Sentences with phrase «insurance operations as»

The president and CEO of this large, independent company operating throughout Minnesota and Wisconsin prefers to think of his company's mortgage, title, and insurance operations as core businesses.

No role is perhaps as integral to the entire insurance operation as the actuary's, and by understanding how the actuarial function will be redefined by AI, insurers will have gone a long way toward understanding the future of employment in the sector overall.

Not exact matches

GE CEO John Flannery on Tuesday said that the 125 - year - old business is considering carving out its major divisions into separately traded units as it announced a $ 6.2 billion charge related to its insurance operations.

Genworth, which traces its roots back to 1871 and went public in 2004, has mortgage insurance operations in the United States, Canada and Australia, well as U.S. life insurance business.

As president and CEO, Abshire oversees all operations and forges relationships with specialists in real estate, mortgages, titles, moving, insurance and other home - related industries.

The most important office law business in America such as the law business incidental to banking, insurance, trust - company operation, investment work, railroading, patents, admiralty, and large corporation matters in general is in the hands of non-Jewish firms many of which, even though they have numerous Jewish clients, have no Jewish partners.

Meanwhile, its reinsurance operation, one of the largest in the world, protects insurance companies when their losses get too large, as it did when it shouldered the asbestos - related obligations of insurers including American International Group Inc., Liberty Mutual Holding Co. and Lloyd's of London.

This profile reflects in part the operations of the employment insurance (EI) program, with premium rates increasing to 2016 and falling thereafter, as the deficit in the EI Operating Account is «paid off».

Because it owns extensive insurance operations that experience fluctuating profits, it is not as easy to determine Berkshire's normal earnings power as it would be, for say, Kraft's food packaging divisions which have pretty predictable demand for macaroni and cheese, Oscar Meyer hot dogs, and Maxwell House coffee, but still — $ 12 billion is a good estimate of what «normal» profits look like each year for Berkshire shareholders.

Through the 1970s and into the 1980s Buffett continued to accumulate more and more insurance operations under the Berkshire umbrella, as well as investment positions in other companies like Washington Post and Coca - Cola.

And as long as we can break even in our insurance underwriting - which we have done, on the average, during our 32 years in the business - the cost of the float developed from that operation is zero.

Trade credit insurance, as defined in this article, refers to insurance against the failure to pay trade debts in connection with a specific transaction or a portfolio of transactions or operations.

As Berkshire has gotten bigger and diversified its businesses, its insurance operations have become a smaller contributor to earnings than in the past, currently making up 26 % of total company earnings.

As with our pay - for - performance model, operating cash flow is replaced with: (i) tangible book value for companies in the Banks, Diversified Financials and Insurance sectors; and (ii) funds from operations for REITs, with the exception of Mortgage and Specialized REITs.

The company also provides general liability insurance, which provides coverage for construction, manufacturing and distribution, transportation, miscellaneous, and stores and rental operations, as well as installation, service, and repair operations.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Well as heard in the news that those arriving to the west are being well trained on sophisticated equipment's and combat training and then sent back to Somalia to fight as opposition to prolong suffering for the area and others sent to lead pirate operations in the area and that is all done to give an excuse for the western Navy to be present in the area as well as to cause the raise of the insurance premium against the ships passing the area raising therefore the costs of commodities as well as an opportunity for private security companies to flourish guarding the passing ships?

This is evident in such cases as the regulation of banking and insurance and the operations of airlines and telecommunications.

By requiring Catholic organizations (such as schools and hospitals) to cover contraception and sterilization does not force anyone to to get contraceptives or to be sterilized, it just means if the employees of these organizations have insurance coverage of contraceptives IF they CHOOSE to use contraceptives or an operation such as a vasectomy or tubal ligation for sterilization.

Make sure you have insurance, as I heard a lot of horror stories about people who did not and had to pay thousands of dollars for an operation.

He has strong reinsurance experience and has previously established new insurance operations and businesses, as well as leading large and complex transformational change programmes.

Connie then goes on to tell the e-mail recipients, who identified themselves to Obama's political operation as «seniors,» that «President Obama's plan for health insurance is good for seniors» and lists five major reasons to justify her claim.

The process also presents a useful management tool as it provides management with a knowledgeable, independent, third party opinion on Auto & General Insurance and its operations.

Business Interruption insurance, which reimburses you for lost profits in the case where you are forced to suspend your business operations due to an unforeseen incident such as a fire.

(3) Moneys in the REHABILITATION Facilities Insurance Fund not needed for the current operations of the REHABILITATION Services Administration with respect to mortgages insured under this section shall be deposited with the Treasurer of the United States to the credit of such fund, or invested in bonds or other obligations of, or in bonds or other obligations guaranteed as to principal and interest by, the United States.

to take any action otherwise prohibited under subsections (a), (b), (c), or (e) of this section where age is a bona fide occupational qualification reasonably necessary to the normal operation of the particular business, or where differentiation is based on reasonable factors other than age; to observe the terms of a bona fide seniority system or any bona fide employee benefit plan such as a retirement, pension, or insurance plan, which is not a subterfuge to evade the purposes of this Act, except that no such employee benefit plan shall excuse the failure to hire any individual; or to discharge or otherwise discipline an individual for good cause

Most individuals do not pay the entire cost of a medical or dental operation out of pocket of course, but instead purchase medical insurance, paying monthly premiums as they go along.

