Sentences with phrase «insurance policies of the parties»

If your vehicle was damaged in a car accident, whether you are entitled to have it repaired or replaced depends on the insurance policies of the parties involved in the accident (including your own).

Not exact matches

In addition, sales of our products are affected by pricing pressure, political and public scrutiny and reimbursement policies imposed by third - party payers, including governments, private insurance plans and managed care providers and may be affected by regulatory, clinical and guideline developments and domestic and international trends toward managed care and healthcare cost containment.
Liability coverage is a core party of every condo insurance policy, as it is for homeowners and renters insurance, as accidents happen.
For the protection of members and all those involved in the management of registered and insured cycling events, British Cycling provides through its public liability insurance policy, an indemnity, limited to # 15 million (3) for legal liabilities arising from claims made against an event organiser, official or participant1 that involves either bodily injury or property damage to a third party.
Among the party's other policies: a # 50bn a year cut in spending, a 31 per cent flat rate of income tax, the abolition of national insurance, a five - year freeze on new immigrants settling in Britain, a ban on wearing the burka in public - and in some private — buildings, and boot camps for young offenders.
The pledge card, which mirrors New Labour's initiative in 1997, will promise free party membership for trade unionists, the building of 1m new homes over the course of a parliament, an increase in the minimum wage funded by a cut in employers» national insurance, a cost - of - living test for every policy item and a cabinet minister to «take action for the consumer against rip - off companies».
In the same year, he was a co-author of a policy pamphlet Direct Democracy: An Agenda For A New Model Party which included statements supporting denationalising the NHS and suggested replacing it with «universal insurance».
[41] The BBC reported that he had made several «gaffes» in his role as Shadow Chancellor and «in an interview he appeared not to know the rate of National Insurance paid by employers, and he was also reported to have clashed with his party leader over the policy of introducing a graduate tax to replace university tuition fees.
Personally, I'd rather worry about Nick than the cops breathing down my neck the rest of my life, although there is a subplot involving a life insurance policy that neither party claims to know anything about, further confusing the motives.
In a nutshell, while most whole life insurance is fixated on maximizing the death benefit of a policy and just allowing cash values to grow over time, strategic self banking focuses on maximizing life insurance cash values, so the whole life insurance plan can be used strategically as a savings and personal financing vehicle for the purpose of recapturing your cost of capital incurred when having to deal with third party lenders or using your own cash.
Should you be renting out your existing condo, other types of condo insurance policies such as landlord insurance and tenant insurance will be covering corresponding parties.
4: Residents that purchase renters insurance from Effective Coverage or a third party provider are required to maintain the policy throughout the term of the lease.
However, just like any other kind of insurance, it's almost always easier, faster, and more efficient to file a claim under your own policy and let your insurance company deal with recovering against the negligent party's liability insurance or directly from them.
A renters insurance interested party will be notified if they are removed from the policy, or if changes are made which bring the policy out of compliance with their requirements.
Listing your landlord as an interested party on your renters insurance gives them one thing, and only one thing: Information about the status of the policy.
By listing a renters insurance interested party instead of a renters insurance additional insured, you preserve your right to take action against them for something that's potentially covered under the policy.
Any third party, or person not a party to the policy (not you, not the insurance company) may seek payment under these sections of your policy.
This means that if a passenger on your boat is injured, or if you caused a collision resulting in property damage and third - party injuries, your insurance policy could cover some portion of the ensuing costs.
When each party and / or their policy pays their own expenses from a shared loss for which someone is responsible, both business costs and the cost of insurance are driven up drastically and immediately.
It is a great idea for an owner to be listed as an additional interest, also known as an interested party or party of interest, on a renters insurance policy.
There are hundreds of insurance companies, so if you buy direct or through a third party, you should pay around the same amount no matter where you buy the policy.
Liability coverage is a core party of every condo insurance policy, as it is for homeowners and renters insurance, as accidents happen.
In some cases, if you transfer the ownership of your life insurance policy to another party before your death for monetary value or other consideration, the proceeds paid to the beneficiary at your death could be considered taxable income to that beneficiary.
In any of these events, if an injured party sues you for damages, the result may be a liability claim against your insurance policy.
Other residents who have losses in excess of their policy limits or who don't have renters insurance are likely to be lining up to sue the negligent party.
If the neighbor has a small kitchen fire and your property has smoke damage, the personal property coverage on your policy can take care of your loss and then you can let the insurance company deal with subrogating against the responsible party's liability coverage.
There are other items that are automatically covered by every homeowner's insurance policy, including the costs involved in defending a claim, damage to the property of others, and first aid when a third party is injured.
Ultimately any insurance policy is based on the individual needs of the insured party.
