Sentences with phrase «insurance guarantees a minimum cash value»

Whole life insurance guarantees a minimum cash value throughout the life of the policy if all premium payments are made in a timely manner.

Not exact matches

In some cases, cash value insurance, specifically whole life insurance, features a minimum rate of return guarantee on funds held in a policy's cash account, which is one of many whole life insurance pros and cons.

Interest Sensitive Whole LifeSM is a guaranteed fixed premium permanent life insurance policy with a Guaranteed Minimum Cash Value that increases each year and equals the Face Amount aguaranteed fixed premium permanent life insurance policy with a Guaranteed Minimum Cash Value that increases each year and equals the Face Amount aGuaranteed Minimum Cash Value that increases each year and equals the Face Amount at age 100.

• Earnings potential The issuing insurance company may guarantee a minimum growth rate on the cash value of the policy in some cases.

A portion of your premium will be applied to the policy's cash value and grow at a minimum rate guaranteed by the issuing insurance company.

Insurance companies guarantee a minimum return rate on the cash value that is usually between 3 and 5 percent.

Interest Sensitive Whole Life Insurance — Interest sensitive whole life insurance is a guaranteed fixed premium permanent life insurance product that offers a minimum amount of caInsurance — Interest sensitive whole life insurance is a guaranteed fixed premium permanent life insurance product that offers a minimum amount of cainsurance is a guaranteed fixed premium permanent life insurance product that offers a minimum amount of cainsurance product that offers a minimum amount of cash value.

Interest Sensitive Whole Life ℠, a whole life insurance plan, offers permanent protection and a Guaranteed Minimum Cash Value.

Many permanent life insurance options include a guaranteed minimum death benefit and feature cash value growth over time.

Whole life insurance offers a guaranteed cash value, meaning it has a minimum growth rate.

The way to guarantee your minimum value is with something called Cash Value Life Insurance, but we can talk about that some other value is with something called Cash Value Life Insurance, but we can talk about that some other Value Life Insurance, but we can talk about that some other time.

As an example, a properly structured cash value whole life insurance policy that is purchased from a mutual company, is one that has tremendous liquidity, low cost (majority of the cost is buying lifelong level insurance — not to be compared to term), no tax on the growth of the account, tax free loans, tax free withdrawals (up to basis), tax free to survivors, no contribution limits, no required withdrawals, is free from creditors, and has minimum guarantees.

The Sage universal life insurance no medical exam policy also offers a minimum guaranteed interest rate on the cash value accumulation portion of 2.5 % which is guaranteed payable over the life of the policy.

Whole life insurance offers a guaranteed cash value, meaning it has a minimum growth rate.

When you're dealing with a cash value product like whole life insurance, you usually have a guaranteed minimum growth set in your contract.

These types of life insurance plans allow cash value to accumulate at a floating interest rate, which a minimum rate guarantee.

The insurance company will provide you with a guaranteed minimum amount that will be attributed to your cash value.

Whole life insurance policies guarantee a minimum growth rate on the cash value.

This kind of whole life insurance guarantees a fixed and specific minimum cash value for an investment.

With this type of life insurance policy, the cash value can accumulate based upon a floating rate of interest — yet it will have a minimum rate guarantee.

Whole life insurance is structured so that the contract is guaranteed to provide a certain minimum amount of cash value as well as a death benefit.

A universal life contract provides access to cash value accumulation like that of a whole life policy; however, cash value within a universal life policy includes a guaranteed minimum interest rate plus an additional interest payment if and when the life insurance carrier experiences higher returns on its own investments.

The policy's cash value is credited with an interest rate that is set by the insurance company — and that may change, but will never be lower than a set guaranteed minimum rate of interest.

Whole life insurance guarantees a rate of return on the equity or cash value in the policy, while universal life may offer a minimum guaranteed return.

There is no guaranteed minimum cash value in a variable universal life insurance policy.

Interest Sensitive Whole Life Insurance — Interest sensitive whole life insurance is a guaranteed fixed premium permanent life insurance product that offers a minimum amount of caInsurance — Interest sensitive whole life insurance is a guaranteed fixed premium permanent life insurance product that offers a minimum amount of cainsurance is a guaranteed fixed premium permanent life insurance product that offers a minimum amount of cainsurance product that offers a minimum amount of cash value.

There is also no guaranteed minimum cash value with this type of life insurance policy.

The rate of return for universal life insurance's cash value is usually set by the market, but you may also have a minimum guaranteed interest rate.

The insurance company usually guarantees a minimum your cash value can be reduced to even if the interest rates would make your investments worth less, but make sure you verify this with your insurance company.

In some cases, cash value insurance, specifically whole life insurance, features a minimum rate of return guarantee on funds held in a policy's cash account.

A whole life insurance policy will guarantee a minimum cash value each policy year if all premium payments are made.

«Some whole life insurance policies pay dividends that can increase your cash value and death benefit above the guaranteed minimum interest rate,» says Finneran.

Although there is a risk of losing all of the premiums that you allocate to the investment funds (and therefore your cash value), most variable life insurance plans do guarantee a minimum death benefit as a form of security for your life insurance policy.

Interest Sensitive Whole LifeSM is a guaranteed fixed premium permanent life insurance policy with a Guaranteed Minimum Cash Value that increases each year and equals the Face Amount aguaranteed fixed premium permanent life insurance policy with a Guaranteed Minimum Cash Value that increases each year and equals the Face Amount aGuaranteed Minimum Cash Value that increases each year and equals the Face Amount at age 100.

For some, predictability and certainty are most important when purchasing life insurance — having fixed premiums that will never increase and guaranteed minimum cash value accumulation.

The cash value accumulates at a minimum rate guaranteed in the policy, but it may also be more, based upon the investment returns realized by the insurance company.

The cash value that develops in a whole life insurance policy is not «insured» in the sense that it is not guaranteed to accumulate at a rate greater than the minimum rate set forth in the contract.

Although policyowners must pay interest on policy loans, cash values continue to grow and as the insurance company credits at least the minimum guaranteed rate in the policy.

Whole Life Insurance offers longer - term life coverage with the ability to build cash value at a guaranteed minimum rate.

Because insurance companies must guarantee death benefits and a minimum schedule of cash values in most policies (except variable life policies), they must be conservative when estimating the values of the various premium pricing factors (interest, mortality, expenses, lapse rates, and risk loading factors) used to compute the required premiums under any particular premium payment plan of insurance.