Sentences with phrase «insurance policy money»

Indexed universal life insurance policy monies have the option of being allocated for future use as supplemental income.

Not exact matches

Plus, they spend an additional $ 1.1 billion of their own money on emergency room visits and public health insurance programs that could be mitigated with paid leave policies.

Please note that when you borrow money from a life insurance policy, it doesn't show up as income and has no impact on financial aid or the tax rate on Social Security benefits.

One solution: Set up a life insurance policy from which you can sidestep the banks and loan yourself money, in a crunch.

First, the type of insurance required may not be relevant to your business or the engagement, so you have to spend money for no reason other than it's a policy and a cost of obtaining the business.

The fact that the prize was won — we had set a deadline of December 31, and this is October 4, and there's two months left of the money, which was backed by an insurance policy that would've vaporized.

In a life insurance cash settlement, a company will purchase your life insurance policy for a greater amount than the policy's cash value but less money than the death benefit.

A life insurance policy's cash value is essentially the amount of money you would receive if you decided to give up the policy to the insurer, or surrender your coverage.

USAA auto insurance is generally affordable, so by bundling with your USAA renters policy you can save even more money.

If that amount is a difference maker, one way to save money might be to consider removing a college student from a parent or guardian's auto insurance policy.

Borrowing from your 401 (k) or life insurance policy reduces the money you've set aside to cover your retirement or help your loved ones deal with your unexpected death.

Each time you make a permanent life insurance premium payment, a portion of the money goes into a cash value account, and this account grows at a rate specified by the policy.

A company with a long dividend growth history is an insurance policy of sorts because a company can not really grow dividend payouts for two decades if there is sweeping fraud taking place (where would a fraudulent company come up with the money to make the dividend payments?).

Wall Street has developed a new way, clouded in obscurity, to fleece the hundreds of millions of Americans who have money invested in company pension plans, mutual funds and insurance policies.

The argument made for listing a roommate on a renters insurance policy is that it saves money.

If you have a whole life insurance policy, talk to your insurance agent about how you can borrow money against it to invest in real estate.

Property and casualty insurance companies invest a substantial percentage of book value and policyholder «float,» which is money they hold until policy claims are paid out but do not own, in investment - grade bonds, particularly corporate bonds.

The court filing also contends that Nikolas and his younger brother, Zachary, may be beneficiaries to money left in trusts and to proceeds from an insurance policy and an annuity.

Although the payment of the insurance premiums is not tax deductible, any increase in the cash value of the insurance policy due to investment gains is not taxed until you begin to withdraw the money after you retire.

That's money that insurance companies get from premiums years before they pay out policies, and it's played a major role in the success of Berkshire since it owns several insurance companies.

In later life stages, permanent life insurance may offer, depending on the type of policy, the opportunity to accumulate cash value on a tax - deferred accrual basis, money that can be used for diverse needs.

Basically, someone with a terminal disease would sell his or her life insurance policy at a discount so they could have money to pay medical bills and what not and then when that individual died, the buyer would cash in the full amount of the policy.

But even more importantly, aside from being a long - term store of value, gold is a hedge — a form of money that acts as an insurance policy against a dangerously overleveraged financial system.

In addition to its many insurance policies and investment opportunities, Frost offers checking, savings, money market and CD accounts.

Yes, but you neglect to consider that the money you save by opting to go with term insurance can be invested, and you'll probably be out way ahead with that money for your beneficiaries and heirs rather than if they wait for you to die and collect their benefits through a whole life policy.

If it's losing the money that people have deposited in your bank then I would say yes unless you can do wo with a strong insurance policy and impartial third parties (rating agencies) bless the lending you're doing.

She was relatively young, and had some money from a life insurance policy from her husband's untimely death (car accident both had been in), not a lot, but a nice little chunk.

Rather than the common policy of discharging such patients to nursing homes when family members insist on continued treatment or the insurance money runs out, Catholic institutions could develop sorely needed long «term rehabilitation facilities that could build on the encouraging work being done with such patients in England and Israel.

Surely it's no coincidence that Wenger loves an injury prone player, I can only surmise that the club makes a nice sum of money from the insurance policies when players are out injured.?

«As I researched the idea of promoting savings in our sector, the idea of credit union came into mind and I said that's it because it dawned on me that majority of the people don't have savings accounts, insurance cover or even pension schemes and since I became the Chairman of GHAMRO I really felt the pinch because every now and then I get calls from members asking for advance payment of their royalty to either pay school fees, settle medical bills or to even solve other financial problems then I've realized that this vacuum has to be filled because GHAMRO doesn't have a policy to pay this type of monies».

Claim: The Daily Telegraph alleged that the former cabinet minister claimed # 31,000 of taxpayers» money for flood damage to her second home, even though she had a building insurance policy at the time.

In a radio interview Wednesday, DeFrancisco said he opted to take the pension money because it amounted to a «declining - term life insurance policy» for his wife if he did not.

At that point, I seem to recall that I borrowed money from my life insurance policy.

Also I remember an American climate researcher [Schlesinger I think] was going around giving a presentation on reducing CO2 [and spending money to do so] as a form of Insurance policy against the risk of climate change.

In hock to a drug lord, Chris needs money quick and stumbles onto the scheme of hiring a hit man to dispatch his mother, whose $ 50,000 life insurance policy is supposed to go to his sister Dottie (Juno Temple); Dottie will split the money with Chris.

In the first of many things to go wrong, Richard informs Harold that he let the insurance policy expire to save some money.

Many owners will save money by including their Ferrari on wider policies — their company fleet insurance, for example — and it's always worth haggling with your broker.

Insurance claims are clear indicators that something drastic enough occurred to the vehicle that the policy holder is requesting to receive money from the insurer for the loss.

Consumers have access to free car insurance quotes and guidance on finding the right insurance policy, saving money and solving claims problems.

Before you spend money on a supplemental insurance policy such as travel or rental car insurance, consider these credit card insurance benefits that you may already have for free.

Dying while the policy is in force is the one sure way to get money back on term life insurance.

Your home and retirement accounts will be counted when your estate is valued for tax purposes, and proceeds from your life insurance could be counted, too, depending on how the policy is owned and who gets the money.

In general, Ohio residents who insure with Effective Coverage save money on their renters insurance policy by an average of about 13 %.

The $ 400 difference in annual premiums between the policy with a $ 500 deductible and a $ 1000 deductible means the money you save on your car insurance will be more than your increased deductible if you think you can go more than 2.5 years without an «at fault» car insurance claim ($ 1000 deductible / $ 400 annual savings = 2.5 years).

Where it falls short: Some credit card policies only refund your money up to a certain dollar amount, says Linda Kundell, a spokeswoman for the U.S. Travel Insurance Association, a trade organization for travel insurance pInsurance Association, a trade organization for travel insurance pinsurance providers.

Assuming responsibility falls on a single party, that money combined with your renters insurance policy would give you the $ 1.5 MM needed to cover the liabilities here.

Determining whether credit card companies can take money from a life insurance policy is more complex.

USAA auto insurance is generally affordable, so by bundling with your USAA renters policy you can save even more money.

Borrowing from your 401 (k) or life insurance policy reduces the money you've set aside to cover your retirement or help your loved ones deal with your unexpected death.

The premiums on a variable life insurance policy will eat into the gains you could make from the money you are paying.