The date
the Insured Person becomes a United States citizen.
The waiver of premium rider will provide a benefit only if
the insured person becomes totally disabled.
(1) If
an insured person becomes entitled to receive an income replacement benefit on or after his or her 65th birthday,
If
the insured person becomes disabled, the monthly premium due on the policy is waived during the disability, after a six - month elimination period is met.
Benefits are not available for any services received on or within 6 months after
the Insured Person became insured if those services are related to a Pre-existing Condition.
Not exact matches
Life insurance is something that is
becoming increasingly necessary to have yourself
insured under because of the unstable economy and lives of
people all around the world with the ever... Read More >>
Unless it is regulated by governments so as to
insure that all
people have access to all sides of issues, democracy as we know it
becomes impossible.
The information available is there to help you find the
person of your dreams and
insure that it does not
become your worst nightmare.
If another
person also
becomes insured for Critical Illness and Life Insurance on the same mortgage, a 25 % discount will be applied to each of the individual premiums.
If another
person also
becomes insured for Life and Disability Insurance on the same loan, a 15 % discount will be applied to each of the individual premiums.
If more than one
person becomes insured for Critical Illness and Life Insurance on the same line of credit, a 15 % discount will be applied to each of the individual premiums.
A USDA Mortgage provides low - cost, low rate,
insured home mortgages for
people who want to
become home owners in rural areas.
While the controversial Affordable Care Act has certainly helped some
people (20 million
became insured through it), it's unclear how much of an effect the universal health care law has had on bankruptcies.
Not only does it
insure against the main engine of your life (your income), but the chances of
becoming disabled are much higher than most
people think.
Many
people have less need for life insurance as their investments grow — in effect, they
become self -
insured.
The FHA continues to
insure home loans for
people with bad credit are practically identical to standard FHA programs, and have helped countless
people become homeowners with their ground - breaking second - chance loans.
As a result, city councils pass laws regulating dogs as nuisances, insurance companies decline to
insure some breeds, and
people become afraid of certain breeds or of medium - to - large dogs in general.
Commenting on today's news, Chris Carnicelli, CEO, Generali Global Assistance said «As travel insurance and its myriad benefits
become better understood,
people are choosing to
insure trips at a lower price point than they did in the past.
You may choose to
insure this individual with key -
person insurance to compensate the business for lost revenue and production if this key
person were to
become disabled or to die.
(1) The weekly amount of an income replacement benefit payable to an
insured person who
becomes entitled to the benefit before his or her 65th birthday is the lesser of «A» and «B» where,
(3) Where the
person who would have been entitled to the payment of insurance money, if the money had
become payable immediately before the 1st day of July, 1962, was a preferred beneficiary within the meaning of Part V of The Insurance Act, being chapter 190 of the Revised Statutes of Ontario, 1960, as it existed immediately before that day, the
insured may not, except in accordance with that Part,
(a) subject to clause 6 (2)(a) and despite clause 6 (2)(b), the
insured person is entitled to an income replacement benefit for not more than 208 weeks after
becoming entitled to the benefit; and
Sometimes, an
insured person who holds such a «D&O» policy and who has
become the target of an allegation that in the course of their employment they committed a criminal offence, has had a nasty surprise when they have notified their claim and requested that their criminal lawyers» fees be paid.
If the United States Department of State, Bureau of Consular Affairs, or similar government organization of the
insured person's home country, orders the evacuation of all non-emergency government personnel from the host country, due to political unrest, that
becomes effective on or after the
insured person's date of arrival in the host country, the Company will pay up to a $ 10,000 lifetime maximum for transportation to the nearest place of safety or for repatriation to the
insured person's home country or country of residence provided that:
Voluntary life insurance is a good idea for a
person because if he enrolls within a short period of
becoming employed, he often does not have to provide evidence of good health to be
insured up to the guaranteed issue amount.
He questioned how the best private hospitals in the country could suddenly
become bad and taken out of the network of entities providing cashless treatment facility to
insured persons.
If another
person also
becomes insured for Life and Disability Insurance on the same loan, a 15 % discount will be applied to each of the individual premiums.
