Sentences with phrase «insured by uninsured motorist»

Not exact matches

A type of uninsured / underinsured motorist coverage in which policyholders can «stack,» or combine the limits of the uninsured / underinsured motorist coverage they purchase for each of their insured vehicles to help cover the cost of damage from an accident caused by an uninsured or underinsured driver.

Arizona car insurance laws do not require drivers to carry it, but this policy option can help protect insured motorists from damage by uninsured motorists.

In states where stacking is not specifically prohibited, liability limits under the uninsured motorist coverage may be multiplied by the number of cars insured under a single policy or may be added together where multiple vehicles are insured under different policies.

When you're comparing Citrus Heights insurance quotes for your vehicle, check to see if the policies the companies are offering provide the basic liability coverage required by California law or standard coverage, which includes higher liability limits plus comprehensive, collision, insured and uninsured motorist coverages.

A recent study estimated the number of uninsured motorists by using a ratio of insurance claims made by people injured by uninsured drivers to claims by people injured by insured drivers.

This past week Geico insurance responded to a policy limits demand we sent on their own insured's Uninsured Motorist Insurance by claiming the victim was doing just fine despite $ 69,000 in medical bills and year long recovery.

Pursuant to Section 20 of the Insurance (Vehicle) Act, there is a $ 200,000 limit for anyone in B.C. injured by an uninsured motorist, even if you do not own or insure a vehicle.

Bruinsma v. Cresswell et al. 2013 ONCA 111 Insurance — Automobile insurance — Compulsory government schemes — Uninsured or underinsured motorist coverage — Exceptions and exclusions A disqualified driver (plaintiff) was in an accident while driving his girlfriend's vehicle (insured by CAA).

All liability policies must provide uninsured motorist coverage, but if the insured person wants to, he or she can decline the coverage by signing a written waiver.

That's because if you get into an accident with an uninsured or under - insured motorist, you could be stuck paying for the damage to your car, lost wages beyond what is covered by your own first party no - fault insurance, and other damages.

IRC measures the number of uninsured motorists based on insurance claims, using a ratio of insurance claims made by people who were injured by uninsured drivers relative to the claims made by people who were injured by insured drivers.»

When filing a claim for damages caused by an uninsured or insufficiently insured driver, uninsured (UM) or underinsured (UIM) motorist coverage can help.

While not a requirement, uninsured / underinsured motorist coverage provides a source of recovery for an insured person in the event they are injured by a driver who either does not have auto insurance at all, or who has an insufficient amount of coverage.

We do not provide Uninsured Motorists Coverage for «bodily injury» sustained by any «insured»: «1.

Check your coverage before traveling out of state Victims can get the compensation they deserve after a car crash - both in state and out of state - by having adequate uninsured motorist, under - insured motorist, and no - fault insurance coverage as well as the help of an attorney.

«In addition to paying for insurance that covers their own actions, insured drivers pay a portion of the costs incurred by drivers without insurance through uninsured motorist (UM) coverage.

Uninsured motorist coverage gives you an added layer of protection, stepping in to pay for damage and medical bills if you are hit by a driver that isn't insured.

Car owners and drivers have to be covered against New Hampshire liability expenses, purchase medical payments coverage, and include uninsured motorist protection on their policies should they choose to be insured in order to fulfill their legal obligation as set forth by the state of New Hampshire [1].

Uninsured / underinsured motorist coverage is optional, but recommended, as it protects the insured from absorbing various costs related to damages caused by an at - fault uninsured or underinsured Uninsured / underinsured motorist coverage is optional, but recommended, as it protects the insured from absorbing various costs related to damages caused by an at - fault uninsured or underinsured uninsured or underinsured motorist.

When you have purchased Collision coverage and elected this waiver, this waiver pays the collision deductible on the insured motor vehicle when a loss is caused by an uninsured motorist.

Uninsured Motorist Coverage Pays for damages to you and your passengers when injury or death is caused by an uninsured, under - insured or hit - and - run Uninsured Motorist Coverage Pays for damages to you and your passengers when injury or death is caused by an uninsured, under - insured or hit - and - run mMotorist Coverage Pays for damages to you and your passengers when injury or death is caused by an uninsured, under - insured or hit - and - run uninsured, under - insured or hit - and - run motoristmotorist.

