Sentences with phrase «insurance contracts do»
If there are things within the life insurance contract don't make sense to you, you should ask until you do prior to signing the contract.
https://www.americaninsurance.com/ Not exact matches
Variable annuity contracts offer the insurance component of an income guarantee with the possibility of increasing the payout if markets do well.
The contract must clearly disclose any conflicts of interest that do exist, and must give the client instructions as to how he or she can obtain online access to compensation arrangements entered into by the insurance carrier (the final rule, however, provides for a streamlined disclosure pursuant to which individualized information about specific advisors need not be listed).
Broker - dealers that have «proprietary products, affiliated mutual funds and insurance products,» Reish says, «almost have to go under the best interest contract exemption because they can't really do level fee;... the fees have to be level, not only for the individual advisor but for the BD and all related parties — including the insurance company and mutual fund manager.»
PRIVATE healthcare insurance, however, does not always work... insurers contract with health care providers and DICTATE to insureds the providers they will utilize — insurers MUST select from a «network».
Many had contracts that guaranteed health insurance, even if they were laid off; they had pension benefits that did not depend on the stock market.
His contract does have insurance on it for when he misses significant time, but that's only comforting to the people spending the money.
Each provider surveyed offers coverage through the Health Insurance Marketplace, yet twenty percent do not contract with certified nurse - midwives (CNMs), even though nurse - midwives are licensed to practice in all 50 states and the District of Columbia.
Didn't a nurse contract Ebola just the other day because of broken protocols???? And of course, intervention is sometimes necessary with prolonged ROM, but it is not a given and the 24 hour number was set by insurance companies.
Karen will work with you but we do not contract with any private insurance company.
Did the CSEA and Cuomo administration also agree on some offsetting cost savings from changes in work rules or the health insurance plan in the latter two years of the contract?
Nearly half of the union members do not pay for health insurance, and the town wants the next contract to include a change.
While the contract grants him health insurance, Jann does not take it because, at 71, he is on Medicare.
The health exchanges do not have to be up and running until January 2014, so there's still time to enact them, but Horner says it will take several months to post contracts with insurance companies and set them up properly.
He refers to my wife as my wife,» she says, adding that Mazur provided her with health insurance, something her postdoctoral contract did not originally cover, when she told him that her wife's workplace was deducting more than $ 300.00 additional per month in taxes to cover Julie's benefits.
A far less popular — yet very common — alternative is the libéralités, grants from various bodies that do not come with the social benefits (such as pension and medical insurance) a contract confers.
We may maintain contracts with insurance companies, but that does not mean your individual contract with the insurance company covers our services.
While we don't contract with insurance providers, we will give you a receipt to submit to them for reimbursement.
Cancelling an insurance policy must be done in writing since policies are contracts.
(2) The Government does not assume any risk with respect to loss or damage compensated for by insurance or otherwise or resulting from risks with respect to which the Contractor has failed to maintain insurance, if available, as required or approved by the Contracting Officer.
Oh ok I didn't know about tablets and insurance but my point is still valid it's cheaper that way to just add 14 bucks and use hotspot / tether, cause your using data anyway so you might as well use the data your already paying for instead of opening another contract and you use it when you need it.
Regardless of the company you currently maintain your life insurance policy with, canceling your life insurance will typically require you to do more than stop paying your contract's premiums.
Assets owned individually by a decedent at death that don't pass to another person by trust (i.e. revocable living trust), contract / beneficiary designation (i.e. life insurance, annuity or 401 (k)-RRB-, or operation of law (i.e. joint tenancy with right of survivorship) may be subject to probate if the applicable threshold is exceeded.
Financial Guarantee Insurance contracts are complicated, and the guarantors will do anything they can to wriggle off the hook, particularly when the losses will be stiff.
The reason is that the insurance - agreed payment of 21.56 $ does not cover their cost (but the insurance forces them to make that contract or basically be out of business).
It can be used if you're not capable of making financial decisions or doing things like paying your bills, signing contracts, making insurance claims, and filing taxes.
If your lease contains a provision requiring you to carry renters insurance, the law does expect you to uphold that lease contract in its entirety, which would include any insurance requirements.
