Sentences with phrase «insurance presents a risk»

If you are young, whole life insurance will be more affordable than when you are older and term life insurance presents a risk because you have a high chance of outliving it.

Not exact matches

Excited by the discovery, Glickman presented the idea of callback to his bosses, only to be told that Amex had no interest in risking irritating Argentina's only phone company; it essentially regarded its outrageous phone bills as insurance that its telephone service would remain at least semireliable.

One is that they operate in industries with «high - risk» designations, insurance being one such industry, and the other is that the threat of financial failure is present.

At present, life insurance is calculated on a «pool» basis: as no one knows who is most at risk of early death, individuals pay for each other's risks.

The new study «Risk Assessment of Semi-Autonomous Vehicles Using Driver Behaviour Risk Analysis: A Paradigm Shift in Motor Insurance,» which will be presented by author Cian Ryan at the Society for Risk Analysis conference, June 19 - 21 in Lisbon, Portugal, at the Calouste Gulbenkian Foundation, proposes how risks might be governed and policies constructed using the enormous reams of data that driverless vehicles will supply the automotive insurancInsurance,» which will be presented by author Cian Ryan at the Society for Risk Analysis conference, June 19 - 21 in Lisbon, Portugal, at the Calouste Gulbenkian Foundation, proposes how risks might be governed and policies constructed using the enormous reams of data that driverless vehicles will supply the automotive insuranceinsurance market.

The relatively unknown nature, likelihood and extent of driverless accidents presents risk management challenges to both the automotive and insurance industries.

That's pure, actuarial math — the increased risk of dyingthat the smoker presents to the insurance company and that the company thenpasses on to the smoker.

That's pure, actuarial math — the increased risk of dying that the smoker presents to the insurance company and that the company then passes on to the smoker.

Mary's risk analyst husband, Henry (Hugh Bonneville), is initially reluctant to take Paddington in, mainly because of the insurance challenges he presents.

In general there have been few reinsurance agreements for longevity risk for immediate annuity portfolios, but then, that would be a really small component of the life insurance industry at present.

Your insurance company wouldn't knowingly cover a building that presented significantly more risk than other similar buildings.

It is common for home insurance companies to exclude pools with slides and diving boards - these generally present a higher risk for injuries and medical expenses.

Each season brings its own type of risk, and Amherst, NY Renters Insurance can protect you from these as well as the risks that are ever - present in life.

Your insurance premium is set based on the amount of risk that you present to the company.

When you buy a Reading, PA Renters Insurance policy, for example, the insurer is looking not only at the risk that you present as an individual.

The life insurance company will determine the risk you present and assign your policy to a particular rating class.

Those are good starting points, but let's face it: Insurance companies are rating you based on the risk you present.

Renters insurance in Pittsburgh can help protect you from the risks presented by unknown people doing unknown things when you share a wall or a building with those unknown people.

A prohibited risk on renters insurance is, in a nutshell, something that the underwriter has determined they will not write a policy for if it's present.

This increased risk presents serious challenges for personal insurance.

On the other hand, I may be completely wrong, and the economics & structuring of the fund may present a v different risk / reward — considering the above is an insurance related post, maybe it's time I find out... Funnily enough, I'm actually doing another insurance writeup now!

It has told Congress that «a key component of FHA reform is the ability of FHA to offer fair and equitable mortgage insurance premium structures that are commensurate with the risk presented by the loans insured.

The following rates represent the a sample of premiums paid by a 30 - year - old male who earned a Preferred nonsmoker classification from the life insurance underwriter, indicating that he's healthy and presents little risk of dying.

After all, life insurance is based on risk factors, and the older that you are the greater the risk you present to the insurance company of dying within the term of the policy.

Insurance companies are in the business of assessing the risk presented by potential policyholders.

Renters insurance protects you from the risk that other people present to your property.

If an insurance company believes a dog presents a risk of claim, they would deny the application.

