Sentences with phrase «insurance pays for the items»

This insurance pays for the items in the home that are not «permanently» attached to the structure itself.

Not exact matches

He also suggests paying for add - ons to your renters or homeowners insurance policy to make sure possessions such as jewelry, high - end cameras and other treasured items are covered.

Says Purdue, «Even if you have insurance, if someone didn't sign for the package, the insurance may not pay for the item.»

Umm... and yet you have no problem paying for schools you and your kids do nt attend, insurance for drivers that don't have any, roads that not everyone uses, providing welfare because you have a job and someone else does nt, and a whole host of other items your taxes go to help pay for.

In California, this is costly, especially when you factor in the necessary liability insurance, on - site manager, charges for damaged or missing items, pay for police presence if alcohol is served, etc..

Wow, Gregory, I didn't realize I sounded ugly and elitist when I advocated insuring coverage for those who truly need it (i.e, those with low wages, pre-existing medical conditions, etc.) What I am questioning is whether or not there are many who CHOSE to not find a way to fit an insurance premium into their budget yet manage to pay for other items that I consider discretionary expenditures.

However, I think it is wrong to require insurance companies, ultimately the policy holders, to pay for items that are not being used to treat a medical condition.

It's sickening that highly expensive medically necessary items aren't paid for by insurance because a child can feed orally.

In a report issued today, the New York State Comptroller Thomas DiNapoli discloses that the New York State Health Insurance Program (NYSHIP) erroneously paid as much as $ 11 million for special items such as implants, drugs and blood and evaluation procedures that were not performed according to two audits released today by State Comptroller Thomas P. DiNapoli.

This includes over-estimating payments in lieu of taxes ($ 381,000), rental payments ($ 305,000) and interest earnings ($ 426,000); as well as over-expending budget line items for health insurance ($ 944,000), accumulated sick pay and vacation pay ($ 750,000), and workers compensation ($ 415,000).

Your personal property coverage on Princeton, NJ renters insurance will pay for the items that were stolen, generally at the cost needed to replace those items with ones of like kind and quality.

Loans from life insurance can be taken using the cash value as collateral (without penalty) to pay for items that are already monthly expenditures such as vehicles or real estate loans.

Standard home insurance policies typically provide reimbursement for an item's depreciated value, meaning that you receive less compensation from your insurance company than what you paid for your items.

Contents Replacement Cost: When your insurance company pays you for a damaged item, it typically pays you a depreciated cost, meaning that what you receive is less than you paid for the item.

Commercial property insurance plans pay for losses based on the replacement cost of the item or its actual cash value.

If your five - year - old fur coat is no longer worth the $ 5,000 you paid for it, you'll want to reduce or cancel your floater (extra insurance for items whose full value is not covered by standard homeowners policies such as expensive jewelry, high - end computers and valuable art work) and pocket the difference.

When you have your own renters insurance in Elizabeth, you can be sure that you declare and add to the policy any valuable items which might need to be separately listed or for which an additional premium must be paid in order to have coverage.

Impound The portion of a borrower's monthly payments held by the lender or servicer to pay for taxes, hazard insurance, mortgage insurance, and other items as they become due.

The loan proceeds are first used to pay off your existing mortgage (s), including closing costs and any prepay items (for example real estate taxes or homeowners insurance); any remaining funds are yours to use as you wish.

Therefore, when you lose something, no matter what it is, your insurance company will pay you for what it costs to replace the item with a newer version.

So, each payment will include the following: a payment to the principal balance of your loan, the related interest payment and your escrow payment, which are monthly payments collected to pay for items like your hazard insurance, mortgage insurance and property taxes.

Escrow Payment The part of a mortgagor's monthly payment that is held by the servicer to pay for taxes, hazard insurance, mortgage insurance, lease payments, and other items as they become due.

In fact, studies have concluded that women will pay significantly more for almost all of the same items compared to men — mortgages, car repairs, health insurance, and yes, daily essentials.

Renters insurance pays for the replacement costs of damaged, stolen or destroyed items.