Insured motorist rear ends uninsured motorist If an insured motorist rear ends a vehicle that is not insured is the damage done to the uninsured vehicle covered by the at fault Insured motorist rear ends uninsured motorist If an insured motorist rear ends a vehicle that is not insured is the damage done to the uninsured vehicle covered by the at fault insured motorist rear ends a vehicle that is not insured is the damage done to the uninsured vehicle covered by the at fault insured is the damage done to the uninsured vehicle covered by the at fault driver?

Uninsured Motorist Property Damage — Again, similar to the PDL description above, this coverage protects the driver against property damage caused by an uninsured motorist in an accident — for instance, should an insured driver hit your car, your body work and repairs would beUninsured Motorist Property Damage — Again, similar to the PDL description above, this coverage protects the driver against property damage caused by an uninsured motorist in an accident — for instance, should an insured driver hit your car, your body work and repairs would be Motorist Property Damage — Again, similar to the PDL description above, this coverage protects the driver against property damage caused by an uninsured motorist in an accident — for instance, should an insured driver hit your car, your body work and repairs would beuninsured motorist in an accident — for instance, should an insured driver hit your car, your body work and repairs would be motorist in an accident — for instance, should an insured driver hit your car, your body work and repairs would be covered.

Penn National Car Insurance also provides uninsured and under - insured motorist coverage, which pays for medical bills resulting from a crash caused by a driver without insurance or without enough insurance, collision coverage which pays for repairs needed to your car after a crash and other - than - collision (comprehensive) coverage, which pays for repairs to your car resulting from damage other than a collision.

Uninsured motorist coverage will protect you from accidents caused by drivers who are either not insured or those who are too young to procure insurance.

Finally, unlike many states Connecticut requires that drivers insure themselves against accidents caused by uninsured motorists.

Under - insured / uninsured motorist coverage — If the accident involves a driver that is not insured by auto - insurance, or do not have sufficient coverage to fully pay for the damages, your no - fault insurance will not take over under - insured or uninsured motorist coverage.

A large number of uninsured motorists prods car insurance rates higher because there are fewer insured drivers paying premiums to help offset the risks taken on by the car insurance companies.

The limits of such uninsured motorist bodily injury coverage shall be equal to the highest limits of bodily injury liability coverage for any one vehicle insured under the policy; provided, however, that (i) the limits shall not exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident regardless of whether the highest limits of bodily injury liability coverage for any one vehicle insured under the policy exceed those limits and (ii) a named insured may purchase greater or lesser limits, except that the limits shall not be less than the bodily injury liability limits required pursuant to subdivision (2) of this subsection, and in no event shall an insurer be required by this subdivision to sell uninsured motorist bodily injury coverage at limits that exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident.

According to a report from the USA today in 2009 insured motorists make up for the uninsured motorists by a whopping $ 11 billion.

Uninsured motorist coverage protects the driver and their passengers and insures as there isn't any insurance provider paying the costs for the accident that was caused by the driver harm treatment costs that will otherwise go unpaid.

For uninsured motorist property damage coverage, the limits purchased by the named insured shall be subject, for each insured, to an exclusion of the first one hundred dollars ($ 100.00) of such damages.

Uninsured / Underinsured Motorist Coverage Coverage pays for property damage or bodily injury if you are in an accident caused by an uninsured motorist (a driver who does not have the minimum level of insurance required by law) or a driver who is insured, but who has less coverage than your underinsured motoristUninsured / Underinsured Motorist Coverage Coverage pays for property damage or bodily injury if you are in an accident caused by an uninsured motorist (a driver who does not have the minimum level of insurance required by law) or a driver who is insured, but who has less coverage than your underinsured motorist Motorist Coverage Coverage pays for property damage or bodily injury if you are in an accident caused by an uninsured motorist (a driver who does not have the minimum level of insurance required by law) or a driver who is insured, but who has less coverage than your underinsured motoristuninsured motorist (a driver who does not have the minimum level of insurance required by law) or a driver who is insured, but who has less coverage than your underinsured motorist motorist (a driver who does not have the minimum level of insurance required by law) or a driver who is insured, but who has less coverage than your underinsured motorist motorist coverage

The court held that South Dakota law does not allow an insurer to limit uninsured motorist coverage by an «owned - but - not - insured» exclusion.

