Sentences with phrase «insurance contracts offer»

Insurance, with the advent of modern technology became a «numbers game» where the algorithms of actuarial dissection of past history determines, to a large extent the insurance contract offerings and terms of today.

After the current ruling on Unit - linked insurance plans (Ulips), it is clear that an insurance contract offering one out of the three — life insurance cover, health insurance cover or annuitisation on human life — is sufficient to categorise it as a life insurance product.

Not exact matches

Variable annuity contracts offer the insurance component of an income guarantee with the possibility of increasing the payout if markets do well.

Second, DOL «then offers an exemption from this far - reaching prohibition — known as the best interest contract exemption (or «BIC» exemption)-- but conditions it on financial services firms and insurance institutions agreeing to subject themselves to fiduciary standards of conduct in contracts that they must enter into with their customers, as well as a range of other restrictions and requirements.»

As an employer, the Civilian Board of Contract Appeals offers eligible employees an excellent compensation and benefits package that includes federal insurance plans, life insurance coverage, leave policies, thrift - savings plans, transit and child - care subsidies, training and development, and work flexibility.

If your job contract is coming from a company with 50 or more full - time employees, you should be offered health insurance.

If you decide to insure, EDC offers a full suite of insurance products that can protect you against non-payment, contract cancellation, breach of contract, expropriation, currency restrictions, political violence and more.

When selecting long - term investments for variable annuity and variable life insurance products, many investors choose contracts that offer the funds in the American Funds Insurancinsurance products, many investors choose contracts that offer the funds in the American Funds InsuranceInsurance Series.

Each provider surveyed offers coverage through the Health Insurance Marketplace, yet twenty percent do not contract with certified nurse - midwives (CNMs), even though nurse - midwives are licensed to practice in all 50 states and the District of Columbia.

That offer is in addition to retirement benefits Riverhead teachers are already guaranteed through their union contract, which offers them either $ 40,000 or subsidized health insurance coverage.

The Audi Pure Protection Program includes a portfolio of coverage options in conjunction with or above the manufacturer's limited warranty for your Audi vehicle: Certified pre-owned Service Contract Plan Term Care Select Service Guaranteed Asset Protection (GAP) Plan Lease Excess Wear Protection Audi Financial Services also offers these vehicle protection programs: Audi Appearance Guard Audi Prestige Insurance

We offer extended service contracts through very reputable companies that we have worked with for many years for your entire extended service contract and gap insurance needs to help keep your investment protected.

We offer extended service contracts on all carsranging from 3 months / 4500 miles to 48 months / 50000 miles.service contracts may be purchased and financed within the car loan or paid for in full outside of the car loan.guaranteed asset protection (gap) Coverage is also available to cover the difference between an insurance settlement and the remaining loan due in the event of total loss of the vehicle.off site pre-purchase inspections are available with in 5 miles range from our dealership as long the check up it is not performed by any franchise dealers.

Universal life insurance quotes online for contracts without a medical examination requirement, offer flexibility.

(a) In General — During the 12 - month period beginning on the date of enactment of this Act, the Secretary of Housing and Urban Development shall not enact, execute, or take any action to make effective the planned implementation of risk - based premiums, which are designed for mortgage lenders to offer borrowers an FHA - insured product that provides a range of mortgage insurance premium pricing, based on the risk that the insurance contract represents, as such planned implementation was set forth in the Notice published in the Federal Register on May 13, 2008 (Vol.

Thus, in the same way that life insurance companies offer alternatives such as guaranteed universal life insurance, indexed universal life insurance OR variable life insurance, annuity contracts offer similar options.

The AXA Retirement 360SM defined contribution program consists of a custodial account offered through Reliance Trust Company, LLC, within which plan participants» chosen mutual fund shares are held, as well as a group fixed annuity contract (Generic Form Number 2016FA - MFrev, 2016FA - MF403b) issued by AXA Equitable Life Insurance Company («AXA Equitable»).

Visit our variable annuity compliance documents page to access prospectuses, which contain information about contract charges and fees for the variable annuity products offered by Annuity Investors Life Insurance Company.

