Sentences with phrase «insured on a homeowners policy»

If you own items that most people don't, like fine art, talk to an agent about ways you can insure it on your homeowners policy.

Not exact matches

PMI is a mandatory insurance policy for conventional loans which insures a lender against loss in the event that the homeowner stops making payments on a mortgage loan.

Since the definition of named insured on a renters or homeowners policy is commonly «named insured, resident spouse, and resident relatives,» the answer is yes!

Is it a good idea to put a college student on your homeowners policy to insure him at college?

A homeowner's insurance policy usually covers four incidents on the insured property — interior damage, exterior damage, loss or damage of personal assets / belongings, and injury that arises while on the property.

Unlike the standard «dollar deductible» on a homeowners policy, a hurricane or windstorm deductible is usually expressed as a percentage, generally from 1 to 5 percent of the insured value of the structure of your home.

Very often, the dog owner is insured by a homeowner's policy that would pay out on these types of claims.

However, the homeowner policy would only cover if the accident happened while the boat was on the insured property.

For example, a homeowner's insurance policy will normally include liability coverage which protects the insured in the event of a claim brought by someone who slips and falls on the property; automobile insurance also includes an aspect of liability insurance that indemnifies against the harm that a crashing car can cause to others» lives, health, or property.

While you may have some protection under your homeowners insurance policy, if you rely on this coverage alone; you may be under - insured.

You'll also have spent the cash necessary to carry all that gear in the right pack and you'll have insured it with a special rider on your homeowner's policy.

Insure the more expensive items you're traveling with — including the wedding rings — on your homeowners insurance policy instead.

You may be able to insure your boat on your homeowners policy.

A policy extension, or rider, on your homeowners insurance policy to insure an engagement ring or other jewelry.

If you do not replace the property, then the homeowner's policy saves money on the damage to the real property at the insured's expense.

If you travel with expensive items, Squaremouth recommends insuring them on your homeowner's insurance policy.

If a tree hits an insured structure, a homeowners policy covers the cost of removing the tree, generally up to about $ 500 to $ 1,000, depending on the insurer and the type of policy purchased.

Most anyone can sell you a renters insurance policy, but if most of their work is in homeowners and auto insurance, do they really have a strong grasp on what it means to be properly insured as a renter?

Multi-policy discount: When you insure your vehicles through Geico and have a homeowners, renters condor or mobile home policy through Geico you can receive a discount on your car insurance.

Because you have so much riding on a homeowner's policy, it might make sense to insure your personal electronics separately and save the home insurance for things like your clothes, furniture, and other belongings.

Many insurance companies are willing to offer discounts on their auto insurance policies if they are accompanied by the insured's homeowner's insurance policy.

On reading the policy, the insured would have seen language which is in every single renters and homeowners policy: Flooding from groundwater is not covered.

Since the definition of named insured on a renters or homeowners policy is commonly «named insured, resident spouse, and resident relatives,» the answer is yes!

A standard homeowners policy provides for full replacement coverage on your home, but many policyholders fail to take advantage of this benefit because they do not insure the home for its total replacement cost.

Car insurance companies usually offer discounts to customers who give them more business, meaning those who insure multiple vehicles or even combine insurance, like homeowners insurance, with their auto insurance.Insuring multiple vehicles on one insurance plan can greatly benefit you if you are paying for a teenage driver in your house that has an individual policy.

Unlike basic homeowner policy deductibles, hurricane deductibles are based on a percentage — such as 5 percent — of the property's insured value.