Sentences with phrase «insurance policy alternatives»

You can also discover cost - effective insurance policy alternatives with definitely no healthcare assessments required.

Not exact matches

Also, they must update their code maintenance policies and identify alternatives to treating algorithm - related incidents, especially when insurance isn't an option.

Per New York law, (NY Insurance Law § 2612; 11 NYCRR 244), a victim of domestic violence, the legal representative of the victim, or, if the victim is a child, the child's parent or guardian, may request to receive policy information or claims - related information by providing an alternative address, telephone number, or other method of contact.

In addition, the cash value buildup on a life insurance policy is generally not taxed currently, although this buildup could cause the business to be subject to the alternative minimum tax (AMT) in certain circumstances.

Effective January 1, 2013, Insurance Law § 2612 also requires a health insurer, as defined in that section, to accommodate a reasonable request made by a person covered by an insurance policy or contract to receive communications of claim - related information by alternative means or at alternative locations if the person clearly states that disclosure of the information could endanger thInsurance Law § 2612 also requires a health insurer, as defined in that section, to accommodate a reasonable request made by a person covered by an insurance policy or contract to receive communications of claim - related information by alternative means or at alternative locations if the person clearly states that disclosure of the information could endanger thinsurance policy or contract to receive communications of claim - related information by alternative means or at alternative locations if the person clearly states that disclosure of the information could endanger the person.

Whole life insurance policies are generally more expensive than alternatives, such as term life insurance, and the death benefit directly impacts that cost, so it's important to evaluate your family's needs before deciding to purchase.

Consumers over the age of 65 are now able to sell their unneeded life insurance policy as an alternative to lapse or cash surrender.

«A better alternative may be to purchase a permanent life insurance policy that accrues a cash value,» he explained.

After a mostly unexpected boost over the past few years, these ministries are unsure how Trump will go about repealing and replacing Obamacare — particularly how his policies might impact the demand for insurance alternatives.

Listen to the alternatives to canceling your policy mentioned by your insurance carrier.

As an endowment life insurance policy, however, Gerber's College Plan has several key differences compared with other college savings alternatives, such as 529 plans.

An alternative LTC insurance product that has gained n popularity over the last few years is hybrid long term care life insurance combination policies.

The alternative is to select the lowest priced term life policy that will only offer you guaranteed universal life insurance with little to no cash value.

However, these policies are a good alternative if you don't qualify for fully underwritten term life insurance or your pre-existing medical condition is significant enough that most insurers will not accept it.

There are good alternatives to requiring renters insurance that can help protect you when a tenant's policy lapses, but none of them are actually a substitute for tenants having their own policies on a large scale.

A master policy falls under alternatives to requiring renters insurance, but it's better as a backup for those who let their renters insurance policy lapse.

Using a venerable actuarial tool called the Linton Yield Method, these returns are derived by comparing the cash value policy to the alternative of buying lower premium term life insurance and investing the premium savings in a hypothetical alternative investment, such as a bank account or a mutual fund.

The company also has a combination life / long - term care option whereby a policy holder can use a universal policy as an alternative to purchasing a stand - alone long - term care insurance policy.

These hybrid life insurance long - term care policies are a good alternative for those who don't like the «use it or lose it» feature of traditional LTCI.

That is why we often recommend a hybrid long - term care life insurance policy as an alternative if you are considering this type of coverage and long - term care insurance costs are too much.

The security provided through maintaining life insurance is important and with the Sage NLUL product, we can offer you an affordable universal life insurance policy as an alternative to term life insurance which you may outlive.

Our Sage NLUL product offers you an affordable universal life insurance policy as an alternative to term life insurance, which you may outlive.

If you've tried to buy other types of life insurance but have been unsuccessful, a guaranteed - issue policy may be an alternative to consider.

Primerica offers a variety of options when it comes to their term policies but doesn't have alternatives for those that want whole life insurance or other permanent life insurance products.

The alternative option to insurance for non-traditional families where one or more people own the house, but not everyone, is to simply add on a renters policy for the individual (s) who don't own the home.

Discussing medical insurance policies, cheaper ways to see consultants, cashback for alternative health treatments, how to get specific medication cheaper (legally) are all perfectly acceptable forms of discussion.

To protect against that, if the FSCS can't transfer your policy to another provider, you'll be given a period of time to take out alternative insurance, and any money you've already paid will be refunded as compensation via the FSCS.

See our Life Insurance guide for more on an alternative type of life cover policy.

For example, if you had a separate income protection policy or your employer provided an illness and redundancy package, and you informed the salesperson you had this cover, but they insisted you also had to take their insurance; or you weren't asked if you had any alternative cover, go to how to reclaim.

Explained the good and bad points of certain insurance companies and their policies, and suggested alternatives.

Although there are other alternatives, a life insurance trust can help avoid potential threats to the policy's proceeds.

An endorsement is often a cheaper alternative to purchasing an entirely separate home insurance policy.

If your arrears are for insurance, it can also require a «force - placed» policy, which is usually much more expensive than alternatives you find yourself.

Condominiums and townhomes offer an ideal housing alternative for many of this state's residents, so it is little wonder that there are so many companies in Nevada that offer condo insurance policies.

This information is then used to compare end - of - year market values of the regular (alternative) investment (less annual term costs) vs. the annual cash values in the whole life insurance policy.

You might be tempted to abandon the policy or surrender your life insurance coverage, but there are other alternatives to consider.

Also referred to as asset based long term care, hybrid life policies offer an alternative to traditional long term care insurance.

If you can afford to keep paying your premiums and you still have a spouse or dependents, you might be better off keeping your life insurance policy and seeking alternatives for your retirement or medical bills.

The truth is that selling a life insurance policy might be a viable alternative in some specific situations, and even then it is a complex decision that should not be taken lightly.

3) Make it a Paid - up policy: It is a better alternative to surrendering your insurance policy.

Always work with an independent agent or broker to find a term life insurance policy before looking at alternative life insurance products.

Also, you may want to ask, specifically, what's covered under the «alternative living arrangement» portion of your insurance policy.

Provides small coverage amounts for children as an alternative to buying a full life insurance policy for them.

I would propose a cash value life insurance policy as an alternative.

We do not check alternative insurance policies.

Aside from asking about savings, drivers of alternative vehicles should treat their insurance policy the same as ever — with one exception: your vehicle's value.

Some alternative approaches fall completely outside the coverage provided by your E&O insurance policy.

However, with the cost for new purchases of permanent life insurance products rapidly increasing, fewer customers will be interested in cancelling their existing policy in favor of alternatives.

Here's a list of life insurance policies that I think most people should avoid as there may be superior alternatives available at a lower cost.

An endorsement is often a cheaper alternative to purchasing an entirely separate home insurance policy.