Whenever you feel that any of the following events occur, don't hesitate to contact your credit card issuer and inform them that the occurrence reflected in the insurance contract has taken place and that you want to know how to receive proper assistance on the matter.
Because regulations do not require installment lenders to include credit insurance premiums in stated APRs, the APR disclosed on her contract was 90 % — still an eye opener.
You'd have to qualify for the life insurance contract, but if you did, you'd find that your returns were competitive with other types of investments of the day.
In particular, single premium whole life insurance does not meet the IRC requirements to avoid a modified endowment contract.
Generally, if you receive the proceeds under a life insurance contract as a beneficiary due to the death of the insured person, the benefits are not includable in gross income and do not have to be reported; any interest you receive is taxable and you should report it just like any other interest received.
When someone over funds a life insurance contract up to the MEC limit, they do grow cash value.
Not only does the single premium option eliminate one of the core benefits of a universal life insurance policy — flexible payments — but you need to confirm if this policy will be a modified endowment contract.
Which, when you study flood insurance contracts you learn does not just cover flooding but also cases of extreme rain where, the house you built on the hill or mountain goes sliding down the hill in a massive mudslide.
Annuity contracts do not represent deposits or obligations of any banking institution nor are they insured by the Federal Deposit Insurance Corporation or by any Federal government agency.
Renters insurance is a contract between you and the insurance company that you will do certain things, and in return they will do certain things.
Several variations of term insurance do allow for level premiums throughout the duration of the contract.
Do you need rent to own home insurance, insurance for a contract for deed, insurance for a land contract, or something else?
Either it's money that essentially covers the cost of selling and issuing the policy initially, and per the insurance contract belongs to the insurance company because they've already done that work, or it's money that is associated with very specific kinds of fees which are fully earned as soon as the policy is issued.
This does not just violate HUD rules; it violates existing contracts between reverse mortgage borrowers and lenders, and negates a key purpose for which borrowers had been paying insurance premiums.»
Gain on a full surrender Gain on partial distributions IRA distributions TSA / ORP distributions Correction of excess contributions to IRAs Conversion of IRA assets to a Roth IRA Gain on surrender of Paid Up Additions (PUAs)(Note: Automatic surrender of PUAs for Value Pay is not a taxable event) Processing of Non-Forfeiture Option (NFO) to Extended Term Insurance (ETI) or Reduced Paid Up (RPU) Interest earned on dividend accumulations Loan on a MEC Dividend used to reduce loan interest on a Modified Endowment Contract (MEC) Dividend used to reduce loan on a MEC Compound of loan interest on a MEC Gain recognized on lapsed contract with a loan Collateral assignment on a MEC Non-qualified Annuity (NQA) Collateral Assignments Special interest paid on money held too long Interest earned on advance premiums 1035 exchange without paying off loan first Earnings on non-individual owner contracts for which an exception under section 72 (u) of the Internal Revenue Code does nContract (MEC) Dividend used to reduce loan on a MEC Compound of loan interest on a MEC Gain recognized on lapsed contract with a loan Collateral assignment on a MEC Non-qualified Annuity (NQA) Collateral Assignments Special interest paid on money held too long Interest earned on advance premiums 1035 exchange without paying off loan first Earnings on non-individual owner contracts for which an exception under section 72 (u) of the Internal Revenue Code does ncontract with a loan Collateral assignment on a MEC Non-qualified Annuity (NQA) Collateral Assignments Special interest paid on money held too long Interest earned on advance premiums 1035 exchange without paying off loan first Earnings on non-individual owner contracts for which an exception under section 72 (u) of the Internal Revenue Code does not apply
«Credit Services Organization» does not include any of the following: (i) a person authorized to make loans or extensions of credit under the laws of this State or the United States who is subject to regulation and supervision by this State or the United States, or a lender approved by the United States Secretary of Housing and Urban Development for participation in a mortgage insurance program under the National Housing Act (12 U.S.C. Section 1701 et seq.); (ii) a bank or savings and loan association whose deposits or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or the Federal Savings and Loan Insurance Corporation, or a subsidiary of such a bank or savings and loan association; (iii) a credit union doing business in this State; (iv) a nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986, [FN1] provided that such organization does not charge or receive any money or other valuable consideration prior to or upon the execution of a contract or other agreement between the buyer and the nonprofit organization; (v) a person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (vi) a person licensed to