Sentences with phrase «insurance distribution channels»

These online insurance distribution channels are cheaper than the conventional method, and they also help you get the best car insurance premium rates conveniently.

Large percentages of financial advisors recruited to independent broker - dealers (IBD) are as likely to come from the insurance distribution channel as they are from big wirehouses, a financial industry expert said.

Local Agents — AXA Life Insurance distribution channel is through local agents and not online which some people prefer when purchasing insurance.

Not exact matches

Considerable trade receivables that are not covered by collateral or credit insurance are outstanding with our distribution and retail channel partners.

Considerable trade receivables that are not covered by collateral or credit insurance are outstanding with our distribution channel partners.

For Insurance Companies, Mutual Funds, Broker / Dealers, RIAs: WebCalcs ® for Companies lets you provide enterpise - level planning internally to employees, sales desks and wholesalers, or externally to your client base and distribution channels.

Hybrid products also open up opportunities to introduce new distribution channels to the business via producers who might prefer to sell benefits such as long care rather than life insurance, Reynolds indicated.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The Wholesale channel's activities include retail fund distribution through brokers and dealers, registered investment advisors and retirement and insurance platforms.

Internet today is not just a medium of getting information it has become a channel of sales and distribution as well and nowadays buying products online even insurance is a very simple process.

The future of insurance is in understanding that new distribution channels need not equate to additional risk, and in choosing the right partners to put those channels into place.

AIG L&R's streamlining of distribution channels, including the planned sale of AIG Advisor Group, and its greater use of life reinsurance, will result in a smaller, more narrowly focused life insurance operation with lower capital levels over the next two years.

Our industry - leading, comprehensive travel insurance plans are distributed by more than 12,000 travel companies through virtually every distribution channel in the travel industry.

The insurance industry used these challenges as a kind of possibility to organise a more effective operational structure, to elaborate more «crisis - proof» products, to find new distribution channels, new markets, and this revival has been accelerated by the new regulation scheme as well.

Satisfaction is measured on three factors (in order of importance): price, distribution channel (for ERIE, that's our independent insurance agents) and policy offerings.

The Tata AIG General Insurance Company makes its products available through various distribution channels such as agents and brokers and through bancassurance tie - ups.

The CEO and managing director of HDFC Ergo General Insurance Company, said that the company will rationalize its products after this union and after thoroughly studying and discussing the entire matter with the with distribution channels.

It is the first insurance company in India to have two distribution channels that cater to bourgeoning needs of armed forces personnel and school going children.

Reliance General Insurance announced recently stated to expect a 3 fold premium collection amount of Rs 300 crore in the consecutive years through bancassurance channel of distribution.

IFFCO Tokio is the only insurance company in India to launch 100 % - owned distribution channel, called IFFCO - Tokio Insurance Services Ltd (ITIS), for servicing its retail cinsurance company in India to launch 100 % - owned distribution channel, called IFFCO - Tokio Insurance Services Ltd (ITIS), for servicing its retail cInsurance Services Ltd (ITIS), for servicing its retail customers.

The study, now in its sixth year, examines consumer shopping and purchasing behaviors and overall satisfaction among buyers who recently purchased insurance across three factors (in order of importance): distribution channel; policy offerings; and price.

Travel insurance sales continue to grow steadily, with traditional distribution channels — primarily travel agencies and travel suppliers such as cruise lines and tour operators — leading the way, according to findings reported in the «2010 Travel Insurance Market Surveinsurance sales continue to grow steadily, with traditional distribution channels — primarily travel agencies and travel suppliers such as cruise lines and tour operators — leading the way, according to findings reported in the «2010 Travel Insurance Market SurveInsurance Market Survey.»

Our industry - leading, comprehensive travel insurance plans are distributed by more than 12,000 travel companies through virtually every distribution channel in the travel industry.

Travel insurance is provided in Canada predominantly through three main distribution channels, credit cards, licensed agents and travel agents / other exempt sellers.

More recently, in 2009, the parent company of Fidelity Life, Members Mutual Holding Company, acquired Efinancial, which allowed further expansion and distribution channels to aid in continued growth of life insurance sales.

The study, now in its 10th year, considers three factors when surveying insurance customers including price, distribution channel and policy offerings.

It is a critical distribution channel for life insurance companies, thanks to a fast, efficient and cost - effective delivery mechanism.

According to industry experts, the banking distribution channel account for almost 60 per cent of the business at leading private sector life insurance companies.

We had to convince them to try this new distribution channel; thus paving the way for most of the term life insurance websites found on the Internet today.

This marketing group has some different distribution channels that it uses such as broker - dealers, independent insurance brokers, financial institutions, agents, and employee benefit companies.

Moore suggested that innovation in insurance distribution isn't about changing existing channels and isn't even about offering digital insurance quotes without advice, noting at one point that consumers not only want someone to whittle down carrier choices for insurance policies but also to help them make the final carrier and quote selection.

The number of term insurance policies sold today is roughly seven times of what used to be sold in 2008, when products were sold only through the physical distribution channel.

FINO Paytech is a pioneer in acting as a distribution channel for banking, finance and insurance companies.

AIG member companies write a wide range of general insurance and life insurance products for commercial, institutional and individual customers through a variety of distribution channels in approximately 130 countries and jurisdictions throughout the world.

The comprehensive travel insurance plans are available through almost every major travel distribution channel.

How the internet is spreading insurance The internet has graduated from being a mere provider of information to a key distribution channel for service providers like insurance.

Exide Life Insurance has multiple distribution channels like Agency, Bancassurance, Alliances and Direct Cchannels like Agency, Bancassurance, Alliances and Direct ChannelsChannels.

Founded in the year 2002, HDFC ERGO General Insurance Co. Ltd is an ISO 9001:2008 certified insurance Company that boast off its robust channel of distribution and integrated customerInsurance Co. Ltd is an ISO 9001:2008 certified insurance Company that boast off its robust channel of distribution and integrated customerinsurance Company that boast off its robust channel of distribution and integrated customer support.

Also, the online channel of insurance distribution is cheaper than the conventional mode.

Prior to assuming this role at SBI Life, he was worked with HDFC Life as Senior Vice President — Bancassurance, TATA AIA Life Insurance as Chief of Partnership Distribution, and in various other capacities which involved heading business channels, managing businesses P&L at the national level.

Free look period: In case you are not happy with this healthcare insurance policy, you can return the policy within 15 days from receiving from distribution channels and 30 days from receipt from distance marketing channels.