Professional Associations Monroe County Bar Association, Member New York State Bar Association, Chairman: Torts, Insurance, and Compensation Law Section (2003 - 2004) NYSBA Automobile Liability Committee Chairman (1991 - 1995) NYSBA House of Delegates, Delegate (1999 - 2004) New York State Trial Lawyers Association Risk and Insurance Management Society (2007 - present) Council on Litigation Management (2008 - present); Chairman, Products Liability Conference (2010 - 2013) New York Editorial Board, Lawyers Cooperative Publishing Company (1993 - 1995) Defense Research Institute (2000 - present) The National Fire Protection Association, Member The American Society for Metals, Member

APPRAISAL BENEFITS AND RISK January 20, 2016 Atlanta, Georgia Firms Presenting: The Johnson Insurance Law Group and HSNO To: RSUI Indemnity Company HSNO Presenting: Peter Hagen (Dallas) and...

David Williams presents Fears of the public option are overblown posted at Health Business Blog, saying, «Big business thinks the public option will put them at risk for cost shifting and the elimination of the private health insurance industry.

These cases, often presenting multi-million dollar risk, can create exposure beyond policy limits or, in the commercial context where insurance might not apply, create the possibility of a significant financial setback for a client.

Health and benefits litigation lawyers Theodore J. Tucci and Jean E. Tomasco presented a webinar entitled «Managed Care Litigation Update 2015» for a firm client in the specialty risk insurance industry on April 8, 2015.

Health and benefits litigation lawyers Theodore J. Tucci and Jean E. Tomasco presented a webinar entitled «Managed Care Litigation Update 2016» for a firm client in the specialty risk insurance industry on March 30, 2016.

Health and Benefits Litigation lawyers Ted Tucci and Jean Tomasco presented a webinar on April 19, 2017 entitled, «Managed Care Litigation Update 2017» for a firm client in the specialty risk insurance industry.

«Trends in Law Practice Management — Calculating the Risks» will be presented on Feb. 28, 2012, by the CBA's Legal Profession Assistance Conference, the Canadian Lawyers Insurance Association and the National Law Practice Management and Technology Section live via webconference.

With the above information, insurance companies will be able to properly assess the risk you present to the life insurance company and determine what your life insurance will cost.

Teenage boy will pay more than just about any group as they present the biggest risk to auto insurance agencies and they are the cause or involved in the most accidents on the road.

We know what companies offer impaired risk life insurance and how to present your risk to them.

The older you get, the higher your premiums will be as you will present greater risk for the insurance provider.

These samples will be analyzed by the life insurance company to determine whether or not other potential health risks are present in the applicant.

The aim of these questions is to determine the risks a pregnant woman presents for a Travel Insurance provider, whether there is a possibility of complications which may require medical treatment, repatriation or cancellation of the holiday.

For instance, if you had insurance through a company before and were late making many of your payments, the company may charge you a bit more to cover the increased non-payment risk that you present.

Many auto insurance companies will use your credit score to determine the level of financial risk that you present to them.

The organisation was inaugurated on July 30, 1957 as the Export Risk Insurance Corporation and got its present name in 1983.

If you've got more than a certain number of points, you can rest assured that your auto insurance company will be raising your car insurance premiums, as you present more risk than the average driver.

The following rates represent the a sample of premiums paid by a 30 - year - old male who earned a Preferred nonsmoker classification from the life insurance underwriter, indicating that he's healthy and presents little risk of dying.

As you probably know, you're listed as a smoker on your application, you're going to present more of a risk to the insurance company, which they are going to offset by charging you higher monthly premiums.

Whatever the hazardous conditions may present risks to a home, homeowners should be certain those specific conditions are covered in their insurance package.

Renters insurance protects you from the risk that other people present to your property.

The good news is you can lower your car insurance rates significantly if you can prove you auto insurer you present less of a risk than the average Joe.