Sentences with phrase «insurance policy in effect»

However, if you have a mortgage or home equity line on the property, or ever plan to do any type of conventional financing (such as a refi), your lender will require to keep both a homeowners insurance and flood insurance policy in effect at all times if it is located in a flood zone.

All drivers in Wisconsin must have an active auto insurance policy in effect that meets the requirements of the Wisconsin Financial Responsibility Law whenever they drive in the state.

Very often, high costs before your insurance will begin to pay stops people from getting the medical care they need, even when they have an insurance policy in effect.

Keep your driving record in check and keep your insurance policy in effect at all times to escape high - risk rates.

Let them know you might have an insurance policy in effect but need help verifying it.

If you had a mortgage life insurance policy in effect when you died, your beneficiaries could use all of the benefits that they would receive from a regular policy for other things.

Therefore, having a good automobile insurance policy in effect is the best defense against any occurrence of this kind.

Airbnb is known for providing its hosts with Host Protection Insurance, which is the primary insurance policy in effect for hosts during a guest's stay and carries $ 1 million worth of coverage per stay.

For one, you pay much higher premiums to keep a whole life insurance policy in effect.

Your lender will require that you have a homeowner's insurance policy in effect at settlement, also known as hazard insurance.

As a result, the financial recovery available to New Mexico car accident victims is often limited to the insurance policies in effect at the time.

Have flood insurance policies in effect when the new flood maps become effective and then maintain continuous coverage or

With more than 14 billion dollars in auto insurance policies in effect, Progressive is known as one of the more innovative insurance companies, and has the distinction of being the first to introduce monthly premiums to policy holders.

You'll be surprised to know that the share of group insurance policies in effect in the year 2013 was 41 %.

Not exact matches

Important factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.

(a) Schedule 2.7 (a) of the Disclosure Schedule contains a list setting forth each employee benefit plan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligation.

The Joint Economic Committees Minority Staff Report Study predicts that in just eight years after the Cadillac provisions take effect, the average priced insurance policy will be subject to the Cadillac tax.

In basic terms, mortgage life insurance pays off your mortgage balance if you die while the policy is in effecIn basic terms, mortgage life insurance pays off your mortgage balance if you die while the policy is in effecin effect.

Further, you will need to purchase and maintain in effect at all times during the term of the Franchise Agreement a policy or policies of insurance, naming us and our affiliates as additional insureds on the face of each policy.

When you purchase term life insurance, you agree to pay recurring premiums in return for the commitment by the insurance company to pay a death benefit if the insured happens to die during the term that the insurance policy is in effect.

These factors — many of which are beyond our control and the effects of which can be difficult to predict — include: credit, market, liquidity and funding, insurance, operational, regulatory compliance, strategic, reputation, legal and regulatory environment, competitive and systemic risks and other risks discussed in the risk sections of our 2017 Annual Report; including global uncertainty and volatility, elevated Canadian housing prices and household indebtedness, information technology and cyber risk, regulatory change, technological innovation and new entrants, global environmental policy and climate change, changes in consumer behavior, the end of quantitative easing, the business and economic conditions in the geographic regions in which we operate, the effects of changes in government fiscal, monetary and other policies, tax risk and transparency and environmental and social risk.

The Obama administration's policy requiring most employers to provide free birth control coverage in their health insurance policies takes effect on Wednesday (Aug. 1)- a deadline that has sparked apocalyptic warnings from conservative activists and some faith groups.

In the context of systemic risk due to banking panics, the Federal Deposit Insurance Corporation has the political effect of giving bankers an overpowering incentive to influence the Federal Reserve System's Federal Open Market Committee and the Federal Reserve Board of Governors to implement system wide policies for extension of credit which socialize and cartelize the banking sector to work towards its own common purpose.

In fact, insurance companies will be cancelling such policies before the employer mandate comes into effect.

This contributes to policy discussion on Medicaid expansion by providing evidence that public outlays on Medicaid are well spent,» said Kimberly Johnson, associate professor at the Brown School and co-author of the study, «The Effect of Health Insurance on Childhood Cancer Survival in the United States,» published Sept. 11 in CANCER, a peer - reviewed journal of the American Cancer Society.

The buy - insurance - or - pay policy is closely modeled on the one that took effect in Massachusetts in 2006 as part of the states health - care reform.