For any amount of premium you would like to put into the contract, the insurance company will tell you how much monthly income they can offer.

You take this roundabout route because insurance contracts such as seg funds are able to offer you benefits that pure mutual funds can't.

Because life insurance products and companies differ, not all riders and endorsements presented here are offered under every life insurance policy contract or offered by every insurer.

Brokers represent their customers and are usually contracted to offer insurance products from several different insurance companies.

-- An annuity is a contract offered by Life Insurance Companies.

As a segregated fund contract, offered only by an insurance company, the built - in guarantees help manage risk and make it easier for your family or loved ones to benefit.

A number of insurance companies have Spanish - speaking services or offer contracts in Spanish or other languages.

Most insurance companies offer riders — enhancements that meet an individual's specific needs — for their annuity contracts.

Many employer retirement plans offer annuity contracts as investment alternatives for participants because of their insurance guarantees and flexible terms.

In a nutshell, Mr. Nash offered an alternative financial philosophy that was based upon personal discipline and strategically using the contractual stability of a dividend paying whole life insurance contract in a unique and powerful way.

WHIch insurance companies offer a non Modified Endowment Contract, and are also non direct recognition issuer?

A feature that may be offered under an annuity contract in which the insurance company promises an individual may withdraw a specified amount from an account, even if the account balance is reduced to zero: (1) for the life of the individual, or the joint lives of two individuals (e.g., the individual and spouse); or (2) for a specified period of time.

We offer a medevac service in vehicles suited to the clients condition, a smooth & safe driven experience by trained professionals, services are provided direct, NHS or through insurance companies either one - off or contracted services provided.

Holiday Extras and jetXtra.com have confirmed an exclusive, long - term contract to offer travel insurance and airport lounges via the airline's website.

Your Travelex regional sales manager should have introduced themselves and facilitated the contracting and appointment process for you to offer the Travelex travel protection plans underwritten by Berkshire Hathaway Specialty Insurance.

Your new Travelex regional sales manager should have contacted you to introduce themselves and facilitate the contracting and appointment process to offer Travelex travel insurance plans underwritten by Berkshire Hathaway Specialty Iinsurance plans underwritten by Berkshire Hathaway Specialty InsuranceInsurance.

An insurance company that offers contracts that are too expensive can be undercut by competition and lose clients.

Insurance company Direct Line Group and Parabis Law have applied to set up an alternative business structure (ABS), DLG Legal Services, offering before - the - event (BTE) legal insurance for personal injury, non-injury claims, employment, debt recovery and contracInsurance company Direct Line Group and Parabis Law have applied to set up an alternative business structure (ABS), DLG Legal Services, offering before - the - event (BTE) legal insurance for personal injury, non-injury claims, employment, debt recovery and contracinsurance for personal injury, non-injury claims, employment, debt recovery and contract issues.

After the Respondent's refusal of its offer, the Appellant nevertheless paid the two weeks» notice as required by the employment contract and did not interfere with his right to claim employment insurance.

Estimates were delayed; the window of time for accepting insurance offers contracted; and premiums swelled, in some cases to over 400 per cent of 2007 levels.

The Court referred to Bennett v. British Columbia, 2012 BCCA 115 (at paragraph 27), to support the principle that Weyerhaeuser's «communications constituted a promise or an offer to current employees that it would provide premium - free insurance on retirement if they should continue their employment until their retirement and should elect such coverage,» and that an employee's fulfilment of those conditions «would constitute an acceptance of the offer and would supply the necessary consideration to bring a contract into being.»

Insurance firm Horwich Farrelly has announced the retention of six of its former trainee solicitors who has all been offered full time contracts following their qualification.

(ii) periodic payments of insurance, irrespective of whether the contract for the insurance provides for a waiting period, deductible amount or similar limitation or restriction and irrespective of whether the contract is paid for in whole or in part by the employer, if the insurance is offered by the insurer,

Lesson to be learned from Judge Rakoff: Even though a contracting party agrees to provide the same defense as an insurance company, if that obligation is contained in a contract to procure insurance, as opposed to an actual contract of insurance, it may not offer all the protection that it seems to offer on its face.

