A recent customer satisfaction survey by the Insurance Research Council found that 86 % of
insured drivers said they were happy with their coverage.
Not exact matches
«Safety remained our primary concern, but we believe that in this case the
driver is the automated system itself,»
says Amy Ford, spokeswoman for the Colorado DOT, whose RoadX mission is to partner with innovative companies to help
insure that the state leads the way in the coming transportation revolution.
Similarly, while he
said the state needed to be sure Uber's
drivers are properly screened and
insured, he is a fan of the service — and a regular customer.
Brobeck also
said the evidence suggests that the majority of uninsured
drivers try to act responsibly, noting that one study even suggested uninsured individuals tend to drive more carefully than
insured drivers.
«We have them listed as
insured (aka occasional
drivers),»
says Snyder, AIA vice president and assistant general counsel, in Washington, D.C. «If you cover them under your policy, they'll probably have more coverage than they could afford if they had to buy their own policies on their own.»
Many insurance companies will quote you higher new
driver rates based solely on your short driving record in the U.S.. But, you can get around this by providing your insurance carrier with a copy of your good driving record from your country,
says Goddard, who often
insures high - tech employees from overseas.
In any instance in which an
insured or applicant for insurance provides the insurance company with a report from a doctor (whose background and experience qualifies him / her, within the meaning of applicable law, to render such an opinion) indicating that the
insured or applicant is able, either without qualification or limitation, or with qualifications or limitations consistent with restrictions on the individual's
driver's license, to operate a motor vehicle safely, the fact that
said insured / applicant has a mental or physical condition shall not, in any way, affect the decision to issue insurance or the premium charged.
«In most states, individual policies significantly add to the already high cost of
insuring a teen
driver,»
said InsuranceQuotes Senior Analyst Laura Adams.
This trend is placing
insured drivers at an increased financial risk in the case of a collision,
said the research.
This is not to
say, of course, that an older
driver will always pay less for car insurance, but all other factors being equal, younger
drivers must usually pay far more to get
insured.
The South Carolina Department of Insurance
says that
drivers insured through the AAIPSC are likely to pay higher auto insurance rates than safer
drivers do.
Car insurance does cost more for younger, less experienced
drivers because they're statistically riskier to
insure, Walker
says.
As states continue to wrestle with the problem of uninsured motorists, Mike Barry, a spokesman for the Insurance Information Institute,
says insured drivers must protect themselves.
They also
say it will potentially work to put more
insured drivers on the road by giving them another incentive to keep up with their insurance coverage.
«The bottom line is that young
drivers are more expensive to
insure, and if they want their own individual policy, it's going to come at a cost,»
says Mike Barry, spokesman for the nonprofit Insurance Information Institute.