Sentences with phrase «insured drivers on your policy»

Many automated systems including plug - ins, GPS systems, and even additional monitoring within vehicles means insurance companies can better rate the insured drivers on a policy.

Not exact matches

If the policy has three comprehensively insured vehicles, with three regular drivers, then each regular driver can have the application running on their respective phones.

If you've previously been insured as an additional driver on, for example, your parents» policy, call your insurer and ask if they'd be willing to take this into account for a no - claims bonus.

In its simplest form, when a policy holder is injured in an accident with an uninsured driver, the policy holder can use the uninsured motorist (UM) coverage available on each vehicle they have insured and «stack» it together.

On appeal, the appeal judge disagreed with the arbitrator that an excluded driver under a policy is also a person «specified on the policy as a driver of the insured automobile»On appeal, the appeal judge disagreed with the arbitrator that an excluded driver under a policy is also a person «specified on the policy as a driver of the insured automobile»on the policy as a driver of the insured automobile»:

The question was whether he was specified in the policy as a driver of the insured automobile by virtue of being listed on the Certificate as one of the drivers on the policy, notwithstanding being excluded from driving any of the vehicles on the same policy.

Most insurance policies in Ontario contain a fixed collection of accident benefits, also known as no - fault benefits, which cover insured drivers regardless of whether the accident occurs within Ontario, within Canada but outside of Ontario, in the United States, or on a ship between ports of Canada and the United States.

But by using an under - insured motorist insurance policy, you make sure you are covered even when the other driver falls down on their responsibilities.

And what if the car is insured but the driver that hit you is not on the policy?

Sometimes referred to as an occasional driver, the secondary driver is a driver who is listed on your auto insurance policy as a driver of an insured vehicle, but is not the primary driver.

Car owners and drivers have to be covered against New Hampshire liability expenses, purchase medical payments coverage, and include uninsured motorist protection on their policies should they choose to be insured in order to fulfill their legal obligation as set forth by the state of New Hampshire [1].

«We have them listed as insured (aka occasional drivers),» says Snyder, AIA vice president and assistant general counsel, in Washington, D.C. «If you cover them under your policy, they'll probably have more coverage than they could afford if they had to buy their own policies on their own.»

If you regularly borrow a car from a friend or neighbor and are not listed as an insured driver on their personal auto policy, you would be wise to purchase a non-owner liability insurance policy, especially if the vehicle owner carries low liability limits.

Additional (or excluded) drivers on the policy, and how many miles you and your additional insured drivers may average annually

A primary driver is the main driver of the vehicle that is being insured, and they will always be listed first on the insurance policy.

When you insure many cars on a single policy, your child may be able to get insurance coverage without having to pay the usual high rates for inexperienced, high - risk drivers.

Defendant agrees that, in any instance in which an insured or applicant for insurance provides Defendant with a report from a doctor (whose background and experience qualifies him / her, within the meaning of applicable law, to render such an opinion) indicating that the insured or applicant is able (either without qualification or limitation, or with qualifications or limitations consistent with restrictions on the individual's driver's license) to operate a motor vehicle safely, the fact that the insured or applicant for insurance has a mental or physical condition shall not, in any way, affect Defendant's decision to issue an insurance policy or the premium charged.

The information on the SR - 50 affidavit includes the name and driver's license number of the insured party, as well as the policy's effective and expiration dates.

Although your name is on your auto insurance policy, it's technically the car that is insured, not the driver.

In taking on any particular driver under their protection and selling them a policy, an auto insurance provider is basically volunteering to take on the risk associated with insuring that driver.

Our benchmark driver found that insuring his car in Toledo cost $ 1,419 on average per year for a minimum policy.

An insurance claim report contains details about auto insurance claims you or another insured driver listed on your policy have filed with their insurance companies, both previous and current.

If you were insured on or before the date you received the citation, most jurisdictions allow drivers to present proof of the policy to the clerk of court to have the fine or bail assessed reduced.

If you have more than four vehicles or drivers that need to be insured on your policy, contact an insurance agent to get an accurate insurance quote offer.

