The technical answer to what is loss of use coverage on Manhattan, NY renters insurance is «If a loss by a peril
insured against under this policy to covered property or the building containing the property makes the residence premises not fit to live in, we cover at your choice either of the following:... any necessary increase in living expenses incurred by you so that your household can maintain its normal standard of living; or... the fair rental value of that part of the residence premises where you reside...»
If a civil authority prohibits you from use of the «residence premises» as a result of direct physical damage to neighboring premises caused by a Peril
Insured Against under this policy, we cover resulting
The perils
insured against under the policy are the list of things that you're covered against.
The perils
insured against under the policy are the list of things that you're covered against.
If a civil authority prohibits you from use of the «residence premises» as a result of direct physical damage to neighboring premises caused by a Peril
Insured Against under this policy, we cover resulting
Not exact matches
In Sonoma County alone, with close to 60,000 acres
under vine, almost 70 percent are
insured against any number of the vagaries that can occur — and there is a reason for that.
Workers will be able to protect their pensions by
insuring savings
against stock market falls
under plans being drawn up by ministers.
(b) If the contractor has
insured the same aircraft
against loss or destruction in connection with other operations, the amount of such insurance coverage on the date of the loss or damage for which the Government may be responsible
under this contract.
By listing a renters insurance interested party instead of a renters insurance additional
insured, you preserve your right to take action
against them for something that's potentially covered
under the policy.
Briefly, the named
insured is, of course, the person to whom the policy is issued and who is
insured against loss
under the policy.
If the other driver's injuries and / or property damage exceed your policy limits, he can file a claim
against his own
under -
insured motorist coverage to pay what your policy will not cover.
If you list them as additional
insured, they're
insured under the policy and likely not eligible to make a claim
against your liability coverage.
If the terms of a mortgage loan contract requires a borrower to purchase both a homeowners» insurance policy and a separate hazard insurance policy to
insure against loss resulting from hazards not covered
under the borrower's homeowners» insurance policy, a servicer must disclose whether it is the borrower's homeowners» insurance policy or the separate hazard insurance policy for which it lacks evidence of coverage to comply with § 1024.37 (c)(2)(v).
Under the expanded moratorium, the FHA is instructing lenders and servicers to suspend all foreclosure actions
against insured borrowers in these presidentially declared major disaster areas until May 18, the agency says in a release.
In the event an insurer receives from a covered person a valid order of protection
against the policyholder or other person covered
under the policy then the insurer is prohibited, for the duration of the order, from disclosing to the policyholder or other person the address (including street, mailing or email addresses) and telephone number of the
insured, or of any person or entity providing covered services to the
insured.
Once implemented we will not share your name, address, social security number or any other information (your Personal Details) from which there is a reasonable basis to believe your Personal Details could be obtained, to the policyholder or other
insured covered
under the same policy
against whom you have a valid order of protection, without your express consent.
Typically in British Columbia you will have two or more injury claims, one
against ICBC as your insurer and another
against the at fault driver, usually also
insured by ICBC
under third party liability coverage.
A «Claim» is defined
under the Policy as «a demand including service of suit or institution of arbitration proceedings, for money
against an
Insured...» All Claims (written demand in letter form, suits, demands for arbitration, etc.) should be sent to:
«Policy limits» means the highest amount available
under the policy for the claim
against the
insured.
In D.E v. Unifund Assurance Co. the Court was tasked with determining whether an insurer had a duty to defend its
insured under a homeowner's policy
against a claim alleging that the
insured's Grade 8 daughter had bullied her classmate, causing physical and psychological injuries.40 The claim alleged that the
insured was negligent in their failure to control their daughter.
Co., where an
insured sought coverage
under a personal liability insurance umbrella policy for liability and defense costs arising out of a suit filed
against him for alienation of affection by his lover's husband.
In doing so, many noticed that some lawyers were either not purchasing errors and omissions insurance, or were
under -
insured, resulting in clients being unable to collect on losses they suffered as a result of successful lawsuits
against lawyers.
