Sentences with phrase «insure by carriers»

Not exact matches

If you have a cash value policy and can no longer afford to pay the contract's premiums but still need insurance, for example, your carrier may be able to continue insuring your life by using your policy's cash value to buy term life insurance.

In order to protect all policyholders, the adjuster needs to be certain that liability should, in fact, attach to the insured and the carrier before stating that it does by paying the claim.

There are a couple insurance benefits as well; for instance, loss or damage of car rentals and travel accidents (common carriers such as plane, train, or ship) are insured by American Express.

Immediate (again term usage varies by carriers) benefit means exactly what the term implies: Once approved the full amount of the policy is immediately in force and will be paid in its entirety should the insured die during the policy's active period.

Insurance products are not FDIC insured, not guaranteed by a bank and are underwritten by unaffiliated, third party insurance carriers.

As an H - DTM Visa Signature Cardmember of U.S. Bank National Association, you, your spouse and unmarried dependent child (ren) will be automatically insured against accidental loss of life, limb, sight, speech or hearing while riding as a passenger in, entering or exiting any licensed Common Carrier, provided the entire cost of the passenger fare (s), less redeemable certificates, vouchers or coupons, has been charged to your H - DTM Visa Signature Card issued by U.S. Bank National Association.

This discount is available to new members and is based on the number of years you were continuously insured by your previous carrier.

The trip cancellation or trip interruption of the insured person must be caused by or result from death, accidental injury, disease or physical illness of the insured person or an immediate family member of the insured person, or default of the common carrier resulting from financial insolvency.

As an Aeromexico Visa cardmember of U.S. Bank National Association, you, your spouse and unmarried dependent child (ren) will be automatically insured against accidental loss of life, limb, sight, speech or hearing while riding as a passenger in, entering or exiting any licensed Common Carrier, provided the entire cost of the passenger fare (s), less redeemable certificates, vouchers or coupons, has been charged to your Aeromexico Visa Card issued by U.S. Bank National Association.

Your painting will be delivered by registered and insured postage (or by a carrier where necessary to provide the appropriate guaranteed delivery and insurance cover).

Our client and her two children went underneath of the trailer of a vehicle owned by Schneider National Carriers, Inc., and insured by Liberty Mutual.

While in egregious cases where a lawyer hired by the carrier has abused his or her relationship with the insured, the client, so as to favor the lawyer's source of income — the insurance company — the courts have responded to protect the insured's interests.

Such benefits are usually paid by the employer's workers» compensation insurance carrier, although the law allows some employers to insure themselves.

We obtained summary judgment in the U.S. District Court for the Eastern District of Pennsylvania where the court found in favor of the insurance carrier on a breach of contract and statutory bad faith claim filed by its insured.

«Health plans,» for purposes of the regulatory impact and regulatory flexibility analyses, include licensed insurance carriers who sell health products; third party administrators that will have to comply with the regulation for the benefit of the plan sponsor; and self - insured health plans that are at least partially administered by the plan sponsor.

Even if your German Shepherd has a bite history and / or you've made a claim and are being dropped by your current home insurance carrier, Einhorn Insurance can help insure your home and dog.

Well, being that some of the money sits in a cash account, and the insuring carrier is contractually obligated and bound by the contract, how they handle your money is extremely important.

If the Insured Person is eligible for Medicare part A or B CIGNA will provide claim payment according to this Policy minus any amount paid by Medicare, not to exceed the amount CIGNA would have paid if it were the sole insurance carrier.

Non-admitted carriers are a risky proposition as they neither offer nor guarantee such protection For example, your insured claim will most likely remain unpaid, in the event of bankruptcy or insolvency, as such carriers are not protected by «The California State Guarantee Fund».

Policy stacking is an option that allows you to increase your UM bodily injury and UIM bodily injury coverage limits by the number of cars you have insured with your carrier.

Start by looking at the company's financial rating, which grades the carrier's ability to meet its obligations to its insureds.

Many insurance companies will quote you higher new driver rates based solely on your short driving record in the U.S.. But, you can get around this by providing your insurance carrier with a copy of your good driving record from your country, says Goddard, who often insures high - tech employees from overseas.

Coverage against the loss of checked - in baggage by a carrier, on which the insured person is travelling as a passenger, is provided.