The National Insurance Co Ltd (NICL) has been directed by a consumer forum here to pay a policy holder insured amount of Rs 1.3 lakh for a stolen car along with compensation of Rs 15,000 for rejecting his claim on the ground that the driver had claimed to be the owner of the vehicle in the FIR.

The cheapest cars to insure study by Insure.com is based on a certain profile of driver, Your driver profile will likely be different, as you can see by all the different factors above, you might be eligible for more discounts on your policy or decide to participate in cost - reducing programs like Usage Based Insurance.

As a large provider, the organization will have access to great funds and availability of providers, making it likely that drivers insured under their policies will experience great discounts based on their age as members of the group now must be over 55 to join.

That includes some basic information about you, your vehicle, your driving record, and limited information about any other drivers you'd like to insure on your policy (such as your spouse or children).

The cost of insuring a 17 - year - old driver varied greatly depending on whether they secured their own policy or whether they were added to their parents» plan.

Also, insuring more than one driver or vehicle on the same policy can also save you money overall.

By paying additional premium on car insurance policy, you can also enhance this coverage to paid driver and other passengers of insured vehicles.

Now... not only did the insurance agent flat out lie about who does and doesn't need to be placed on my policy (obviously up - selling) but apparently GEICO has now decided that they are only going to insure NO RISK DRIVERS, as if anyone knows what that means.

Since an SR22 policy is considered a high - risk category and will cost more for the driver to remain insured, there are ways to save money on this certificate.

Others may be protected by policy definition even though their names aren't on the policy, such as other drivers operating (with consent) the named insured's covered auto.

21st Century offers you several ways to save money on your auto insurance policy, including a safe driver discount, insuring multiple vehicles, and paying your premiums in advance.

These include but are not limited to: installing an alarm system, paying off your premium upfront with one annual payment, insuring your car and home on the same policy, equipping you car with airbags, maintaining A or B average at school, and taking a defensive drivers course.

A named insured has all the control of the insurance policy whereas anyone listed as a driver or not listed on the policy does not.

According to the commissioner's department, practices such as the ones they describe going on in the state auto insurance industry are unfair to insured policy holders in Texas because they do not provide these drivers with the coverage they think they are getting, and they do not allow cars to be restored to their previous condition after an accident.

Life insurance rates are based on many factors, but the primary driver for the premiums is based on the probability that the insured will die while the policy is in force.

One of the key factors in determining your commercial car insurance premium is the driving records of all drivers insured on the policy.

Uninsured motorist coverage protects the insured policy holder from having to personally take on expenses that should have been paid for by the other driver in an accident for which the other driver is at fault.

Underinsured motorist Coverage: This coverage enables you to receive payments for injuries and property damages if you were hit by an at - fault driver who is insured, but for less than the actual cost of the damages, or less than your underinsured motorist coverage on your policy.

To get your rates down, insure your home and auto on the same policy, apply for a multicar discount, install an antitheft alarm, antilock brakes, and daytime running lights, and seek out discounts for being a good student, senior citizen, or low - mileage driver.

Once the young driver has turned 18, they have the choice of obtaining a new policy or simply removing their parents from the policy if theirs is the only vehicle insured on it.

Other factors that affect the cost of insurance for high - risk drivers include the state the policy is sold in, the type of vehicle being insured and the coverages carried on the policy.

As insured drivers and auto owners, we need to be up to speed on our auto insurance plans and understand the coverage and the limitations for these services included in the policies so that we're prepared for emergencies as they arise.

Insuring multiple vehicles on one policy can greatly benefit you if you are paying for a teenage driver in your house who has an individual policy.

Different states have different policies on auto insurance law and on rules for dealing with uninsured drivers, but the bottom line is that in the long term it is better to just bite the bullet and get the high risk best car insurance policy to get insured and legally on the road.

Most companies will also require some additional personal information on the potential named insured and any listed drivers who will be on the policy, including ages, education information, any moving violations and any recorded car accident information, this will be obtained from the local Bureau of Motor Vehicles.

Insurance companies love to insure women drivers, all you have to do is play a hard bargain to get a good rate on your auto insurance policy.