As for its operating companies, they tend toward cyclical businesses (manufacturers, retailers, a railroad) as well as finance and insurance operationAs for its operating companies, they tend toward cyclical businesses (manufacturers, retailers, a railroad) as well as finance and insurance operationas well as finance and insurance operationas finance and insurance operations.

Servicing All the steps and operations a lender performs to keep a loan in good standing, such as collection of payments, payment of taxes, insurance, property inspections and the like.

The deduction might include $ 17,000 of a $ 20,000 operation not covered by insurance, plus any other unreimbursed expenses incurred in the same year, such as routine medical checkups, dental procedures, chiropractic treatments — even contact lenses and prescription drugs.

There are a few insurance companies which have delved into the business of insuring dispensaries and related business operations, but those are commercial carriers and generally address issues such as workers comp, general liability, products liability, theft from the business, business interruption, and the like.

Granted, all insurance valuations are crunched now, but even with that, if selling the relatively transparent operations such as Hartford Steam Boiler brings so little, then unless the whole sector turns, AIG has no chance.

9) «We view insurance businesses as possessing two distinct operations — underwriting and investing.»

It's finally a simple operation to plug in CRA as a payee on your online banking account and pay direct; all you need to add is your social insurance number.

MetLife, which is short for Metropolitan Life Insurance Company, began its operation over 150 years ago as the National Union Life and Limb Insurance Company in the year 1863.

Choosing a pet insurance company such as this ensures they will still be in operation when you need them.

Case in point, as here is the bill for the operation performed in June, 2014, by a board certified veterinary orthopedic surgeon in Pennsylvania: Veterinary insurance covered over 80 percent of the costs, I was reimbursed within a month, and my yearly premium only increased slightly.

Further, the rebrand supports Generali Global Assistance's North American business growth and aligns its operations as the company continues to expand its global leadership position in the insurance industry.

New opportunities for financial and insurance services, as well as for operation and maintenance operators

Launched in 2006 as a service of the nonprofit Shared Mobility Inc., Buffalo CarShare grew to a membership of almost 900 local residents before insurance issues forced them to cease operations this summer.

We have seen significant growth in this practice over the last few years and as part of a leading international practice, which includes insurance capability in the UK, France, Australia and South America, we can offer both GCC clients and international clients with operations in the region an integrated service covering dispute resolution, transactions and regulation.»

In section (1) the statute requires auto insurance companies licensed in the state to cover the injuries and property damage of their out - of - state policy holders if it is «arising from the ownership, operation, maintenance, or use of a motor vehicle as a motor vehicle by an out - of - state resident.»

The insurance policy provided coverage to the hospital and its employees for third party claims for «personal injury», which the insurance policy defined broadly as including invasion or violation of privacy, but only for liability «arising from the operations of» the hospital and only for employees «while acting under the direction of» the hospital.

The result: the reinsurers got on board and LPIC was ready for operation as an independent insurance company, governed by commercial insurance industry principles, within six months of Convocation's acceptance of the Task Force's report.

As business and insurance lawyers, we counsel clients in general corporate law and matters arising during day - to - day operations of their businesses, as well as focused issues such aAs business and insurance lawyers, we counsel clients in general corporate law and matters arising during day - to - day operations of their businesses, as well as focused issues such aas well as focused issues such aas focused issues such asas:

The authorization for electronic disclosure of protected health information described above is not required if the disclosure is made: to another covered entity, as that term is defined by Section 181.001, or to a covered entity, as that term is defined by Section 602.001, Insurance Code, for the purpose of: treatment; payment; health care operations; performing an insurance or health maintenance organization function described by Section 602.053, Insurance Code; or as otherwise authorized or required by state or fedInsurance Code, for the purpose of: treatment; payment; health care operations; performing an insurance or health maintenance organization function described by Section 602.053, Insurance Code; or as otherwise authorized or required by state or fedinsurance or health maintenance organization function described by Section 602.053, Insurance Code; or as otherwise authorized or required by state or fedInsurance Code; or as otherwise authorized or required by state or federal law.

When you sue someone for car accident related injuries in BC, the defendant (most often times insured by ICBC) can argue that due to the operation of s. 83 of the Insurance (Vehicle) Act, he should not have to pay any money covering benefits you could have received from ICBC as your own insurer.

The Hartford CEO Liam McGee said in a statement this week that the closing to «repurchase the debentures and warrants represent» an important step for the company, which is considering the sale of its life insurance unit, as part of an effort to streamline its operations.

Where multiple coverages are available for a claim, our attorneys are well versed in addressing disputes surrounding the application of multiple SIRs and allocation of defense and indemnity, as well as the operation of «other insurance» provisions.

consideration should be given to extending existing redress schemes to providers who are currently unauthorised (e.g. requiring non-practicising lawyers in will writing operations to meet the same requirements as would apply if they were fully regulated e.g. as to insurance).