Sentences with phrase «insurance than no life insurance»

Its always better to have some life insurance than no life insurance at all, just ask your loved ones and lenders.

For some people, Guarantee Trust Life may be able to underwrite the best policy, but for a person with different circumstances, it may mean you pay higher premiums with GTL Life Insurance than another life insurance company.

Not exact matches

Those with assets worth more than $ 50,000 might find that long - term care insurance allows them to afford assisted living or nursing - home care, should they need it.

Through employer plans, employees can access group discounts on life and disability insurance that can make it more affordable than if they'd pursued these options on their own.

More from Investor Toolkit: More investors like passive investments Buy life insurance sooner rather than later

I had a steady paycheck (even if it was small), free health insurance, dental, housing (single Marine barracks life), and chow... yet I was convinced that the grass on the other side was greener and more well - manicured than the base general's lawn.

Fewer than half of Americans between the ages of 25 and 64 with annual household incomes between $ 35,000 and $ 100,000 have their own life insurance policies, according to new data released by the insurance industry group LIMRA.

While many Americans get life insurance policies through their job, the coverage is usually lower than individual policies and is only in place while they're employed.

These insurance policies are less pricey than traditional life insurance, since they pay benefits only after the death of both husband and wife.

LeapFrog's first fund of $ 135 million made equity investments of between $ 5 million and $ 15 million in eight companies in Africa and Asia offering insurance and other financial products to individuals living on less than $ 10 per day.

If fewer than 100 people are covered by a pension plan, benefits plan (including medical, dental, life - insurance, scholarship, and disability), or fringe benefit, file Form 5500 C / R annually, listing details on membership, assets, and so on.

As with our other employees, we also paid life insurance premiums for the benefit of our named executive officers (other than Larry and Sergey).

We also pay life insurance premiums for all employees (other than Larry and Sergey).

-- Stephen P. Stahr, CEO of The Million Dollar Round Table, a global, independent association of more than 43,000 life insurance and financial services professionals from more than 500 companies in 67 countries.

I work in the insurance industry and I've seen hard living in properties and the stories I hear definitely turn me off to owning more than just where I will live.

Simplified issue life insurance doesn't require a medical exam and accepts a wider range of health problems than fully underwritten coverage.

In a life insurance cash settlement, a company will purchase your life insurance policy for a greater amount than the policy's cash value but less money than the death benefit.

On the other hand, it's also the reason why term life insurance is several times less expensive than cash value life insurance.

A primary reason whole life insurance is more expensive than term is because of its cash value.

This means that you can purchase a significant amount of accidental death insurance for a much lower premium than you would pay for a traditional life insurance policy.

Put down less than 10 %, and you'll pay mortgage insurance premiums for the life of the loan.

While guaranteed universal policies are still much more expensive than term policies, they're usually the cheapest way to buy permanent life insurance.

Mutual life insurance companies are owned by their policyholders so, if the insurer brings in more money than is spent, the profits are distributed as dividends.

«Canadians are living longer than in years past, and they want active and productive lifestyles in retirement,» explains Jean Salvadore, Director, Wealth Insurance, RBC Insurance.

While this makes term life insurance significantly less expensive than permanent life insurance, it also means that you will not receive any benefit if you outlive the policy.

Joel Baker, president and CEO of MSA Research Inc., which closely monitors the property, life and health insurance industries, has estimated the additional GST bill for 2012 alone could be up to $ 200 million, or more than $ 1 billion in total once retroactivity to November 2005 is counted.

Today, through a range of services that include life insurance, annuities, and retirement plans, Transamerica and its parent company operate in more than 20 markets worldwide, continuing to help clients secure their financial futures.

Indexed annuities and indexed life insurance are linked to market indexes and expose clients to higher potential gains than a fixed product.

No medical exam life insurance is more expensive than fully underwritten coverage and typically provides fewer options, such as the ability to increase your death benefit or convert a term policy to permanent coverage.

One - half of U.S. households would feel the impact of the loss of a primary wage earner within six months, and one - third would feel it in less than one month, according to a study by LIMRA and Life Happens, a nonprofit that promotes the benefits of life insuraLife Happens, a nonprofit that promotes the benefits of life insuralife insurance.

No medical exam life insurance policies are available for both term and whole life insurance, but the death benefits for whole life coverage are typically limited to less than $ 50,000 (while term coverage is usually limited to $ 500,000).

If you want final expense insurance and are unable to qualify for traditional coverage, simplified issue whole life insurance will be less expensive than a guaranteed acceptance policy.

What's called «final expense life insurance» can be a smart way to ensure you're taking care of your own expenses rather than leaving someone else to settle your final debts.

Guaranteed issue policies are only available for whole life insurance and coverage is typically limited to less than $ 25,000.

If you're moderately healthy, no medical exam life insurance quotes will consistently be more expensive than fully underwritten quotes for the same amount of coverage.

The company grew to more than 30,000 employees with 35 million clients and diversified into life insurance, banking, asset management, leasing and brokerage services.

Permanent life insurance is generally more expensive than term life insurance because it is intended to provide coverage for your lifetime.

And life insurance policies with limited underwriting, such as simplified issue or guaranteed acceptance policies, regularly restrict death benefits to be less than $ 100,000 to $ 250,000.

However, permanent life insurance solutions that focus on providing lifetime guaranteed death benefits, such as these, are typically less expensive than other types of permanent life insurance that emphasize savings opportunities.

On the other hand, if you have severe enough health problems to not qualify for term life insurance, mortgage life insurance will offer larger death benefits than many alternatives.

Permanent life insurance is an option that could help meet all of these needs; however, fewer than half of those with a financial professional have permanent life insurance and one - quarter don't currently have it, but would like to learn more about it.

And if the fiscal problem becomes unstable — more deficit to finance than security markets will allow, the Fed will obey its political masters and finance the deficit by a hyper - inflation, or hyper - tax, as a burgeoning inflation simply taxes all fixed dollar wealth — bonds, dollars, life insurance values, etc. — by the rate of price level increase.

While you may be paying mortgage insurance for the life of your FHA loan, borrowers who have established more than 20 % equity in their new mortgage are eligible to remove mortgage insurance with a conventional loan.

An Indexed Universal Life (IUL) insurance policy functions similarly to a standard universal life policy, except that it accumulates value through investments in a stock market index rather than the typical low - risk investments that most dividend - paying policies use to gLife (IUL) insurance policy functions similarly to a standard universal life policy, except that it accumulates value through investments in a stock market index rather than the typical low - risk investments that most dividend - paying policies use to glife policy, except that it accumulates value through investments in a stock market index rather than the typical low - risk investments that most dividend - paying policies use to grow.

LOS ANGELES (AP)-- A California grandmother who lost her life savings in a real estate investment scam offered by an insurance agent was awarded more than $ 15 million Wednesday in a lawsuit against MetLife and two subsidiaries, attorneys said.

Designed to provide a survivorship life insurance solution for clients seeking strong protection and accumulation guarantees, this new second - to - die whole life product can cover two lives more cost effectively than two comparable individual policies.

Lifetime Builder ELITE also offers the potential to accumulate greater cash values over the life of the policy than other fixed - interest permanent insurance products.

In general, if you're relatively healthy and wouldn't mind a simple medical exam, traditional life insurance is the better option because it will likely be less expensive than a simplified issue life insurance policy.

ART premiums start out lower than that of level term life insurance, but because they increase significantly, we typically do not recommend ART.

Whole life insurance policies are generally more expensive than alternatives, such as term life insurance, and the death benefit directly impacts that cost, so it's important to evaluate your family's needs before deciding to purchase.