.

Loan — Life insurance contracts with a cash value typically allow the policyholder to borrow money against the cash value, tax free at time of loan and for any purpose.

Not exact matches

His Stratford Contracting Ltd. is one of this city's largest residential contractors, with annual revenues of between $ 3 million and $ 10 million, much of it from insurance work.

Conrad's research also shaped the crucial decision to give away the Zenefits software gratis, with no contracts or hidden fees — a model he co-opted from insurance brokers who sell their business customers not only insurance but also payroll systems and other administrative solutions, sharing a percentage of the resulting profits.

Variable annuity contracts offer the insurance component of an income guarantee with the possibility of increasing the payout if markets do well.

A variable annuity is a contract with an insurance company and it can come with a lot of bells and whistles.

Those problems along with long - term care contracts, which resulted in a $ 6 billion charge on its insurance businesses last year, drew criticism from billionaire U.S. investor Warren Buffett in an interview on CNBC on Monday.

Insurance, real estate, and manufacturing industries are big fax users as are other businesses that deal with contracts and paper forms, he says.

Employers like Buckingham contract with a financial services organization (generally, a brokerage house, mutual fund company, or insurance firm) to administer what is known as a prototype SEP plan.

As amended, Section IV (b) of PTE 84 - 24 requires Financial Institutions to obtain advance written authorization from an independent plan fiduciary or IRA holder and furnish the independent fiduciary or IRA holder with a written disclosure in order to receive commissions in conjunction with the purchase of insurance and annuity contracts.

Particularly, several insurance carriers with affiliated broker - dealer networks have indicated that they will attempt to comply with the best interest contract exemption, rather than exiting certain lines of business.

He said he agreed with a friend, who called the metal an «end - of - the - world insurance contract.»

Second, DOL «then offers an exemption from this far - reaching prohibition — known as the best interest contract exemption (or «BIC» exemption)-- but conditions it on financial services firms and insurance institutions agreeing to subject themselves to fiduciary standards of conduct in contracts that they must enter into with their customers, as well as a range of other restrictions and requirements.»

Steve Utkus: An income annuity is an insurance contract that provides you with a guaranteed income for life.

With an annuity, however, you enter into a contract with an insurance company to pay a certain amount for the rest of your life, giving you the peace of mind that comes from knowing your income will never run With an annuity, however, you enter into a contract with an insurance company to pay a certain amount for the rest of your life, giving you the peace of mind that comes from knowing your income will never run with an insurance company to pay a certain amount for the rest of your life, giving you the peace of mind that comes from knowing your income will never run out.

If your job contract is coming from a company with 50 or more full - time employees, you should be offered health insurance.

(2) And as part of your contract with an insurance company, you can also receive income guarantees and death benefits.

After entering into a contract with an insurance company, an investor can receive regular payments for a fixed period of time or for life.

That is why it is important that you work with a licensed insurance agent to review the insurance section of your investor's contract.

A fixed annuity is a contract with an insurance company that allows you to accumulate assets for the future.

In an example provided by the FCA, a non-advised sale would be providing generic information «recommending your client should buy household contents insurance (without mentioning a specific insurer or policy) that is unconnected with the sale of a contract.»

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Their objective is to generate a stable yield while preserving investor principal by being «wrapped» with insurance contracts to guarantee a minimum return.

PRIVATE healthcare insurance, however, does not always work... insurers contract with health care providers and DICTATE to insureds the providers they will utilize — insurers MUST select from a «network».

Notwithstanding the claims of the Obama administration, employers will still be facilitating the coverage to which they object, in the contracts they make with insurance companies, and in most cases will actually still be paying in full for the coverage.

One should be able to buy affordable healthcare insurance with the money one earns (working contract, etc.).

And the company is not providing abortion services, they are contracting with an insurance company.

Nomo added to that income with multiple endorsement contracts — with Toyota, Kirin Beverage, Sumitomo Insurance, and IDC — reportedly worth $ 10 million per year, cumulatively.

Typically, urgent care centers contract with most major health plans and patients» insurance is verified at the time of service.

N.J.S.A. 18A: 40 - 41.5 (2010) provides immunity from liability for school districts for the death or injury of a person due to the action or inaction of persons employed by or under contract with a youth sports team, provided there is an insurance policy of not less than $ 50,000 per person per incident, and a statement of compliance with the school district or nonpublic school's policies for the management of concussions and other head injuries.

Each provider surveyed offers coverage through the Health Insurance Marketplace, yet twenty percent do not contract with certified nurse - midwives (CNMs), even though nurse - midwives are licensed to practice in all 50 states and the District of Columbia.

As long as MPCS is contracted with an insurance payer, we can continue to be the patient's supplier.

When I called, they said that their contract had changed with my insurance company and they were no longer «in - network.»

Alexander Polikoff, attorney for board President Walter Netsch, said that Kelly «s failure to discuss critical issues with new park district leaders before he resigned has handicapped officials in negotiating several pressing matters, including the liability and dramshop insurance coverage for Chicago Bears games at Soldier Field and the awarding of park district concession contracts.

Didn't a nurse contract Ebola just the other day because of broken protocols???? And of course, intervention is sometimes necessary with prolonged ROM, but it is not a given and the 24 hour number was set by insurance companies.