Sentences with phrase «insurance policy you purchase covers»

The above - average theft rates in Texas send a warning sign to drivers who are purchasing insurance; it's important to make sure that any insurance policy purchased covers auto theft to the full amount of your vehicle, and minimizes any rate increases should a theft occur.

Not exact matches

However, homeowners» policies are limited in coverage and you may need to purchase additional policies such as home - based business insurance to cover other risks, such as general and professional liability.
Most homeowners insurance policies don't cover earthquake damage, so 20 % of Oregonians opt to purchase a separate policy to cover home and property damage.
Students renting an off - campus apartment — like anyone else — should purchase a renters insurance policy to cover their belongings, give themselves personal liability protection and loss of use coverage.
If a homeowners or renters insurance policy does not cover a college student's personal belongings in a dorm, the student might want to consider purchasing a separate insurance policy.
All common areas, the condominium building's structure and many internal features, such as the roof, walls and elevators, are generally covered under an insurance policy purchased by the condo association or HOA.
Here are some of the basic insurance policy covers that you should consider purchasing if you want to start your own bitcoin exchange and trading business in the United States of America;
A whole life insurance policy may be purchased to supplement term life insurance to cover final expenses, protect a special needs child, or to provide tax advantages for large estates.
However, you could purchase a «cancel for any reason» policy from a travel insurance provider and be covered for any occurrence keeping you from your trip.
By purchasing a 20 year term life insurance policy during this time in your life, you can be certain your financial responsibilities will be covered if you were to pass away.
For example, if you are 40 years old and want to cover your income until retirement at age 65, you can purchase a 25 - year term life insurance policy.
Depending on your situation, you may want to purchase flood or earthquake insurance, as most standard homeowners policies don't cover these disasters.
If not, it is a good idea to review tornado insurance quotes and purchase policies that will adequately cover your belongings.
For example, say you purchase a home insurance policy to cover a house valued at $ 250,000.
Most policies include this coverage automatically, while others, particularly those with named - peril clauses, may require you to purchase a separate tornado insurance rider or specifically name tornadoes among your covered events.
You may purchase either or both of these, although the National Flood Insurance Program (NFIP) recommends both so that your building and your property are both covered under the flood insurancInsurance Program (NFIP) recommends both so that your building and your property are both covered under the flood insuranceinsurance policy.
Term life insurance policies can be purchased to cover nearly any period of time, and will stay in effect for the entire period as long as you continue to pay the premiums (the cost of the policy, which can be paid on a monthly or annual basis).
When you purchase car insurance, you'll need a policy that meets your state's minimum liability limits to cover damage to other people or other property in the event of an accident.
A whole life insurance policy may be purchased to supplement term life insurance to cover final expenses, protect a special needs child, or to provide tax advantages for large estates.
All common areas, the condominium building's structure and many internal features, such as the roof, walls and elevators, are generally covered under an insurance policy purchased by the condo association or HOA.
Whether you need traditional homeowners insurance or a mobile home, condo or even a renters insurance policy, you will want to be sure that you are purchasing coverage that is sufficient to fully cover you in in the event of a disaster.
Disability insurance employee benefit programs are the lone channel for purchasing coveted policies covering recovery from normal childbirth.
If you own a boat, whether or not your boat insurance will cover damage caused by a tsunami is entirely dependent on your policy and how much comprehensive coverage you have purchased.
Additional insurance protection that can be purchased to help cover the loss of jewelry, watches and furs with values that exceed the personal property limit on a homeowners insurance policy.
Life insurance can be purchased either as a permanent policy, covering your entire lifetime, or as a term policy, covering a certain period of time — anywhere from a year to 30 years.
If you don't have coverage under your homeowners policy, purchase canine liability insurance — a policy that is designed to specifically cover you in the event you are sued due to your dog's conduct, Cannon advises.
Many insurance providers offer optional coverage you can purchase for occurrences not covered by a standard condo insurance policy.
Once you've purchased Tesco Bank Travel Insurance cover, we'll keep you informed by sending you a welcome pack, including your policy documents.
Assuming your assets (ideally, liquid assets) are enough to cover everything from funeral costs to estate taxes to your loved ones» future cost of living, you can consider passing on the purchase of a life insurance policy.
The policy that they purchased, likely billed with their rent, didn't cover their interests because it wasn't renters insurance.
However, if you don't have your own savings or enough cash to make mortgage payments until you can sell the house — or if you and your child live in the home you've purchased together — it might make sense to buy a life insurance policy for your child to cover the remainder of the mortgage should they die.
You may be able to increase your liability limits or purchase an umbrella insurance policy to cover you in case a major accident threatens your bottom line.
This article covers the specifics of an AD&D life insurance policy rider, such as what it is, how it works, how it can be purchased, and why you should consider buying one.
A person can purchase a long - term care insurance policy that will cover some or all of the costs associated with care provided in the home or a facility.
If a homeowners or renters insurance policy does not cover a college student's personal belongings in a dorm, the student might want to consider purchasing a separate insurance policy.
This important whole life insurance policy is typically purchased to cover the cost of a funeral and burial and, sometimes, other expenses that must be paid to close an estate, such as credit cards and other types of small loans or bills.
Because your home insurance policy likely will not cover flooding, you may have to purchase a separate flood insurance policy if you live in a risk zone.
If you are not already covered through your existing homeowner's policy, you may be able to purchase identity theft insurance as an endorsement to your homeowners, renters or auto policy which may cost less than a stand - alone policy.
If a homeowner's short - term renting activity can be defined as commercial, they should strongly consider purchasing an endorsement (if their homeowners insurance company offers one) or a separate policy to cover themselves and their home while lessees stay there.
If you want to cover the trailer itself and the items inside it for damage, theft, and more, then you will need to purchase an endorsement on your auto insurance policy, or a separate trailer insurance policy.
Renters insurance policies generally cover the cash value of belongings (their value at the time of a claim), not the replacement cost of items (the cost of an item at the time of its purchase).
Floods, Earthquakes and Sinkholes: Renters insurance doesn't cover everything and depending on the dwelling and where a renter lives, they might choose to purchase other insurance policies that conside with renters insurance.
Still, renters should think about purchasing an endorsement or getting a separate policy to cover sinkholes — they are not covered by renters insurance.
Your Virginia homeowners insurance doesn't cover flooding or earthquakes, but coverage for special catastrophes like these can be purchased separately, or as a rider to your current policy.
Students living off - campus need to purchase a renters insurance policy to cover their belongings and for liability and loss of use coverage.
If you decide to purchase term life insurance, then you will need to decide how long the policy will cover you.
Your renters insurance policy will generally cover the computer itself, possibly commercial software which was legitimately purchased and installed onto it, and blank media to replace media which was destroyed in the covered loss.
Similarly for renters insurance, one would not want to purchase an inexpensive renters insurance policy, only to find that when the pipes burst and flood the apartment, those damage costs are not covered past $ 5,000.
Many people purchase smaller burial insurance policies to cover final expenses.
If the terms of a mortgage loan contract requires a borrower to purchase both a homeowners» insurance policy and a separate hazard insurance policy to insure against loss resulting from hazards not covered under the borrower's homeowners» insurance policy, a servicer must disclose whether it is the borrower's homeowners» insurance policy or the separate hazard insurance policy for which it lacks evidence of coverage to comply with § 1024.37 (c)(2)(v).
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