Sentences with phrase «insurance than other individuals»

In general, diabetics will pay more for life insurance than other individuals with health - related issues due to the high rate of mortality for diabetics.

Not exact matches

LeapFrog's first fund of $ 135 million made equity investments of between $ 5 million and $ 15 million in eight companies in Africa and Asia offering insurance and other financial products to individuals living on less than $ 10 per day.

($ 753 billion for all three programs) Safety net programs ($ 482 billion) provide aid (other than health insurance or Social Security benefits) to individuals and families facing hardship.

New Yorkers - both individuals and businesses - that purchase health insurance currently pay more than $ 3.1 billion in health taxes through the Covered Lives Assessment; the (HCRA) hospital services surcharge; the Insurance Department Section 332 industry - wide assessments that fund Department operations and are also suballocated to other agencies and programs; and the 1.75 percent preinsurance currently pay more than $ 3.1 billion in health taxes through the Covered Lives Assessment; the (HCRA) hospital services surcharge; the Insurance Department Section 332 industry - wide assessments that fund Department operations and are also suballocated to other agencies and programs; and the 1.75 percent preInsurance Department Section 332 industry - wide assessments that fund Department operations and are also suballocated to other agencies and programs; and the 1.75 percent premium tax.

to take any action otherwise prohibited under subsections (a), (b), (c), or (e) of this section where age is a bona fide occupational qualification reasonably necessary to the normal operation of the particular business, or where differentiation is based on reasonable factors other than age; to observe the terms of a bona fide seniority system or any bona fide employee benefit plan such as a retirement, pension, or insurance plan, which is not a subterfuge to evade the purposes of this Act, except that no such employee benefit plan shall excuse the failure to hire any individual; or to discharge or otherwise discipline an individual for good cause

This type of plan usually costs less than other types of life insurance and may be good for individuals with a large estate to protect since the benefit provides immediate cash that can be used to pay estate taxes.

Many of these systems are considered to be first - party insurance systems, which means that individuals who are injured in automobile accidents make a claim for recovery against their own insurance carrier, rather than the insurance carrier of one of the other party's involved in the accident.

For example, according the HHS 2011 Poverty Guidelines, for a single adult with no spouse or children, he or she would have needed to average less than $ 10,890 in income to be eligible, as well as meeting the other requirements, such as a lack of recent health insurance, and other requirements by the individual state.

(iii) A group health plan that provides health benefits solely through an insurance contract with a health insurance issuer or HMO, and does not create or receive protected health information other than summary health information as defined in § 164.504 (a) or information on whether an individual is participating in the group health plan, or is enrolled in or has disenrolled from a health insurance issuer or HMO offered by the plan, is not required to maintain or provide a notice under this section.

Independent agencies like True Blue are able to help customers find the best policies that meet their needs because they work with other insurance companies to find coverage that best fits the individual's needs, rather than for an insurance company with a limited access to products.

These permanent life insurance options are significantly more expensive than most other policies because the company will inevitably wind up having to pay out, unless the covered individual happens to cancel or cash in their policy.

While the most affordable type of life insurance coverage will vary from individual to individual, for the most part term life insurance tends to be much less expensive than other popular types of policies.

With policies in more households than almost any other, State Farm has a strong allegiance to individuals for multiple lines of insurance to give them simplicity and peace of mind.

All life insurance policies are unilateral contracts meaning they can not be cancelled by anyone other than the insured individual or the policy owner.

The cheapest auto insurance companies are usually different for each motorist because individual insurers consider different details to be more significant than others, or they specifically target motorists in certain risk categories.

At 50 or over (or younger with health issues), if you have no other life insurance for this purpose, the optional credit life insurance is likely to be cheaper than individual life insurance.

There's one other important item of note for those individuals who have more than one vehicle with auto insurance.

Alongside the other companies, Farmers Insurance caters to more than 10 million homes across the country with as much as 20 million active individual policy holders.

With more than 40,000 on - and off - exchange individual health, Medicare, and other insurance plan options from more than 300 insurance carriers, Quotit has what you, your prospects, and your customers are looking for.

On the other hand, if you need more life insurance than is provided as basic group coverage and have had trouble being approved for an individual policy, you should purchase supplemental life insurance.

In 2014, indexed universal life grew faster than any other product on the individual life insurance market.

Families and other driving groups find that collective coverage is almost always a better deal than individual coverage, which is one reason why states like Vermont are flirting with the idea of «auto insurance co-ops» where individual drivers bands together to get better auto insurance rates.

It's important for anyone purchasing life insurance to understand that life insurance companies look at each individual risk differently, some more favorably than others.

In other words, waiting until an individual is in his / her 80's to consider burial insurance will result in higher premiums than if a policy were purchased sooner.

There are several different NC companies that sell this kind of renters insurance protection, and some of them are going to have the ability to offer Burlington individuals better prices than others.

These policies can also have other advantages, too, in that they typically will cost less than two separate life insurance policies, and they may have less strict underwriting criteria — especially if one of the individuals is in very good health.

According to the Financial Industry Regulatory Authority, a life settlement occurs when a life insurance policy is sold to an individual or entity other than the company that issued the policy for an amount that exceeds the policy's cash surrender value, but is less than the net death benefit.

This means each driver must buy enough car insurance to cover $ 25,000 in personal injury protection, $ 50,000 in per - accident insurance to cover other individuals injured in the accident, and no less than $ 20,000 insurance to cover property damage.

On the other hand, if the insured individual can make the payment, then opting for the annual payment option is the best as the overall outgo is lesser than the other alternatives in the term insurance return of payment plan.

Having a policy is often better than having none at all, but not every life insurance policy will meet your needs as well as others and some types of policies might not fit well for your individual situation.

On the other hand, while those who purchase independent market health insurance pay quite a bit more per year than group plan participants, independent individual insurance rates in Georgia are considerably lower than the national average.

Even more extensive than broad coverage, the comprehensive renters insurance plan will cover individual items, such as jewelry, furs, electronics and other valuables.

For some individuals, obtaining life insurance can be harder than for others.

There are no other individuals that can answer your queries than the people who are experts on insurance.

The individual searching for a Cottage Grove car insurance quote will then need to determine if there any additional endorsements they would like to have, including collision coverage, to repair any damages to their vehicle should they be involved in an accident, comprehensive coverage for damages to the vehicle from covered incidents other than collisions, such as theft or fire, uninsured motorist coverage or underinsured motorist coverage, for times when another driver is at fault for an accident and does not have adequate coverage or even rental coverage, for times when the vehicle is out of commission due to a covered loss, just to name a few.

Combining the personal property of more than one individual introduces legal questions and responsibilities and other disputes that most insurance companies would rather avoid.

Earthquakes and floods are never included in a standard home, renters or condo insurance policy, but flooding accounts for more individual losses than any other insurable peril.

For other individuals, like I always say, if we take term insurance plan for such sum assured and invest the balance in zero risk investments like bank FD's, it would fetch you guaranteed post tax returns which would be higher than this.

Employer sponsored life insurance is less expensive than individual life insurance, but may not be cheaper than purchasing a life insurance policy through some other group offering.

«For customers who need more than title insurance, we have the potential for increasing revenue by 30 % to 50 % on individual transactions through these other services,» says Janet Alpert, president of Richmond, Va. - based LandAmerica Financial Group Inc..