Sentences with phrase «insurance than you need»

Having more insurance than you need is usually preferable to having less than you need, and we always recommend having at least enough to cover all of your personal assets.

You're wasting money if you buy more insurance than you need, so think about how much you contribute, after taxes, to your family's income.

You can be sure you are covered and that you're not buying more insurance than you need.

You can make sure you are not buying more insurance than you need, a costly mistake that many policyholders make when they are not working with an agent who can advise them on what they truly need.

Coverage amounts that coordinate directly with the outstanding payments due on the Prepaid Plan so you are never buying more insurance than you need.

For example, if your super fund has classified you as a smoker or blue collar worker, and these risk characterisics aren't relevant to you, you could be paying more for your insurance than you need to.

We recommend you not invest in any more life insurance than you need for student loan debts; you can always add more life insurance later as your financial needs grow.

Why pay more for home insurance than you need to?

Now, we are not suggesting that you purchase more life insurance than you need.

There is no good reason to pay for insurance than you need to.

They might talk you into more insurance than you need: Lauderdale says, «Understandably, brokers are interested in the commission they will gain from a sale.

As such, many people buy a little more life insurance than they need.

That way, you can avoid paying more than you should (for more insurance than you need).

Overextending yourself and your budget for more insurance than you need can encourage an unhealthy case of debt.

Be careful to buy no more insurance than you need (see What Your For Life Insurance Agent Makes — On You.

Buying more insurance than you need can cause you to pay even more for your coverage.

You can make sure you are not buying more insurance than you need, a costly mistake that many policyholders make when they are not working with an agent who can advise them on what they truly need.

I'm basically buying more life insurance than I need.»

If you have more life insurance than you need, you'll be paying higher premiums than necessary.

Although the decision on the number of policies you want depends on you, trustworthy life insurance companies and agents do not want to sell you more insurance than you need, so they want to look at your current policy or policies.

When it comes to life insurance coverage, you'll want to make sure that all major life events (for example, birth of a child, purchasing a home, children in college) won't leave you with less life insurance than you need.

Getting the perfect size life insurance policy is a delicate balance between not paying for more insurance than you need and buying enough coverage.

Beware of the person you choose is objective and will not try to sell you more insurance than you need.

Second, you'll need to disclose your existing life insurance policy when you apply so the insurer can make sure you aren't buying more life insurance than you need (or is legally allowed).

If you buy less insurance than you need, you will be digging deep into your own pockets in the event of a disaster.

Some people scoff at the notion of buying more insurance than they need according to the law, but they usually change their tune after learning a little about driving statistics in South Carolina.

If you buy more insurance than you need, you will be wasting money with each year's premium.

Don't Buy More Life Insurance Than You Need — Use a life insurance calculator to determine your actual life needs.

There is no sense paying more for insurance than needed but it is a mistake many people make by not shopping around for multiple vehicle insurance quotes.

Additionally, you should try not to buy more insurance than you need.

That way, you won't pay for more life insurance than you need, and you'll get as much as is necessary to properly protect your family.

You could be purchasing more insurance than you need without realizing it - or you could have gaps in your coverage that can leave you vulnerable to loss.

With no exam life insurance, if you are approved, you could find yourself paying easily 2 to 3 times more for life insurance than you need to and if it has an increasing premium it could become unaffordable about the time it might be needed.

Buying more insurance than you need can be quite wasteful, some claim.

You can be sure you are covered and that you're not buying more insurance than you need.

Either way, you don't want to buy more insurance than you need, nor do you want to have gaps in coverage that will leave your company exposed to unforeseen risks.

This means that if you don't have many belongings to insure, but want to be able to purchase new stuff in the event of a total loss, you might have to pay for more insurance than you need.

This will protect you from paying more for auto insurance than you need to and ensures that you know exactly what your policy will cover before you sign the paperwork.

If you still feel the insurance company is trying to sell you more insurance than you need, it might be a good time to shop around for a new insurance company.

Not exact matches

Those with assets worth more than $ 50,000 might find that long - term care insurance allows them to afford assisted living or nursing - home care, should they need it.

But a 53 - year - old insurance salesman with a bad back will have different needs than a 19 - year - old hoping to make the football team — and he will seek different qualities in a trainer.

Insurance and HR are a perfect example: For young companies, it could make better financial sense to outsource your HR needs to a PEO than to go with a traditional insurer.

It also provides credit insurance to small companies in the U.S. who'd similarly like to sell to customers in other countries who might need more favorable purchasing terms than many small companies can offer.

But if the Department of Finance wants to find ways to save Canadians money on mortgage insurance, it need look no further than the 49th parallel.

«In a case like PRP's,» says Whiting, «where Dr. Chao was the main person responsible for running the company, directing research, and attracting investors, you need more insurance than in a case where there are more people near the top.»

The bottom line is that for the next four years their insurance business will need to expand by less than $ 10 billion a year.

If your down payment is less than 20 %, you may be need to purchase private mortgage insurance.

Making needed fixes to Obamacare before next year may be more difficult — and expensive — than Senate leaders think, state insurance commissioners suggested at a Senate hearing Wednesday.

«Berkshire has access to two low - cost, non-perilous sources of leverage that allow us to safely own far more assets than our equity capital alone would permit: deferred taxes and «float,» the funds of others that our insurance business holds because it receives premiums before needing to pay out losses»

Permanent life insurance is an option that could help meet all of these needs; however, fewer than half of those with a financial professional have permanent life insurance and one - quarter don't currently have it, but would like to learn more about it.