List all the payment amounts for items that will be paid out of your escrow account, and when paid, for the next 12 months (e.g., taxes - $ 1200 — $ 500 paid July 25 and $ 700 paid December 10; hazard insurance — $ 360 paid September 20).

Renters insurance pays for replacement cost, so you get the cost to replace the item, not the actual cash value.

Your housing payment, grocery purchases, insurance premiums and other high priority items should be paid for before low priority items like entertainment, junk food / eating out, and other «fun» activities.

That portion of a borrower's monthly payments held by the lender or servicer to pay for taxes, hazard insurance, mortgage insurance, lease payments and other items as they become due.

Reibel noted that when insurance shoppers consider what they need, it's important to understand what other coverage they already have and what they need so they don't end up paying for non-essential items or lacking insurance for something they could have anticipated.

You will have to look at the fine print on your insurance agreement, but the short answer is that any item that insurance pays a claim for becomes the property of the insurance company if ever recovered.

You can pay extra to add «riders» to your policy to cover items on the exclusion list, and if you live in an earthquake - prone region like B.C., there's a case to be made for buying earthquake insurance separately.

You pay interest on not only the purchase of the vehicle but also the insurance, the warranty and any other items for a thing that depreciate in value.

By taking the annual amounts charged for homeowner's insurance, property taxes and other annually paid items and dividing them by 12, the escrow department establishes a payment amount that is added to your monthly principal and interest payment.

Find out if any home, health or other insurance policy you have will pay for temporary shelter, replacement clothing, furniture or other items.

Perks that might not be worth the hassle While some cards offer benefits like lost luggage insurance or even pay for lost or stolen items, they might not be worth the time and inconvenience required to get the cash.

For travel plans you've purchased with your Chase Sapphire, the lost luggage reimbursement can fill the gap between the value of your items and what the airline or other insurance policies will pay.

The only problems I have heard is where the insurance didn't cover all of their electrical items but this is clearly stated in the contract and you even have the option to pay extra for a little extra coverage (although not full coverage).

(1) A group health plan, defined as an employee welfare benefit plan (as currently defined in section 3 (1) of the Employee Retirement Income and Security Act of 1974, 29 U.S.C. 1002 (1)-RRB-, including insured and self - insured plans, to the extent that the plan provides medical care (as defined in section 2791 (a)(2) of the Public Health Service Act, 42 U.S.C. 300gg - 91 (a)(2)-RRB-, including items and services paid for as medical care, to employees or their dependents directly or through insurance or otherwise, that:

«My advice is to make a claim against your car insurance policy for major items and pay out of pocket for minor items if you can afford it.

As we get closer to paying these obligations down, the life insurance pay out can be used for other items, such as helping pay for my son to attend college.

«Replacement cost contents insurance pays the dollar amount needed to replace damaged personal property with items of like kind and quality, without deducting for depreciation.

Another way you can utilize life insurance loans is by taking loans to pay for large ticket items.

It is not a rare occasion when some people appear to be ignorant of their health insurance contents and tend to pay for the items that are provided free according to their Health Insurainsurance contents and tend to pay for the items that are provided free according to their Health InsuranceInsurance plan.

Read the cruise line terms you agreed to), but a travel insurance plan can help you replace your passport, pay for lost items, and help you recover from identity theft.

Co-operating, you will work out what type of Homeowners Insurance you need, what items will be covered and what will be excluded on your policy, the deductible and premiums you will pay for the coverage, how much it would cost to replace your home and belongings, and whether you need some special coverage added to the basic policy.

Though your homeowners insurance policy provides the protection that you need in the event of a loss such as a fire or burglary, your policy can only pay for items that you can document.

Life insurance isn't just to cover big - ticket items; it can help pay for the everyday costs you might have trouble handling if the household income goes from two or one down to one or zero.

Sure home exchangers are saving loads of money on their travel costs by swapping homes instead of paying for lodging, but one item you may want to spend a little extra on is travel insurance with «cancel for any reason» coverage.

Those who are married without kids should consider life insurance simply because they typically pay for large items like a home or automobile together.

Baggage coverage — travel insurance plans limit the amount they'll pay for certain items and some items are just plain excluded.