This plan also provides cover during the travel period in the form of compensations against lost luggage post check in, and purchase of consumable goods owing to delay in the handing over of the checked in luggage of the insured individual by the carrier for more than 12 hours.

Unless an insured has a high - risk job or avocation, it's usually not worth the extra cost, as it's rarely paid out by insurance carriers.

This plan also provides cover during the travel period in the form of compensations against lost luggage post check in, any kind of delay in the flight, accommodation and travelling expenses borne by the individual due to missed flight, or expenses incurred on purchase of consumable goods owing to delay in the handing over of the checked in luggage of the insured individual by the carrier for more than 12 hours.

Life insurance carriers balance out the risk they take by insuring you by «rating» you and pricing your insurance with higher premiums.

«The risk to customer satisfaction in the wake of catastrophic events transcends those directly affected and expands to other insureds whose satisfaction with service is also affected by the image of their carrier,» said Robert Lajdziak, Business Consultant for the North American Insurance Practice at J.D. Power.

This benefit reimburses a specified amount for the purchase of emergency toiletries and clothing when an insured's checked luggage is lost or delayed by the airline or other Common Carrier for 24 hours or more.

The insurer will reimburse the insured, up to the Maximum Limit shown on the Schedule of Benefits for the cost of necessary personal effects purchased by the insured during the Trip, if the insured's baggage is delayed or misdirected for more than 12 hours from the time the insured arrives at the Destination (other than the insured's return destination) provided the insured is a ticketed passenger on a Common Carrier and the delay or misdirection is verified by the Common Carrier.

Basically, carriers assign a table rating to an insurance application by assigning «Risk Points» to every factor affecting how risky you are to insure.

These types of companies mainly insure specialty risks such as high - risk auto insurance or high - risk individuals that would not be eligible for coverage by a standard lines carrier because of its underwriting guidelines or restrictions.

The Travel Accident Benefit pays an additional 100 % for accidents in which the insured was a passenger on a public conveyance being operated by a common carrier to transport passengers for hire.

The benefits from this type of rider can be provided on either an indemnity basis, where the care provider is paid directly by the carrier, or on a reimbursement schedule that requires the insured to pony up for the costs of care first and then submit a claim.

Select Repair Shop: Body shops chosen by your insurance carrier that are authorized to handle the repair of insured vehicles without the need for an inspection by an assigned adjuster.

Immediate (again term usage varies by carriers) benefit means exactly what the term implies: Once approved the full amount of the policy is immediately in force and will be paid in its entirety should the insured die during the policy's active period.

Accidental Death and Permanent Total Disability Common Carrier: The sum insured as specified is paid by the company along with sum insured for Personal Accident section, if the individual undergoes accidental Bodily Injury during the course of the journey subject to the injury resulting in death or permanent total disability.

For Interruption of Trip, this Insurance does not cover: (1) war or any act of war, whether declared or not; participation in a felony, riot or insurrection; participation in contests of speed; a Pre-existing Condition existing prior to the Insured's departure from their Home Country that has the likelihood of causing death; the Insured Person or Traveling Companion or Traveling Companion's family making changes to personal plans; having business or contractual obligations; being unable to obtain necessary travel documents (passports, visas, etc.); being detained or having property confiscated by customs authorities; carrier caused delays (including bad weather); prohibition or regulatory by any government; default of yacht charter companies; default of the organization from which the Insured Person purchased their trip arrangements.

You could be wasting a lot of money each year by insuring with a Middletown carrier that is not suited towards your needs.

So should the insured die from a natural cause (cancer, heart attack, stroke, etc, ect...) this particular insurance carrier issues a full refund of all premiums paid by the insured to the insured's beneficiaries prior to the policy going fully in force.

Family Transportation Benefit: Actual expenses incurred by the immediate family member of transportation by the most direct route by a licensed common carrier to the confined Insured Person

Total Loss of Checked - In Baggage: Payment of purchasing new items if the insured Person's accompanying checked - in baggage for an overseas journey is permanently lost by a carrier.

For instance, get a multiline discount by insuring your car and home with the same carrier, pay off your bill annually instead of month - by - month to avoid administrative fees, and put your spouse on your policy to limit costs.

That bill, the Small Business Health Fairness Act (H.R. 525), would allow associations to provide coverage through carriers or self - insured plans, and is also supported by NAR.