Uninsured motorist liability coverage pays for the injuries and medical expenses of the insured driver and any passengers if they are hit by a motorist without insurance.

The mother's insurer denied the claim for uninsured motorist benefits on the basis of the «owned - but - not - insured» exclusion, noting that the vehicle was owned by the woman but was not insured under the policy and therefore no uninsured motorist benefits should be paid.

(e) Uninsured or underinsured motorist coverage that is provided as part of a motor vehicle liability policy shall insure that portion of a loss uncompensated by any workers» compensation law and the amount of an employer's lien determined pursuant to G.S. 97 - 10.2 (h) or (j).

In states where stacking is not specifically prohibited, liability limits under the uninsured motorist coverage may be multiplied by the number of cars insured under a single policy or may be added together where multiple vehicles are insured under different policies.

Many insurers have attempted to limit uninsured motorist coverage by including an «owned - but - not - insured» exclusion in the policy.

In Florida, uninsured motorist coverage, which covers the policy holder against any damages to his own vehicle caused by an uninsured or under - insured drivers, is not required in the state.

The limits of such underinsured motorist bodily injury coverage shall be equal to the highest limits of bodily injury liability coverage for any one vehicle insured under the policy; provided, however, that (i) the limits shall not exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident regardless of whether the highest limits of bodily injury liability coverage for any one vehicle insured under the policy exceed those limits, (ii) a named insured may purchase greater or lesser limits, except that the limits shall exceed the bodily injury liability limits required pursuant to subdivision (2) of this subsection, and in no event shall an insurer be required by this subdivision to sell underinsured motorist bodily injury coverage at limits that exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident, and (iii) the limits shall be equal to the limits of uninsured motorist bodily injury coverage purchased pursuant to subdivision (3) of this subsection.

Being a victim in an auto accident caused by an uninsured or under insured motorist may leave you totally responsible for your vehicle's damages, and your medical bills if you do not have under insured & uninsured motorist coverage.

As the name implies, the uninsured or under - insured motorist insurance compensates for expenses when the other party doesn't have insurance or doesn't have enough money to pay for the expenses that were brought about by the accident.

Uninsured or under - insured motorist coverage pays your expenses if you get hit by someone who does not have any insurance coverage or not enough coverage to pay the required expenses.

Uninsured motorist bodily injury protects an insured from bodily injury caused by an uninsured driver up to the policUninsured motorist bodily injury protects an insured from bodily injury caused by an uninsured driver up to the policuninsured driver up to the policy limits.

Uninsured motorist bodily injury insurance (UM or UMBI) covers you, the insured members of your household (resident relatives) and your passengers for bodily / personal injuries, damages, or death caused by an at - fault driver who doesn't have insurance (uninsured) or, in some states, by a hit - and - run or miss - and - ruUninsured motorist bodily injury insurance (UM or UMBI) covers you, the insured members of your household (resident relatives) and your passengers for bodily / personal injuries, damages, or death caused by an at - fault driver who doesn't have insurance (uninsured) or, in some states, by a hit - and - run or miss - and - ruuninsured) or, in some states, by a hit - and - run or miss - and - run driver.

If you're hit by someone who leaves the scene, or by someone who's inadequately insured, uninsured motorist and underinsured motorist coverage kicks in.

A type of uninsured / underinsured motorist coverage in which policyholders can «stack,» or combine the limits of the uninsured / underinsured motorist coverage they purchase for each of their insured vehicles to help cover the cost of damage from an accident caused by an uninsured or underinsured driver.

An ability, allowed by some states, to combine the uninsured and underinsured motorist coverage limits from multiple cars owned and insured by the same family.

Arizona car insurance laws do not require drivers to carry it, but this policy option can help protect insured motorists from damage by uninsured motorists.