Sentences with phrase «insurance if your risk»

You will pay more for life insurance if your risk class is higher.

I'm not a great believer in buying insurance if the risks are small and the premiums are high....

Not exact matches

Check with your local Chamber of Commerce to see if they have any discount insurance options, and also take note of your risks to see if you can reduce them (the less risk, the lower the premium).

If you need life insurance, the longer you delay, the more you'll pay — essentially, because your risk of dying increases with age.

Likewise, if business activities pose a risk to employees or customers and reasonably priced insurance is available to protect against such risks, such coverage should be secured.

Insurance is supposed to be based on risk — if the risk goes down, so should the premium.

If the homeowner defaults on his or her payments and the lender faces a loss following foreclosure, mortgage insurance covers the difference and turns a high - risk customer into a zero - risk customer.

Even if regulators sign off on the deals, there are risks to execution for both Walmart and CVS, as they try to integrate health insurance, pharmacy, and primary care services at such a large scale.

However, having the government sell annuities could make sense if you believe Canadians need to ensure against longevity risk (point 7) but the fees that insurance companies charge for these products are too high (point 6).

The deal risks leaving patients with less choice of where to get care or fill a prescription if those with Aetna insurance are forced to go to CVS for much of their care.

Financial planning software, or even simple Excel spreadsheets, can be used to determine if the client has enough money saved for retirement, or if the client has enough life insurance coverage, if the client's portfolio is well diversified and appropriately allocated given their risk tolerance and timeline to retirement.

They if anything, the insurance policy for the secondary home might be cheaper with a family member living there instead of sitting empty (which is considered more high risk).

Commissioner of Insurance Javier Rivera - Rios warned local insurers that they risk losing their authorization if they do not settle the claims related to hurricane Maria in a timely manner.

Even if you never operated any vehicles during the time in which you lacked insurance, you will be considered a higher risk to insure, and will not qualify for the best rates.

If I am wrong in either exaggerating the risks of recession or understating the efficacy of policy, the costs of taking out insurance against a recession that can not be met with monetary policy are relatively low.

Well, the banks now, if they're buying a bond of Greece or somewhere else, all of a sudden they have to pay huge risk insurance premiums in order to protect themselves against the fact that Greece may simply say, «Look.

Although this clause is not automatically included in most modern life insurance policies, you may have to pay a higher premium if you fall into certain high - risk categories.

In my personal opinion, the emphasis upon taking out insurance against downside risks lies in conflict with the shift to data dependency given long and variable lags of monetary policy impacts on the broader economy which could have counselled front - loading insurance cuts rather than scattering them (if delivering any more at all) in which case precious little insurance has been taken out.

My CD portion of my passive income is my Risk Free portion where if all else fails, I still have the CD income producing $ 20,000 a year and guaranteed under FDIC insurance.

«Without understanding if associates are going to be compensated for gas, additional insurance costs, wear and tear on our cars and the potential risks of delivering packages, this program could be creating problems for associates,» said Cynthia Murray, a Walmart employee in Laurel, Md., who leads the Organization United for Respect Walmart, a workers» activist group.

While most homeowners insurance policies cover fire damage, it may be something you discuss with your insurance agent if you're in a high - risk area.

Why would one risk holding a bank deposit in a banking system, even with insurance and guarantees, if one thinks the banking system is vulnerable?»

He notes, too, that those saving for college may also be positioned to assume greater risk in their 529 portfolio if they otherwise have sufficient assets in an IRA or cash value life insurance policy from which they could potentially borrow for college expenses penalty - free.

If some one is fat lazy slob who smokes your insurance premiums increase due to the risk in the insurance pool you are a part of goes up do to that individuals choices to not exercise, not smoke, not eat health.

Insurance companies are well aware of the phenomenon in which people who take out insurance against, say, burglary, are known (on average if not in every case) to modify their behaviour so that the risk of being burgled iInsurance companies are well aware of the phenomenon in which people who take out insurance against, say, burglary, are known (on average if not in every case) to modify their behaviour so that the risk of being burgled iinsurance against, say, burglary, are known (on average if not in every case) to modify their behaviour so that the risk of being burgled increases.

jesus would only support health insurance if it was your life at stake, but if ANYBODY ELSE's life or health were at risk he'd say, screw the guy, he's a bum.

If you want to own a pet, you need special insurance, your rates will go up depending on the risk, a parakeet might cost $ 5 per year, while a pit bull costs $ 500, and a tiger costs $ 5000.

Also, with the cost of malpractice insurance these days and a sue - happy population in which we live in, it's a risk to them if they do not do what is excepted of them by the gov» t.

And if breast is best, and if insurance companies have to pay out less money for women and babies who successfully maintain a healthy breastfeeding relationship (this on the assumption that, in fact, breastfed babies and mothers are healthier and less at risk for a variety of chronic ailments or cancers)- wouldn't it be in their best interest to shell out a couple hundred bucks for help their working, nursing mothers maintain a breastfeeding relationship?

If the insurance company won't cover it, it's because they have determined that the risk of a bad outcome is too high for the level of premium they are getting.

Now, there are not all that many CNMs willing to do homebirth, usually because they find it too risky or the insurance rates are too high (again, because of the risk), or there isn't an OB and / or hospital willing to provide back - up (real back - up, not the CPM version which usually just means «this is the hospital where I will dump you if you need a «transfer»).