392 Despite anything in this Act, any person may
insure against fire any property situated in Ontario in an exchange not licensed
under this Act, and any property so
insured or to be
insured may be inspected and any loss incurred in respect thereof adjusted, if such insurance is effected outside Ontario and without any solicitation in Ontario directly or indirectly on the part of the insurer.
(5) Despite subsection (4), if a person is a named
insured under a contract evidenced by a motor vehicle liability policy or the person is the spouse or a dependant, as defined in the Statutory Accident Benefits Schedule, of a named
insured, the person shall claim statutory accident benefits
against the insurer
under that policy.
(3) A beneficiary may enforce for the beneficiary's own benefit, and a trustee appointed
under section 315 may enforce as trustee, the payment of insurance money payable to him, her or it, but the insurer may set up any defence that it could have set up
against the
insured or the
insured's personal representative.
In any action in Ontario
against the licensed insurer or its
insured arising out of an automobile accident in Ontario, the insurer shall appear and shall not set up any defence to a claim
under a contract made outside Ontario, including any defence as to the limit or limits of liability
under the contract, that might not be set up if the contract were evidenced by a motor vehicle liability policy issued in Ontario and such contract made outside Ontario shall be deemed to include the statutory accident benefits referred to in subsection 268 (1).
(5.2) If there is more than one insurer
against which a person may claim benefits
under subsection (5) and the person was, at the time of the incident, an occupant of an automobile in respect of which the person is the named
insured or the spouse or a dependant of the named
insured, the person shall claim statutory accident benefits
against the insurer of the automobile in which the person was an occupant.
113 Despite anything in this Act, any person may
insure property situated in Ontario
against fire with an unlicensed insurer, and any property
insured or to be
insured under this section may be inspected and any loss incurred in respect thereof adjusted, if such insurance is effected outside Ontario and without any solicitation whatsoever directly or indirectly on the part of the insurer.
Business Development: Brokering various business dealings that further the diversification of Indian economies Developing and accessing commercial financial programs and services for tribal governments, including tax - exempt offerings and federally - guaranteed housing loans Serving as issuer or underwriter's counsel in tribal bond issuances Ensuring tribal compliance with Bank Secrecy Act and other federal financial regulatory requirements Handling federal and state income, excise, B&O, property and other tax matters for tribes and tribal businesses Chartering tribal business enterprises
under tribal, state and federal law Registering and protecting tribal trademarks and copyrights Negotiating franchise agreements for restaurants and retail stores on Indian reservations Custom - tailoring construction contracts for tribes and general contractors Helping secure federal SBA 8 (a) and other contracting preferences for Indian - owned businesses Facilitating contractual relations between tribes and tribal casinos, and gaming vendors Building tribal workers» compensation and self - insurance programs Government Relations: Handling state and federal regulatory matters in the areas of tribal gaming, environmental and cultural resources, workers» compensation, taxation, health care and education Negotiating tribal - state gaming compacts and fuel and cigarette compacts, and inter-local land use and law enforcement agreements Advocacy before the Washington State Gambling Commission, Washington Indian Gaming Association and National Indian Gaming Commission Preparing tribal codes and regulations, including tribal court, commercial, gaming, taxation, energy development, environmental and cultural resources protection, labor & employment, and workers» compensation laws Developing employee handbooks, manuals and personnel policies Advocacy in areas of treaty rights, gaming, jurisdiction, taxation, environmental and cultural resource protection Brokering fee - to - trust and related real estate and jurisdictional transactions Litigation & Appellate Services: Handling complex Indian law litigation, including commercial, labor & employment, tax, land use, treaty rights, natural and cultural resource matters Litigating tribal trust mismanagement claims
against the United States, and evaluating tribal and individual property claims
under the Indian Claims Limitation Act Defending tribes and tribal
insureds from tort claims brought
against them in tribal, state and federal courts, including defense tenders pursuant to the Federal Tort Claims Act Assisting tribal
insureds in insurance coverage negotiations, and litigation Representing individual tribal members in tribal and state civil and criminal proceedings, including BIA prosecutions and Indian probate proceedings Assisting tribal governments with tribal, state and federal court appeals, including the preparation of amicus curiae briefs Our Indian law & gaming attorneys collaborate to publish the quarterly «Indian Legal Advisor ``, designed to provide Indian Country valuable information about legal and political developments affecting tribal rights.