If more than one
person becomes insured for Critical Illness and Life Insurance on the same line of credit, a 15 % discount will be applied to each of the individual premiums.
A majority of
people don't need their life insurance policy to stay in place for their entire lives; once they pay off debts, have fewer dependents, and
become self -
insured, it's usually not worth paying for a policy.
In the event of any claim
becoming admissible under the scheme, the
insured person is paid an amount equivalent to reasonable expenses that are incurred by or on behalf of the
insured person.
If another
person also
becomes insured for Critical Illness and Life Insurance on the same mortgage, a 25 % discount will be applied to each of the individual premiums.
The policy
becomes a «matured endowment» when the
insured person lives past the stated maturity age.
When a
person is
insured, these problems
become much smaller and much easier to solve.
K. POLITICAL EVACUATION AND REPATRIATION — If the United States Department of State, Bureau of Consular Affairs or similar government organization of the
Insured Person's Home Country orders the evacuation of all non-emergency government personnel from the Host Country, due to political unrest, that
becomes effective on or after the
Insured Person's date of arrival in the Host Country, the Company will pay up to the amount shown in the Schedule of Benefits / Limits for transportation to the nearest place of safety or for repatriation to the
Insured Person's Home Country provided that:
However, compared to the earlier years in life, once a
person hits 40, it
becomes more important than ever to ensure that he / she and his / her family are adequately
insured.
K. POLITICAL EVACUATION AND REPATRIATION — If the United States Department of State, Bureau of Consular Affairs or similar government organization of the
Insured Person's Home Country orders the evacuation of all non-emergency government personnel from the Host Country, due to political unrest, that
becomes effective on or after the
Insured Person's date of arrival in the Host Country, the Company will pay up to US$ 10,000 lifetime maximum for transportation to the nearest place of safety or for repatriation to the
Insured Person's home country or country of residence provided that:
Becoming chronically ill means that the policyholder is not able to perform, without substantial assistance from another
person for a period of at least 90 days, at least two out of the six activities of daily living or requires substantial supervision from another
person, for a time period of at least 90 consecutive days, to protect the
insured from threats to health and safety due to severe cognitive impairment.
People have
become aware of this fact and have started getting them
insured.
* If an
insured person turns 70 years old during the purchased coverage period, the 70 and over benefit schedule
becomes effective upon the day the
insured turns 70.
A provision that if a
person insured under the group policy, or the
insured dependent of a covered
person, dies during the period within which the covered
person or dependent would have been entitled to have an individual policy issued before such individual policy
becomes effective, the claim will be payable under the group policy.
To qualify under Major Organ Failure on Waiting List, the
Insured Person must
become enrolled as the recipient in a recognized transplant centre in Canada or the United States of America that performs the required form of transplant surgery.
Essentially a life insurance contract which
becomes a MEC is treated like a non qualified annuity by the IRS for taxation purposes prior to the
insured persons passing.
In this case, the
person insured becomes eligible for increased cover if diagnosed with a critical illness i.e. sum assured for critical illness + sum assured for health insurance.
A policy with no cash value can
become very expensive if the
insured person lives to an old age.
The issue with the rising price of insurance is that the cost can
become very high in late policy years, and the owner needs to be prepared to cover these costs either through cash value growth or by paying more into the policy as the
insured person gets older.
It
becomes vital that the
insured person at his own expense provides the insurers with the required assistance and co-operation to enforce the rights.
In the event of accidental death of an
INSURED PERSON, an amount equivalent to the Principal Sum of that person shall become payable in addition to the original Principa
PERSON, an amount equivalent to the Principal Sum of that
person shall become payable in addition to the original Principa
person shall
become payable in addition to the original Principal Sum.
In fact it is not tax efficient for the policy to be set up this way, because when the owner and the
insured person are the same the death benefit
becomes taxable.
Return of Minor Child (ren): Should the
Insured Person be traveling alone with a Minor Child (ren) and
become hospitalized because of a covered Illness or Injury and the Minor Child (ren), under age 19, is left unattended, the Company will arrange and pay, for one - way economy fares to their Home Country.
• If the
insured person has changed the communication address and not updated the same with the Insurance Company, it
becomes difficult for the insurance company to send the maturity amount.