Business Development: Brokering various business dealings that further the diversification of Indian economies Developing and accessing commercial financial programs and services for tribal governments, including tax - exempt offerings and federally - guaranteed housing loans Serving as issuer or underwriter's counsel in tribal bond issuances Ensuring tribal compliance with Bank Secrecy Act and other federal financial regulatory requirements Handling federal and state income, excise, B&O, property and other tax matters for tribes and tribal businesses Chartering tribal business enterprises under tribal, state and federal law Registering and protecting tribal trademarks and copyrights Negotiating franchise agreements for restaurants and retail stores on Indian reservations Custom - tailoring construction contracts for tribes and general contractors Helping secure federal SBA 8 (a) and other contracting preferences for Indian - owned businesses Facilitating contractual relations between tribes and tribal casinos, and gaming vendors Building tribal workers» compensation and self - insurance programs Government Relations: Handling state and federal regulatory matters in the areas of tribal gaming, environmental and cultural resources, workers» compensation, taxation, health care and education Negotiating tribal - state gaming compacts and fuel and cigarette compacts, and inter-local land use and law enforcement agreements Advocacy before the Washington State Gambling Commission, Washington Indian Gaming Association and National Indian Gaming Commission Preparing tribal codes and regulations, including tribal court, commercial, gaming, taxation, energy development, environmental and cultural resources protection, labor & employment, and workers» compensation laws Developing employee handbooks, manuals and personnel policies Advocacy in areas of treaty rights, gaming, jurisdiction, taxation, environmental and cultural resource protection Brokering fee - to - trust and related real estate and jurisdictional transactions Litigation & Appellate Services: Handling complex Indian law litigation, including commercial, labor & employment, tax, land use, treaty rights, natural and cultural resource matters Litigating tribal trust mismanagement claims against the United States, and evaluating tribal and individual property claims under the Indian Claims Limitation Act Defending tribes and tribal insureds from tort claims brought against them in tribal, state and federal courts, including defense tenders pursuant to the Federal Tort Claims Act Assisting tribal insureds in insurance coverage negotiations, and litigation Representing individual tribal members in tribal and state civil and criminal proceedings, including BIA prosecutions and Indian probate proceedings Assisting tribal governments with tribal, state and federal court appeals, including the preparation of amicus curiae briefs Our Indian law & gaming attorneys collaborate to publish the quarterly «Indian Legal Advisor ``, designed to provide Indian Country valuable information about legal and political developments affecting tribal rights.

i. is offered by the insurer only to persons who are employed at the time the contract for the insurance is entered into, and

Members of Chambers offer advice and representation in disputes concerning the formation of insurance contracts, including matters concerning misrepresentation and non-disclosure.

Our specialist teams offer a broad range of services, from niche transactions to large - scale volume national contracts for secured lending, will writing, managed probate and insurance recoveries.

The NLADA Insurance Program offers a wide array of coverages designed to address the special needs of legal services organizations, public defender agencies, law school clinics, pro bono programs, public interest organizations, contract defenders, assigned counsel, lawyer referral services, and others committed to ensuring the availability of high quality legal services for the poor and underprivileged.

If a group health plan provides health benefits solely through an insurance contract with a health insurance issuer or HMO, and the group health plan creates or receives protected health information in addition to summary information (as defined in § 164.504 (a)-RRB- and information about individuals» enrollment in or disenrollment from a health insurance issuer or HMO offered by the group health plan, the group health plan must maintain a notice that meets the requirements of this section and must provide the notice upon request of any person.

(ii) A group health plan that provides health benefits solely through an insurance contract with a health insurance issuer or HMO, and that creates or receives protected health information in addition to summary health information as defined in § 164.504 (a) or information on whether the individual is participating in the group health plan, or is enrolled in or has disenrolled from a health insurance issuer or HMO offered by the plan, must:

(iii) A group health plan that provides health benefits solely through an insurance contract with a health insurance issuer or HMO, and does not create or receive protected health information other than summary health information as defined in § 164.504 (a) or information on whether an individual is participating in the group health plan, or is enrolled in or has disenrolled from a health insurance issuer or HMO offered by the plan, is not required to maintain or provide a notice under this section.