Life Insurance By Jeff is not liable or responsible for these third - party company's privacy policies or procedures, or any loss or breach of data through these third - party systems.
While it is something you buy hoping to never collect on, one of few disadvantages of term life insurance is that you can only get a return on your investment if you die, unlike whole life which gives a return at the end of the policy regardless if the party is living or deceased.
The term «split dollar» refers to sharing the economic benefits (of a permanent life insurance policy) between different parties.
A Life Settlement is the sale of a life insurance policy to a third party for a value in excess of the cash surrender value, but less than the death benefit
The definition of a life settlement is simply is the sale of a life insurance policy from the original policyowner to a third - party investor.
Technically, though, there is a third option to the «keep versus lapse» decision of life insurance: to sell the policy to a third party in a transaction called a «life settlement» to an (institutional) investor who might be willing to pay more than just the policy's cash value (or the $ 0 value that might be available if the coverage just lapses on its own).
By submitting your personal information to us when requesting a quote, you agree to our Privacy Policy and Terms of Use and authorize us to provide that information to various insurance agents, insurance companies and related third parties («Insurance Providers») such as Trupanion, Petplan, Healthy Paws and Pet's Best, amoninsurance agents, insurance companies and related third parties («Insurance Providers») such as Trupanion, Petplan, Healthy Paws and Pet's Best, amoninsurance companies and related third partiesInsurance Providers») such as Trupanion, Petplan, Healthy Paws and Pet's Best, amonInsurance Providers») such as Trupanion, Petplan, Healthy Paws and Pet's Best, among others.
If you are in the habit of buying a third - party travel insurance policy offered by the airlines, the Sapphire Preferred offers built - in travel insurance for all travel purchases.
Insurance Broking, including brokers» duties to clients on preparation of proposals, notification of insured events and other communications with underwriters; Underwriting decisions; Reports for insured parties and underwriters in cases where underwriters are seeking to avoid a policy; Disputes between insurers and reinsurers; and Personal insurance cover, including life and health insurance, residential property, PPI and motoInsurance Broking, including brokers» duties to clients on preparation of proposals, notification of insured events and other communications with underwriters; Underwriting decisions; Reports for insured parties and underwriters in cases where underwriters are seeking to avoid a policy; Disputes between insurers and reinsurers; and Personal insurance cover, including life and health insurance, residential property, PPI and motoinsurance cover, including life and health insurance, residential property, PPI and motoinsurance, residential property, PPI and motor claims.
If that happens, the injured party must then look to their own insurance policies (collision coverage, etc.) as the only source of coverage for their injury claim and property loss.
the other person's insurance company (the insurance policy of the one who hit you in the car accident, etc.)(called «the third party carrier»).
The term «insurance» is a contractual agreement, most commonly in the of an insurance policy, which legal binds the insurer to cover the cost of all or any portion of damages suffered by the insured party as defined in the policy.
Jay has extensive experience in the review and analysis of personal and commercial insurance policies, and the representation of parties involved in insurance coverage disputes.
While First Party benefits will still be available to cover medical expenses, lost wages, and attendant care costs, motorists injured because of another driver's negligence regarding their cargo will have a harder time collecting benefits under their insurance policies.
If you are physically able then obtain the FULL details of all other parties / drivers involved in the accident Try to obtain all the details including their names, addresses, telephone or email contact numbers, birthdates, driver's license numbers, license plate numbers, insurance details (name and policy number of other driver's insurer, especially if the other driver is not insured with ICBC).
The parties agreed that the purpose of the Policy was to provide insurance for mortgage fraud (among other things).
If you believe that you deserve more compensation than the at - fault's insurance policy allows, your only option to obtain the remainder of your damages is to file a personal injury lawsuit against the at - fault party.
As the public sector looks increasingly towards commissioning services and increased use of outsourcing, public sector clients should be advised to undertake detailed reviews of existing insurance policies, improve where necessary contract management prior to inception and contract performance throughout the term of the contract, underpinned by regular risk assessment of third party service providers.
As an example, my car insurance will cover all damage caused to third parties where I or somebody named in the policy was driving unless (i) there is other insurance covering the same liability (ii) the victim was working with or for me (iii) acts of terrorism or (iv) liability caused by cutting, welding or use of blowtorches.
The law that applies is Section 143 of the Road Traffic Act, which specifies that «a person must not use a motor vehicle... unless there is in force... a policy of insurance that complies with the requirements of this Part of this Act» (unless you provide your own third party insurance by depositing a large sum with the Court Funds Office: I do not believe this has ever been done).
Just like any other type of law firm, if the partners in a combined licensee partnership or MDP were purchasing their insurance from different carriers there would potentially be inconsistency in the coverage provided (such as innocent party coverage) and there would always be a benefit to claimants to name many firm members in order to access multiple policies.
We regularly counsel and represent insurance companies involved in disputes with policyholders alleging both the wrongful denial of policy benefits and the refusal to settle third - party claims.
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