Sentences with phrase «insurance guarantee fund»

«GNYHA will continue to push for fair and equitable solutions, including the creation of a health insurance guarantee fund — which most states already have — to cover past amounts owed and potential future exigencies.»

GNYHA, which also lobbies on behalf of hospitals, told its members on Monday that it will «aggressively push for legislation to establish a health insurance guarantee fund that would not only protect health care providers in the event of an insurer insolvency, but also be able to make retroactive payments.»

For the first reason, we have the FDIC and similar institutions for deposit - takers, and the insurance guarantee funds for the insurers.

Not exact matches

For instance, it's unclear how preserving guaranteed insurance eligibility for people with pre-existing medical conditions can work without the unpopular coverage mandate (since people could then just buy insurance when they get sick, bankrupting insurers), or how governments would fund historically pricey «high - risk pools» for the sickest Americans.

The performance of the Funds are not guaranteed by BlackRock and the Funds are not insured by the Canadian Deposit Insurance Corporation or any other entity.

Money market funds are neither insured nor guaranteed by the Federal Deposit Insurance Corporation or any other government agency.

While money market funds are considered safer and more conservative, however, they are not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) the way many CDs are.

An investment in the Fund is not a bank deposit and is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other Government agency.

An investment in the fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency.

The Funds are not insured by FDIC or any other type of deposit insurance; are not deposits or other obligations of, and are not guaranteed by Schwab Bank or any of its affiliates; and involve investment risks, including possible loss of principal invested.

Investments in SMART529 are not guaranteed or insured by the State of West Virginia, the Board of Trustees of the West Virginia College Prepaid Tuition and Savings Program, the West Virginia State Treasurer's Office, Hartford Life Insurance Company, The Hartford Financial Services Group, Inc., the investment sub-advisors for the Underlying Funds or any depository institution and are subject to investment risks, including the loss of the principal amount invested, and may not be appropriate for all investors.

While life insurance is not a college funding vehicle and does not provide a source of guaranteed income in retirement, it does provide the opportunity to accumulate cash value.

An investment in the Money Market funds are not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency.

An investment in the Fund is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency.

For the first time, the Treasury Department rushed to guarantee the principal in money funds that bought into a temporary insurance program.

Iceland's Depositors» and Investors» Guarantee Fund (TIF) is privately funded by domestic banks, not public like America's Federal Deposit Insurance Corp. (FDIC) or Britain's Financial Services Agency (FSA).

So, while the value of the investments in a stable value fund can fluctuate on a daily basis, a participant is guaranteed to transact at «book value» by virtue of the fund's insurance purchase.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Bob MacDonald, founder of LifeUSA, writing in Forbes, defines an annuity as a long - term contract between a buyer and an insurance company that allows the accumulation of funds on a tax - deferred basis for later payout in the form of a guaranteed income, the core strength being the safety the guarantees.

Pete has supported legislation to increase Medicare reimbursements for screening and diagnostic mammographies; fund research centers to study the relationship between the environment and breast cancer; and require insurance companies to guarantee at least 48 hours hospital care after a mastectomy.»

The new National Mutual must be given the guarantee, in law, that it will gain all the additional funds raised by increasing National Insurance contributions.

(3) Moneys in the REHABILITATION Facilities Insurance Fund not needed for the current operations of the REHABILITATION Services Administration with respect to mortgages insured under this section shall be deposited with the Treasurer of the United States to the credit of such fund, or invested in bonds or other obligations of, or in bonds or other obligations guaranteed as to principal and interest by, the United StaFund not needed for the current operations of the REHABILITATION Services Administration with respect to mortgages insured under this section shall be deposited with the Treasurer of the United States to the credit of such fund, or invested in bonds or other obligations of, or in bonds or other obligations guaranteed as to principal and interest by, the United Stafund, or invested in bonds or other obligations of, or in bonds or other obligations guaranteed as to principal and interest by, the United States.

CIBC Mutual Funds and CIBC Family of Managed Portfolios are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer, nor are they guaranteed by CIBC.