practice law in this State acting within the course and scope of the person's practice as an attorney; (vii) a broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (viii) a consumer reporting agency; and (ix) a residential mortgage loan broker or banker who is duly licensed under the Illinois Residential Mortgage License Actinsurance program under the National Housing Act (12 U.S.C. Section 1701 et seq.); (ii) a bank or savings and loan association whose deposits or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or the Federal Savings and Loan Insurance Corporation, or a subsidiary of such a bank or savings and loan association; (iii) a credit union doing business in this State; (iv) a nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986, [FN1] provided that such organization does not charge or receive any money or other valuable consideration prior to or upon the execution of a contract or other agreement between the buyer and the nonprofit organization; (v) a person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (vi) a person licensed to practice law in this State acting within the course and scope of the person's practice as an attorney; (vii) a broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (viii) a consumer reporting agency; and (ix) a residential mortgage loan broker or banker who is duly licensed under the Illinois Residential Mortgage License Actinsurance by the Federal Deposit Insurance Corporation or the Federal Savings and Loan Insurance Corporation, or a subsidiary of such a bank or savings and loan association; (iii) a credit union doing business in this State; (iv) a nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986, [FN1] provided that such organization does not charge or receive any money or other valuable consideration prior to or upon the execution of a contract or other agreement between the buyer and the nonprofit organization; (v) a person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (vi) a person licensed to practice law in this State acting within the course and scope of the person's practice as an attorney; (vii) a broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (viii) a consumer reporting agency; and (ix) a residential mortgage loan broker or banker who is duly licensed under the Illinois Residential Mortgage License ActInsurance Corporation or the Federal Savings and Loan Insurance Corporation, or a subsidiary of such a bank or savings and loan association; (iii) a credit union doing business in this State; (iv) a nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986, [FN1] provided that such organization does not charge or receive any money or other valuable consideration prior to or upon the execution of a contract or other agreement between the buyer and the nonprofit organization; (v) a person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (vi) a person licensed to practice law in this State acting within the course and scope of the person's practice as an attorney; (vii) a broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (viii) a consumer reporting agency; and (ix) a residential mortgage loan broker or banker who is duly licensed under the Illinois Residential Mortgage License ActInsurance Corporation, or a subsidiary of such a bank or savings and loan association; (iii) a credit union doing business in this State; (iv) a nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986, [FN1] provided that such organization does not charge or receive any money or other valuable consideration prior to or upon the execution of a contract or other agreement between the buyer and the nonprofit organization; (v) a person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (vi) a person licensed to practice law in this State acting within the course and scope of the person's practice as an attorney; (vii) a broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (viii) a consumer reporting agency; and (ix) a residential mortgage loan broker or banker who is duly licensed under the Illinois Residential Mortgage License Act of 1987.
How do you insure a home on a land contract — do you need renters insurance or homeowners insurance?
Don't forget that you can also do a contract for deed on a condo or another type of home where an association takes part of the insurance responsibilitdo a contract for deed on a condo or another type of home where an association takes part of the insurance responsibility.
So what should you do if you want to cash out of your existing insurance policy or annuity contract and trade into one that better suits your financial needs, without having to pay income taxes on what you've accumulated?
While reading every page of every legal document we sign is the smart, prudent thing to do, truth be told very few of us understand all of what's written in an insurance contract, mortgage document or even a purchase and sale agreement.
But here's the good news: Despite the seeming complexity, there are major similarities between certain types of life insurance contracts: term insurance typically works the same from company to company, and so do different types of permanent or cash value policies.
And with the growing use of contract employees who don't receive benefits, that means young Canadians must fend for themselves and buy their own supplemental health and dental insurance.
In contrast, our insured credit default swap contracts do not contain the typical CDS market standard features as described above but have been customized to replicate our financial guarantee insurance policies.