Sentences with phrase «insurance than those with good credit»

On the opposite end of this spectrum is North Carolina, where good drivers with poor credit pay, on average, $ 20 more per month for insurance than those with good credit.

Not exact matches

Insurance companies have discovered through various studies that those with poor credit ratings are a higher insurance risk than those with gooInsurance companies have discovered through various studies that those with poor credit ratings are a higher insurance risk than those with gooinsurance risk than those with good credit.

If your credit score is bad, the car insurance quotes you will get may be higher than somebody with a good credit score.

The reason I said credit monitoring service is better than an ID theft insurance is that with the former you can at least prevent some (definitely not all of them) fraud from happening.

According to an insurance broker friend of mine, statistics show that people with bad credit file claims something like 40 percent more frequently than those with good credit.

A growing number of creditors, as well as insurance companies, employers, and landlords, use your credit score together with (or rather than) your credit history to make decisions about you.

Single drivers in this state with a «good» credit score as well as a clean driving record will pay about $ 255 more for auto insurance than they would have if they had an «excellent» credit score.

For those with good credit, private mortgage insurance on conventional loans can cost less than FHA mortgage insurance.

These types of insurance are a lot more expensive than what a person with good credit and a good driving record can obtain.

Even with a clean driving record, car owners can pay hundreds of dollars a year more for insurance if they have anything less than the best credit score.

Having life insurance in place for your spouse in order to cover these expenses can be a much better alternative than dipping into your emergency fund or investments — or worse, putting these costs on credit, with a balance to pay off for many years.

Of course, those trip protection benefits will also come with limits similar to that offered by travel insurance plans, but sometimes the coverage a traveler has with their credit card plan is better than the luggage coverage they have with their travel insurance plan.

A consumer with credit on the cusp of fair to good can expect to pay more than a third more on their homeowners policy premiums than someone with excellent credit, and with good reason: insurance claims may be more common and expensive than other policies, and with the higher price comes a greater financial risk to the policyholder.

Car insurance companies have spent millions of dollars on people and the factors that make the more responsible and safer driver, and according to their research — people with good or excellent credit scores make smaller claims on average than do those people with poor credit.

Whole life insurance may prove a better value than term for someone with an insurance need of greater than ten to fifteen years due to favorable tax treatment of interest credited to cash values.

Avoiding Tax Trap in the Exchange The very common reason why many policyholders would opt to change their old annuity policy and old life insurance policy in exchange to a new annuity policy and new annuity policy is mainly because a new policy is most likely will perform much better compared to the old policies since nowadays there are already improvements when it comes to mortality which will provide a lower insurance cost, a lesser administration expense on the policy which will provide lower cost, improvements in the said underwriting with lower cost, improvements in the health of the insured which will trigger lower cost, improvements in interest crediting which will perhaps provide higher rates of interest as well as the interest linked in an index and to some cases, a worsened health which may cause higher than the usual annuity payments.

According to TransUnion, consumers with the best credit - based insurance scores are likely to stay put with their insurer because they showed lower auto insurance shopping rates than other consumers.

In Michigan, home to some of the highest car insurance rates in the country, we found that someone with poor credit can pay an average of $ 464 more per month than someone with good credit and the same driving record.

A person with a low credit score will generally pay higher insurance premiums than someone with a good credit score.

They wonder, for example, the logic behind how someone with a bad or not - so - good driving record could get a lower car insurance rate than someone with a mediocre credit score.

In many states, homeowners with exceptional credit histories are eligible for reduced rates, but as Washington's laws are very tough on how much influence your credit history can have on your insurance premiums, good credit discounts may be harder to find (it should be noted that the laws concerning the relationship between Washington insurance rates and credit ratings are in place to keep insurance providers from raising the rates of those with poor credit history rather than to keep those with excellent credit histories from getting discounts).

For someone with a good credit history the insurance rates would be much lower than for those with fair or poor credit rating.

Use your credit history to your advantage since insurance companies will always prefer clients with good credit rather than clients with bad credit history.

We understand the challenges that many face finding auto insurance, from less than perfect credit to high risk to first time teen drivers and we want to work with you to find the best fit for your budget.

Persons with good credit record and no bankruptcy incidents with grab car insurance in much lower rates than others.

Private mortgage insurance (PMI) rates vary by down payment amount and credit score but are generally cheaper than FHA rates for borrowers with good credit.