Some of the programs don't require mortgage insurance, but will charge an «upfront guarantee fee» or «funding fee.»

Fund shares are not guaranteed or endorsed by any bank or other insured depository institution, and are not federally insured by the Federal Deposit Insurance Corporation.

Money market funds are not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other governmental agency.

While the VA funding fee seems a little high, the VA has no annual insurance or guarantee premium, and that's a substantial savings.

Investments in CHET Advisor are not guaranteed or insured by the State of Connecticut, the Connecticut Higher Education Trust Program, the Connecticut State Treasurer's Office, Hartford Life Insurance Company, The Hartford Financial Services Group, Inc., the investment sub-advisors for the Underlying Funds or any depository institution and are subject to investment risks, including the loss of the principal amount invested, and may not be appropriate for all investors.

Even though FHA loans are guaranteed by the insurance fund, lenders are still held responsible for defaults by both FHA and the secondary mortgage market.

Investments in money market funds are not bank deposits and not insured nor guaranteed by the Federal Deposit Insurance Corporation, any bank or government agency.

An investment in a money market fund is not insured or guarantee by the Federal Deposit Insurance Corporation or any other government agency.

An investment in the Fund (s) is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency and its return and yield will fluctuate with market conditions.

An investment in the Fund is not a deposit of a bank and is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency.

In some cases, cash value insurance, specifically whole life insurance, features a minimum rate of return guarantee on funds held in a policy's cash account, which is one of many whole life insurance pros and cons.

1Effective January 1, 2018, accumulations (including contributions and earnings) under the Funding Agreement for the Principal Plus Interest Option will be credited to the MAP with an effective annual interest rate of 1.85 %, and are guaranteed to earn this rate through December 31, 2018, subject to the claims - paying ability of TIAA - CREF Life Insurance Company.

If a reverse mortgage loan reaches 98 % of the appraised value of the home, then the lender can «assign» the loan to FHA who then uses the insurance fund to guarantee any losses suffered by the lender.

3 Effective January 1, 2018, accumulations (including contributions and earnings) under the Funding Agreement for the Principal Plus Interest Option as of December 31, 2017 will be credited to MESP with an effective annual interest rate of 1.85 %, and are guaranteed to earn this rate through December 31, 2018, subject to the claims - paying ability of TIAA - CREF Life Insurance Company.

The VA guarantee eliminates a monthly mortgage insurance fee and instead requires an upfront «funding fee».

Cash balances in a LOYAL3 account are deposited in the Vanguard Prime Money Market Fund, a money market fund that is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government ageFund, a money market fund that is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agefund that is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency.

Though the VA doesn't require private mortgage insurance, it does charge a one - time «funding fee» of 2.15 % of the amount guaranteed.

Guaranteed annuities, or a combination of annuities and life insurance are the only things that can fund the plan.

The insurance company will typically invest the funds not used to buy options in bonds to generate sufficient income to meet the policy floor guaranteed return.

An investment in the fund is not a deposit in USAA Federal Savings Bank, or any other bank, and is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency.

He quotes one expert who declared «insurance companies and pension funds guaranteed too much.

Securities (including mutual funds and variable life insurance), annuities and insurance products are not bank deposits and are not insured by the FDIC or any other agency of the United States, nor are they obligations of, nor insured or guaranteed by, Chemical Bank, or its affiliates.

Investment in the Money Market Fund is not a deposit in a bank, and is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC).

Neither the Private Investment Management service nor any of the securities purchased as part of the Private Investment Management service are guaranteed or covered by the Canada Deposit Insurance Corporation, HSBC Bank Canada, or any other investor protection fund or deposit insurer.

The HSBC World Selection Portfolio service and the HSBC Pooled Funds are not guaranteed or covered by the Canada Deposit Insurance Corporation, HSBC Bank Canada, or any other deposit insurer or financial institution.

An investment in a money market mutual fund is not insured or guaranteed by a Federal Deposit Insurance Corporation or any other government agency.

HSBC Mutual Funds are not guaranteed or covered by the Canada deposit insurance corporation, HSBC Bank Canada, or any other deposit insurer.