If we did away with the pre-existing condition rule, then insurance companies could freely discriminate, but then millions of people who need health insurance would be at risk of losing it.

If Marcie's # 225 earnings are derived from being on or near the minimum wage, then there is a double hit for her because she also can not salary sacrifice to save 12 per cent National Insurance, if such an arrangement would take her pay below the level of the applicable minimum wage rate (# 7.83 per hour in 2018/19 for those aged 25 and over).3 Anne Fairpo said: «One of the concerns about allowing the lowest earners to sacrifice salary has been the risk of their pay dropping below the point at which entitlement to contributory benefits is triggered (the Lower Earnings Limit - # 116 per week in 2018/19If Marcie's # 225 earnings are derived from being on or near the minimum wage, then there is a double hit for her because she also can not salary sacrifice to save 12 per cent National Insurance, if such an arrangement would take her pay below the level of the applicable minimum wage rate (# 7.83 per hour in 2018/19 for those aged 25 and over).3 Anne Fairpo said: «One of the concerns about allowing the lowest earners to sacrifice salary has been the risk of their pay dropping below the point at which entitlement to contributory benefits is triggered (the Lower Earnings Limit - # 116 per week in 2018/19if such an arrangement would take her pay below the level of the applicable minimum wage rate (# 7.83 per hour in 2018/19 for those aged 25 and over).3 Anne Fairpo said: «One of the concerns about allowing the lowest earners to sacrifice salary has been the risk of their pay dropping below the point at which entitlement to contributory benefits is triggered (the Lower Earnings Limit - # 116 per week in 2018/19).

Whenever people have significant risks, even if they're small, they tend to buy insurance.

Actuarial considerations aren't really relevant in the big picture, because all prudent banks attempt to guard their capital accounts by diversification of credit risk and, if necessary, true insurance for things like death of the debtor.

Ghana's power sector risks an eminent shutdown, if Ghana Gas fails to renew a $ 2.5 million operational insurance by next week.

But she has not said if she supports a GOP plan to give states the option of placing those with preexisting conditions in «high - risk» insurance pools that could raise premiums.

But Balter noted that if such legislation passed, more than 67,000 people in the district were at risk of losing their insurance coverage.

But in addition, citizens would be able to make better decisions about insurance coverage if they were given more meaningful information about the proximity of risk.

«If circumstances change due to global warming that alter the level of risk, insurance companies need to be free to reflect that risk,» says David Snyder, vice president and assistant general counsel for the American Insurance Associatiinsurance companies need to be free to reflect that risk,» says David Snyder, vice president and assistant general counsel for the American Insurance AssociatiInsurance Association (AIA).

By just applying a little effort and spending a few minutes online you can save a lot on your insurance, even if you are searching for high risk auto insurance quotes.

If you fall in any of these categories then you will need to take the necessary steps to minimize the risk factors before searching for a cheap insurance policy.

If you're okay with risking it, you can get great deals during the summertime beacuse of hurricane season (try to get traveler's insurance if you go this routeIf you're okay with risking it, you can get great deals during the summertime beacuse of hurricane season (try to get traveler's insurance if you go this routeif you go this route).

ALONG CAME POLLY (Grade: B --RRB-: Risk - averse insurance man Ben Stiller, eternally ill at ease and gritting his teeth in the desperate determination not to let it show, discovers there's something about Polly (Jennifer Aniston as a free - spirited whirlwind) in this amiable if predictable comedy.

If your insurance professional is not providing advice not only in terms of a bespoke insurance programme, but also risk management assistance and legal and other relevant updates then you are not obtaining the full picture and it is worth looking around to see if you can obtain this assistance elsewherIf your insurance professional is not providing advice not only in terms of a bespoke insurance programme, but also risk management assistance and legal and other relevant updates then you are not obtaining the full picture and it is worth looking around to see if you can obtain this assistance elsewherif you can obtain this assistance elsewhere.

Suffering a fire loss is always going to cause problems and distress but if loss prevention techniques and a sound insurance portfolio form an integral part of the school's risk assessment procedures then this distress can be minimised.

Whenever any civil action has been brought against any officer of the Florida College System institution board of trustees, including a board member, or any person employed by or agent of the Florida College System institution board of trustees, of any Florida College System institution for any act or omission arising out of and in the course of the performance of his or her duties and responsibilities, the Florida College System institution board of trustees may defray all costs of defending such action, including reasonable attorney's fees and expenses together with costs of appeal, if any, and may save harmless and protect such person from any financial loss resulting therefrom; and the Florida College System institution board of trustees may be self - insured, to enter into risk management programs, or to purchase insurance for whatever coverage it may choose, or to have any combination thereof, to cover all such losses and expenses.

(2) The Government does not assume any risk with respect to loss or damage compensated for by insurance or otherwise or resulting from risks with respect to which the Contractor has failed to maintain insurance, if available, as required or approved by the Contracting Officer.

A 2008 Institute analysis of insurance claims found that, all other factors being the same, drivers of vehicles with seat / head restraint combinations rated good in Institute evaluations were 15 percent less likely to sustain neck injuries in rear - end crashes than drivers of vehicles with poor head restraints (see «Neck injury risk is lower if seats and head restraints are rated good,» March 15, 2008).

Take a look at 2006: the Insurance Institute for Highway Safety (IIHS) released a study that said the risk of fatalities from rollover accidents could be reduced by 80 percent in SUVs if electronic stability control was a mandatory piece of equipment.