Based on a graphic novel, the movie centers on a criminal (Vaughn) who takes out a life insurance policy on himself in order to provide for his daughter (Steinfeld), but must stay alive long enough for the policy to take effect.

Topics to be discussed include: Court Procedure: An understanding of the civil litigation process in New Jersey as it pertains to negligence claims; Damages: Understanding the standards for, and the differences between Compensatory and Punitive Damages; Facility Maintenance: Identifying potential safety hazards related to facilities and grounds, and taking reasonable steps to address common problems; Indemnification: Identifying when the school district is responsible for the actions of its employees, and when it may disclaim coverage; Insurance Coverage Issues: Understanding what is, and is not covered under a school district's insurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school dInsurance Coverage Issues: Understanding what is, and is not covered under a school district's insurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school dinsurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school dInsurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school districts.

CTEN was formed in 2006 to present objective information to teachers on education policy, education leadership, and education reform, professional liability insurance, options of relationships to teachers» unions, and the effect of unionism on teacher pay.

If you are responsible for another person's property damage or personal injury, as might happen in the case of a car crash or an accident in your home, your appropriate insurance policy will go into effect to cover the costs.

In effect, buying a longevity annuity is a bit like buying a life insurance policy, but instead of making a payment to your heirs when you die, a longevity annuity makes monthly payouts to you for the rest of your life, assuming you're still alive when those payments are scheduled to begin.

Term life insurance policies can be purchased to cover nearly any period of time, and will stay in effect for the entire period as long as you continue to pay the premiums (the cost of the policy, which can be paid on a monthly or annual basis).

Second, preventing subrogation against a renters insurance policy or against a landlord's policy has the unintended effect of spreading costs in an inherently unfair manner.

When you purchase life insurance, you agree to pay the insurance company what's called a premium, a monthly or annual cost ensuring that your policy stays in effect.

Unlike permanent life insurance policies which remain in effect for your entire life (assuming your premiums are paid on time), term life policies remain in effect for a specific term or period of time.

When you purchase term life insurance, you agree to pay recurring premiums in return for the commitment by the insurance company to pay a death benefit if the insured happens to die during the term that the insurance policy is in effect.

An insurance policy costs an equivalent of two USD (actually slightly less but whatever) and it's in effect for the whole time of the travel confirmed by the ticket the policy was sold for - it starts when the passenger enters the departure station and ends when he leaves the destination station.

The policyholders no longer have membership rights, but their insurance policy contractual rights remain in effect.

3 To be eligible for the CoverMe Guaranteed Issue Life insurance Living Benefit, you must be less than 83 years of age and your policy must be in effect for at least two years.

If a policy is issued to you, the premium will be based on the information, rates and rules in effect at that time for the issuing insurance company.

In addition to remaining in effect as long as you pay your monthly premiums and keep any other obligations per your contract with the insurance company, these type of policies also accrue «cash value»In addition to remaining in effect as long as you pay your monthly premiums and keep any other obligations per your contract with the insurance company, these type of policies also accrue «cash value»in effect as long as you pay your monthly premiums and keep any other obligations per your contract with the insurance company, these type of policies also accrue «cash value».

Unlike term life insurance policies, these remain in effect as long as you pay your premiums.

The insurance company will pay the death benefit to your named beneficiary if you die while your policy is in effect.

Pre-existing conditions (pet insurance is for future health issues that develop after your policy is in effect)

If a policy of insurance has been or shall be effected by any person on his own life or upon the life of another person, the policyowner shall be entitled to any accelerated payments of the death benefit or accelerated payment of a special surrender value permitted under such policy as against the creditors, personal representatives, trustees in bankruptcy and receivers in state and federal courts of the policyowner.

If the policyowner dies while the policy remains in effect, the death benefit is paid out to the listed beneficiary or beneficiaries, while the cash value becomes the property of the insurance company.

Then, a change in FHA policy decreed that, for certain 30 - year loans, mortgage insurance must be paid for as long as the loan is in effect.

Similar to the effect that your credit score has on you obtaining a loan, your auto insurance score will have a bearing on how much you will be required to pay in premium for your vehicle insurance policy.

Knowing how life insurance works is important because your different policy options will help determine how long it'll be in effect, how much you'll pay for it, and how your beneficiaries will be taken care of in the event of your death.

Allowances for misstatement of age are given, and may be corrected without penalty at any time while the Utah State Life Insurance policy is in effect.