You may also have claims
against the driver of your vehicle, and your own insurance provider for uninsured or
under -
insured motorists.
The defendant was only
insured for $ 50,000, and we successfully pursued an
under -
insured motorist claim for our client
against her own auto insurance carrier, collecting an additional $ 205,000.
If it was not made
against the
insured during the policy period, then the insurer can disclaim coverage for that reason alone, regardless of when the
insured gave notice.1 If the claim was made during the policy period but the
insured gave notice after the expiration of the requisite time frame for notice
under the policy, then the ability to disclaim coverage will turn on whether the notice provisions are conditions precedent or covenants.2 This principle applies regardless of whether the policy is a claims - made or a claims - made - and - reported and reported.3 If the notice provisions are covenants, then late notice constitutes a breach of the policy by the
insured, triggering application of Md..
A Run off PI policy will provide indemnity to cover the cost of defending any claim made
against those
insured under the policy and will reimburse the losses occurring should the claim be upheld
against the
insured parties.
The court explained that
under the applicable rule, «[e] vidence that a person was or was not
insured against liability is not admissible upon the issue [of] whether the person acted negligently or otherwise wrongfully.»
It is important to remember though that an excluded driver can still have recourse
against the policy that excludes him / her if they otherwise meet the definition of «
insured person»
under the policy.
Dominion denied that the claimant was an «
insured person»
under his parent's policy and pursued a priority dispute
against State Farm.
We successfully collected that amount for our teen client, and then we pursued an
under -
insured motorist claim
against our client's mother's auto insurance policy.
So long as you have uninsured or
under -
insured motorist protection, you will be able to file a claim
against your own insurance company for uninsured or
under -
insured claims.
Insurers are vocally opposed, even though they are prohibited outright
under California law from covering punitive damage awards
against their
insureds.
Under Rule of Evidence 411, evidence that a witness was
insured against liability is admissible to prove their «bias» or «prejudice».
Uninsured motorist coverage
insures not only
against the uninsured motorist but also
against the
under insured motorist.
All the
insured persons
under this policy are eligible for cover
against cases of sexual harassment, wrongful termination, discriminatory acts and other acts that might incur loss to the organization.
Third Party Insurance:
Under this plan, the
insured individual is protected
against the loss / damage that occur due to bodily injury or death to a third party or any damage to property because of the
insured person's vehicle.
Under the terms and conditions of your policy, the travel insurance company agrees to offset those financial losses if the event you're
insured against actually happens.
A single customer policy, it is given to
insure against loss for services rendered
under a defined billing period.
[5] A related variation is the claims - made - and - reported policy,
under which the policy covers only those claims that are first made
against the
insured and reported by the
insured to the insurer during the policy period.
The driver of the luxury vehicle can file a claim
against his own
under -
insured motorist coverage to pay for repair costs when the negligent driver's coverage limits have been reached.
In Florida, uninsured motorist coverage, which covers the policy holder
against any damages to his own vehicle caused by an uninsured or
under -
insured drivers, is not required in the state.
Once implemented we will not share your name, address, social security number or any other information (your Personal Details) from which there is a reasonable basis to believe your Personal Details could be obtained, to the policyholder or other
insured covered
under the same policy
against whom you have a valid order of protection, without your express consent.
Likewise, if an
insured files suit
against an insurance company for denying a $ 250,000 claim
under a homeowner's insurance policy, courts will not usually award anything beyond that amount to a prevailing
insured.